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All Journal Jurnal Nalar Pendidikan Jurnal Fisika Unand JOURNAL OF EDUCATION SCIENCE Tansiq: Jurnal Manajemen dan Bisnis Islam J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Martabe : Jurnal Pengabdian Kepada Masyarakat Biologica Samudra SIGn Jurnal Hukum Ihtiyath : Jurnal Manajemen Keuangan Syariah AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Jurnal Samudra Ekonomika Quimica : Jurnal Kimia Sains dan Terapan J-ISCAN : Journal of Islamic Accounting Research JIHBIZ :Global Journal of Islamic Banking and Finance. Pinisi Business Administration Review Jurnal Investasi Islam KATALIS: Jurnal Penelitian Kimia dan Pendidikan Kimia Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Al-Khidmah Jurnal Pengabdian Masyarakat Borneo Community Health Sevice Journal Journal of International Conference Proceedings Jurnal Ilmu Multidisplin JIFTECH: Journal Of Islamic Financial Technology Jurnal Peternakan Sabana Neraca Manajemen, Akuntansi, dan Ekonomi Journal Of Carbazon Jurnal Akuntansi Hukum dan Edukasi MAFEBIS: Jurnal Manajemen, Akuntansi dan Bisnis
Mastura, Mastura
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Struktur Pasar dan Penentuan dan Persaingan Harga Mastura, Mastura; Suhana, Suhana; Hendra K, Joni
Jurnal Akuntansi Hukum dan Edukasi Vol 1, No 2 (2024): November 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jahe.v1i2.3903

Abstract

Pasar merupakan elemen ekonomi yang dapat mewujudkan kemaslahatan dan kesejahteraan hidup manusia. Perekonomian merupakan aspek penting bagi sebuah negara, salah satu penunjang perekonomian negara adalah kesehatan pasar, kemudian kesehatan pasar tersebut tergantung pada mekanisme pasar yang mampu menciptakan harga yang seimbang. Namun hari ini seringkali pasar tidak berjalan sebagaimana mestinya sehingga keseimbangan pasar sulit dicapai, hal tersebut bisa terjadi dari berbagai macam hal, termasuk dalam hal kebijakan pemerintahnya dalam suatu negara ataupun sistem yang dianut oleh suatu negaraPasar merupakan tempat orang-orang berkumpul dengan tujuan untuk menukar kepemilikan barang atau jasa dengan uang. Islam mengatur segenap perilaku manusia dalam memenuhi kebutuhan hidupnya. Diantaranya mencakup tentang kegiatan transaksi di pasar yang jujur dan adil dalam bertransaksi di dalam pasar.Pasar ialah merupakan tempat dimana terjadi proses transaksi antara konsumen dan produsen, maka dengan begitu dapat menentukan harga yang seimbangSehingga, apabila konsumen dan produsen bertemu, sehingga akan tercipta harga yang di tentukan oleh konsumen dan produsen.
Analysis Marketing Strategy Of Online Shop Business Catalogguee In Watansoppeng Mastura, Mastura; Darwis, Muh; Rivai, Muh
Pinisi Business Administration Review Volume 7 Nomor 1, March 2025
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/pbar.v7i1.70849

Abstract

Analysis of the Online Shop Catalogguee Competitive Strategy in Watansoppeng is one way to find out a good competitive strategy used in running a business. Problems that arise is how the application of competitive strategy and determinant factors in implementing competitive strategy. To achieve this goal, then used data collection techniques through observation, interviews, and documentation. The data is processed using a qualitative approach. This study took 10 (people) with representatives and fulfilled criteria in this study. The data source in this research is data  primary using an interview guide. The results of this study show that the implementation of competitive strategy has several indicators, including through price, through brand image, through product design, through quality, and through service. The determinant factors in implementation of competitive strategy, namely supporting factors consisting of the quality of the product, the use of social media as a means of promotion, and the use of company operational standards. The constraints consist of producers of product raw materials, places, and competition factor. The interview technique was carried out in a manner structured with As for factors
FAKTOR-FAKTOR YANG MEMPENGARUHI NON PERFORMING FINANCING BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA Mastura; Mastura, Mastura; Maulana, zefri; Midesia, Shelly; Nurjannah, Nurjannah
Jurnal Samudra Ekonomika Vol 9 No 1 (2025): Jurnal Samuka
Publisher : Fakultas Ekonomi dan Bisnis Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jse.v9i1.11027

Abstract

This study aims to analyze the influence of financing to deposit ratio, capital adequacy ratio, and total financing on non-performing financing of Sharia People's Financing Banks (BPRS) in Indonesia. The data used in this study is secondary data obtained from the official website of the Financial Services Authority published in the 2014-2022 period. The research method used is a quantitative method with the data analysis technique used is multiple linear regression. The results of this study show that the ratio of financing to deposits, capital adequacy ratio, and total financing partially affect BPRS non-performing financing in Indonesia. The results of the study also show that the ratio of financing to deposits, capital adequacy ratio, and total financing simultaneously affect BPRS's non-performing financing in Indonesia. The results of the study also show that the variables Financing to Deposit Ratio, Capital Adequacy Ratio, and Total Financing are able to explain the BPRS Non-Performing Financing variable in Indonesia by 33.3%. Recommendations for regulators to provide incentive policies or technical assistance for BPRS that have high NPF levels in order to improve their financial performance.
Analisis Fitokimia Ekstrak Daun Bayam Duri (Amaranthus spinosus L.) dari Desa Meurandeh Situmorang, Yulia Theodora; Malida, Malida; Triyani, Nova Winda; Halimatussakdiah, Halimatussakdiah; Mastura, Mastura; Amna, Ulil
JURNAL QUIMICA Vol 5 No 2 (2023)
Publisher : Program Studi Kimia, Fakultas Sains dan Teknologi, Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jq.v5i2.10253

Abstract

Bayam duri (Amaranthus spinosus L.) merupakan salah satu tumbuhan liar yang dianggap gulma bagi tanaman lain. Bayam duri memiliki manfaat sebagai tanaman herbal, bagian akar dan daunnya untuk mengatasi penyakit diare, demam dan sakit tenggorokan. Penelitian ini bertujuan untuk mengidentifikasi kandungan metabolit sekunder pada daun bayam duri yang diperoleh dari Desa Meurandeh. Hasil skrining fitokimia mengungkap adanya sejumlah senyawa metabolit sekunder, termasuk alkaloid, terpenoid, steroid, flavonoid, dan fenol.
Pemberdayaan Ibu PKK melalui Inovasi Produk Yogurt Kacang Hijau untuk Pencegahan Stunting Sari, Mulia Safrida; Niaci, Sarah; Mastura, Mastura; Amna, Ulil; Fitriani, Fitriani; Wibowo, Sara Gustia; Lestari, Ratna; Sari, Herlina Putri Endah; Faizah, Siti
Al-Khidmah Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2025): SEPTEMBER-DESEMBER
Publisher : Institute for Research and Community Service (LPPM) of the Islamic University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jak.v5i3.4795

Abstract

Efforts to prevent stunting at the village level require contextual and innovative strategies, particularly by involving community empowerment in improving children's nutritional quality. This community service program was implemented in Tanjung Seumantoh Village, Karang Baru Subdistrict, Aceh Tamiang Regency, in response to the high percentage of families at risk of stunting (19.96%) and the low consumption of nutritious food caused by limited nutritional knowledge, high milk prices, and cases of lactose intolerance. The main objectives of this program were: (1) to enhance PKK mothers’ knowledge of balanced nutrition and the importance of adequate nutrient intake in preventing stunting, (2) to develop their skills in producing yogurt fortified with mung bean flour as a nutritious food product, and (3) to encourage the utilization of local food sources at the household level to support children's growth and development. The methods included an initial community assessment, nutrition education sessions, yogurt production training, post-activity evaluation through questionnaires, and follow-up mentoring. The results showed a significant increase in knowledge, with 84% of respondents demonstrating improved understanding of the nutritional benefits of mung beans as a fortifying ingredient in milk-based products. Additionally, a portion of respondents showed greater awareness of the relationship between child nutrition and stunting prevention (scale 5; 4.52±0.51), and most participants agreed that they were able to independently follow the steps of milk processing after the training (scale 4; 4.12±0.83). Furthermore, household-level food diversification increased, and 52% of participants were motivated to continue producing fortified yogurt independently. These findings indicate that fortifying UHT milk with mung bean flour through the active involvement of PKK mothers can serve as an effective, sustainable, and community-based strategy for stunting prevention while simultaneously contributing to family economic empowerment.
Pengaruh Sosialisasi, Pendapatan, Dan Persepsi Risiko Terhadap Minat Berinvestasi Di Pasar Modal Syariah Pada Generasi Z Di Kota Langsa Mastura, Mastura; Silfi, Silfiya Nurzakia; Rifyal, Rifyal Dahlawy Chalil; yahya, M.Yahya
Jurnal Investasi Islam Vol 9 No 1 (2024): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v9i1.9354

Abstract

This study aims to analyze the influence of socialization, income, and risk perception on investment interest in the sharia capital market on generation z in Langsa City. This study is a type of quantitative research using primary data. The population in this study was 66,149 and the sample used was 100 respondents using a sampling technique based on purposive sampling and a data collection method using a questionnaire. The testing carried out in this study used the help of the SPSS 21 application with the multiple linear regression analysis method. The results of this study indicate that partially the variables of socialization and income have a significant effect on investment interest in the sharia capital market, while the variable of risk perception partially does not have a significant effect on investment interest in the sharia capital market. Simultaneously, all variables have a significant effect on investment interest in the sharia capital market.
Skrining Fitokimia Daun Sirih Cina (Peperomia pellucida L.) dari Kecamatan Bireun Bayeun, Aceh Timur Permadani, Arsyka; Nikmah, Hidayatun; Halimatussakdiah, Halimatussakdiah; Mastura, Mastura; Amna, Ulil
JURNAL QUIMICA Vol 6 No 1 (2024)
Publisher : Program Studi Kimia, Fakultas Sains dan Teknologi, Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jq.v6i1.10259

Abstract

Tanaman daun sirih cina (Peperomia pellucida L.) merupakan tanaman rumput liar yang banyak tumbuh di lahan tidak rata, di celah-celah batu, bahkan di lingkungan hutan, yang banyak digunakan sebagai obat tradisional khususnya di Indonesia. Tanaman ini termasuk dalam famili Piperaceae dan memiliki sifat antibiotik, antibakteri, analgesik, antiinflamasi, antijamur, antikanker, antioksidan, dan antihipertensi. Penelitian ini bertujuan untuk mengetahui kandungan metabolit sekunder pada tanaman daun sirih cina (P. pellucida L.). Berdasarkan uji fitokimia yang dilakukan, daun sirih mengandung senyawa golongan steroid, triterpenoid, fenol,tanin, dan flavonoid.
Analysis of Customer Behavior Using Cash Deposit Machine and BSI Smart in Langsa City Mastura, Mastura; Ridwan, Achmad; Nurjanah, Nurjanah
Journal of Islamic Financial Technology Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i2.13588

Abstract

Technological developments have also led Islamic Bank Indonesia to increase the efficiency of banking services by offering various digital transaction alternatives. The aim of this research is to analyze customer behavior and what factors influence customer behavior in using the Cash Deposit Machine (CDM) and BSI Smart in Langsa City. The research method used is descriptive qualitative to explore the behavior of Bank Syariah Indonesia customers with Cash Deposit Machine (CDM) and BSI Smart services in Langsa City. With the participation of 10 informants using the Snowball Sampling technique, primary data was obtained through interviews, supported by secondary data from journal literature. Data collection uses observation, interviews and documentation. The research results show that the behavior of Sharia Bank customers in Langsa City towards the use of Cash Deposit Machines (CDM) and BSI Smart shows adaptation to modern technology in financial activities. A total of 6 customers prefer CDM because of its speed, practicality, privacy and security. CDM user customers appreciate easy access to daily transactions. Meanwhile, 4 customers chose BSI Smart because of its flexibility in being able to carry out transactions in various locations without dependence on CDM machines. Factors that influence customer behavior using Cash Deposit Machines (CDM) and BSI Smart in Langsa City include security and privacy, perception of technology, personal factors and psychological factors. This research has a significant contribution to Bank Syariah Indonesia in developing optimal digital service strategies.
Transformation of Bank Aceh's Financial Performance: A Comparative Analysis Before and After Sharia Conversion Muhammad, Alfian; Mastura, Mastura; Hafizah, Syarfina
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 7 No. 1 (2025)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v7i1.28901

Abstract

This study aims to analyze and compare the financial performance of PT Bank Aceh Syariah before and after conversion in 2016, with a research time span from 2009 to 2023. The research method uses a quantitative descriptive approach with financial ratio analysis, namely LDR / FDR, NPL / NPF, ROA, ROE, NIM / NOM, and BOPO. Data were taken from Bank Aceh's quarterly financial statements and analyzed using the Paired Sample t-Test test with the help of Minitab 19 software. The results showed that the conversion had a mixed impact on financial performance. LDR/FDR and NPL/NPF ratios increased, while ROA, ROE, NIM/NOM, and BOPO ratios decreased. These findings indicate that changes in the banking system can have both positive and negative effects, depending on the implementation strategy and external economic conditions. Based on these findings, Bank Aceh Syariah should implement periodic evaluations of the conversion results, strengthen flexible risk management, and improve operational efficiency. This policy is expected to improve long-term financial performance by taking into account market dynamics and changing economic conditions.ABSTRAKPenelitian ini bertujuan menganalisis dan membandingkan kinerja keuangan PT. Bank Aceh Syariah sebelum dan sesudah konversi pada tahun 2016, dengan rentang waktu penelitian dari tahun 2009 hingga 2023. Metode penelitian menggunakan pendekatan deskriptif kuantitatif dengan analisis rasio keuangan, yaitu LDR/FDR, NPL/NPF, ROA, ROE, NIM/NOM, dan BOPO. Data diambil dari laporan keuangan triwulanan Bank Aceh dan dianalisis menggunakan uji Paired Sample t-Test dengan bantuan perangkat lunak Minitab 19. Hasil penelitian menunjukkan bahwa konversi memberikan dampak beragam terhadap kinerja keuangan. Rasio LDR/FDR dan NPL/NPF mengalami peningkatan, sementara rasio ROA, ROE, NIM/NOM, dan BOPO menunjukkan penurunan. Temuan ini mengindikasikan bahwa perubahan sistem perbankan dapat memberikan pengaruh positif maupun negatif, bergantung pada strategi implementasi dan kondisi ekonomi eksternal. Berdasarkan temuan tersebut, Bank Aceh Syariah perlu menerapkan evaluasi berkala terhadap hasil konversi, memperkuat manajemen risiko yang fleksibel, serta meningkatkan efisiensi operasional. Kebijakan ini diharapkan dapat memperbaiki kinerja keuangan jangka panjang dengan memperhatikan dinamika pasar dan kondisi ekonomi yang terus berubah.
Determination Of Total Flavonoids Extract of White (Magnolia Alba (Dc.) Figlar) Using Spectrophotometry UV-Vis Method Mastura, Mastura; Amna, Ulil; Niaci, Sarah; Pebiola, Tia
Journal of Carbazon Vol 2, No 1 (2024): June 2024
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jocarbazon.v2i1.37890

Abstract

Flavonoids are a group of secondary metabolites produced by plants that have the potential to influence pharmacological activity. This study aims to determine the total flavonoid content of the ethanol crude extract of white cempaka flowers (Magnollia alba(DC.) Figlar) using the UV-Vis spectrophotometry method. This study used colorimetric and spectrophotometric methods using quercetin as a comparison. The qualitative test research results proved that cempaka putih (Magnolia alba(DC.) Figlar) flowers contain flavonoid coumpound. Then a maximum wavelength of 432 nm is obtained with an absorbance of 0.1236, the absorbance calculation for each quercetin concentration and the sample is calculated using a maximum wavelength of 432 nm. Based on the linear regression equation obtained from the standard quercetin curve, the total flavonoid content of the crude ethanol extract of cempaka putih flowers with 3 different concentration variations, at a concentration of 100 ppm, the results obtained for the total flavonoid content were 276,83 17,7 mgQE/g, 500 ppm. total flavonoid levels of 105,189 8,16 mgQE/g, 1000 ppm obtained total flavonoid levels of 79,115 8,33 mgQE/g.
Co-Authors . Asparian, . Abdullah, Husaini Achmad Ridwan, Achmad Adzim, Fathan Akmal, Syamsul Ananta, Neti apriani, sri Balqies, Siti Balqies Indra Bancin , Anggreni Novelawati Cahyani, Reni Tri Daini, Ratna Daniati, Ela Delly Anidaadha Dewi, Febrie Fitriana Eliza, Zulfa Enjela, Sella ernianti, ernianti Fadhillah, Fathin Faizah, Siti Fitriani Fitriani Gusriani Gusriani Hafizah, Syarfina Halimatussakdiah Halimatussakdiah Hasby, Hasby Hasibuan, Molani Paulina Haveni, Devi Hendra K, Joni Herlina Putri Endah Sari Illahi, Rizqi Indah Puspita Sari Iskandar Iskandar Jofrishal Jofrishal Kiagus Muhammad Zain Basriwijaya Malida, Malida Mardina, Vivi Mastura Maulana, Masrin Mauliza, Mauliza Melisah, Nur Midesia, Shelly Muh. Darwis Muhammad, Alfian Mumaddadah, Mumaddadah Mutiawati Mutiawati N. Nurjanah Nasution, Mulkan Iskandar Niaci, Sarah Nikmah, Hidayatun Nuriana, Nuriana Nurjannah Nurjannah Nursyafika, Nursyafika NURUL WULANDARI octamelia, Mega Pebiola, Tia Permadani, Arsyka Permana Sari, Ratih Prihatin Lumbanraja Rafiqah, Rafiqah Ramadani, Vira Ratna Lestari Rifyal, Rifyal Dahlawy Chalil Rivai, Muh Safrida Sari, Mulia Said Ashlan, Said Sara Gustia Wibowo SARI, MULIA SAFRIDA Silfi, Silfiya Nurzakia Situmorang, Yulia Theodora Solly Aryza Sulaiman Sulaiman Sumarni, Mutia Triyani, Nova Winda Ulhaq, Muhammad Zia Ulil Amna, Ulil Wahyuningsih, Irman Wati, Julina yahya, M.Yahya yeni absah Yulmardi Yulmardi Zefri Maulana, Zefri Zulfanetti, Zulfanetti ‘Ula, Tajul