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Journal : HORIZON PUBLIC LEGAL STUDIES

Settlement of Banking Credit Facility Disputes Through a Simple Lawsuit (Case Study Case Number 9/Pdt.G.S/2021.PN.Pin) Tahir, Muhammad Fadil; Khalid, Hasbuddin; Sunusi, Sudirman; Tarring, Anisah Daeng
HORIZON PUBLIC LEGAL STUDIES Vol. 1 No. 1 (2024): Vol 1 No 1 (2024): Horizon Public Legal Studies
Publisher : Faculty of Law, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56087/hegels.v1i1.487

Abstract

This study aims to analyze the mechanism for resolving bank credit facility disputes through a simple lawsuit in the District Court of Pinrang and to understand the form of responsibility carried out by the debtor to the creditor in resolving bank credit facility disputes through a simple lawsuit in the District Court of Pinrang. This research is empirical research, namely research that is conducted directly into the field in order to obtain complete data regarding the mechanism for resolving bank credit facility disputes through a simple lawsuit in the Pinrang District Court. The results of the study show that the settlement of bank credit facility disputes through a simple lawsuit with case number 9/Pdt.G.S/2021/PN.Pin at PT. BANK MEGA.Tbk. Choose the path of dispute resolution through the path of peace. In practice, when the debtor makes bad credit, PT. BANK MEGA.Tbk, can execute on the basis of an agreement. The execution was carried out by: First, it was carried out by subpoena three times. Second, the execution is carried out directly under the hands of the object that is the object of collateral without going through a lawsuit in a district court. Third, direct execution through a public auction where the results of the auction are taken to pay off the payment of receivables. Direct executions can be carried out without involving the court. If underhand sales reach the highest price that benefits the parties, then the fiduciary guarantee dispute resolution is relevant to the applicable law. Abstrak Peneltian ini bertujuan untuk menganalisis mekanisme penyelesaian sengketa fasilitas kredit perbankan melalui gugatan sederhana di pengadilan negeri pinrang dan memhami bentuk tanggungjawab yang dilakukan oleh debitur terhadap kreditur pada penyelesaian sengketa fasilitas kredit perbankan melalui gugatan sederhana di Pengadilan Negeri Pinrang. Penelitian ini adalah penelitian empiris,Hasil penelitian menunjukkan bahwa penyelesaian sengketa fasilitas kredit perbankan melalui gugatan sederhana dengan Nomor perkara 9/Pdt.G.S/2021/PN.Pin di PT. BANK MEGA.Tbk. Memilih jalan penyelesaian sengketa melalui jalur perdamaian. Pada paktiknya ketika debitur melakukan kredit macet pihak PT. BANK MEGA.Tbk, dapat melakukan eksekusi atas dasar kesepakatan. Eksekusi yang dilakukan dengan cara: Pertama, dilakukan dengan somasi sebanyak tiga kali. Kedua, eksekusi dilakukan secara langsung penjualan dibawah tangan atas benda yang menjadi objek jaminan tanpa melalui gugatan ke pengadilan negeri. Ketiga, eksekusi langsung lewat pelelangan umum dimana hasil pelelangan tersebut diambil untuk melunasi pembayaran piutang. Eksekusi langsung bisa dilakukan tanpa melibatkan pengadilan. Jika dengan cara penjualan dibawah tangan mencapai harga tertinggi yang menguntungkan para pihak, maka penyelesaian sengketa jaminan fidusia sudah relevan dengan aturan hukum yang berlaku.
Analysis Legal About Action Criminal Fraud Thrifting Triantari, Verginia Adzraa; Khalid, Hasbuddin; Hambali, Azwad Rachmat
HORIZON PUBLIC LEGAL STUDIES Vol. 1 No. 2 (2025): Vol 1 No 2 (2025): Horizon Public Legal Studies
Publisher : Faculty of Law, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56087/hegels.v1i2.975

Abstract

This study aims to determine and analyze the enforcement of criminal law in handling cases of second-hand clothing fraud (thrifting). Additionally, it seeks to identify and analyze the factors contributing to such fraudulent activities. This study employs a normative-empirical research method. It applies a literature review approach by examining various legal materials, which are categorized into primary legal materials, such as laws and regulations; secondary legal materials, including books, legal journals, and previous research related to this study; and tertiary legal materials, which serve as supplementary references. The findings of this study indicate that second-hand clothing fraud (thrifting) is regulated under Article 378 of the Criminal Code, which defines fraud as an act of deception or dishonesty for personal gain, punishable by up to four years of imprisonment. Online fraud is addressed in Article 28 of the ITE Law, while Article 47(1) of the Trade Law outlines criminal penalties for importers who illegally import used goods. The factors influencing second-hand clothing fraud (thrifting) include the lack of government supervision despite the many prohibitions on the import of second-hand clothing, as well as insufficient public awareness campaigns regarding the legal consequences of such fraud. Based on these findings, this study provides two key recommendations: first, buyers should verify the credibility of sellers before making a transaction and use a secure platform. second, local governments should raise public awareness about the risks of fraud and imported bans while also providing information about the health risks associated with used clothing.
Uncovering the Truth Through Post-mortem: A Normative Analysis of Murder Victim Autopsies Ade Setiawan, Juswanto; Khalid, Hasbuddin; Azham Ilham, Muhammad
HORIZON PUBLIC LEGAL STUDIES Vol. 2 No. 1 (2025): Vol 2 No 1 (2025): Horizon Public Legal Studies
Publisher : Faculty of Law, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56087/khjnpc81

Abstract

This research aims to analyze the legal procedures for conducting post-mortems on murder victims in Indonesia and to determine the implications of post-mortems on human rights, particularly the rights of victims and their families, during the investigation of murder crimes. The research, entitled "Normative Analysis of Post-mortems on Murder Victims," utilizes a normative legal research method. This method emphasizes the analysis of statutory regulations, legal doctrine, and various related legal literature. Forensic autopsies play a crucial role in the criminal law evidentiary system, particularly in murder cases. They serve as a tool to determine the legitimate and objective cause of death and contribute significantly to the development of post mortem examinations (visum et repertum) as legally recognized evidence. Normatively, the procedure for post-mortem examinations has a clear legal basis, regulated by the Criminal Procedure Code (KUHAP), the Health Law, and other relevant regulations. Autopsies may be performed without the family's consent for law enforcement purposes, but must still be conducted with respect for human rights, cultural values, and professional ethics.