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All Journal Ahkam: Jurnal Ilmu Syariah Al-'Adalah Nurani: Jurnal Kajian Syariah dan Masyarakat JURISDICTIE Jurnal Hukum dan Syariah AL QUDS : Jurnal Studi Alquran dan Hadis Jurnal Ilmiah Ekonomi Islam Jurnal Ilmiah Peuradeun Ijtima'iyya: Journal of Muslim Society Research Jurnal Yudisial Journal of Economicate Studies Amwaluna Jurnal Ekonomi dan Keuangan Syariah Journal of Enterprise and Development (JED) Rayah Al Islam : Jurnal Ilmu Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Riwayah : Jurnal Studi Hadis Islamic Economics and Business Review (IESBIR) Asian Journal of Islamic Studies and Da'wah Ziswaf Asfa Journal Strata International Journal of Social Issues Amwaluna: Jurnal Ekonomi dan Keuangan Syariah An-nisa: Journal of Islamic Family Law
Athoillah, Mohamad Anton
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Religion Arts Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Journal of Economicate Studies

 1 
Prophetic Ethics and Economic Self-Reliance: A Hadith-Based Model of Empowerment Athoillah, Mohamad Anton
Journal of Economicate Studies Vol. 7 No. 2 (2023): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v7i2.870

Abstract

This article examines the conceptual and ethical dimensions of empowerment based on a Hadith that elevates honest labor over dependency. The selected Hadith encourages individuals to earn a living—even by collecting and selling firewood—rather than relying on others, highlighting a profound principle of ikhtiy?r (self-reliance) within Islamic ethics. The study aims to construct a theoretical framework of empowerment rooted in Prophetic teachings, emphasizing moral integrity, spiritual accountability, and economic self-sufficiency. Using a conceptual and document-based methodology, this research analyzes classical Islamic texts alongside modern scholarly literature to extract themes such as kar?mah (dignity), tamk?n (empowerment), and ‘ib?dah (labor as worship). The findings reveal that the Hadith advocates for a holistic form of empowerment that integrates individual agency with communal responsibility. It critiques both materialist and paternalist models, offering a value-based alternative that remains relevant in contemporary socio-economic discourse. This study contributes to Islamic economic thought by demonstrating how Hadith can inform ethical development strategies and foster morally grounded, resilient communities.
PRODUCT INNOVATION OF SHARIA FINANCIAL INSTITUTION: THEORY REVIEW Mulyadi, Dedi; Athoillah, Mohamad Anton
Journal of Economicate Studies Vol. 1 No. 1 (2017): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (555.297 KB) | DOI: 10.32506/joes.v1i1.3

Abstract

Competitions in the financial industry are so tight that sharia banks can no longer simply rely on standard products to attract the public. The development of sharia banking products and services should not merely 'imitate' from conventional banking products. However, the development of this innovation product does not mean eliminating the principles of syariah let alone just be used as legal and administrative hilah to gain profit alone, on the grounds that Islamic banks are positioned as a financial intermediary institution based on business not a social institution. Based on these problems, the authors get some solution that is, development of innovation (product) is permitted when there is a stronger proposition and clarity of meaning contained therein, conformity with the purpose of sharia (maqashid al-syariah), and relevance to the development of the times and needs Human beings will transactions and modern contracts.
SAVINGS INVESTMENTS IN SHARIA BANKS IN THE PERSPECTIVE OF SHARIAH ECONOMIC LAW (CASE STUDY AT “BANK SYARIAH BUKOPIN”) Samsudin, Agus Rojak; Athoillah, Mohamad Anton
Journal of Economicate Studies Vol. 1 No. 2 (2017): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (158.774 KB) | DOI: 10.32506/joes.v1i2.175

Abstract

There are three motives a person to save funds through savings in the Conventional Bank: security, plans and investment. Implementation of interest system in Conventional banks is a very fundamental constraint for a Muslim to invest his funds in the bank. Because in the view of the scholars of the flower system is identical with the usury (riba) that is forbidden in Islam. It turns out long before the birth of money storage system in conventional bank interest, in classical fiqh literature known the concept and theory of al wadiah and mudharabah which is substantially no differences from the savings and investment savings offered by conventional banks. This paper discusses the theory, concepts and implementation of al wadiah as non-interest investment savings applied in sharia bank in the perspective of shariah economic law, by looking at case examples of the saving products of Bank Syariah Bukopin (BSB). It was found that all investment contracts in savings products offered by BSB were in accordance with the principles of shariah; as outlined in the Qur'an and Sunnah as the basis of Shariah, as well as Law Number 21 Year 2008 and Law no. 10 year 1998, Bank Indonesia Regulation (Peraturan Bank Indonesia [PBI]), Compilation of Islamic Economic Law (Kompilasi Hukum Ekonomi Syariah [KHES]) and Fatwa of National Sharia Board (Dewan Syariah Indonesia [DSN]) Indonesian Council of Ulama (Majelis Ulama Indonesia [MUI])
Co-Authors Abdurrahman Wahid, Abdurrahman Achmad Ridwan, Achmad Ahmad Azam Sulaiman, Ahmad Azam Ahmad Lukman Nugraha Ansori, Moh. Asep Zakariya Asep Suryanto Bambang Waluyo Eka Rahayu, Annisa Ghozali, Mohamad Gitosaroso, Muh. Gozaly, Ahmad Yusdi Hadiat, Hadiat Heri Purnomo Heris Suhendar, Heris Hidayat, Asep Dadang Hilmi, Irvan Hilyatin, Dewi Laela Juarsa, Eka Jubaedah, Dedah Kamaludin Yusup, Deni Khoiruddin, Heri Kurniawan Kusnoto Mariana, Rani Maricar, Hudzaifah Muhammad Melani Mohd Roslan Mohd Nor Muhamad Abduh Muhamad Fuji Hakiki Muhammad Hasanuddin, Muhammad Muhammad Yunus Naqiyah Mukhtar Nelis Jamjam Munawaroh Nurwijayanti Nuryamin Nuryamin, Nuryamin Prasetyo, Yoyok pusvisasari, lina Rafiqi, Yusep Ridwan , Achmad Ridwan, Ahmad Hasan Rodliyana, Muhamad Dede Rohimin Rohimin ROYANI ROYANI Ruhendi, Ateng Rusli, Dodi Yarli Safei, Abdulah Samsudin, Agus Rojak Setia Mulyawan, Setia Setiadi Setiadi Shobirin, Shobirin Sholehudin, Ending Sofyan Al-Hakim Suradi Suradi Susilawati, Cucu Uu Nurul Huda, Uu Nurul Yadi Janwari