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Integration of Musharakah Financing in The Development of MSMES in Developing Countries: Sharia and Sustainable Finance Perspectives Ela, Nur; Rohmat Hidayat, Agus; Dwi Putri Pramesti, Ginna Novarianti
Winter Journal: IMWI Student Research Journal Vol. 6 No. 1 (2025): Winter Journal: IMWI Student Research Journal
Publisher : Institut Manajemen Wiyata Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52851/wt.v6i1.70

Abstract

MSMEs (Micro, Small, and Medium Enterprises) play an essential role in the economies of developing countries. However, they often face difficulties in accessing financing that aligns with sustainable finance and Sharia principles. Musharakah financing, based on the principle of profit sharing, is an alternative that can support the development of MSMEs, particularly in developing countries that prioritize the Sharia economy. This research aims to analyze the integration of musharakah financing in the development of MSMEs in developing countries, as well as evaluate the benefits and challenges related to the application of sharia principles and sustainable finance in this context. This research employs a qualitative approach, utilizing case studies in several developing countries, including Indonesia and Malaysia. Data were collected through interviews with MSME actors, Islamic financial institutions, and relevant government agencies. The analysis was carried out by comparing musharakah financing practices in the MSME sector and their impact on business sustainability. The results of the research indicate that musharakah financing can enhance MSMEs' access to capital in a more equitable and sustainable manner. However, the main challenges include a lack of understanding of Sharia concepts and regulatory barriers that hinder optimal development. Musharakah financing has demonstrated the potential to stimulate local and global economic growth when supported by the right policies.
Pengaruh Manajemen Sumber Daya Manusia Terhadap Peningkatan Kinerja Karyawan di Perusahaan Digital Hidayat, Agus Rohmat; Astuti, Aurelia Widya
Jurnal Locus Penelitian dan Pengabdian Vol. 3 No. 9 (2024): Jurnal Locus Penelitian dan Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v3i9.3161

Abstract

Perusahaan digital menghadapi masalah spesifik dalam pengelolaan SDM, terutama dalam kesenjangan keterampilan yang dapat berdampak pada kinerja karyawan dan pertumbuhan perusahaan. Dampak negatif dari tidak adanya penanganan yang tepat, seperti tingginya turnover karyawan yang berpotensi merusak stabilitas perusahaan. Penelitian ini berfokus untuk mengeksplorasi dampak pengelolaan SDM terhadap peningkatan kinerja karyawan, serta untuk mengevaluasi efektivitas program pengembangan keterampilan di perusahaan digital dalam menghadapi tantangan era transformasi digital. Menggunakan desain survei kuantitatif, penelitian ini mengumpulkan data dari 100 karyawan di berbagai divisi melalui kuesioner tertutup dengan skala Likert. Hasil analisis regresi linier menunjukkan bahwa pengelolaan SDM dan pengembangan keterampilan memiliki pengaruh signifikan terhadap kinerja karyawan, dengan koefisien regresi masing-masing sebesar 0.45 dan 0.32 serta p-value < 0.05, menunjukkan hasil yang signifikan secara statistik. Temuan ini mendukung hipotesis bahwa investasi dalam pengelolaan SDM yang efektif, seperti pelatihan berkelanjutan dan pengembangan keterampilan, dapat meningkatkan produktivitas dan retensi karyawan. Penelitian ini memberikan kontribusi bagi pengelolaan SDM di perusahaan digital, terutama dalam menyusun strategi pelatihan yang disesuaikan dengan kebutuhan teknologi terbaru dan perkembangan industri.
Financial Performance Analysis: Manufacturing Companies In Indonesia Before And Post The 2008 Global Economic Crisis Rohmat Hidayat, Agus; Alifah, Nur; Oga Laksana, Medika
Journal of Comprehensive Science Vol. 1 No. 5 (2022): Journal of Comprehensive Science (JCS)
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jcs.v1i5.158

Abstract

This study aims to analyze the financial performance of Indonesian manufacturing companies before and after the global economic crisis in 2008. In this study, financial performance is measured by Return on Assets (ROA), Return on Equity (ROE), and Net Profit Margin (NPM). By comparing the average ROA, ROE, and NPM before and after the crisis, the results of the descriptive analysis were tested. It can be seen that ROA, ROE and NPM after the crisis were higher than before the crisis. As a result, post-crisis financial performance has improved compared to before the crisis. Based on the descriptive analysis, it is known that the financial performance of manufacturing companies after the crisis is better than before the crisis. Based on the t test, the results of ROA, ROE and NPM tests were obtained as follows. First, Post-crisis ROA is higher than before the 2008 global economic crisis, and the increase is said to be large. Second, post-crisis return on equity appears to be higher than before the global economic crisis, but this is not statistically significant. Third, post-crisis NPM also appears to be larger than before the crisis, but not statistically significant. The results of the t test show that financial performance as measured by ROA has improved after the crisis compared to before the crisis.
The Role Of Digital Marketing For Micro, Small And Medium Enterprises In The Era Of The Asean Economic Community Alifah, Nur; Rohmat Hidayat, Agus; Elan Maulani, Isma
Journal of Comprehensive Science Vol. 2 No. 1 (2023): Journal of Comprehensive Science (JCS)
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jcs.v2i1.177

Abstract

Today's technology continues to grow and users begin to feel the benefits of using the internet. Some feel dependence on the presence of the Internet, including the activities of Micro, Small and Medium Enterprises (MSMEs) using information technology in their business, especially in the era of the ASEAN Economic Community (AEC). The purpose of this study is to describe in general the impact of digital marketing on SME sales in Batam City. This research is qualitative in nature and uses a triangular model that combines structured interview methods, in-depth interviews and observations of MSMEs participants who actively participate in Market Community Improvement Services – Cooperatives and SMEs in the City. From the results of the study it can be seen that digital marketing facilitates communication and direct interaction between MSME players and consumers, increasing market share, increasing the visibility of MSME players and increasing sales.
Effectiveness of Artificial Intelligence-Based Learning Analytics Tool in Supporting Personalized Learning in Higher Education Alifah, Nur; Hidayat, Agus Rohmat
Jurnal Pendidikan Progresif Vol 15, No 1 (2025): Jurnal Pendidikan Progresif
Publisher : FKIP Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jpp.v15i1.pp74-84

Abstract

Abstract: Effectiveness of Artificial Intelligence-Based Learning Analytics Tool in Supporting Personalized Learning in Higher Education. Objective: The use of Artificial Intelligence (AI) in higher education has become one of the significant innovations to improve the quality of learning, especially through personalization. However, the effectiveness of AI-based learning analytics tools in supporting learning personalization in Indonesian higher education is still not widely explored. This research aims to evaluate the effectiveness of AI-based analytics tools in supporting learning personalization and identify challenges in its implementation. Method: This research uses descriptive qualitative method with in-depth interviews, observation, and document analysis. The respondents included 10 lecturers and 15 students from three universities in Indonesia who have implemented AI-based tools in the learning process. Data were analyzed using thematic analysis techniques to identify key patterns and trends. Finding: The results show that AI-based analytics tools are effective in improving learning personalization. Students using the tool recorded an average academic grade improvement of 15.03%, while lecturers found it helpful in understanding students' learning needs. The main challenges identified were low digital competency (50% of respondents) and concerns regarding data privacy (30% of respondents). Conclusion: AI tools have great potential to support personalized learning, but their success depends on digital literacy training and more transparent data management. This research has implications for the importance of investing in technology-based education infrastructure and policies to ensure sustainable adoption. Keywords: artificial intelligence, personalized learning, higher education, technology effectiveness.
The Role of Talent Management in Enhancing Employee Engagement in the Digital Era Syafii, Akhmad; Prahitaningtyas, Sherina; Hidayat, Agus Rohmat
Interdiciplinary Journal and Hummanity (INJURITY) Vol. 4 No. 3 (2025): INJURITY: Journal of Interdisciplinary Studies.
Publisher : Pusat Publikasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58631/injurity.v4i3.1425

Abstract

This research explores the role of talent management in enhancing employee engagement in the digital era. The study shows that employee engagement is significantly influenced by talent development programs focusing on digital skills, cloud-based technology adoption, and transparent digital leadership. Employees who feel empowered through training and technology support tend to be more engaged in their work, which leads to increased productivity and innovation within organizations. However, challenges remain in terms of technology implementation and the adaptation of digital leadership that need continuous refinement. Therefore, companies should invest more in technology-based talent development programs and strengthen digital leadership to sustain employee engagement. Future research could further explore the impact of talent management in other sectors facing similar challenges.
A Multimodal Discourse Analysis of Wardah Cosmetics Advertisement Alifah, Nur; Rohmat Hidayat, Agus
Jurnal Impresi Indonesia Vol. 3 No. 3 (2024): Jurnal Impresi Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jii.v3i3.4734

Abstract

This research paper presents a comprehensive multimodal discourse communication (MDC) of a selected advertisement from Wardah Cosmetics. This research explores the analysis of multiple modes of advertising for Wardah Islamic beauty products. The research employed a descriptive qualitative approach to examine visual elements present in Wardah beauty advertisements. It incorporated the Bahasa Halliday Metafunction component and the multimodal discourse analysis framework Kress and Van Leeuwen developed. Through this analysis, the research aims to provide valuable insights into the discursive strategies employed by the brand and shed light on how the advertisement constructs and shapes cultural meanings, identities, and beauty ideals. The findings of this research contribute to the field of multimodal discourse analysis and offer practical implications for advertisers, marketers, and scholars interested in understanding the complex dynamics of persuasive communication in the context of cosmetics advertising.
Metode Algoritma K-Means Untuk Clustering Data Produk Paling Laku Pada Toko Tono Grosir Plumbon Cirebon Karsa, Aldo Hermaya Aditiya Nur; Hidayat, Agus Rohmat
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v7i9.15144

Abstract

Pesatnya perkembangan teknologi informasi yang menjadikan semua informasi dapat disimpan dalam jaringan computer, yang membuat munculnya sistem basis data. Data mining salah satunya, merupakan teknologi yang sangat berguna untuk membantu toko menemukan informasi yang sangat penting dari gudang data (Data Warehouse). Clustering algoritma k-means merupakan salah satu metode data mining yang bersifat tanpa arahan (unsupersived). Tujuan penelitian ini membantu dalam mengelompokan data, informasi yang ditampilkan berupa nilai centroid dari tiap-tiap cluster untuk mengelompokan data barang berdasarkan tingkat kelarisan pada toko Tono Grosir Plumbon Cirebon.
Energy Access in the Village of Gunung Arba, Jango Village from the Perspective of Environmental Justice in Central Lombok District Community Jannah, Raodatul; Hidayat, Agus Rohmat
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v7i9.15242

Abstract

Environmental justice from the perspective of public participation in the development of natural resources is a national program where the government is starting to switch from fossil energy to green energy, which means that in the future the government will no longer hope for energy such as coal, oil and gas, etc. This is a very strategic step taken by the government. Centralized is the antithesis of the increasing pressure to decentralize regional government, including regarding the management of natural resources (SDA) policies in the mining and oil and gas sectors, To ensure that this program runs well, of course the community is involved in monitoring it. Community participation in sustainable development is indeed weak, including in terms of policy making, even though the laws and regulations also stipulate that the community has rights as explained in the Aarhus Convention, where parties have an obligation to guarantee the right of access to information, community participation in decision making, and access to justice in environmental matters in accordance with the provisions of the convention. Then in Law No. 32 of 2009 concerning Environmental Protection and Management, it is intended, among other things, 1) to provide information to the government, 2) to increase the public's willingness to accept government decisions. 3) Helps with legal protection. and 4) Democratize decision making. From the above basis, it further strengthens the community so that it can participate actively in the development of natural resources in this country.
Analisis Program dan Pendayagunaan Zakat, Infaq, dan Shadaqah (ZIS) pada Lembaga Amil Zakat Muhammadiyah (Lazismu) Kabupaten Cirebon Wibawanthi, Annisa; Rohmat Hidayat, Agus; Hardiyanto , Feri; Ridwan, Mohammad
Jurnal Indonesia Sosial Sains Vol. 1 No. 01 (2020): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v1i01.5

Abstract

Tujuan dari penelitian ini yaitu untuk mengidentifikasi dan menganalisis program dan pendayagunaan Zakat, Infaq dan Shadaqah (ZIS) yang dijalankan oleh Lembaga Amil Zakat Muhammadiyah (LAZISMU) Kabupaten Cirebon. Metode penelitian dalam penyusunan jurnal ini adalah metode kualitatif dengan pengumpulan data sekunder yang didapatkan dari Lembaga Amil Zakat Muhammadiyah (LAZISMU) Kabupaten Cirebon. Berdasarkan hasil analisis yang telah dilakukan, dapat disimpulkan bahwa program-program yang telah dijalankan oleh Lembaga Amil Zakat Muhammadiyah (LAZISMU) Kabupaten Cirebon adalah sebagai berikut : 1. Pilar Pendidikan 2. Pilar Ekonomi 3. Pilar Sosial dan Kemanusiaan 4. Pilar Dakwah 5. Pilar Kesehatan 6. Pilar Tahunan.
Co-Authors Abdurokhim Abdurokhim Ades Sugita Adil Barus Agis Ahmad Rodiansjah Agis Ahmad Rodiansjah Agis Ahmad Rodiansjah Ahmad Rodiansjah, Agis Aisyah Nurjanah Aisyah Nurjanah Ajeng Nurmala Sari Al-Amin Aldo Hermaya Aditiya Nur Karsa Aldo Hermaya Aditiya Nur Karsa Amelia Amelia Amelia Amelia Annisa Wibawanthi APRIANI Arif Rohman Hakim Astuti, Aurelia Widya Baharuddin Yusuf Budiwidodo, Sidik Chandrasari, Farika Dwi Putri Pramesti, Ginna Novarianti Ela, Nur Elan Maulani, Isma Eli Suherli Fahad Khan Afridi Fahira, Siti Hafsah Fajar Siddiq, Muhammad Farika Chandrasari Farika Chandrasari Feri Hardiyanto Fitriani, Renita Hanipah Hanipah Hardianto, Feri Hardiyanto , Feri Ibnu Ubaidillah, Suwi Imam Mutakin Irwan Rachmiadji Karsa, Aldo Hermaya Aditiya Nur Komarudin Komarudin Lestari, Anisa Ayu Dwi Mahendra, Agus Mohammad Ridwan Mohammad Ridwan Muhamad Zaenal Asikin Muhammad Fajar Siddiq Muhammad Zaenal Asikin Mukhlisin Mukhlisin Mutakin, Imam Najah, Neneng Putri Nendi, Ikhsan Nur Alifah Nur Alifah Nur Alifah Nur Alifah Nur Alifah Nur Alifah Nur Saebah Nurjanah, Aisyah Nurmala Sari, Ajeng Nuroh Najmi Oga Laksana, Medika Oksyalia, Dean Otih Yuningsih Oxy Prabowo Prabowo, Oxy Prahitaningtyas, Sherina Pujayanti, Difa Ameliora Putra, Rifky Pratama Rafi Farizki Rani, Vita Raodatul Jannah Rodiansjah, Agis Ahmad Santika, Rani Saona, Saona Savandha, Septien Dwi Septien Dwi Savandha Septien Dwi Savandha Septien Dwi Savandha Sidik Budiwidodo Sidik Budiwidodo Siti Hapsah Pahira Sri Intan Wulandari Sugita, Ades Suherli, Eli Sukmawati A. Damiti Suntoda, Andi Supandji, Wahyu Suwi Ibnu Ubaidillah Suwi Suwi Suwi, Suwi Syafii, Akhmad Taufik Ridwan Taufik Ridwan, Taufik Vita Rani Wahyuni, Ani Wahyuning Febriyanti Wibawanthi, Annisa Wulandari, Sri Intan