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All Journal Jurnal Akuntansi dan Keuangan Al-Jabar : Jurnal Pendidikan Matematika Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Desimal: Jurnal Matematika JOURNAL OF SCIENCE AND SOCIAL RESEARCH Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam JURNAL LENTERA BISNIS International Journal of Economics, Business and Accounting Research (IJEBAR) eCo-Buss Revenue: Jurnal Manajemen Bisnis Islam LAN TABUR: Jurnal Ekonomi Syari’ah Al-Mal:Jurnal Akuntansi dan Keuangan Islam JES (Jurnal Ekonomi Syariah Bertuah : Jurnal Syariah dan Ekonomi Islam Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal Disrupsi Bisnis EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Al-Mashrof: Islamic Banking and Finance Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Salam (Islamic Economics Journal) Journal of Economics Research and Policy Studies Journal of Accounting and Digital Finance Robust: Research of Business and Economics Studies Falah: Jurnal Hukum Ekonomi Syariah Indonesian Journal of Islamic Economics and Finance Bukhori: Kajian Ekonomi dan Keuangan Islam Revenue: Lentera Bisnis Manajemen Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika (MANEKIN) Jurnal Penelitian dan Pengabdian Masyarakat Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JIMESHA) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Falah: Jurnal Hukum Ekonomi Syariah Jurnal Intelek Insan Cendikia Jurnal Ekonomi, Manajemen, Akuntansi LAN TABUR: JURNAL EKONOMI SYARIAH BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Interdisciplinary Explorations in Research Journal (IERJ) Al-Muhasabah: Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Al-Iqtishad
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The Influence of Financial Knowledge And Income On Financial Management Behavior with Financial Confidence as a Mediating Variabel from an Islamic Business Ethics Perspective: (A Study of Generation Z Employees in Bandar Lampung) Aldo Faturizki; Vicky F Sanjaya; Yulistia Devi
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 6 No. 2 (2026): Juli : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v6i2.10672

Abstract

This study aims to analyze the influence of financial knowledge and income on financial management behavior with financial confidence as a mediating variable on Generation Z employees in Bandar Lampung. Using a quantitative approach, data were collected from 70 respondents through questionnaires and analyzed using SmartPLS4. The results show that financial knowledge has a positive and significant effect on financial management behavior, as well as on income In addition, financial confidence also has a significant effect on financial management behavior, and partially mediates the relationship between financial knowledge and income on financial management behavior. This study provides important implications for Islamic business ethics.
The Role of Sharia Financial Literacy in Moderating the Relationship Between Herding Behaviour and Risk Tolerance Towards Sharia Stock Investment Decisions Among Gen Z Muslim Investor an Islamic Economic Perspective (A Study of Gen Z in Bandar Lampung City) Alvinda Sugiarto; Ghina Ulfa Saefurrohman; Yulistia Devi
Al-Muhasabah: Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 2 No. 1 (2025): April
Publisher : PT Syamilah Literasi Islami

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Abstract

The phenomenon of increasing investment interest among Generation Z encourages the need for a deep understanding of the factors that influence investment decisions, especially in the context of Islamic economics. This study aims to analyze the influence of herding behavior and risk tolerance on sharia stock investment decisions among Generation Z Muslim investors in Bandar Lampung City, as well as to examine the role of sharia financial literacy as a moderating variable. The research method used a quantitative approach with Structural Equation Modeling (SEM) data analysis techniques based on Partial Least Square (PLS), with a sample size of 100 respondents. The results of the study indicate that herding behavior has a positive and significant influence on investment decisions, reflecting the tendency of Generation Z to follow group decisions in uncertain situations. Additionally, risk tolerance was also found to have a positive and significant influence on investment decisions, where higher risk tolerance leads to a greater tendency to make investment decisions. However, sharia financial literacy was unable to moderate the influence of herding behavior on investment decisions. Conversely, sharia financial literacy was found to strengthen the influence of risk tolerance on investment decisions, affirming its role in shaping more rational decisions aligned with sharia principles. This study contributes to the development of sharia financial literacy and wiser investment decision-making among young Muslims. These findings also provide an important foundation for policymakers and sharia financial industry players in designing more targeted education and marketing strategies.
Pengaruh Kebijakan Keringanan Pajak dan Tingkat Pendidikan terhadap Kepatuhan Membayar PBB-P2 Menurut Perspektif Ekonomi Islam (Studi pada Wajib Pajak PBB di Kecamatan Teluk Betung Barat) Devi Ratna Diningsih; Ridwansyah Ridwansyah; Yulistia Devi
Jurnal Intelek Insan Cendikia Vol. 3 No. 04 (2026): April 2026
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Realisasi penerimaan PBB-P2 seringkali tidak mencapai target karena minimnya kepatuhan masyarakat. Di Kecamatan Teluk Betung Barat masih terjadi penunggakan, keterlambatan, dan ketidakpatuhan dalam pembayaran PBB. Maka dari itu, penting untuk mengkaji berbagai faktor yang memengaruhi kepatuhan wajib pajak. Studi ini bermaksus melaksanakan analisis terhadap pengaruh kebijakan keringanan pajak dan tingkat pendidikan terhadap kepatuhan membayar PBB-P2 berdasarkan pandangan ekonomi islam pada wajib pajak PBB-P2 Kecamatan Teluk Betung Barat periode 2019-2024. Kuantitatif merupakan metode yang diterapkan dengan sampel sejumlah 100 responden. Data dikumpulkan melalui kuesioner, dokumentasi, serta kepustakaan. Pada kajian ini, data primer merupakan sumber data yang dipergunakan. Instrumen penelitian yang diterapkan adalah skala model analisis yakni analisis linear berganda berbantuan software SPSS versi 22. Hasil menunjukkan kebijakan keringanan pajak mempengaruhi kepatuhan membayar PBB-P2 secara signifikan. Sementara itu, hasil tingkat pendidikan tidak mempengaruhi kepatuhan membayar PBB-P2 secara signifikan.
Analysis of The Influence of Sharia Monetary Operations Instruments on Gross Domestic Product in Indonesia in The Perspective of Islamic Economics in 2019-2023 Diah Salsyarani; Asriani; Yulistia Devi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i7.8259

Abstract

This study aims to analyze the influence of Islamic monetary operation instruments on gross domestic product. The results of the study indicate that in the long term, Bank Indonesia Sharia Certificates have a positive and significant effect on gross domestic product, but have no effect in the short term. Bank Indonesia Sharia Deposit Facilities in the long term or short term have no effect and are not significant on Gross Domestic Product, as well as the Islamic Interbank Money Market. These findings provide evidence that Islamic monetary operation instruments have not had a significant impact on Gross Domestic Product, so that a stimulus is needed to channel Islamic financing to the real sector in order to help increase economic growth.
Pengaruh Pertumbuhan Ekonomi dan Tingkat Pengangguran Terbuka terhadap Indeks PembangunanManusia di Pulau Sumatera dalam Perspektif Ekonomi Islam Tahun 2020-2024 Regita Putri Febrianti; Fatih Fuadi; Yulistia Devi
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 2 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i2.10871

Abstract

Indeks Pembangunan Manusia (IPM) tela menjadi indikator penting pencapaian pembangunan regional. Tujuan dari pengkajian ini adalah untuk mengkaji dari sudut pandang ekonomi Islam, bagaimana Indeks Pembangunan Manusia Pulau Sumatra dipengaruhi oleh Pertumbuhan Ekonomi Dan Tingkat Pengangguran Terbuka. Penelitian ini menggunakan metodologi penelitian kuantitatif, dengan memanfaatkan data panel dari sepuluh provinsi di Pulau Sumatra. Indeks Pembangunan Manusia di Pulau Sumatra tidak terlalu terpengaruh secara signifikan dan terpengaruh secara positif oleh pertumbuhan ekonomi. Sementara itu, indeks pembangunan manusia Pulau Sumatra secara signifikan dan negatif terpengaruh Tingkat pengangguran terbuka. Selain itu, penelitian ini menemukan bahwa indeks pembangunan manusia Pulau Sumatra sangat dipengaruhi oleh tingkat pengangguran terbuka dan pertumbuhan ekonomi. Ekonomi Islam memprioritaskan falah (kesejahteraan di dunia dan akhirat) di atas sekadar meningkatkan pendapatan atau metric statistik. Oleh karena itu, Islam berpendapat bahwa di sampan unsur ekonomi dan fisik, kemajuan manusia harus mencakup dimensi spiritual, moral, dan sosial.
PENGARUH PERDAGANGAN INTERNASIONAL, PERDAGANGAN JASA, DAN INFLASI TERHADAP PERTUMBUHAN EKONOMI DI KAWASAN NEGARA ASEAN PERIODE 2018-2022 DALAM PERSPEKTIF EKONOMI ISLAM Chandra Okspendri; Yulistia Devi
Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 6 No. 01 (2024): Juli-Desember 2024
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/al-iqtishad.v6i02.865

Abstract

Economic growth is the most important part of economic policy in any country or economic system. Based on data from the ASEAN Statistics economic growth has fluctuated from year to year. Factors that affect a country's economic growth are export activities and inflation. Based on the phenomena that occur, the study aims to find out the relationship of International Trade, Trade in Services and Inflation to economic growth in ASEAN and in the view of Islamic Economics.This research uses quantitative research with an associative nature. The data source used is secondary data published by the official ASEAN statistics webside and supporting data from other official webside. The statistical tool used for data analysis uses e-Views 10 software.The results of this study indicate that partially, the International Trade variable has no effect on Economic Growth, then the Service Trade variable has no effect on Economic Growth and the Inflation variable has a significant effect on Economic Growth. The simultaneous test results show that International Trade, Trade in Services and Inflation together have no significant effect on Economic Growth in the ASEAN Region in 2018-2022.
Co-Authors , Budimansyah A. Aisyah, A. A. Zuliansyah A.Aisyah, A.Aisyah A.Zuliansyah Achi Rinaldi Adis Purnama Dewi Aftika, Sonia Agus Kurniawan Ahmad Genaro Aisyah, Andi Aldo Faturizki Alvinda Sugiarto Amalia, Putri Nur Amelia, Vinca Ammarsani, Muhammad Rizky Ardian, Tiara Clarisa Arsanti, Dwi Aryazeta, Achmad Athariq Asriani Asriani Asriani Bramsyah Bramsyah Bramsyah, Bramsyah Budimansyah Budimansyah Cantika, Fadiya Puteri Chandra Okspendri Citra Etika Desilia , Desilia Devi Ratna Diningsih Dewi, Adis Purnama Diah Mukminatul Diah Mukminatul Hasimi Diah Salsyarani Dimas Pratoma Dwi Wijayanti Eka Sariningsih Erin, Linda Erlin Kurniati Evi Ekawati Fabella, Nurhaliza Tri Fadila, Dila Faridzi, Muhammad Aldi Fatih Fuadi Femei Purnamasari, Femei Fu'ad, Zainal Ghazi, Aflah Ghina Ulfa Saefurahman Ghina Ulfa Saefurrohman Ghina Ulfah Saefurrohma Ghina Ulfah Saefurrohman Hanif Hanif Hanif Hanif Herdi, Herdiyansah Herlina Kurniati Iftihanah, Lilis Hidayatul Iing Lukman Iis Rahayu Iis Safitri Iriawan, Olivia Anggraini Is Susanto Ismikarimah, Ismikarimah Isnaini, Khoirotun Kirana, Sari Kurniati, Erlin Linda Erin Linzani, Arniz Liya Ermawati M Rangga Wirdinata Madnasir Madnasir Mardhiyah Hayati Mareta, Yesi Restia Marheni Marheni Meliana Agustin Moh Bahrudin Muhammad Aldi Faridzi Muhammad Amir Faiz Nafilah, Itsna Khoirunnawa Naurah Nazhifah Arramadani Novandri Ramadhan, Thaariq Novita Sari Nur Wahyu Ningsih Nurhalimah, Nia Nurhalimah Nurhaliza Tri Fabella Nurhayat, Nurhayati Nurhayati Nurhayati Nurhayati Nurhayati Nurhayati Nurhayati Nurlaili Nurlaili Nurlaili Nurlaili Okta Supriyaningsih oktavian, oki Putri Ratna Sari, Putri Ratna Putri, Alvena Adhina Rahmad Nur Wicaksono Rakhmat Rakhmat Ramadhan, Rudiansyah Dwi Ramadhani, Alya Rany Widyastuti Regita Putri Febrianti Resa, Tja Alta Ridwansyah Ristia Tri Ananda Rossi, Angelita Rudiansyah Dwi Ramadhan Ruslan Abdul Ghofur Saefurrohman, Ghina Ulfa Salih, Dana Taha Mohammed Salma, Isyfa Yulia Salma, Novi Qistina Sari, Sherly Etika Sari, Yetri Martika Septia Anggraeni Sherly Etika Sari Siska Yuli Anita SONIA AFTIKA Sugesti, Anggun Supaijo Supaijo Supaijo, Supaijo Susanto, Is Taufikurohman, Rizki Tiara Clarisa Ardian Tulus Suryanto Ulfah Saefurrohman, Ghina Ulfah, Ghina Vicky F Sanjaya Wahyuni, Dian Siti Wasril Purnawan Weny Rosilawati Windi Saputri, Ajeng Yuniar, Erika Zathu Restie Utamie Zhatu Restie Utamie