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HOW DOES MONEY FUNCTION IN THE VIEW OF ISLAMIC ECONOMICS? Hermawan Adinugraha, Hendri
PROFJES: Profetik Jurnal Ekonomi Syariah Vol 3, No 1 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/profjes.v3i1.11175

Abstract

 This research intends to explain money’s function from the perspective of Islamic economics. This research uses a qualitative method with a library research approach sourced from books and journals that are directly or indirectly related to the function of money in the perspective of Islamic economics. The findings of this study led to the conclusion that Islamic economics views money as money, not as a commodity; money in Islam should not be stacked but must be circulated. In contrast, conventional economics views money as an unclear commodity, and traditional economics does not distinguish between money and capital. In Islamic economics, money is public goods, while mudal is private goods. Because as public goods, money should not be traded, and money functions only as a medium of exchange and not as a commodity that can be rented or traded with excess. The findings of this study confirm that Islamic economics has viewed the primary function of money as a medium of exchange and unit of account. Tracing the history of the creation of money, there are at least three fundamental objectives of the creation of currency, namely as a unit of value for the value of goods and services, as a method of storing value, and as a medium of exchange in the process of economic transactions.
DIGITAL TRANSFORMATION STRATEGY FOR IMPLEMENTING HALAL MANAGEMENT: A CASE STUDY OF THE MSME INDUSTRY IN PAKISTAN Hermawan Adinugraha, Hendri; Rahmawati, Ferida; Shulthoni, Muhamad; Sain, Zohaib Hassan
Al-Qalam Vol. 31 No. 1 (2025): Jurnal Al-Qalam
Publisher : Balai Penelitian dan Pengembangan Agama Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31969/alq.v31i1.1623

Abstract

This research examines digital transformation strategies for implementing halal management in the MSME industry in Pakistan. The main problem in this research is the low level of adoption of digital technology in the halal MSME sector, which is caused by limited resources, low digital literacy, and a lack of regulations that support digitalization. This research analyzes strategies halal MSMEs can implement to utilize digital technology to increase business efficiency, expand market access, and ensure compliance with halal standards. This research uses a qualitative approach with a case study method. Data was collected through in-depth interviews, participant observation, and document analysis from various sources, including MSMEs, halal certification institutions, and digital economy experts. Analysis was carried out using the Miles and Huberman model, including data reduction, presentation, and conclusion. The research results show that digital transformation can increase the competitiveness of halal MSMEs through the adoption of e-commerce, social media-based marketing, and Sharia-based digital payment systems. However, challenges in implementing technology are still significant, especially in regulation and digital literacy. Therefore, synergy is needed between the government, academia, and the private sector to create a business environment that supports the digital transformation of halal MSMEs in Pakistan.
STRATEGI ADAPTIF PEMASARAN UMKM SEMBAKO DI DESA SETONO Ilmiyatun Nafiah, Alfa; Hermawan Adinugraha, Hendri; Ade Gunawan
EKSYDA: Jurnal Studi Ekonomi Syariah Vol. 5 No. 2 (2025): EKSYDA
Publisher : LPPM STAI DARUSSALAM LAMPUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51226/eksyda.v5i2.759

Abstract

This study aims to analyse the marketing strategies implemented by micro, small, and medium enterprises (MSMEs) in Setono Village in the face of local market changes. The main issue raised in this research is how the sembako MSMEs adjust their marketing strategies to survive and thrive amid limited resources, intense competition, and changing consumer behaviour. Using a descriptive qualitative approach through a case study method, data was obtained from interviews, observations, and documentation. The results showed that product, price, promotion, and distribution strategies are flexible and adaptive to local needs. Emphasis on social relationships and personalised service are key success factors.
Pendampingan Penanggulangan Kemiskinan Ekstrim di Desa Bodas Kolaborasi Perguruan Tinggi dan Masyarakat Hermawan Adinugraha, Hendri; Jauhar Ali; Annisa Nuri Aji; Ahmad Andi Riyanto
Bakti : Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 1 (2025): Bakti: Jurnal Pengabdian Kepada Masyarakat
Publisher : Lembaga Layanan Pendidikan Tinggi (LLDIKTI) Wilayah XII Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51135/bakti.5.1.20-29

Abstract

Program pengabdian ini berfokus pada pemberdayaan masyarakat untuk menghadapi tantangan kemiskinan ekstrem yang dihadapi Desa Bodas, Kecamatan Watukumpul, Kabupaten Pemalang. Masalah utama yang menjadi perhatian adalah tingginya tingkat kemiskinan yang berdampak pada kesehatan anak (stunting) dan pendidikan. Tujuan program ini adalah untuk meningkatkan kesejahteraan warga melalui pendekatan kolaboratif antara UIN K.H. Abdurrahman Wahid Pekalongan dan masyarakat desa Bodas, dengan sasaran pemberdayaan ekonomi dan sosial. Metode pengabdian yang diterapkan meliputi pelatihan keterampilan UMKM, edukasi gizi untuk pencegahan stunting, dan sosialisasi pentingnya pendidikan serta anti-bullying bagi anak-anak. Kolaborasi dilakukan dengan melibatkan perangkat desa, mahasiswa, dan lembaga masyarakat lokal, dengan harapan dapat menciptakan sinergi yang memperkuat program-program pengentasan kemiskinan yang berkelanjutan. Hasil dari pendampingan ini menunjukkan adanya peningkatan kesadaran masyarakat tentang pentingnya gizi anak, yang berdampak pada upaya pencegahan stunting. Pelatihan pembuatan produk UMKM seperti buket bunga memberi keterampilan tambahan bagi ibu-ibu setempat untuk menambah penghasilan. Program ini juga berhasil menciptakan hubungan yang lebih erat antara UIN K.H. Abdurrahman Wahid Pekalongan dan Masyarakat desa Bodas, sehingga keberlanjutan program diharapkan akan terjaga melalui komitmen bersama antara berbagai pihak yang terlibat.
EDUKASI OBAT HALAL BAGI PEMUDA MUSLIM DI KAJEN, PEKALONGAN: UPAYA PENINGKATAN LITERASI KESEHATAN BERBASIS SYARIAH Rafa’at Pasya, Mohammad; Rendi Diki Setiawan, Muhammad; Okta Syahwali, Rengganis; Amalia Rizqi, Nabila; Nova Nuroaftul Aqidah, Nafanda; Hermawan Adinugraha, Hendri
Jurnal Pengabdian Kepada Masyarakat Citra Delima Vol. 2 No. 2 (2025): Jurnal Pengabdian Kepada Masyarakat Citra Delima
Publisher : Institut Citra Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33862/jp.v2i2.598

Abstract

The halal pharmaceutical industry is a crucial part of the development of the halal sector in Indonesia, particularly in ensuring that the medicinal products consumed by the public comply with Islamic sharia principles. The issue of halal and haram cannot be considered trivial because it encompasses interpersonal relationships (muamalah) and the relationship between humans and God (ibadah). This study aims to analyze and describe the process of halal drug education for Muslim youth in the Kajen area, Pekalongan, to improve health literacy based on Islamic values. Using qualitative descriptive methods, data were collected through in-depth interviews with 15 respondents, participant observation, and documentation studies. The results indicate that although Muslim youth in the area are aware of the importance of halal drug certification, challenges remain in terms of access to information, limited availability of halal-certified drugs, and a lack of ongoing educational activities. Therefore, the active participation of various parties, including government institutions, religious leaders, and the pharmaceutical industry, is needed to strengthen the halal education system and increase the availability of sharia-compliant drugs.
Efektivitas Pembangunan Saluran Drainase di Kelurahan Simbangkulon Dalam Mengatasi Banjir Husna, Arinal; Hermawan Adinugraha, Hendri
JURNAL LITBANG KOTA PEKALONGAN Vol. 23 No. 1 (2025)
Publisher : Badan Perencana Pembangunan, Riset dan Inovasi Kota Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54911/litbang.v23i1.326

Abstract

Flooding is a natural disaster that often occurs in several regions in Indonesia, including Pekalongan Regency. One of the areas frequently hit by flooding is Simbang Kulon Village, which is caused by the poor drainage system draining the water flow. The development of drainage infrastructure in this area is an important step in overcoming the problem of recurrent flooding. This research aims to assess the effectiveness of drainage channel infrastructure development in Simbang Kulon Village, especially in Simbang Kulon Gang 2, RW 04. The research method used is a qualitative method with a literature study approach. Secondary data was obtained from literature and previous research, while primary data was obtained through direct observation and interviews. The analysis was carried out by studying the studies of data sources to produce actual conclusions on the research topic. The results showed that the development of drainage channel infrastructure in Simbang Kulon Village has had a significant impact in reducing the intensity of flooding that often occurs. However, the phenomenon of groundwater puddles appearing inside residents' houses during heavy rains is still a challenge that needs to be addressed further. The lack of water catchment areas is one of the main causes of this phenomenon.
Halal industry, digital economy, and creative economy: challenges and opportunities for MSMEs in Indonesia Hermawan Adinugraha, Hendri; Khoirul Fikri, Muhammad; Andrean, Rizky
Journal of Islamic Economics Management and Business (JIEMB) Vol. 6 No. 2 (2024)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2024.6.2.23588

Abstract

This research aims to analyze the challenges and opportunities faced by MSMEs in Indonesia in simultaneously utilizing the halal industry, digital economy, and creative economy. The method used is qualitative, with case studies involving in-depth interviews, observation, and analysis of related documents. The focus of this research is to identify the main obstacles, such as halal certification bureaucracy, low digital literacy, and limited global market access, as well as opportunities that arise from the integration of these three sectors. The research results show that digitalization facilitates MSMEs in increasing market access and operational efficiency through sharia e-commerce and fintech platforms. Meanwhile, the creative economy encourages innovation in halal products that add value and are relevant to modern consumer trends. However, MSMEs still need help in technology adoption and innovative financing. This research underscores the need for cross-sector collaboration and government policy support to create an inclusive and sustainable business ecosystem. With an adaptive strategy, MSMEs in Indonesia can take advantage of the synergy between the halal industry, digital economy, and creative economy to compete in the global market and contribute to national economic growth
TINJAUAN ETIKA BISNIS ISLAM DALAM PRODUKSI DAN PENGOLAHAN LIMBAH (STUDI KASUS PADA INDUSTRI TAHU DI DESA SIWATU ): 1. Tinjauan Etika Bisnis Islam Dalam Proses Produksi Tahu, 2. Tinjauan Etika Bisnis Islam Dalam Proses Pengolahan Limbah Tahu Ainusshofa, Nurul Isma; Hermawan Adinugraha, Hendri; Syafi'i, M. Aris
RISTEK : Jurnal Riset, Inovasi dan Teknologi Kabupaten Batang Vol 9 No 2 (2025): RISTEK :Jurnal Riset, Inovasi dan Teknologi Kabupaten Batang
Publisher : Bapelitbang Kabupaten Batang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55686/ristek.v9i2.182

Abstract

The cost of tofu has continued to increase due to COVID-19, marked by a spike in soybean prices reaching IDR 13,500/kg. This can cause a decrease in the quality of the tofu produced. In addition, tofu waste is also a factor in environmental pollution. The purpose of this study is to provide a perspective on the application of Islamic business ethics in the tofu industry using a descriptive qualitative approach method based on primary and secondary data sources obtained from interviews, observations, documentation, and intuitive subjects. In this study, it was found that there are ways to apply Islamic business ethics both in production and waste processing as an alternative to reducing pollution in the surrounding environment. This contributes to driving the local economy in Batang Regency, especially in Siwatu Village.
TINJAUAN ETIKA BISNIS ISLAM DALAM PRODUKSI DAN PENGOLAHAN LIMBAH (STUDI KASUS PADA INDUSTRI TAHU DI DESA SIWATU ): 1. Tinjauan Etika Bisnis Islam Dalam Proses Produksi Tahu, 2. Tinjauan Etika Bisnis Islam Dalam Proses Pengolahan Limbah Tahu Ainusshofa, Nurul Isma; Hermawan Adinugraha, Hendri; Syafi'i, M. Aris
RISTEK : Jurnal Riset, Inovasi dan Teknologi Kabupaten Batang Vol 9 No 2 (2025): RISTEK :Jurnal Riset, Inovasi dan Teknologi Kabupaten Batang
Publisher : Bapelitbang Kabupaten Batang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55686/ristek.v9i2.182

Abstract

The cost of tofu has continued to increase due to COVID-19, marked by a spike in soybean prices reaching IDR 13,500/kg. This can cause a decrease in the quality of the tofu produced. In addition, tofu waste is also a factor in environmental pollution. The purpose of this study is to provide a perspective on the application of Islamic business ethics in the tofu industry using a descriptive qualitative approach method based on primary and secondary data sources obtained from interviews, observations, documentation, and intuitive subjects. In this study, it was found that there are ways to apply Islamic business ethics both in production and waste processing as an alternative to reducing pollution in the surrounding environment. This contributes to driving the local economy in Batang Regency, especially in Siwatu Village.
What is the Model of Sharia Marketing in Islamic Microfinance Institutions? Shulthoni, Muhammad; Hermawan Adinugraha, Hendri; Rumiyati, Eva; Imani, Fathrezza; Achmad, Dliyaudin
Journal of Digital Marketing and Halal Industry Vol. 5 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jdmhi.2023.5.1.15351

Abstract

The rapid growth of BMT in Indonesia has not been matched by good marketing practices in the field. The main problems of BMT are weak funding and tight competition among BMTs. This study aims to describe an analysis of the concept, implementation, and strategy of sharia marketing in BTM Jawa Tengah. This research uses a qualitative descriptive approach using a case study type of research. The object of this research is BTM Jawa Tengah. The primary data for this study is information from interviews, with employees at BTM Jawa Tengah, namely the chairman, marketing department, and cashier. The secondary data of this research are in the form of official documents, books, journals, research results, and other data that are closely related to the subject of this research. Data collection procedures carried out are by way of observation, interviews, and documentation. Data analysis in this qualitative research uses descriptive analysis. The results of this study conclude that in general the concept of Sharia marketing in BTM Jawa Tengah is Sharia-driven or is driven by Sharia as a source of law that is oriented towards meeting the needs and desires of BTM Jawa Tengah consumers and creating value for them as long as it does not conflict with the Qur’an. and Hadith. The implementation of Sharia marketing at BTM Jawa Tengah uses the characteristics of Sharia marketing that uphold fairness, honesty, and transparency regarding margin setting and profit sharing and uses the nine ethical principles of Islamic marketing, which shows that the marketing strategy at BTM Jawa Tengah is appropriate and meets the sharia marketing perspective. The Sharia marketing strategy carried out by BTM Jawa Tengah is by determining product and service market segmentation. BTM Jawa Tengah carries out marketing activities according to the target market. This is done by looking at the needs of prospective customers. The final strategy is to apply to the position and apply traditional, conventional, and Sharia marketing in combination and simultaneously. The theoretical implications of this research can strengthen existing Sharia marketing theories. Practically, the findings of this study serve as a reference for BMT managers who wish to apply the Sharia marketing model.