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Faktor yang Mempengaruhi Penggunaan Fintech 2.0 (Mobile Banking) di Kalangan Masyarakat Indonesia Aprinisa Aprinisa; Denaya Syabilla; Nyimas Ratih Z.A.; Salsabila Mindari; Shalsabila Hellenia Y.F.
Journal of Economics and Business Vol 6, No 2 (2024): November
Publisher : Ikatan Sarjana Ekonomi Indonesia Cabang Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47729/indicators.v6i2.167

Abstract

Financial technology merupakan salah satu layanan keuangan berteknologi yang menciptakan perubahan dari gaya tradisional menjadi modern yang berkembang di kalangan masyarakat indonesia, yang awalnya pembayaran tunai yang dilakukan secara langsung kini dapat dilakukan melalui transaksi jarak jauh. Digital banking yang merupakan bagian dari fintech 2.0 terus dikembangkan demi pelaksanaan bertransaksi yang semakin maju dengan memakai media aplikasi Mobile Banking. Kegiatan jual beli, dana pinjam, berinvestasi, trading, saving, bahkan mengirim uang melalui aplikasi membuat segalanya lebih mudah, efisien dan efektif.  
PERTIMBANGAN HAKIM TERHADAP GUGAT CERAI AKIBAT PERSELINGKUHAN DI PENGADILAN AGAMA TANJUNG KARANG(Studi Putusan Nomor 1321/Pdt.G/2024/Pa.Tjk) Angela Merici L.P; Aprinisa; Baharuddin
JOURNAL OF LAW AND NATION Vol. 5 No. 1 (2026): Journal of Law and Nation
Publisher : INTELIGENSIA MEDIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21016398

Abstract

This study aims to analyze the factors leading to divorce lawsuits due to infidelity and to examine the legal considerations of the judges in deciding such cases at the Religious Court of Tanjung Karang. The research focuses on Decision Number 1321/Pdt.G/2024/PA.Tnk, in which the plaintiff filed for divorce on the grounds that the respondent frequently met with her ex-husband without the knowledge or consent of her legal husband. The research problems addressed are: (1) What are the factors that cause a husband to file for divorce due to his wife’s infidelity in Decision Number 1321/Pdt.G/2024/PA.Tnk? and (2) How did the judge consider the legal aspects in deciding the divorce case based on infidelity?. This research employs a normative and empirical juridical approach, with data obtained through literature review and direct interviews. The findings indicate that the primary factor in the divorce was the loss of trust resulting from suspected infidelity, supported by evidence and witness testimony. In deciding the case, the judge considered the principles of justice, the protection of the rights of both husband and wife, as well as the provisions stipulated in Law Number 1 of 1974 in conjunction with LawNumber 16 of 2019 and the Compilation of Islamic Law. This research is expected to serve as a reference for legal practitioners and the public in understanding and resolving divorce cases due to infidelity in a fair and lawful manner.
Government Responses to International Refugees and Emerging Global Threat: Insights from Türkiye and Indonesia Gia Ayu Fita; Aprinisa Aprinisa
Resolusi: Jurnal Sosial Politik Vol 8 No 2 (2025)
Publisher : Department of Political Science - Universitas Sains Al-Qur’an

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21336742

Abstract

This article examines how Türkiye and Indonesia, as emerging powers with distinct geopolitical roles, respond to the global refugee crisis through a comparative lens informed by Migration Transition Theory and Securitization Theory. Türkiye’s transformation into a major refugee-receiving country following the Syrian conflict has been accompanied by regulatory and integration-oriented policies, yet their implementation remains uneven at the local level. By contrast, Indonesia, despite its non-signatory status to the 1951 Refugee Convention, has evolved into a key transit and host context, relying primarily on humanitarian approaches and cooperation with international organizations. Using qualitative content analysis and thematic coding of secondary sources, this study identifies five central patterns shaping refugee governance: securitization of refugees, ad hoc humanitarian responses, labor market integration of refugees, socio-economic burdens on host communities, and coordination with international organizations. The findings indicate that Türkiye’s relatively institutionalized framework is constrained by resource disparities and administrative fragmentation, while Indonesia exhibits a hybrid governance model that balances humanitarian commitments with security considerations. Overall, the article highlights the adaptive yet fragmented character of refugee governance in the Global South and underscores persistent policy dilemmas between humanitarianism, sovereignty, and security in non-Western refugee-receiving states.
PERTANGGUNGJAWABAN TINDAK PIDANA EKSPLOITASI SEKSUAL YANG DITUJUKAN TERHADAP KEINGINAN SEKSUAL DENGAN ORANG LAIN (Studi Putusan Nomor 332/Pid.Sus/2023/PN Tjk) Debora Shintiya Br. Siagian; Aprinisa; Risti Dwi Ramasari
JOURNAL OF LAW AND NATION Vol. 5 No. 1 (2026): Journal of Law and Nation
Publisher : INTELIGENSIA MEDIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21288001

Abstract

Sexual exploitation is one of the forms of sexual violence crimes that continues to develop alongside advances in information technology and changes in criminal patterns within society. This crime not only causes physical harm to victims but also results in prolonged psychological, social, and economic suffering. This study aims to analyze the criminal liability of perpetrators of sexual exploitation intended to satisfy another person's sexual desires and to examine the legal considerations employed by judges in Decision Number 332/Pid.Sus/2023/PN Tjk. The research addresses two main issues: the criminal liability of the offender and the judicial considerations underlying the imposition of criminal sanctions. This research employs both normative and empirical juridical approaches by utilizing primary data obtained through interviews and secondary data derived from statutory regulations, court decisions, legal literature, and scientific journals. The data were analyzed using a qualitative juridical method. The findings indicate that the defendant fulfilled all legal elements of the criminal offense of sexual exploitation as stipulated in Law Number 12 of 2022 concerning Crimes of Sexual Violence and therefore bears criminal responsibility. The court imposed a sentence of one year imprisonment and a fine of IDR 5,000,000 based on juridical, philosophical, and sociological considerations. The judgment was founded upon valid legal evidence, the objectives of criminal punishment, victim protection, and both aggravating and mitigating circumstances. This study is expected to contribute to the development of criminal law, particularly regarding the enforcement of laws against sexual exploitation offenses in Indonesia.
Electric Motorbike Conversion Training to Reduce Pollution and Create A Friendly Environment For Society Appin Purisky Redaputri; Aprinisa Aprinisa; Niki Agus Santoso
JURNAL CEMERLANG: Pengabdian pada Masyarakat Vol 6 No 2 (2024): JURNAL CEMERLANG: Pengabdian Pada Masyarakat
Publisher : LP4MK STKIP PGRI Lubuklinggau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31540/jpm.v6i2.2648

Abstract

Electric motorbike conversion training at Vocational High Schools (SMK) and motorbike workshops in Kotabumi, North Lampung, is a strategic step to prepare future workers to face the electricity-based transportation revolution. This study aims to evaluate the impact of training on improving the technical skills of vocational school students and motorbike repair shop mechanics, as well as analyzing the contribution of training to the adoption of environmentally friendly technology at the local level. The training method includes theoretical exposure, field practice sessions, and case studies to provide an in-depth understanding of electric motor conversion. Evaluation is carried out through practical exams and collecting feedback from participants and instructors. The research results showed a significant increase in participants' knowledge and skills regarding electric motor conversion. Adoption of this technology in local motorbike workshops is also increasing, creating the potential for reduced environmental impact and generating positive effects on the local automotive industry. The conclusion confirms that this training was successful in empowering vocational school students and motorbike repair mechanics, creating new career opportunities, and stimulating economic growth in the region. However, challenges such as adapting infrastructure and changing mindsets were also identified as areas requiring further attention. Therefore, this research provides valuable insights for further development in supporting technical education, industrial innovation and sustainability at the local level.
Pengembangan Keahlian dalam Produksi Kopi Liwa Melalui Pelatihan Penggunaan Mesin M. Yusuf S Barusman; Hendri Dunan; Niki Agus Santoso; Aprinisa Aprinisa; Appin Purisky Redaputri
JURNAL CEMERLANG: Pengabdian pada Masyarakat Vol 6 No 2 (2024): JURNAL CEMERLANG: Pengabdian Pada Masyarakat
Publisher : LP4MK STKIP PGRI Lubuklinggau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31540/jpm.v6i2.2649

Abstract

Training on using coffee machines was held to improve the skills of Gamba Kupi Liwa Community members in the coffee production process. Through a theoretical and practical approach, participants are introduced to the concept of using modern machines to increase the efficiency and quality of coffee products. Training involves theory sessions, practical demonstrations, as well as interactive discussions. The training methodology includes exposure to the basic concepts of using coffee machines, hands-on practical sessions using modern equipment, and case studies to demonstrate the application of concepts in the coffee industry. The evaluation was carried out to measure participant understanding and the impact of the training on Gamba Kupi Liwa Community coffee production. The results of the training showed significant improvements in machine usage skills, operational efficiency and product quality. Additionally, training creates a collaborative environment among community members, increasing their involvement in the development of the local coffee industry. Thus, this training not only develops technical skills, but also builds the foundation for sustainable growth in the coffee industry. The success of this training provides a positive view of the potential of the Gamba Kupi Liwa Community to become a major player in the coffee industry, creating a positive impact on the community's economy and society.
Pelatihan Mental Health dalam Menjalankan Bisnis bagi UMKM Appin purisky redaputri; Niki Agus Santoso; Aprinisa Aprinisa; Shanaz Rizkyna
JURNAL CEMERLANG: Pengabdian pada Masyarakat Vol 7 No 1 (2024): JURNAL CEMERLANG: Pengabdian Pada Masyarakat
Publisher : LP4MK STKIP PGRI Lubuklinggau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31540/jpm.v7i1.3183

Abstract

The purpose of this study was to explore the importance of mental health among entrepreneurs and employees in Micro, Small and Medium Enterprises (MSMEs) in the context of post-COVID-19 pandemic recovery. The methods used included the development of a training program designed to improve mental health literacy. The results showed that many workers in MSMEs experienced increased stress and anxiety due to the impact of the pandemic, with many workers losing their jobs. Effective mental health training can increase knowledge and reduce stigma related to mental health issues, as well as build support networks among entrepreneurs. In conclusion, comprehensive mental health interventions are essential to improve psychological well-being and productivity in MSMEs, as well as support business resilience in the face of existing challenges.
Pemanfaatan E-Commerce Shopee Sebagai Strategi Pengembangan UMKM di Era Digital Niki Agus Santoso; Appin purisky redaputri; Aprinisa Aprinisa; Shanaz Rizkyna
JURNAL CEMERLANG: Pengabdian pada Masyarakat Vol 7 No 1 (2024): JURNAL CEMERLANG: Pengabdian Pada Masyarakat
Publisher : LP4MK STKIP PGRI Lubuklinggau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31540/jpm.v7i1.3187

Abstract

Di era digital, e-commerce telah menjadi salah satu pilar utama dalam pengembangan Usaha Mikro, Kecil, dan Menengah (UMKM). Penelitian ini membahas pemanfaatan e-commerce Shopee sebagai strategi pengembangan UMKM dalam menghadapi tantangan dan peluang di pasar digital. Melalui akses yang lebih luas, fitur-fitur promosi yang efektif, serta integrasi pembayaran dan logistik, Shopee memberikan solusi bagi UMKM untuk meningkatkan penjualan, mengurangi biaya operasional, dan memperluas jangkauan pasar. Namun, tantangan yang dihadapi seperti keterbatasan literasi digital, ketatnya persaingan, dan ketergantungan pada promosi perlu diatasi melalui peningkatan kapasitas digital dan inovasi produk. Studi ini menyimpulkan bahwa pemanfaatan Shopee secara optimal dapat mendorong pertumbuhan dan daya saing UMKM, memperluas akses pasar, dan berkontribusi pada perkembangan ekonomi digital Indonesia.
Legal analysis of the regulation of Alternative Dispute Resolution (ADR) in international contract law: A case study in Russia and Indonesia Aprinisa Aprinisa; Niki Agus Santoso; Gia Ayu Fita
Priviet Social Sciences Journal Vol. 6 No. 2 (2026): February 2026
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v6i2.1423

Abstract

The increasing volume of cross-border trade and investment has positioned international contracts as the primary legal instrument governing global business relationships. Along with this development, the potential for contractual disputes between parties subject to different legal systems has intensified. Litigation before national courts is often considered ineffective in resolving international contract disputes because of jurisdictional constraints, lengthy procedures, and difficulties in the recognition and enforcement of judgments. Consequently, Alternative Dispute Resolution (ADR) has emerged as a more flexible and efficient mechanism within international contract law. This study aims to analyze the legal regulation of ADR in international contract law through a case study of Russia and Indonesia. This study employs normative legal research methods using statutory, conceptual, and comparative approaches. The data are derived from primary, secondary, and tertiary legal materials relevant to the regulation of ADR in both countries. The findings indicate that both Russia and Indonesia have normatively adopted international ADR principles, particularly arbitration, and are parties to the 1958 New York Convention. Nevertheless, significant differences exist in the implementation and effectiveness of ADR, influenced by the characteristics of their respective legal systems, policies, and judicial practices. This study concludes that although the normative frameworks governing ADR in Russia and Indonesia are largely aligned with international standards, further strengthening of consistent application and legal certainty is required to ensure the optimal functioning of ADR in the resolution of international contract disputes.
Model Penyelesaian Sengketa Non-Litigasi dalam Penguatan Economic Security ASEAN: Rekonstruksi Alternative Dispute Resolution melalui Pendekatan Cooperative Security Aprinisa; Gia Ayu Fita
SEIKAT: Jurnal Ilmu Sosial, Politik dan Hukum Vol. 5 No. 4 (2026): SEIKAT: Jurnal Ilmu Sosial, Politik dan Hukum, Agustus 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/seikat.v5i4.3664

Abstract

Integrasi ekonomi ASEAN, peningkatan interdependensi perdagangan dan investasi, transformasi ekonomi digital, serta keterhubungan rantai pasok regional telah menjadikan sengketa ekonomi tidak hanya sebagai persoalan hukum antarpara pihak, tetapi juga sebagai isu yang berimplikasi terhadap economic security kawasan. Meskipun ASEAN telah memiliki berbagai mekanisme penyelesaian sengketa, termasuk ASEAN Protocol on Enhanced Dispute Settlement Mechanism (EDSM), ASEAN Comprehensive Investment Agreement (ACIA), dan mekanisme konsultasi sektoral, implementasinya masih menghadapi keterbatasan berupa fragmentasi kelembagaan dan orientasi penyelesaian yang cenderung formal serta reaktif. Penelitian ini bertujuan menganalisis keterbatasan mekanisme penyelesaian sengketa ekonomi ASEAN dan merekonstruksi fungsi Alternative Dispute Resolution (ADR) sebagai instrumen preventive dispute management dalam kerangka cooperative security. Penelitian menggunakan metode hukum normatif dengan pendekatan perundang-undangan dan perjanjian, konseptual, serta komparatif. Hasil penelitian menunjukkan bahwa mekanisme penyelesaian sengketa ASEAN perlu diarahkan dari orientasi dispute settlement menuju pendekatan preventif yang mengintegrasikan konsultasi dini, negosiasi, mediasi, konsiliasi, pembangunan kepercayaan (confidence building), dan Online Dispute Resolution (ODR). Penelitian ini menawarkan ASEAN Economic Security-Oriented ADR Framework sebagai model konseptual yang menempatkan ADR tidak hanya sebagai mekanisme penyelesaian sengketa, tetapi sebagai instrumen tata kelola economic security untuk mencegah eskalasi konflik, memperkuat stabilitas perdagangan dan investasi, meningkatkan ketahanan rantai pasok, serta mendukung keberlanjutan integrasi ekonomi ASEAN.
Co-Authors Akbar As, Muhammad Zahien Aldri Frinaldi Alma Zhuhri Febriansyah Angela Merici L.P Anggalana Anita Fitriyani Appin Purisky Redaputri Ardansyah ARI KURNIAWAN Arifin Arifin Aristianto, Kayla Astrida AULIA RAHMAWATI Baharrudin, Baharrudin Baharuddin Baharudin Bambang Hartono Bambang Hartono Barusman, Andala R P cahyani, dwi putri Chiquita Apriliyandra Crissila Wati, Devia Damayanti, Putri Lidia Debora Shintiya Br. Siagian Denaya Syabilla Dera Maulinda Dewi Kautsar Dika Hastanto Dwi Romadhan Elvionita, Maulia Erlina B Ferdianza, Rizki Firly, Alika Fita, Gia Ayu Gia Ayu Fita Hamaminata, Gani Handayani, Agustuti Hartabela, Dadang Hefrianto, Wafi Rizqullah Hendri Dunan Kautsar, Dewi Kelvin Ardy Irawan Lukmanul Hakim Lukmanul Hakim Lukmanul Hakim M. Oktaviannur M. Yusuf S. Barusman Muhamad Bagas Ranata Muhamad Bagas Ranata Muhammad Ardiansyah Muhammad Fitrasani Rinaldi Muhammad Ramadhan Niki Agus Santoso Ningrat, Gustian Sapta Nuur Rasyid, Satriyawan Nyimas Ratih Z.A. Okta Ainita Pascal Utama Mahendra Pawaka, Ardatama Pika Sari Putra, Santoni Putri, Rachel Anzani Rahmadanti, Shafira Raja Kapitan Diningrat Ramadanti , Salsabila Recca Ayu Hapsari Risti Dwi Ramasari Riyadi, Imam Rizaldi, Rizki Rizkyna, Shanaz Robby Yuli Endra S. Endang Prasetyawati Salsabila Mindari Shalsabila Hellenia Y.F. Shanaz Rizkyna Shanaz Rizkyna Silpiani, Yovita silviana sari Simarmata, Marudut J.F. Soewito Soewito Suheri, Dinda Ayu Bela Suta Ramadan Syahputra , M Bintang Syahputra, M. Bintang Tami Rusli Tina Miniawati Barusman Tobing, Alvarian L Trisnawati, Mayshe Wibowo, Sakung Yulia Hesti Yuthsi Aprilinda Zulfi Diane Zaini