Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Economic Reviews Journal

Analisis Faktor-Faktor yang Mempengaruhi Pengelolaan Keuangan pada Generasi Muda Profesional: Peran Fintech, Literasi, dan Perencanaan Finansial Indriani, Lau Rensia Riri; Girsang, Marianus Jhon Libert; Silalahi, Donalson; Sitompul, Pandapotan
Economic Reviews Journal Vol. 4 No. 4 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i4.932

Abstract

This study aims to analyze the influence of financial technology (fintech), financial literacy, and financial planning on financial management among young professionals using a descriptive quantitative approach and Structural Equation Modeling - Partial Least Squares (SEM-PLS) method. Data were collected through questionnaires distributed to 200 respondents aged 22–35 who are professionally employed in various sectors. Data analysis was conducted using SmartPLS software. The results show that all three independent variables—fintech, financial literacy, and financial planning—have a positive and significant effect on financial management. Financial literacy was found to be the most dominant influencing factor. These findings emphasize that enhancing financial knowledge, planning capabilities, and the wise use of financial technology plays a crucial role in shaping sound financial behavior among young professionals
Co-Authors Afnita, Vinda Anitha P. Tinambunan Ansella Thalita Hulu, Ruth Bangun, Dinalorena Br Barus, Adriana Theresia Barus, Clara Silvina Debataraja, Mega Silvia Esli Silalahi Fransiskus , Randa Gea, Jerni Natalia Girsang, Marianus Jhon Libert Girsang, Marianus Jhonlibert Gonti Simanullang Gultom, Metro Gultom, Petra Aprianti Haloho, Befriana Utami Hulu, Ruth Ansella Thalita Hutapea, Putri Wildasari br. Imanuel Tarigan INDRIANI, LAU RENSIA RIRI Karo-Karo, Anastasia F. Kornel Munthe Laoly, Eka Putri Limbong, Sriladepa Lumban Gaol, Romasi Manalu, Asdius Manik, Denada Manjorang, Nesa Repinalia Br Marbun, Patricia Mei Veronika Sri Endang Siagian Nainggolan, Ruminsar Nauli, Harum Nauli, Kembang Ndruru, Devi Sartika Paulina, Sonti Purba, Saut Riko Fridolend Sianturi Sabeth Sembiring Sagala, Roslinda Saragih, Alvyoni SAUT PURBA Sianturi, Sitra Sibagariang, Oktaviana Gracella Br Sigalingging, Maria E. Sihombing, Thomas H Sihombing, Thomas H. Silalahi , Esli Silitonga, Parasian DP. Simanihuruk, Elsa Simanjuntak, Adi Sinaga, Irma Suriyani Sinaga, Ria Veronica Sinambela, Julivacius Gok Asi Sinar Ritonga Sinurat, Indriyani Sipahutar, Robinson Sipangkar, Helena Sirait, Ritawati Siregar, Esra Rapma Sitanggang, Darna Sitanggang, Evi Junita Sitanggang, Lestari Pratiwi Sitohang, Juan Agustino Parulian Sitompul, Pandapotan Situmorang, Hesti Wahyuni Situmorang, Paulina Octavia Tambunan, Putri Handini Tarigan, Miska Irani Tarigan, Miska Irani Br. Theresia Br Barus, Adriana TONNI LIMBONG Trisanti, Ayu