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Struktur Pasar dan Penentuan dan Persaingan Harga Mastura, Mastura; Suhana, Suhana; Hendra K, Joni
Jurnal Akuntansi Hukum dan Edukasi Vol 1, No 2 (2024): November 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jahe.v1i2.3903

Abstract

Pasar merupakan elemen ekonomi yang dapat mewujudkan kemaslahatan dan kesejahteraan hidup manusia. Perekonomian merupakan aspek penting bagi sebuah negara, salah satu penunjang perekonomian negara adalah kesehatan pasar, kemudian kesehatan pasar tersebut tergantung pada mekanisme pasar yang mampu menciptakan harga yang seimbang. Namun hari ini seringkali pasar tidak berjalan sebagaimana mestinya sehingga keseimbangan pasar sulit dicapai, hal tersebut bisa terjadi dari berbagai macam hal, termasuk dalam hal kebijakan pemerintahnya dalam suatu negara ataupun sistem yang dianut oleh suatu negaraPasar merupakan tempat orang-orang berkumpul dengan tujuan untuk menukar kepemilikan barang atau jasa dengan uang. Islam mengatur segenap perilaku manusia dalam memenuhi kebutuhan hidupnya. Diantaranya mencakup tentang kegiatan transaksi di pasar yang jujur dan adil dalam bertransaksi di dalam pasar.Pasar ialah merupakan tempat dimana terjadi proses transaksi antara konsumen dan produsen, maka dengan begitu dapat menentukan harga yang seimbangSehingga, apabila konsumen dan produsen bertemu, sehingga akan tercipta harga yang di tentukan oleh konsumen dan produsen.
Analysis Marketing Strategy Of Online Shop Business Catalogguee In Watansoppeng Mastura, Mastura; Darwis, Muh; Rivai, Muh
Pinisi Business Administration Review Volume 7 Nomor 1, March 2025
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/pbar.v7i1.70849

Abstract

Analysis of the Online Shop Catalogguee Competitive Strategy in Watansoppeng is one way to find out a good competitive strategy used in running a business. Problems that arise is how the application of competitive strategy and determinant factors in implementing competitive strategy. To achieve this goal, then used data collection techniques through observation, interviews, and documentation. The data is processed using a qualitative approach. This study took 10 (people) with representatives and fulfilled criteria in this study. The data source in this research is data  primary using an interview guide. The results of this study show that the implementation of competitive strategy has several indicators, including through price, through brand image, through product design, through quality, and through service. The determinant factors in implementation of competitive strategy, namely supporting factors consisting of the quality of the product, the use of social media as a means of promotion, and the use of company operational standards. The constraints consist of producers of product raw materials, places, and competition factor. The interview technique was carried out in a manner structured with As for factors
Problematics of Implementing Child-Friendly School Programs in Preschool Institutions Bakhtiar, Nurhasanah; Afrida, Afrida; Mastura, Mastura; Fitrah, Rani
KINDERGARTEN: Journal of Islamic Early Childhood Education Vol 7, No 2 (2024): November
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/kjiece.v7i2.33926

Abstract

This study aims to analyze the problems of implementing child-friendly school programs in pendidikan anak usia dini institutions. This study uses a qualitative approach, conducted in five Raudhatul Athfal in Pekanbaru City. The main informants of this study consisted of five heads of Raudhatul Athfal and supporting informants from officials of the Ministry of Religion and the Pekanbaru City Women's Empowerment and Child Protection Service. Data were collected through in-depth interviews and observations. Data analysis techniques were carried out with 4-stage qualitative analysis: collection, reduction, data analysis and conclusions. The results of this study indicate that the implementation of the child-friendly school program in pendidikan anak usia dini institutions still has many problems, namely: 1) Government support that is not yet optimal and uneven policies. 2) Lack of socialization and guidance. 3) Lack of understanding of teachers and education personnel about the concept of Child friendly School. 4) Lack of funds, 5) Lack of commitment from the leadership of the institution. 6) Unsupportive infrastructure. 7) Frequently transferred human resources, 8). Lack of cooperation and participation of parents and the community. The obstacles encountered can be overcome with several best practices, namely: 1) Commitment and making written policies. 2) Thinking positively to always innovate for the progress of the institution. 3) Proactive attitude and take the initiative to the relevant agencies. 4) Trying to fulfill facilities gradually according to ability continuouslyKeyword :  Implementation, Child-Friendly Schools, Early Childhood Education Institutions.ABSTRAK. Penelitian ini bertujuan untuk menganalisis problematika implementasi progam sekolah ramah anak di lembaga pendidikan anak usia dini. Penelitian ini menggunakan pendekatan kualitatif,  dilaksanakan di lima Raudhatul Athfal  di Kota Pekanbaru. Informan utama penelitian ini terdiri dari lima kepala Raudhatul Athfal ditambah dengan informan pendukung dari pejabat Kementerian Agama dan Dinas Pemberdayaan Perempuan dan Perlindungan Anak Kota Pekanbaru. Data dikumpulkan melalaui wawancara mendalam dan observasi. Teknik analisis data dilakukan dengan analisis kualitatif 4 tahapan: pengumpulan data, reduksi, analisis data dan kesimpulan. Hasil penelitian ini menunjukkan bahwa implementasi program sekolah ramah anak di lembaga pendidikan anak usia dini masih banyak ditemukan problematika, yaitu: 1) Dukungan pemerintah yang belum maksimal dan kebijakan yang tidak merata. 2) Kurangnya sosialisasi dan bimbingan. 3)  Kurangnya pemahaman guru dan tenaga kependidikan tentang konsep sekolah ramah anak. 4) Kekurangan Dana, 5) Kurangnya komitmen dari pimpinan lembaga. 6) Infrastruktur yang tidak mendukung. 7) sumber daya manusia yang sering mutasi, 8). Kurang kerjasama dan partisipasi orang tua dan masyarakat. Adanya kendala-kendala yang ditemui, dapat diatasi dengan beberapa best practice, yaitu: 1) Komitmen dan membuat kebijakan tertulis. 2) Berpikiran positif untuk selalu melakukan inovasi untuk kemajuan lembaga. 3) Sikap proaktif dan  jemput bola ke dinas terkait. 4) Berupaya memenuhi fasilitas secara bertahap sesuai dengan kemampuan secara berkesinambungan.Kata Kunci :  Implementasi, Sekolah Ramah Anak, Lembaga pendidikan anak usia dini.
FAKTOR-FAKTOR YANG MEMPENGARUHI NON PERFORMING FINANCING BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA Mastura; Mastura, Mastura; Maulana, zefri; Midesia, Shelly; Nurjannah, Nurjannah
Jurnal Samudra Ekonomika Vol 9 No 1 (2025): Jurnal Samuka
Publisher : Fakultas Ekonomi dan Bisnis Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jse.v9i1.11027

Abstract

This study aims to analyze the influence of financing to deposit ratio, capital adequacy ratio, and total financing on non-performing financing of Sharia People's Financing Banks (BPRS) in Indonesia. The data used in this study is secondary data obtained from the official website of the Financial Services Authority published in the 2014-2022 period. The research method used is a quantitative method with the data analysis technique used is multiple linear regression. The results of this study show that the ratio of financing to deposits, capital adequacy ratio, and total financing partially affect BPRS non-performing financing in Indonesia. The results of the study also show that the ratio of financing to deposits, capital adequacy ratio, and total financing simultaneously affect BPRS's non-performing financing in Indonesia. The results of the study also show that the variables Financing to Deposit Ratio, Capital Adequacy Ratio, and Total Financing are able to explain the BPRS Non-Performing Financing variable in Indonesia by 33.3%. Recommendations for regulators to provide incentive policies or technical assistance for BPRS that have high NPF levels in order to improve their financial performance.
Analisis Fitokimia Ekstrak Daun Bayam Duri (Amaranthus spinosus L.) dari Desa Meurandeh Situmorang, Yulia Theodora; Malida, Malida; Triyani, Nova Winda; Halimatussakdiah, Halimatussakdiah; Mastura, Mastura; Amna, Ulil
JURNAL QUIMICA Vol 5 No 2 (2023)
Publisher : Program Studi Kimia, Fakultas Sains dan Teknologi, Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jq.v5i2.10253

Abstract

Bayam duri (Amaranthus spinosus L.) merupakan salah satu tumbuhan liar yang dianggap gulma bagi tanaman lain. Bayam duri memiliki manfaat sebagai tanaman herbal, bagian akar dan daunnya untuk mengatasi penyakit diare, demam dan sakit tenggorokan. Penelitian ini bertujuan untuk mengidentifikasi kandungan metabolit sekunder pada daun bayam duri yang diperoleh dari Desa Meurandeh. Hasil skrining fitokimia mengungkap adanya sejumlah senyawa metabolit sekunder, termasuk alkaloid, terpenoid, steroid, flavonoid, dan fenol.
Pemberdayaan Ibu PKK melalui Inovasi Produk Yogurt Kacang Hijau untuk Pencegahan Stunting Sari, Mulia Safrida; Niaci, Sarah; Mastura, Mastura; Amna, Ulil; Fitriani, Fitriani; Wibowo, Sara Gustia; Lestari, Ratna; Sari, Herlina Putri Endah; Faizah, Siti
Al-Khidmah Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2025): SEPTEMBER-DESEMBER
Publisher : Institute for Research and Community Service (LPPM) of the Islamic University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jak.v5i3.4795

Abstract

Efforts to prevent stunting at the village level require contextual and innovative strategies, particularly by involving community empowerment in improving children's nutritional quality. This community service program was implemented in Tanjung Seumantoh Village, Karang Baru Subdistrict, Aceh Tamiang Regency, in response to the high percentage of families at risk of stunting (19.96%) and the low consumption of nutritious food caused by limited nutritional knowledge, high milk prices, and cases of lactose intolerance. The main objectives of this program were: (1) to enhance PKK mothers’ knowledge of balanced nutrition and the importance of adequate nutrient intake in preventing stunting, (2) to develop their skills in producing yogurt fortified with mung bean flour as a nutritious food product, and (3) to encourage the utilization of local food sources at the household level to support children's growth and development. The methods included an initial community assessment, nutrition education sessions, yogurt production training, post-activity evaluation through questionnaires, and follow-up mentoring. The results showed a significant increase in knowledge, with 84% of respondents demonstrating improved understanding of the nutritional benefits of mung beans as a fortifying ingredient in milk-based products. Additionally, a portion of respondents showed greater awareness of the relationship between child nutrition and stunting prevention (scale 5; 4.52±0.51), and most participants agreed that they were able to independently follow the steps of milk processing after the training (scale 4; 4.12±0.83). Furthermore, household-level food diversification increased, and 52% of participants were motivated to continue producing fortified yogurt independently. These findings indicate that fortifying UHT milk with mung bean flour through the active involvement of PKK mothers can serve as an effective, sustainable, and community-based strategy for stunting prevention while simultaneously contributing to family economic empowerment.
Pengaruh Sosialisasi, Pendapatan, Dan Persepsi Risiko Terhadap Minat Berinvestasi Di Pasar Modal Syariah Pada Generasi Z Di Kota Langsa Mastura, Mastura; Silfi, Silfiya Nurzakia; Rifyal, Rifyal Dahlawy Chalil; yahya, M.Yahya
Jurnal Investasi Islam Vol 9 No 1 (2024): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v9i1.9354

Abstract

This study aims to analyze the influence of socialization, income, and risk perception on investment interest in the sharia capital market on generation z in Langsa City. This study is a type of quantitative research using primary data. The population in this study was 66,149 and the sample used was 100 respondents using a sampling technique based on purposive sampling and a data collection method using a questionnaire. The testing carried out in this study used the help of the SPSS 21 application with the multiple linear regression analysis method. The results of this study indicate that partially the variables of socialization and income have a significant effect on investment interest in the sharia capital market, while the variable of risk perception partially does not have a significant effect on investment interest in the sharia capital market. Simultaneously, all variables have a significant effect on investment interest in the sharia capital market.
Skrining Fitokimia Daun Sirih Cina (Peperomia pellucida L.) dari Kecamatan Bireun Bayeun, Aceh Timur Permadani, Arsyka; Nikmah, Hidayatun; Halimatussakdiah, Halimatussakdiah; Mastura, Mastura; Amna, Ulil
JURNAL QUIMICA Vol 6 No 1 (2024)
Publisher : Program Studi Kimia, Fakultas Sains dan Teknologi, Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jq.v6i1.10259

Abstract

Tanaman daun sirih cina (Peperomia pellucida L.) merupakan tanaman rumput liar yang banyak tumbuh di lahan tidak rata, di celah-celah batu, bahkan di lingkungan hutan, yang banyak digunakan sebagai obat tradisional khususnya di Indonesia. Tanaman ini termasuk dalam famili Piperaceae dan memiliki sifat antibiotik, antibakteri, analgesik, antiinflamasi, antijamur, antikanker, antioksidan, dan antihipertensi. Penelitian ini bertujuan untuk mengetahui kandungan metabolit sekunder pada tanaman daun sirih cina (P. pellucida L.). Berdasarkan uji fitokimia yang dilakukan, daun sirih mengandung senyawa golongan steroid, triterpenoid, fenol,tanin, dan flavonoid.
Analysis of Customer Behavior Using Cash Deposit Machine and BSI Smart in Langsa City Mastura, Mastura; Ridwan, Achmad; Nurjanah, Nurjanah
Journal of Islamic Financial Technology Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i2.13588

Abstract

Technological developments have also led Islamic Bank Indonesia to increase the efficiency of banking services by offering various digital transaction alternatives. The aim of this research is to analyze customer behavior and what factors influence customer behavior in using the Cash Deposit Machine (CDM) and BSI Smart in Langsa City. The research method used is descriptive qualitative to explore the behavior of Bank Syariah Indonesia customers with Cash Deposit Machine (CDM) and BSI Smart services in Langsa City. With the participation of 10 informants using the Snowball Sampling technique, primary data was obtained through interviews, supported by secondary data from journal literature. Data collection uses observation, interviews and documentation. The research results show that the behavior of Sharia Bank customers in Langsa City towards the use of Cash Deposit Machines (CDM) and BSI Smart shows adaptation to modern technology in financial activities. A total of 6 customers prefer CDM because of its speed, practicality, privacy and security. CDM user customers appreciate easy access to daily transactions. Meanwhile, 4 customers chose BSI Smart because of its flexibility in being able to carry out transactions in various locations without dependence on CDM machines. Factors that influence customer behavior using Cash Deposit Machines (CDM) and BSI Smart in Langsa City include security and privacy, perception of technology, personal factors and psychological factors. This research has a significant contribution to Bank Syariah Indonesia in developing optimal digital service strategies.
Transformation of Bank Aceh's Financial Performance: A Comparative Analysis Before and After Sharia Conversion Muhammad, Alfian; Mastura, Mastura; Hafizah, Syarfina
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 7 No. 1 (2025)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v7i1.28901

Abstract

This study aims to analyze and compare the financial performance of PT Bank Aceh Syariah before and after conversion in 2016, with a research time span from 2009 to 2023. The research method uses a quantitative descriptive approach with financial ratio analysis, namely LDR / FDR, NPL / NPF, ROA, ROE, NIM / NOM, and BOPO. Data were taken from Bank Aceh's quarterly financial statements and analyzed using the Paired Sample t-Test test with the help of Minitab 19 software. The results showed that the conversion had a mixed impact on financial performance. LDR/FDR and NPL/NPF ratios increased, while ROA, ROE, NIM/NOM, and BOPO ratios decreased. These findings indicate that changes in the banking system can have both positive and negative effects, depending on the implementation strategy and external economic conditions. Based on these findings, Bank Aceh Syariah should implement periodic evaluations of the conversion results, strengthen flexible risk management, and improve operational efficiency. This policy is expected to improve long-term financial performance by taking into account market dynamics and changing economic conditions.ABSTRAKPenelitian ini bertujuan menganalisis dan membandingkan kinerja keuangan PT. Bank Aceh Syariah sebelum dan sesudah konversi pada tahun 2016, dengan rentang waktu penelitian dari tahun 2009 hingga 2023. Metode penelitian menggunakan pendekatan deskriptif kuantitatif dengan analisis rasio keuangan, yaitu LDR/FDR, NPL/NPF, ROA, ROE, NIM/NOM, dan BOPO. Data diambil dari laporan keuangan triwulanan Bank Aceh dan dianalisis menggunakan uji Paired Sample t-Test dengan bantuan perangkat lunak Minitab 19. Hasil penelitian menunjukkan bahwa konversi memberikan dampak beragam terhadap kinerja keuangan. Rasio LDR/FDR dan NPL/NPF mengalami peningkatan, sementara rasio ROA, ROE, NIM/NOM, dan BOPO menunjukkan penurunan. Temuan ini mengindikasikan bahwa perubahan sistem perbankan dapat memberikan pengaruh positif maupun negatif, bergantung pada strategi implementasi dan kondisi ekonomi eksternal. Berdasarkan temuan tersebut, Bank Aceh Syariah perlu menerapkan evaluasi berkala terhadap hasil konversi, memperkuat manajemen risiko yang fleksibel, serta meningkatkan efisiensi operasional. Kebijakan ini diharapkan dapat memperbaiki kinerja keuangan jangka panjang dengan memperhatikan dinamika pasar dan kondisi ekonomi yang terus berubah.