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Financial Attitude as a Mediating Variable for Financial Inclusion and Financial Literacy on The Financial Performance of MSMEs Adibah Yahya; Denny Saputera; Taufik Hidayat; Rina Nurjanah
AFRE (Accounting and Financial Review) Vol. 7 No. 2 (2024): July 2024
Publisher : Postgraduate Program Merdeka University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/afr.v7i2.12685

Abstract

This study aims to examine financial inclusion, financial literacy and financial attitudes towards the financial performance of MSMEs. Problems faced by MSMEs regarding financial management.  Factors that affect the financial performance of MSMEs include financial inclusion knowledge, financial literacy, and financial attitudes. The population of this research is MSMEs in Bekasi Regency. The research sample used a non-probability sampling method, namely quota sampling. Data processing techniques using PLS. The results showed that directly, financial inclusion and financial literacy had a significant positive effect on financial performance. However, financial attitudes have no effect on financial performance, besides that financial attitudes cannot mediate the effect of financial inclusion and financial literacy on financial performance. Financial literacy on financial performance.DOI: https://doi.org/10.26905/afr.v7i2.12685
Pengaruh Produksi, Komsumsi, dan Harga Terhadap Impor Beras di Indonesia Reyhan Ariz Altariq; Denny Saputera
Jurnal Ekonomi Manajemen Sistem Informasi Vol. 7 No. 1 (2025): Jurnal Ekonomi Manajemen Sistem Informasi (September-Oktober 2025)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jemsi.v7i1.6493

Abstract

Penelitian ini menganalisis pengaruh produksi, harga, dan konsumsi beras terhadap jumlah impor beras di Indonesia. Hasil uji parsial menunjukan bahwa produksi dan harga beras tak berpengaruh signifikan terhadap impor beras, sedangkan konsumsi beras berpengaruh relative lebih besar dibanding variabel lainnya, namun tetap tidak signifikan. Analisis simultan mengkonfirmasi bahwa ketiga variabel secara kolektif tak berpengaruh signifikan terhadap impor beras. Temuan ini menunjukan bahwa fluktuasi impor beras tak dapat dijelaskan secara memadai oleh ketiga variabel tersebut, sehingga diperlukan model dengan variabel tambahan untuk mendapatkan hasil yang lebih akurat.
Penguatan Kapasitas SDM melalui Branding dan Diversifikasi Produk sebagai Strategi Peningkatan Daya Saing UMKM di Era Globalisasi Fiqih Maria Rabiatul Hariroh; Denny Saputera; Muhammad Kosim
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 2 (2026): MARET-APRIL
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/m5pqer54

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran penting dalam mendorong pertumbuhan ekonomi nasional. Namun, di era globalisasi, UMKM menghadapi tantangan serius berupa ketatnya persaingan, keterbatasan kapasitas sumber daya manusia (SDM), lemahnya strategi branding, serta kurangnya diversifikasi produk. Kondisi ini menyebabkan daya saing UMKM relatif rendah dibandingkan produk sejenis dari pasar global. Oleh karena itu, penguatan kapasitas SDM melalui peningkatan pengetahuan branding dan diversifikasi produk menjadi urgensi utama agar UMKM mampu bertahan dan berkembang.  Tujuan penelitian ini adalah untuk: (1) menganalisis peran penguatan SDM terhadap kemampuan branding dan diversifikasi produk, (2) merumuskan strategi peningkatan daya saing UMKM berbasis kapasitas SDM, dan (3) menghasilkan model pemberdayaan UMKM yang adaptif terhadap tantangan globalisasi. Metode penelitian yang digunakan adalah pendekatan deskriptif-kualitatif dengan teknik studi literatur, observasi, serta wawancara mendalam kepada pelaku UMKM. Selain itu, dilakukan pelatihan dan pendampingan sebagai bentuk intervensi untuk mengukur efektivitas peningkatan kapasitas SDM dalam implementasi branding dan diversifikasi produk. Luaran yang ditargetkan meliputi: (1) publikasi artikel ilmiah pada jurnal nasional terakreditasi, (2) model strategis penguatan kapasitas SDM UMKM berbasis branding dan diversifikasi produk, serta (3) peningkatan kemampuan praktis pelaku UMKM dalam merancang branding dan diversifikasi produk untuk memperluas pasar dan meningkatkan daya saing.
Analisis Kinerja dan Prospek Komoditas Udang Indonesia di Pasar Internasional Marcelina Matilda Mingga Dalopez; Denny Saputera
Ekonomis: Journal of Economics and Business Vol 10, No 1 (2026): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v10i1.2652

Abstract

This study aims to provide a comprehensive overview of the performance and prospects of Indonesian shrimp exports in the international market during the 2019-2014 period. The quantitative methods used are the trade performance index (TPI), revealed comparative advantage (RCA), and constant market share (CMS). The results of this study reveal that the performance of Indonesian shrimp exports experienced very positive growth. The increasing export volume indicates the resilience and solid growth of the Indonesian shrimp sector amidst global market dynamics. Indonesia has a comparative advantage in shrimp exports, although still lagging behind India and Vietnam, this position indicates that Indonesian shrimp remains competitive in the global market. The study also found that competitiveness, product quality and certification, regulatory support, and export performance simultaneously influence the future prospects of Indonesian shrimp exports.
The Influence of Social Media Influencers and the Role of E-Commerce on the Purchase Decision of Cosmetic Products Through Import Activities Salima Ananda Nabila; Denny Saputera
Journal Research of Social Science, Economics, and Management Vol. 5 No. 2 (2025): Journal Research of Social Science, Economics, and Management
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jrssem.v5i2.1056

Abstract

This study investigates the influence of social media influencers and the role of e-commerce on purchasing decisions of imported cosmetic products, with a specific focus on university students in West Java. The research is motivated by the increasing penetration of digital platforms in shaping consumer behavior within the beauty industry, where imported cosmetics continue to dominate due to their global reputation, quality assurance, and trend-driven innovations. Using a quantitative associative approach, data were collected through online questionnaires and analyzed with Structural Equation Modeling–Partial Least Squares (SEM-PLS). The findings reveal that social media influencers significantly affect cosmetic import activity but do not directly influence purchase decisions. Conversely, e-commerce platforms demonstrate a positive and significant role in shaping purchasing decisions, though their direct effect on cosmetic imports remains insignificant. Furthermore, purchase decisions were found to positively and significantly impact cosmetic import activity, underscoring the central role of consumer behavior in driving import volumes. These results highlight that while influencers effectively stimulate awareness and interest, their impact is more indirect, whereas e-commerce provides convenience and access that strongly encourage purchase intentions. For policymakers and cosmetic industry stakeholders, these insights emphasize the need to optimize influencer strategies and e-commerce features in order to strengthen consumer engagement and ensure sustainable import growth. Academically, the research contributes to expanding literature on digital marketing, consumer behavior, and international trade by bridging gaps in prior studies that have rarely addressed official cosmetic imports in the Indonesian context.
POTENSI DIVERSIFIKASI PASAR EKSPOR RUMPUT LAUT INDONESIA Evi Rachmawati; Denny Saputera
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 4 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jkpx4z48

Abstract

Diversifikasi pasar rumput laut Indonesia ke pasar non tradisional merupakan salah satu cara untuk meningkatkan nilai ekspor dan mengurangi ketergantungan terhadap pasar tradisional. Tujuan penelitian dilakukan untuk mengidentifikasi pasar non tradisional rumput laut Indonesia sekaligus menganalisis pangsa pasar rumput laut Indonesia di negara non tradisional. Analisis dilakukan selama periode 2012-2023. Metode Statistic Trand Ranking (STR), Structural (Exports) Match Index (SMI), dan demand index digunakan untuk mengidentifikasi pasar ekspor non tradisional rumput laut Indonesia, serta kuantitaif untuk menganalisis pangsa pasar rumput laut Indonesia di negara non tradisional. Temuan dari analisis menunjukan bahwa terdapat 8 negara yang dikatagorikan sebagai negara pasar non tradisional rumput laut Indonesia yaitu Amerika Serikat, Denmark, Cabo Verde, Singapura, Timor Leste, Prancis, Brazil, dan Belanda. Negara non tradisional dengan pangsa ekspor rumput laut tertinggi yang dianalisis melalui Market Share Index adalah Prancis dan Denmark. Atas pertimbangan nalisis yang telah dilakukan pada penelitian ini, negara-negara non tradisional yang berpotensi untuk pengembangan pasar ekspor rumput laut Indonesia adalah Prancis, Denmark, Amerika Serikat, Belanda, Brazil, Timor-Leste, dan Singapura.
DAMPAK TEKNOLOGI INFORMASI DAN KOMUNIKASI TERHADAP EKSPOR SEPATU INDONESIA Meilky Partogi; Denny Saputera
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 4 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/wsk5r153

Abstract

Penelitian ini bertujuan untuk menganalisis dampak Teknologi Informasi dan Komunikasi (TIK) terhadap ekspor sepatu Indonesia ke sembilan negara mitra dagang utama, yaitu Amerika Serikat, Jepang, Jerman, Korea Selatan, Cina, Australia, Inggris, Belgia, dan Belanda. Metode yang digunakan adalah regresi data panel dengan pendekatan Fixed Effect Model (FEM), menggunakan data sekunder dari tahun 2014 hingga 2023. Variabel independen dalam penelitian ini meliputi TIK (jumlah pengguna internet), Produk Domestik Bruto (PDB) per kapita, nilai tukar, dan jarak. Hasil penelitian menunjukkan bahwa variabel TIK dan jarak berpengaruh signifikan terhadap nilai ekspor sepatu Indonesia, sedangkan PDB per kapita dan nilai tukar tidak menunjukkan pengaruh yang signifikan. Temuan ini mendukung teori Diffusion of Innovation dan teori gravitasi dalam perdagangan internasional. Penelitian ini memberikan implikasi penting bagi kebijakan ekspor dan transformasi digital industri sepatu.
IMPLEMENTASI PENGGUNAAN CEISA 4.0 OLEH PT. PUTRA DWIMITRA LESTARINDO SEBAGAI PENGUSAHA PENGURUSAN JASA KEPABEANAN (PPJK) DALAM MENINGKATKAN KEMUDAHAN AKTIVITAS EKSPOR DAN IMPOR Najiyyah Nur Syahidah; Denny Saputera
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 4 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/njbasz67

Abstract

Perdagangan internasional membutuhkan dukungan teknologi informasi untuk meningkatkan efisiensi proses kepabeanan. Penelitian ini bertujuan menganalisis implementasi CEISA 4.0 pada PT Putra Dwimitra Lestarindo (PT. PDL) sebagai Pengusaha Pengurusan Jasa Kepabeanan (PPJK) dalam meningkatkan kemudahan aktivitas ekspor dan impor. Melalui pendekatan kualitatif dengan metode wawancara semi-terstruktur dan dokumentasi, penelitian menggali pengalaman langsung staf operasional. Informan kunci berasal dari divisi Operasional & Komersial PT. PDL, dengan tambahan informan pendukung dari mitra bisnis. Hasil penelitian menunjukkan CEISA 4.0 memberikan keunggulan signifikan dibandingkan modul sebelumnya, seperti fleksibilitas akses, integrasi dan otomatisasi antar-instansi K/L terkait, dan efisiensi proses validasi dokumen. Sistem baru memungkinkan pembuatan dokumen pabean, pembayaran pungutan, serta pertukaran informasi yang lebih cepat dan transparan
DAMPAK FOREIGN DIRECT INVESTMENT, NILAI TUKAR, TENAGA KERJA, DAN KETERBUKAAN PERDAGANGAN TERHADAP PERTUMBUHAN EKONOMI INDONESIA DENGAN EKSPOR SEBAGAI VARIABEL MEDIATOR Reski Nasvar Azis Madinda; Denny Saputera
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 1 (2026): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/yf7kky50

Abstract

This study aims to analyze the impact of Foreign Direct Investment (FDI), exchange rates, labor force participation, and trade openness on Indonesia’s economic growth, with exports serving as a mediating variable. Economic growth is a crucial indicator of national development and reflects the ability of a country to improve public welfare. The research employs a quantitative approach using secondary time-series data from 2012 to 2024 obtained from the World Bank’s World Development Indicators. The analytical method applied is path analysis using SPSS 27.0 to examine both direct and indirect relationships among variables. The results show that FDI, labor force participation, and trade openness have a significant positive effect on exports, while exchange rates show a negative relationship. Furthermore, exports play a significant mediating role in transmitting the effects of FDI and trade openness on economic growth. These findings highlight the importance of strengthening export performance through supportive investment policies, stable exchange rates, and increased labor productivity to achieve sustainable economic growth in Indonesia.
ANALISIS DAYA SAING EKSPOR MINYAK NILAM INDONESIA: PENDEKATAN RCA, RSCA, DAN EPD PADA TIGA PRODUSEN UTAMA GLOBAL 2015-2024 Renita Adella; Denny Saputera
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 1 (2026): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/3444ke74

Abstract

This study analyzes the export competitiveness of Indonesia patchouli oil relative to its main global competitors (China, France, and the United States) for the 2015-2024 period. Despite Indonesia has a significant contribution to global trade, the industry faces challenges such as price fluctuations and increasing demand for sustainability standards. Utilizing Revealed Comparative Advantage (RCA), Revealed Symmetric Comparative Advantage (RSCA), and Export Product Dynamics (EPD), this research provides a comprehensive evaluation of Indonesia’s competitive position. the findings indicate that Indonesia maintains a remarkably strong and stable comparative ad-vantage, with RCA value rising significantly from 4,982 in 2021 to 7,622 in 2024. Based on the EPD matrix, Indonesia’s export performance is position in the “Rising Star” quadrant, show a declining trend in  competitiveness. The study concludes that strengthening Indonesia’s position requires a transformation toward a green economy and supply chain digitalization to ensure long-term resil-ience increasingly competitive international market.
Co-Authors Adi Maryadi Adinda Siti Zahra Aditya Yudanegara Agustine, Merryam Aminudin Andhi Sukma Arsendo, Rio Ayu Widia Chen, Robin Daniyah, Alifa Putri Dede Hertina Delima, Trianita Della Dwinanti Sumpena Dermawan, Denden Dimas Dewi, Rina Ariyanthi Dewiana Novitasari Diah Sri Rejeki Dwi Fauziansyah Moenardi Dwi Fauziansyah Moenardy Dwi Fauziansyah Moenardy Dwi Fauziansyah Moenardy Effendi, Kharisya Ayu Evan Ozora Evi Nursanti Rukmana Evi Rachmawati Fiqih Maria Rabiatul Hariroh Firdaus Putra Firmansyah, Azzahra Putri Fitri Amalia Gilang Nur Alam Gilang Nur Alam Gugup T. Prihatma Hasbi Hawari Ilham Muhammad Mardiputra Jainuri Jainuri John Henry Wijaya Laila, Nida Laila Marcelina Matilda Mingga Dalopez Meilky Partogi Moenardy, Dwi Fauziansyah Muhadar Putih Muhammad Kosim MUHAMMAD KOSIM, MUHAMMAD Muhsoni, Ridwan Muttaqin, Rizqi Nabila Azhara Mulyadi Najiyyah Nur Syahidah Nida Laila Laila Nisawati, Inna Nurjanah, Rina Pana Gelora Pantalo, Stevin Martha Moia Radhi Abdul Halim Rachmat Ramadani, Fitria Ramdani, Cecep Renita Adella Reski Nasvar Azis Madinda Reyhan Ariz Altariq Reyhan Ariz Altariq Reyhan, Felix Rina Ariyanthi Dewi Rina Ariyanthi Dewi Rina Ariyanti Dewi Rina Nurjanah Risca Meyliawati Risca Meyliawati Rizal Budi Santoso Rizal Budi Santoso Rizal Budi Santoso Rizqi Muttaqin Rizqi Muttaqin Rizqi Muttaqin Rizqi Muttaqin Rizqi Muttaqin Safitri, Dewi Ayu Sakina Ichsani Salima Ananda Nabila Santoso*, Rizal Budi Santoso, Rizal Budi Sifa Amalia Afifah Soni A. Nulhaqim Taharuddin, Nurul Shima Taufik Hidayat Taufik Hidayat Whan Augustin Ainul Amri Wijaya, John Henry Windi Windi Wulan Rahma Dewi Yahya, Adibah