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Yurisprudentia: Jurnal Hukum Ekonomi
Published by Institut Agama Islam Negeri Padangsidimpuan
ISSN : 24426822     EISSN : 25805134     DOI : -
Core Subject : Religion, Economy, Humanities,
Religion Humanities Economics, Econometrics & Finance
Yurisprudentia; Jurnal Hukum Ekonomi, ISSN Cetak: 2442-6822; ISSN ONLINE: 2580-5134, publishes scientific writings in the form of research results, literature reviews, conceptual articles and actual issues that are relevant and focused in the field of Islamic economics. The editor accepts that the article has not been published in other media with the format of writing as stated in the page script writing guidelines. Yurisprudentia; This Islamic Economics Journal was established in 2015, published by IAIN Padangsidimpuan Fakultas Syariah dan Ilmu Hukum twice a year, in June and December
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 174 Documents
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LEGAL PROTECTION OF TRADEMARKS: SOLUTIONS FOR SMEs IN PAREPARE CITY Pikahulan, Rustam Magun; Rasyid, St. Cheriah; Madani, Mutiah Suci
Yurisprudentia: Jurnal Hukum Ekonomi Vol 10, No 2 (2024)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v10i2.13539

Abstract

This study examines legal protection for trademarks of Micro, Small, and Medium Enterprises (MSMEs) in Parepare City. MSMEs in this region play a crucial role in the local economy, yet business actors' awareness of the importance of trademark registration remains low. Lack of knowledge about the benefits of trademark protection and perceptions of high costs and complicated procedures are the main obstacles. This research employs a normative-empirical method, using primary data from interviews with MSME actors and secondary data from legal literature. The findings highlight the need for education, assistance, and improved accessibility to trademark registration services. Education through training and seminars, assistance by legal consultants, and the use of digital systems such as e-filing can enhance awareness and ease the registration process. Trademark protection provides exclusive rights, prevents unfair business competition, and increases the competitiveness of MSMEs. With government support in the form of subsidies or assistance programs, it is expected that MSMEs will be better prepared to face global challenges and ensure business sustainability.
TRANSFORMASI PEMBIAYAAN BERBASIS GREEN FINANCING PADA BANK SYARIAH INDONESIA PERSPEKTIF HUKUM ISLAM Ridwan, Muhammad; Hidayah Harahap, Purnama
Yurisprudentia: Jurnal Hukum Ekonomi Vol 10, No 1 (2024)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v10i1.10983

Abstract

This article aims to examine the application of green financing-based financing at Bank Syariah Indonesia (BSI) from an Islamic law perspective. This research includes library research, which interprets the concepts contained in green financing. Data sources in this research are books, Bank Syariah Indonesia reports, articles and relevant manuscripts or documents. The results of this research show that the application of green financing at Bank Syariah Indonesia has increased from the previous year. This reached IDR 52.6 trillion or 23.77% based on total BSI financing. This green financing program has a positive impact on sustainable economic development in Indonesia, especially the contracts used based on Islamic principles. Review of Islamic law regarding green financing, namely Hifzh al-Maal (Maintenance of Assets), Hifzh al-Nafs (Care of the Soul), Hifzh al-Nasl (Care of Offspring), Hifzh al-'Aql (Care of the Mind) and Hifzh al -Din (Religious Maintenance) has been carried out based on legal provisions.
URGENCY OF THE DRAFT STATUTE ON MATERNAL AND CHILD WELFARE FOR FEMALE EMPLOYEES Nisa, Ardina Khoirun
Yurisprudentia: Jurnal Hukum Ekonomi Vol 9, No 2 (2023)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v9i2.9489

Abstract

The ongoing deliberations involve the Draft Statute on Maternal and Child Welfare, with particular emphasis on several regulations that prioritize the well-being of mothers and children. This study emphasizes the initial 1000 days of an individual’s life, commencing from the prenatal stage, commonly referred to as the "golden age," with the objective of cultivating a high-caliber generation. The objective of this study is to examine the underlying justifications for the necessity of the Draft Statute on Maternal and Child Welfare, as well as the obstacles encountered during the implementation of said legislation. The study employed normative legal research methodology, adopting a statutory approach and utilizing secondary data collection through a literature review employing qualitative descriptive data analysis techniques. The findings of this study indicate that the implementation of the Draft Statute on Maternal and Child Welfare is necessary in order to facilitate the development of Indonesia’s future generations. Nevertheless, the implementation of the Draft Statute on Maternal and Child Welfare may pose a challenge in terms of reduced female employee recruitment, as it is perceived to have negative implications for companies. This will serve as the foundation for companies to establish specific measures in the recruitment of female employees.
PENGATURAN PERLINDUNGAN HUKUM PADA PERJANJIAN E-CONTRACT PINJAM MEMINJAM UANG PADA LAYANAN FINANCIAL TECHNOLOGY BERBASIS PEER TO PEER LENDING PUTRI, INDIRA HANAYA
Yurisprudentia: Jurnal Hukum Ekonomi Vol 10, No 1 (2024)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v10i1.11531

Abstract

The development of globalization has encouraged the birth of the digital era of technology, and the presence of Financial Technology (Fintech). One of the features used is money lending, then information technology-based money lending and borrowing services or Peer to Peer Lending (P2PL) emerged, regulated in Financial Services Authority Regulation Number 77/POJK.01/2016 concerning Information Technology-Based Money Lending and Borrowing Services (LPMUBTI) . The form of bond in fintech contained in an electronic contract arises as a result of an agreement between the Organizer and the Lender, or the Lender and the Loan Recipient. This research is normative juridical, as an approach to exploring law based on statutory regulations. The nature of the research used is descriptive research, aiming to describe clearly and in detail all the information obtained regarding the research subject, namely Fintech P2PL. The research results show that the protection of the parties in P2PL fintech is very lacking, namely loan recipients who lack education regarding P2PL fintech cause losses in default. Nor can lenders lose their money if bad credit occurs.Keyword: Legal Protection, Financial Technology, Peer to Peer Lending
MEMBANGUN LOYALITAS NASABAH MELALUI PENGUATAN DIGITALISASI DI INDONESIA Zahra, Nadya Az; Lemiyana, Lemiyana; Bayumi, Muhamad Rahman
Yurisprudentia: Jurnal Hukum Ekonomi Vol 9, No 2 (2023)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v9i2.8588

Abstract

Kepuasan dan loyalitas merupakan faktor penting dan menjadi tujuan setiap perusahaan tak terkecuali perbankan. Layanan mobile banking di era teknologi menjadi pilihan bagi nasabah, oleh karena itu E-Service Quality serta E-Trust perlu dibangun demi mencapai loyalitas dan kepuasan nasabah. Mengetahui pengaruh dari E-Service Quality dan E-Trust terhadap loyalitas nasabah Bank Syariah Indonesia KCP Palembang Merdeka yang dimediasi oleh Kepuasan Nasabah adalah tujuan dari penelitian. Metode pengumpulan data adalah melalui kuesioner menggunakan skala likert. Populasinya berjumlah 2.100 nasabah, sampelnya berjumlah 95 responden dengan menggunakan teknik purposive sampling. Pengaruh positif dan signifikan ditunjukkan oleh Path Coeficient mengenai E-Service Quality dan E-Trust pada loyalitas nasabah. Selain itu, pengaruh positif signifikan juga diberikan oleh E-Service Quality dan E-Trust pada kepuasan nasabahnya. Kepuasan nasabah dapat memediasi hubungan E-Service Quality dan E-Trust terhadap loyalitas nasabah.
PERLINDUNGAN HUKUM BAGI NASABAH DALAM KASUS PHISING DAN SIBER PERBANKAN DI INDONESIA Az-zahra, Intania; Labib, Zaky Munthaha
Yurisprudentia: Jurnal Hukum Ekonomi Vol 10, No 2 (2024)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v10i2.13952

Abstract

Penelitian ini membahas perlindungan hukum bagi nasabah bank dalam kasus penipuan perbankan digital, dengan fokus pada phishing dan kejahatan siber di Indonesia. Era digitalisasi yang pesat telah membawa kemudahan dan efisiensi dalam transaksi perbankan, tetapi juga memperkenalkan risiko signifikan, seperti kejahatan siber yang menargetkan data pribadi dan keamanan finansial. Penelitian ini menyoroti peran otoritas pengawas seperti Otoritas Jasa Keuangan (OJK) dan Bank Indonesia dalam mengawasi dan membimbing sektor perbankan untuk meningkatkan keamanan digital. Penelitian ini juga mengkaji penerapan hukum seperti Undang-Undang Informasi dan Transaksi Elektronik (UU ITE) dan Undang-Undang Perbankan untuk menangani kejahatan phishing dan memastikan keadilan bagi nasabah yang terdampak. Temuan penelitian ini menekankan pentingnya kolaborasi antara bank, pemerintah, dan otoritas hukum dalam menerapkan langkah-langkah keamanan yang kuat, pendidikan konsumen, dan penegakan hukum untuk menciptakan ekosistem perbankan digital yang aman. Upaya meningkatkan keamanan siber, bersama dengan sanksi tegas bagi pelaku kejahatan siber, bertujuan untuk meminimalkan penipuan perbankan digital dan melindungi kepercayaan serta integritas data nasabah.
DAMPAK PUTUSAN MAHKAMAH KONSTITUSI NOMOR : 18/PUU-XVII/2019 TERHADAP PELAKSANAAN EKSEKUSI JAMINAN FIDUSIA DAN HAK TANGGUNGAN PADA PERBANKAN SYARIAH DI INDONESIA Sirait, Adi Syahputra; Harahap, Muhammad Yadi
Yurisprudentia: Jurnal Hukum Ekonomi Vol 10, No 1 (2024)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v10i1.10365

Abstract

AbstrakArtikel ini bertujuan untuk mengetahui dan mendeskripsikan bagaimana dampak pasca putusan mahkamah konstitusi nomor 18/PUU-XVII/2019 terhadap pelaksanaan eksekusi jaminan fidusia pada perbankan syariah di Indonesia. Tulisan ini mengggunakan metode penelitian empiris dengan pendekatan case approach. Sumber data yang digunakan dalam tulisan ini adalah putusan pengadilan agama tentang eksekusi jaminan fidusia setelah adanya putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019. Hasil penelitian menunjukkan bahwa aturan eksekusi jaminan sebelum adanya putusan Mahkamah Konstitusi menimbulkan pelanggaran dan kekerasan yang dilakukan oleh pihak kreditur dengan menggunakan debt kolektor, namun setelah adanya putusan Mahkamah Konstitusi pelaksanaan eksekusi harus melalui Pengadilan, karena sengketa tersebut terjadi pada perbankan syariah, maka perkara tersebut menjadi wewenangnya Pengadilan Agama, dengan demikian dirasa lebih membeirkan jaminan dan kepastian hukum bagi para pihak. Kata Kunci : Jaminan Fidusia dan Putusan Mahkamah Konstitusi AbstractThis article aims to find out and describe the impact of the post-constitutional court decision number 18/PUU-XVII/2019 on the implementation of fiduciary guarantees in sharia banking in Indonesia. This paper uses an empirical research method with a case approach. The data source used in this paper is the religious court decision regarding the execution of fiduciary guarantees following the Constitutional Court decision Number 18/PUU-XVII/2019. The results of the research show that the collateral execution rules before the Constitutional Court decision gave rise to violations and violence committed by creditors using debt collectors, but after the Constitutional Court decision the execution had to go through the Court, because the dispute occurred in sharia banking, the case became The authority of the Religious Courts is thus felt to provide more legal guarantees and certainty for the parties. Keynote : Fiduciary Guarantee and Constitutional Court Decisions
SANKSI KEBIRI DALAM KONTEKS KEJAHATAN SEKSUAL PADA ANAK: PERSPEKTIF HUKUM ISLAM DAN TEORI KEADILAN JOHN RAWLS Mustafid, Mustafid; Sulastri, Sulastri; Qurtubi, Achmad Napis; Hosen, Hosen
Yurisprudentia: Jurnal Hukum Ekonomi Vol 9, No 2 (2023)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v9i2.9430

Abstract

This research aims to explore the views of Islamic law on the use of castration punishment in cases of sexual crimes against children and then relate it to the theory of justice put forward by John Rawls. This type of research is library research with a normative approach. Analysis was carried out using a qualitative descriptive approach. The results of this research are that there are two conditions. First, when the victim is the same as the perpetrator, this is called Liwath Sodomy and is punishable by death. Second, when the victim is not of the same type as the perpetrator, Zina is condemned; the sanction is for those who are married to be stoned to death and for those who are not married to be bound 100 times. Islam does not recognize the punishment of castration, so the law is ta'zir, but this does not mean that castration can punish perpetrators of sexual crimes against children. Furthermore, when related to John Rawls's theory of justice, first, the principle of equal standing emphasizes the importance of providing equal opportunities to all individuals, including criminals, to improve their social position. Second, the principle of equitable differences requires that inequality in society is only acceptable if it benefits the most disadvantaged. In the context of castration, the question is whether the action benefits the victim or society. Therefore, Jonh Rawls's concept of justice indirectly does not recognize the punishment of castration for sexual crimes against children.
EFEKTIVITAS PENYELESAIAN SENGKETA EKONOMI SYARIAH SECARA NON-LITIGASI MELALUI BADAN ARBITRASE SYARIAH NASIONAL Harahap, Sarah Khairani; Khoirudin, Akhmad Arif
Yurisprudentia: Jurnal Hukum Ekonomi Vol 10, No 2 (2024)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v10i2.13679

Abstract

Yurisdiksi utama BASYARNAS sebagai lembaga penyelesaian sengketa ekonomi syariah di luar pengadilan adalah menyelesaikan secara adil dan cepat sengketa muamalat/perdata yang timbul di bidang perdagangan, keuangan, hukum, perindustrian, jasa yang diselenggarakan berdasarkan prinsip syariah. Ditegaskan dalam Pasal 60 Undang-Undang nomor 30 tahun 1999 bahwa putusan arbitrase bersifat final dan mempunyai kekuatan hukum tetap serta mengikat para pihak. Dalam kenyataan, para pihak masih merasa tidak puas dengan putusan BASYARNAS yang diharapkan dapat mencapai win-win solution yang selama ini dianggap win-lose solution. Putusan BASYARNAS yang bersifat final dan mengikat pada kenyataanya masih terkesan diabaikan. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi pustaka kemudian dianalisis dengan teori efektivitas hukum. Hasil penelitian menemukan bahwa penyelesaian sengketa ekonomi syariah melalui BASYARNAS masih belum menjadi pilihan yang solutif bagi para pihak. Beberapa putusan lembaga tersebut masih sering diabaikan oleh para pihak dan tidak cepat dieksekusi. Keterbatasan sumber daya manusia yang belum merata juga menjadi kendala penyelesaian sengketa para pihak yang berada di daerah, sehingga menyita banyak waktu dan materi. Kesimpulannya, BASYARNAS dinilai masih belum efektif dalam menjalankan fungsinya sebagai lembaga penyelesaian sengketa ekonomi syariah non-litigasi. BASYARNAS belum dapat memberikan kepuasan dan kepastian hukum yang diharapkan para pihak. Diharapkan terjalin kerjasama yang baik antara pemerintah, pembuat regulasi, dan pihak terkait lainnya untuk mencapai kesempurnaan tujuan Badan Arbitrase Syariah Nasional.
PENGARUH KENAIKAN HARGA, KARAKTERISTIK, ROKOK ELEKTRONIK TERHADAP KONSUMSI ROKOK DI KOTA SEMARANG Prasetia, Irfan Rizki
Yurisprudentia: Jurnal Hukum Ekonomi Vol 10, No 1 (2024)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v10i1.10962

Abstract

Salah satu cara yang bisa ditempuh dalam rangka mengurangi konsumsi rokok yaitu menaikkan tarif cukainya. Pemerintah Indonesia telah meningkatkan tarif cukai rokok sebanyak  7 kali sepanjang tahun 2016-2022, dengan rata-rata peningkatan 12,5 persen tiap tahunnya. Namun, peningkatan tarif cukai tersebut tidak menurunkan angka konsumen rokok. Di Kota Semarang, angka konsumen rokok justru mengalami peningkatan sepanjang tahun 2016-2021, dengan rata-rata peningkatan 5,7 persen tiap tahunnya. Penelitian ini memiliki tujuan yakni dalam rangka melakukan analisis pengaruh dari harga rokok, usia perokok, pendapatan perokok, lama konsumsi rokok, dan pengguna ganda terhadap jumlah konsumsi rokok. Data yang dipergunakan pada penelitian ini yaitu data primer dan sekunder yang didapatkan dari responden dengan kuisioner dan studi literatur, yang diolah menggunakan regresi data cross section ordinary least square (OLS). Berdasarkan hasil regresi, diketahui harga rokok, pendapatan rokok, dan pengguna ganda, berpengaruh terhadap jumlah konsumsi rokok. Sedangkan, usia perokok, dan lama konsumsi rokok, tidak berpengaruh terhadap jumlah konsumsi rokok. 

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