Claim Missing Document
Check
Articles

Found 29 Documents
Search

Peranan Dana Zakat Produktif Terhadap Perkembangan Usaha Mikro Mustahik Melalui Program Riau Makmur Pada Baznas Provinsi Riau (Studi Kasus Kota Pekanbaru) Ramadhan, Vicky; Setiawan, Deny; Misdawita, Misdawita
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9795

Abstract

Productive zakat, namely zakat given by amil institutions to people who need capital assistance, productive zakat fund assistance as capital to carry out an economic activity, namely to develop economic conditions and potential productivity of mustahik. Analysis is used to determine the form of zakat receipt and distribution by BAZNAS Riau Province descriptive while to find out how the effect of productive zakat funds channeled by BAZNAS Riau Province on mustahik used logistic regression analysis. The effect of the amount of productive zakat assistance on the development of mustahik micro businesses partially based on the t test states that the amount of productive zakat assistance has no significant effect on the development of mustahik micro businesses .coaching has a positive and significant effect on the development of mustahik micro businesses. initial capital does not have a significant effect on the development of mustahik micro businesses. The results of the regression analysis show that the variable amount of productive zakat, mentoring and initial capital jointly affect the development of mustahik micro businesses. Meanwhile, partially the variable amount of productive zakat, assistance and initial capital also influences the development of mustahik micro businesses.
Penguatan Industri Halal Melalui Women’s Entrepreneurship Pada Umkm Di Wilayah Pesisir Kota Bengkalis Misdawita, Misdawita; Sari, Lapeti; Utami, Bunga Chintia
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10257

Abstract

The halal industry has a strategic role in improving the economy. The halal industry contributes USD 3.8 billion to Indonesia's Gross Domestic Product (GDP) annually. Bengkalis Regency is one of the regencies in Indonesia that has great potential for the development of the halal industry in coastal areas, moreover according to 2020 data from the Central Statistics Agency, Bengkalis Regency has 6,354 MSMEs which is the second largest in Riau Province. In Indonesia, women's entrepreneurship is a valuable contributor to the renewal and development of the domestic economy. According to a statistical report from the Central Bureau of Statistics, out of 2 million micro business units, 40.8% are controlled by women. This study uses a binary logistic regression model to determine what factors influence the decision of women entrepreneurs to obtain halal certificates. The results of this study found that ownership of halal certificates in MSME women entrepreneurs in Bengkalis Regency was influenced by age, number of children under five, average monthly income and interaction variables between type and length of business. While the factors of education, labor, length of business, human capital, and business performance do not significantly influence the ownership of halal certificates in MSMEs in Bengkalis Regency.
Comparison Analysis Of Sharia Financial Technology With Conventional Financial Technology In Indonesia Suciati, Rahma; Setiawan, Deny; Misdawita, Misdawita
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12237

Abstract

According to national digital research center (NDRC), financial technology describe innovation in field finance with use technology latest. As institution finance, financial technology must guard performance so that can operate with optimal. The purpose of this study is to compare the financial performance of sharia financial technology with conventional financial technology in Indonesia in 2021 and 2022 using ROA, ROE, TKB90, and TWP90. The analysis technique used in this study is the independent sample t-test. The results of this study indicate that there is no significant difference between the ROA and ROE of sharia financial technology and conventional financial technology. Whereas TKB90 and TWP90 sharia financial technology and conventional financial technology there are significant differences, where sharia financial technology has better quality than conventional financial technology.
THE IMPACT OF THE CONTRIBUTION OF THE MINING AND QUARRYING SECTOR AND THE PROCESSING INDUSTRY ON ECONOMIC GROWTH IN BENGKALIS REGENCY 2011-2024 Sari, Della Novita; Ramadhan, Melani Noviantori; Syafitri, Farraz Yuni; Jupiani, Wiwi; Misdawita, Misdawita
Dharmawangsa: International Journal of the Social Sciences, Education and Humanitis Vol 6, No 3 (2025): Social Sciences, Education and Humanities
Publisher : Universitas Dharmawangsa Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/ijsseh.v6i3.7866

Abstract

This study aims to analyze the influence of the mining and quarrying sector and the manufacturing industry sector on economic growth in Bengkalis Regency for the period 2011–2024. Economic growth is measured using Gross Regional Domestic Product (GRDP) at constant prices which describes the real economic performance of the region. This study uses a quantitative method with a descriptive approach and multiple linear regression analysis, based on secondary data obtained from the Central Statistics Agency (BPS) of Bengkalis Regency. The results of the analysis show that partially, the mining and quarrying sector has a significant effect on economic growth with a significance value of 0.000 < 0.05. Conversely, the manufacturing industry sector does not have a significant effect with a significance value of 0.539 > 0.05. Simultaneously, both sectors have a significant effect on economic growth with a significance value of 0.000 < 0.05 and an Adjusted R² value of 0.926, which means that 92.6% of the variation in economic growth can be explained by these two sectors. These findings indicate that the economy of Bengkalis Regency is still dominated by mining and quarrying sector activities, while the manufacturing industry sector has not provided an optimal contribution to regional economic growth. Therefore, a strategy is needed to strengthen the processing industry sector through investment, technological innovation, and downstream development so that the regional economic structure becomes more balanced and sustainable.
Analisis Structure, Conduct, Performance (SCP) Kerupuk Amplang Udang di Kecamatan Tembilahan Kabupaten Indragiri Hilir Astrada, Benuarizard; Mardiana, Mardiana; Misdawita, Misdawita
Journal of Economics and Business Vol 5, No 2 (2023): November
Publisher : Ikatan Sarjana Ekonomi Indonesia Cabang Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47729/indicators.v5i2.156

Abstract

Penelitian ini bertujuan untuk mengetahui kondisi struktur pasar, kinerja industri dan perilaku industri kerupuk amplang udang yang ada di Kecamatan Tembilahan. Subjek penelitian adalah pemilik usaha industri kerupuk amplang udang di kecamatan Tembilahan berjumlah 11 orang. Pada  penelitian  ini  pengambilan  sampel di lakukan  dengan  menerapkan  teknik Sensus (sampling total). Jenis data yang di gunakan dalam penelitian ini adalah data primer dan data sekunder dengan pengumpulan data menggunakan kuesioner, metode interview (wawancara) dan dokumentasi. Metode analisis yang di gunakan dalam penelitian ini adalah analisis deskriptif dan analisis kuantitatif. Model matematis yang digunakan adalah analisis struktur pasar, indeks Hirschan-Herfindahi (IHH) dan analisis perilaku pasar. Hasil penelitian menjelaskan bahwa Structure 11 unit usaha pengolahan Kerupuk Amplang Udang di Kecamatan Tembilahan Kabupaten Indragiri Hilir memiliki tingkat konsentrasi yang relatif tinggi, sebab 46,81 %, structure pasar berbentuk oligopoli. Conduct yang dihasilkan terbentuk dari struktur oligopoli, elemen perilaku dapat di klasifikasikan menjadi empat yaitu strategi harga, strategi produksi,  dan terakhir strategi promosi. Kinerja dari 11 unit usaha pengolahan Kerupuk Amplang Udang di Kecamatan Tembilahan Kabupaten Indragiri Hilir menggunakan variabel profitabilitas (Return on Asset/ROA), maka usaha usaha Kerupuk Amplang Udang di Kecamatan Tembilahan Kabupaten Indragiri Hilir yang memiliki nilai profitabilitas (Return on Asset/ROA) tertinggi adalah Amplang Udang Jumelda dengan nilai 8,71.
MENINGKATKAN PENGETAHUAN IBU RUMAH TANGGA TENTANG PENGELOLAAN KEUANGAN KELUARGA YANG SEHAT SECARA SYARIAH Misdawita, Misdawita; Sidabalok, Supriani; Utami, Bunga Chintia
JMM (Jurnal Masyarakat Mandiri) Vol 8, No 2 (2024): April
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v8i2.21527

Abstract

Abstrak: Kondisi modernisasi dan kemudahan dalam memperoleh barang/jasa membuat masyarakat semakin konsumtif. Tingginya konsumtifitas menyebabkan pengelolaan keuangan keluarga yang tidak terkontrol. Pengelolaan keuangan yang baik dapat membantu meningkatkan stabilitas keuangan, pengambilan keputusan yang baik dalam situasi keuangan yang sulit, serta membantu mencapai tujuan keuangan jangka Panjang. Tujuan kegiatan ini adalah membantu meningkatkan pengetahuan masyarakat tentang cara mengelola keuangan yang baik sesuai dengan prinsip syariah sehingga dapat memperbaiki kondisi keuangan keluarga dan meminimalisir risiko kerugian keuangan di masa depan. Metode yang dilakukan berupa sosialisasi dan pelatihan tentang pengelolaan keuangan yang sehat secara syariah kepada Ibu-Ibu PKK Kelurahan Industri Tenayan Kota Pekanbaru sebanyak 30 orang. Evaluasi dilakukan dalam bentuk pretest dan posttest sebelum dan setelah kegiatan. Berdasarkan hasil evaluasi tersebut terjadi peningkatan rata-rata pengetahuan ibu-ibu PKK tentang pengelolaan, perencanaan, pilar, ciri-ciri, dan tipe-tipe pengeluaran pada keuangan rumah tangga sebesar 62% dan peningkatan pemahaman mereka tentang dana darurat, investasi, tingkatan perencanaan dam budgeting mengalami kenaikan rata-rata sebesar 64%.Abstract: Conditions of modernization and ease of obtaining goods/services make society increasingly consumptive. High consumerism causes uncontrolled family financial management. Good financial management can help increase financial stability, make good decisions in difficult financial situations, and help achieve long-term financial goals. The aim of this activity is to help increase public knowledge about how to manage finances well in accordance with sharia principles so that they can improve the family's financial condition and minimize the risk of financial loss in the future. The method used was socialization and training on healthy financial management according to sharia to 30 PKK mothers, Tenayan Industrial Village, Pekanbaru City. Evaluation is carried out in the form of a pre-test and post-test before and after the activity. Based on the results of this evaluation, there was an increase in the average knowledge of PKK women about management, planning, pillars, characteristics and types of expenditure in household finances by 62% and an increase in their understanding of emergency funds, investment, planning levels and budgeting experienced an average increase of 64%.
Faktor-Faktor Yang Mempengaruhi Penerapan Konsep Ekonomi Syariah Dalam Kehidupan Masyarakat Wilayah Pesisir Misdawita, Misdawita; Asrina, Putri; Rizwan, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14571

Abstract

The application of sharia principles in economics promises a more equitable and inclusive economic development. Implementing sharia economics in coastal areas provides a number of economic benefits for the community. Limited access to adequate resources and infrastructure can affect the community's ability to apply sharia economic principles. The purpose of this study was to determine what factors influence the application of the concept of sharia economics in coastal areas seen from internal and external factors. This study is a quantitative study. The respondents in this study were 300 people in the Meranti Islands who were already working. The data analysis technique used was multiple linear regression using the SEM-PLS model. The results of this study showed that the variables of education and skills, personality and motivation, social and economic, environment, and technology and information had a direct and significant effect on the application of the sharia concept in the coastal areas of the Meranti Islands. while the variables of policy and regulation did not have a direct and significant effect on the application of the sharia concept in the coastal areas of Meranti Regency.
Pendampingan Usaha Bagi Tenaga Kerja Mandiri Pemula Di Kecamatan Binjai Utara, Sumatera Utara Sidabalok, Supriani; Misdawita, Misdawita
Jurnal Pengabdian Masyarakat Akademisi Vol. 4 No. 4 (2025)
Publisher : Jurnal Pengabdian Masyarakat Akademisi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/jpma.v4i4.1625

Abstract

The mentoring of Tenaga Kerja Mandiri Pemula (TKMP) program is a program initiated by Kementerian Ketenagakerjaan with the aim of increasing productivity for new entrepreneurs. This is due to the importance of entrepreneurial activities for employment and economic growth. The purpose of this community service activity is to provide mentoring for TKMP participants in developing their businesses, starting with establishing the right business mindset. In fact, many micro-entrepreneurs still run their businesses without planning, financial records, marketing strategies, and even lack business legality. Therefore, after receiving mentoring, the start-up business group has financial reports, Business Proposal, Marketing Strategy and having business legality in the form of a Business Identification Number (NIB). Mentoring activities were carried out for 26 new entrepreneurs spread across the North Binjai District, Binjai City, North Sumatra. Mentoring activities were carried out in a hybrid manner, namely online media with virtual meetings to align perceptions and deliver materials. In addition, mentoring was also carried out offline, namely mentors directly visited the TKMP business. At the end of the mentoring, the results obtained were 88% of TKMP were able to prepare financial reports in the form of cash flow reports, 65% succeeded in preparing a Proposal/Business plan, 77% were able to prepare a marketing strategy in the form of a Business Model Canvas and as many as 50% of TKMP finally had a NIB. The next target after participating in this mentoring program is expected to be TKMP can move up to the Advanced Independent Worker (TKML) level, which means the business they run increases in turnover and assets
Comparative Analysis of Inter-Island Carbon Emissions Misdawita, Misdawita; Widayatsari, Any; Kurniasih, Cut Endang
Journal La Lifesci Vol. 7 No. 1 (2026): Journal La Lifesci
Publisher : Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journallalifesci.v7i1.3011

Abstract

Carbon emissions are a major driver of global climate change, and Indonesia, as the world's fourth-largest archipelagic nation, faces significant challenges in managing its carbon footprint. The National Action Plan for Greenhouse Gas Emission Reduction allocates emission reduction targets to key sectors such as forestry and peatlands, agriculture, energy and transportation, industry, and waste management. Therefore, a thorough understanding of the comparison of carbon emissions across Indonesia's islands is crucial for designing more targeted and effective mitigation strategies to achieve national and global sustainability goals. This study analyzes the comparison of carbon emissions across six major Indonesian islands/regions: Java, Sumatra, Kalimantan, Sulawesi, Bali, Nusa Tenggara, and Maluku-Papua. The analysis was conducted on 43 economic sectors that contribute to direct CO₂ emissions. The primary objectives of this study were to identify differences in carbon emissions between islands and determine whether these differences are statistically significant, as well as to identify the unique characteristics of each island in its contribution to national emissions. The analysis revealed statistically significant differences in carbon emissions across islands in Indonesia. The analysis revealed extreme regional disparities in emission contributions. Java dominates, contributing 63.70% of total national emissions. Sumatra ranks second with 21.48%, while other islands contribute much less. The oil and gas mining sector contributes nearly a third of total national emissions, followed by the cement industry and electricity generation. This research makes an important contribution to understanding Indonesia's carbon emissions profile from a regional and sectoral perspective.