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All Journal Journal of Indonesian Applied Economics Syntax Literate: Jurnal Ilmiah Indonesia EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Sosial dan Teknologi Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah ALMUJTAMAE: Jurnal Pengabdian Masyarakat Jurnal Ekonomi, Bisnis dan Manajemen Journal of Comprehensive Science Journal of Indonesian Sharia Economics SENTRI: Jurnal Riset Ilmiah Jurnal Pengabdian Masyarakat Bhinneka Profit: Jurnal Manajemen, Bisnis dan Akuntansi Journal of Artificial Intelligence and Digital Business Innovative: Journal Of Social Science Research Money: Journal of Financial and Islamic Banking Advances In Social Humanities Research Jurnal Budaya, Pariwisata, dan Ekonomi Kreatif Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Ecobankers : Journal of Economy and Banking Jurnal Cendekia Ilmiah Ash-Shidqu: Jurnal Ekonomi Syariah
Vidiati, Cory
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Pertumbuhan Bank Syariah di ASEAN: Dalam Sejarah The Growth of Islamic Banks in ASEAN: In History Selasi, Dini; Vidiati, Cory; Munajim, Ahmad
Ecobankers : Journal of Economy and Banking Vol. 3 No. 2 (2022): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v3i2.623

Abstract

Penelitian ini mendeskripsikan sejarah pendirian bank Islam di negara-negara ASEAN merupakan tonggak perkembangan keuangan Islam. Kkawasan ASEAN menjadi saah satu kawasan pusat industri dunia maka dengan berkembangan bank Islam diharapkan akan menjadi perkembangan keuangan Islam dunia. Indonesia, Malaysia juga Brunei Darussalam yang mempunyai mayoritas penduduk muslim mejadi penggerak pertumbuhan bank Islam bagi negara-negara lain di ASEAN yang mempunyai penduduk minoritas muslim dapat berkontribusi juga dalam pengembangan industri keuangan Islam. Penelitian ini menggunakan metode kualitatif dengan menggunakan data sekunder seperti data statistik, dokumen, data dari internet. Temuannya adalah di awal pendirian bank Islam di negara-negara ASEAN baik yang mempunyai penduduk mayoritas maupun minoritas muslim sudah cukup baik, hal ini dibuktikan dengan perkembangan bank Islam di negara ASEAN hingga kini yang kian pesat.
Identikkah Lembaga Etika Bisnis Perbankan Konvensional dengan Etika Bisnis Islam: Studi Deskriptif Branch Service Quality (BSQ) BCA-KCU Cirebon Sinta, Ida; Vidiati, Cory; Cahyono, Heru; Munajim, Ahmad; Selasi, Dini; Pratama, Gama
Ecobankers : Journal of Economy and Banking Vol. 5 No. 2 (2024): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v5i2.2634

Abstract

Artikel ini ditujukan untuk mendalami kinerja karyawan bank melalui lembaga etika internal pada Bank BCA KCU Cirebon. Sumberdaya manusia menjadi salah satu unsur penting dalam perjalanan sebuah organisasi/perusahaan yang kinerjanya dapat diukur baik secara kualitatif maupun kuantitatif. Bisnis perbankan menjadi salah satu pusat bisnis jasa yang mengedepankan layanan kepada nasabah baik yang didirikan atas dasar konvensional apalagi yang berprinsip syariah, yang artinya mengutamakan etika dalam pelayanannya. Dengan pendekatan kualitatif, data primer dikumpulkan melalui observasi, dokumentasi, dan wawancara dengan responden dan data sekunder didapatkan dari artikel terkait bahasan. Didapatkan hasil bahwa sebagai lembaga internal yang menilai kinerja karyawan bank Branch Service Quality (BSQ) Bank BCA KCU Cirebon lebih mengutamakan persepsi nasabah yang dilakukan secara independen, sehingga subyektifitas nasabah lebih menonjol untuk menilai kinerja karyawan bank. Implikasi penelitian ini menjadi masukan positif bagi Bank BCA terkhusus bagian customer service dalam pelayanan dengan menggunakan tehnologi komunikasi dan SDM customer service tersendiri yang bisa dihubungi komunikatif secara online realtime, tidak dengan mesin penjawab Kata Kunci: Branch Service Quality (BSQ), Kinerja Karyawan Bank, Psikologi Manusia, Etika Komunikasi Islami
Penerapan Konsep Ekonomi Sirkular Dalam Pengembangan Industri Busana Muslim Penty, Penty; Vidiati, Cory; Ridwan, Mohammad; Pratama, Gama
Ecobankers : Journal of Economy and Banking Vol. 5 No. 2 (2024): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v5i2.2703

Abstract

Busana Muslim mengalami perkembangan yang pesat, yang mengindikasikan adanya peningkatan kapasitas dalam proses produksi bisnis ini. Perkembangan tersebut berdampak negatif pada ekosistem dan kesejahteraan manusia. Oleh karena itu, diperlukan langkah-langkah pencegahan dengan merancang ulang ekonomi menjadi lebih berkelanjutan melalui konsep ekonomi sirkular. Penelitian ini bertujuan untuk memberikan gambaran tentang penerapan paradigma ekonomi sirkular dalam industri Busana Muslim. Metode yang digunakan adalah kajian literatur dengan data sekunder dari berbagai publikasi ilmiah. Hasil penelitian menunjukkan adanya hubungan antara ajaran agama Islam, yang mendorong tanggung jawab sosial dalam aktivitas ekonomi dan pelestarian lingkungan. Fokus pada ekonomi sirkular dan ideologi Islam Maqasid al-Shariah memiliki kesamaan yang saling mendukung, dan peran teknologi sangat penting dalam memfasilitasi transisi dari ekonomi linier ke ekonomi sirkular
Sorghum as Sustainable Ṭayyib Food: A Study on Local Consumption Strategies and the Implementation of Maqāṣid al-Sharī‘ah in Beber Subdistrict Vidiati, Cory; Fernando, Ardi; Sundayana, Aditia; Sahaya, Aini; Dapiah; Selasi, Dini; Lubaba, Abu
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 6 No. 2 (2025): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecopreneur.v6i2.3577

Abstract

Food security in Indonesia remains fragile due to heavy dependence on rice and wheat as staple foods. This reliance creates structural risks when domestic output is insufficient or global supply chains are disrupted. Diversifying local food sources is therefore essential to strengthening national resilience. This study examines strategies to enhance sorghum consumption in Beber Subdistrict, Cirebon Regency, positioning it as ṭayyib food within the framework of maqāṣid al-sharī‘ah. A qualitative descriptive method was applied, using secondary data from journals, international reports, government documents, and local publications. Thematic analysis focused on three themes: sorghum’s potential, local consumption strategies, and the role of policy and institutions. Findings show that bioguma sorghum in Beber yields 10–16 tons per harvest with up to three harvests annually, far above the national average. This productivity provides economic opportunities through processing into flour, noodles, and healthy snacks. Challenges remain, including limited processing facilities, low nutritional awareness, and weak village institutions. Promoting sorghum as ṭayyib food supports hifz al-nafs (protection of life), hifz al-mal (protection of wealth), and imārat al-ardh (stewardship of the earth). Integrated, community-based strategies and multi-stakeholder collaboration could position Beber as a replicable model of Islamic and sustainable local food security.
The Effect of Halal Tourism Development on Tourist Satisfaction: Integrating Quantitative and Qualitative Approaches in Kampung Landeuh Baduy Mualaf, Lebak, Banten Selasi, Dini; Pratiwi, Ayu Alfiani; Suharto, Taufik Hidayat; Vidiati, Cory
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 6 No. 2 (2025): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecopreneur.v6i2.3579

Abstract

Satisfaction is important in the future development of halal tourism. This study aims to analyze the effect of halal tourism development on tourist satisfaction. The research method used mixed methods, where quantitative data was obtained from 100 tourist respondents and qualitative data was collected through observation and interviews with tourism managers, communities, and tourists. The data was then analyzed using simple linear regression and source triangulation. The results of this study can be seen from β = 0.889, r² = 78.5%, p < 0.001, which indicate that the development of halal tourism has a positive effect on tourist satisfaction. The factors that influence this are halal facilities, quality services, storytelling, digital marketing, and spiritual and educational experiences, which create a positive image, potential for repeat visits, and word-of-mouth promotion. The development of halal tourism is carried out with an experiential approach by exploring various local cultures, spiritual experiences, cultural education with sharia-based management, and halal tourism experiences are not only about the attractiveness of tourist locations but must also be supported by the availability of halal facilities and infrastructure, quality halal services, educational tourism, and traditional culture. Marketing strategies for experience-based development can be implemented by strengthening cultural and religious storytelling, halal tourism packages, utilizing digital marketing and tourist reviews, and improving facilities and services. This research contributes to integrating religious and cultural aspects, as well as community participation, which play an important role in the development of halal tourism based on tourist experiences. The implications can be utilized to create SOPs for halal tourism services, develop digital marketing, and strengthen the involvement of all parties for the sustainability of halal tourism
APPROPRIATE IN THE SHARIA ECONOM APPROPRIATE IN THE SHARIA ECONOMY: DIGITALIZATION FOR 3 KG LPG SUBSIDY Rofik, Akhmad; Vidiati, Cory; Faiz Amin, Nur M.
ASH-SHIDQU: JURNAL EKONOMI SYARIAH Vol 1 No 2 (2025): Ash-Shidqu: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52496/ashshidqu.v1i2.788

Abstract

Implementation of manual recording in the distribution of 3 Kg LPG often faces problems of inaccuracy of targets and inefficiency. One of them is due to misuse by retailers, they take advantage of loopholes in the manual system to buy subsidized LPG from the base and resell it above the Highest Retail Price (HET) to the public, including those who should not be entitled. This practice causes price distortion and makes subsidies not fully enjoyed by the target audience. The 3-kg LPG subsidy program in Indonesia aims to provide affordable energy access for communities in need. This study seeks to explore the role of digitalization—specifically through the implementation of the Merchant Apps—in realizing the principle of wadh'u asy-syai’ fi mahallihi (placing something in its proper context) within the framework of Islamic economics in the distribution of subsidized 3-kg LPG. This study uses a qualitative method with a case study at PT. Sinar Aurora Abadi. The analysis reveals that the Merchant Apps significantly enhance targeting accuracy through NIK (National Identification Number) verification and purchase limitations, while also improving distribution efficiency via digitized recording and reporting systems. These findings align with key principles of Islamic economics, including justice (‘adl), public benefit (maslahah), moderation and efficiency (iqtishad), and trustworthiness (amanah). Nonetheless, the implementation of the Merchant Apps also faces several challenges, particularly in relation to digital infrastructure, digital literacy, and system reliability. This study concludes that digitalization through the Merchant Apps holds strong potential for optimizing the distribution of the 3-kg LPG subsidy, making it more targeted, efficient, and accountable in accordance with Islamic economic values. Continuous efforts to address these challenges and to develop the application inclusively are essential to achieving these goals.
VIDEO MAKEOVER TIKTOK DAN IMPLIKASINYA TERHADAP MINAT BELI KONSUMEN DIGITAL Arnelia Putri Pratiwi; Vidiati, Cory
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 1 (2025): Oktober
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i1.62003

Abstract

Abstrak Perkembangan media sosial telah membuka peluang baru bagi usaha mikro dalam membangun branding. TikTok, dengan format video singkat, memunculkan tren makeover yang menampilkan transformasi visual produk, kemasan, maupun tampilan usaha. Fenomena ini menarik karena usaha mikro sering menghadapi keterbatasan modal dan strategi pemasaran. Penelitian ini bertujuan menganalisis peran video makeover TikTok dalam memperkuat branding usaha mikro dan implikasinya terhadap minat beli konsumen digital. Metode yang digunakan adalah library research dengan menelaah literatur 2020–2025, dianalisis melalui content analysis. Hasil kajian menunjukkan bahwa video makeover berfungsi sebagai strategi rebranding hemat biaya yang mampu meningkatkan citra profesional, membangun kepercayaan melalui social proof, serta memperkuat keterikatan emosional konsumen, khususnya generasi milenial dan Gen Z. Penelitian ini berimplikasi praktis bagi UMKM dalam merancang strategi pemasaran digital yang lebih efektif, sekaligus memberikan kontribusi teoretis pada literatur branding digital melalui perspektif komunikasi visual dan perilaku konsumen.Kata kunci: video makeover, TikTok, usaha mikro, branding digital, minat beli   AbstractThe rapid growth of social media has created new opportunities for micro-businesses in building their branding. TikTok, with its short-video format, has introduced the makeover trend that showcases visual transformations of products, packaging, and business appearances. This phenomenon is significant since micro-businesses often face limitations in capital and marketing strategies. This study aims to analyze the role of TikTok makeover videos in strengthening micro-business branding and their implications for digital consumer purchase intention. The research applies a library research method by reviewing literature published between 2020 and 2025, analyzed through content analysis. The findings reveal that makeover videos serve as an efficient rebranding strategy that enhances professional image, builds consumer trust through social proof, and reinforces emotional engagement, particularly among millennials and Gen Z. Practically, this study provides insights for micro-businesses to design more effective digital marketing strategies, while theoretically contributing to digital branding literature by highlighting the integration of visual communication and consumer behavior perspectives. Keywords: makeover video, TikTok, micro-business, digital branding, purchase intention.
Peran Fintech Syariah dalam Pemberdayaan UMKM Halal di Era Ekonomi Digital Khasanah, Nurul; Vidiati, Cory
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 6: Oktober 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i6.12672

Abstract

Penelitian ini bertujuan untuk menganalisis peran Financial Technology (Fintech) Syariah dalam pemberdayaan Usaha Mikro, Kecil, dan Menengah (UMKM) halal di era ekonomi digital. Fintech syariah muncul sebagai inovasi keuangan berbasis teknologi yang berlandaskan prinsip syariah, seperti larangan riba, gharar, dan maisir. Dalam konteks ekonomi Indonesia yang mayoritas penduduknya Muslim, kehadiran fintech syariah menjadi solusi alternatif terhadap keterbatasan akses modal dan inklusi keuangan konvensional. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kepustakaan (library research) yang mengumpulkan dan menganalisis data dari berbagai sumber literatur. Hasil penelitian menunjukkan bahwa fintech syariah memiliki peran strategis dalam memperkuat kapasitas dan daya saing UMKM halal melalui tiga dimensi utama, yaitu pembiayaan syariah digital, pendampingan dan edukasi bisnis halal, serta kolaborasi ekosistem halal digital. Fintech syariah tidak hanya menyediakan akses modal yang lebih mudah dan sesuai prinsip Islam, tetapi juga meningkatkan literasi keuangan, efisiensi usaha, dan keterhubungan antar pelaku dalam rantai nilai halal. Fintech syariah berkontribusi pada transformasi ekonomi nasional menuju sistem yang inklusif, berkeadilan, dan berkelanjutan. Oleh karena itu, sinergi antara pemerintah, regulator, dan penyedia layanan fintech syariah menjadi krusial untuk memperkuat kebijakan, meningkatkan literasi digital, dan mendorong pengembangan ekosistem ekonomi halal di Indonesia.
Peran Fintech Syariah dalam Mendorong Pertumbuhan Ekonomi Umat di Era Digitalisasi Keuangan Nurazizah, Tia; Vidiati, Cory
SENTRI: Jurnal Riset Ilmiah Vol. 4 No. 10 (2025): SENTRI : Jurnal Riset Ilmiah, Oktober 2025
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v4i10.4768

Abstract

The advancement of digital technology has brought substantial transformation to the global financial landscape, including in Indonesia, through the emergence of financial technology (fintech) as a modern financial innovation. In this context, Islamic fintech represents a distinctive development that integrates digital innovation with Islamic economic principles, positioning it as a strategic driver for the economic empowerment of Muslim communities. This study aims to analyze how Islamic fintech concretely contributes to the economic growth of the ummah, particularly through inclusive access to sharia-compliant financial services in the era of financial digitalization. Using a qualitative descriptive approach based on literature studies from OJK, Bank Indonesia, DSN-MUI, and several Islamic fintech case studies in Indonesia, the research identifies that Islamic fintech plays a significant role in expanding financing opportunities for MSMEs, fostering productive investment aligned with Islamic ethics, and strengthening financial inclusion in underserved regions. The findings reveal that Islamic fintech contributes to the real sector by channeling funds into halal business activities, supporting entrepreneurial development, and enhancing social welfare through digital zakat, infaq, and waqf platforms. However, the study also highlights challenges, including limited adaptive regulation, low financial and digital literacy, and the need for stronger infrastructure and data security systems. These results imply that optimizing Islamic fintech’s potential requires synergy among the government, financial institutions, academia, and society to create a sustainable, equitable, and inclusive Islamic financial ecosystem capable of accelerating the economic growth of the Muslim community in the digital era.
Potensi Pengembangan Crowdfunding Syariah sebagai Alternatif Pembiayaan Sosial di Era Digital Laeliyah, Rizka; Vidiati, Cory
SENTRI: Jurnal Riset Ilmiah Vol. 4 No. 10 (2025): SENTRI : Jurnal Riset Ilmiah, Oktober 2025
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v4i10.4774

Abstract

The rapid advancement of digital technology has fostered innovation in the financial sector, notably through the emergence of crowdfunding as an alternative model for social financing. This study analyzes the potential development of Islamic crowdfunding as an inclusive and Sharia-compliant social financing instrument in the digital era. Using a qualitative method with a literature study approach, the research draws on secondary sources including academic journals, regulatory documents, and reports from Islamic financial institutions. The findings reveal that Islamic crowdfunding offers substantial potential in promoting financial inclusion, supporting community economic empowerment, and contributing to the achievement of Sustainable Development Goals (SDGs), particularly in reducing poverty and improving welfare. This research contributes by highlighting the strategic role of Islamic crowdfunding in bridging the gap between social finance and technological innovation within an Islamic framework. However, several challenges persist, such as the absence of comprehensive regulations, limited Islamic financial literacy, and concerns over data security and public trust. To address these issues, an integrated strategy is proposed through regulatory strengthening, Sharia certification, collaboration with Islamic social institutions, and the adoption of blockchain-based innovations accompanied by digital literacy enhancement. Through the synergy of regulators, financial institutions, and society, Islamic crowdfunding can evolve into a key driver of a fair, transparent, and sustainable social finance ecosystem in Indonesia.
Co-Authors Afika, Ayu Ahyar, Aldi Musthofainal Alifa, Alifa Alifia, Tasya Alimna, Fika Amelia, Mila Angoy, Raisalam D. Arie Pratama, Fidya Arnelia Putri Pratiwi Auliah, Siti Avwa, Pina Ainul Dapiah Erlinda, Ela Faiz Amin, Nur M. Faturrizky, Izzul Fernando, Ardi Habibah, Fadiyah Putri Nur Hernawati, Rita Heru Cahyono Hikmah, Anur Ihdalumam, Abdy Janan, Nabila Kasnawi, Kasnawic Kharimah, Kharimah Kodriyah, Dewi Laeliyah, Rizka Lathifaturahmah Lela, Citra Lubaba, Abu Maula, Ripdatul Mohammad Ridwan Muhammad Ridwan Munajim, Ahmad Mustaqiem, Akhmad Imam Najwa, Friska Nauroh, Izzwah Negarawati, Esa Nurazizah, Tia Nursindi, Mita Penty, Penty Pratama, Gama Pratiwi, Ayu Alfiani Pratiwi, Rina Ari Rahmanto, Agus Rahmawati, Linda Tri Ramadhani, Nurhalimah Rofik, Akhmad Rosidah Rosidah Sahaya, Aini Selasi, Dini Sinta, Ida Siswahyudianto Subagja, Gilang Suharto, Taufik Hidayat SUKIRNO Sundayana, Aditia Susanti Susanti Yasin, Muhamad Mufti Yasin, Muhammad Mufti Yulia, Devi