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All Journal ELKOMIKA: Jurnal Teknik Energi Elektrik, Teknik Telekomunikasi, & Teknik Elektronika Journal of Industrial Engineering Management Jurnal Belantara Etika Demokrasi Al-Isyraq: Jurnal Bimbingan, Penyuluhan, dan Konseling Islam Jurnal Litbang Provinsi Jawa Tengah International Journal of Engineering, Science and Information Technology LEARNING : Jurnal Inovasi Penelitian Pendidikan dan Pembelajaran Indonesian Journal of Informatic Research and Software Engineering QISTINA: Jurnal Multidisiplin Indonesia Jurnal Ceteris Paribus: Jurnal Sejarah dan Humaniora JURNAL PARADIGMA: Journal of Sociology Research and Education Journal of Artificial Intelligence and Digital Business Khulasah : Islamic Studies Journal TOFEDU: The Future of Education Journal Advances in Management & Financial Reporting Jurnal Pendidikan Educandum Jurnal Agripet Wulang: Jurnal Pendidikan Guru Madarasah Ibtidaiyah INOVTEK Polbeng - Seri Informatika Ekopedia: Jurnal Ilmiah Ekonomi Journal of Business Inflation Management and Accounting Tribuere ETIC (EDUCATION AND SOCIAL SCIENCE JOURNAL)
Muhammad Afdal
Jurnal Ilmu Kelautan SPERMONDE
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Nursing Physics Public Health Social Sciences Transportation Other

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Peran Financial Technology (Fintech) Dalam Meningkatkan Partisipasi di Pasar Modal Afdal, Muhammad; Natasya, Natasya; Rahmadhani, Nur Azlya; Hendra, Joni
Journal of Business Inflation Management and Accounting Vol 2, No 1 (2025): Januari 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/bima.v2i1.4828

Abstract

Penelitian ini membahas peran Financial Technology (Fintech) dalam meningkatkan partisipasi masyarakat di pasar modal. Tujuan dari penelitian ini adalah Untuk mengetahui Financial Technology (Fintech) dalam meningkatkan aksesibilitas dan inklusi masyarakat di pasar modal dan Untuk menegetahui tantangan dan peluang yang dihadapi Fintech dalam mendorong partisipasi masyarakat di pasar modal. Metode penelitian yang digunakan dalam penelitian ini adalah Jenis riset yang digunakan dalam riset ini merupakan penelitian kepustakaan (library research), karena dilakukan dengan memanfaatkan kepustakaan dari riset sebelumnya. Hasil dari penelitian ini adalah Fintech mempermudah akses layanan keuangan dan pasar modal dengan platform digital efisien dan biaya rendah, serta meningkatkan literasi keuangan. Namun, tantangan keamanan data dan perlindungan konsumen masih ada, sehingga kolaborasi antara pemerintah, fintech, dan lembaga keuangan sangat penting. Secara keseluruhan, fintech mendukung pertumbuhan ekonomi digital dan kesejahteraan masyarakat dan Fintech menghadapi tantangan dalam regulasi, keamanan data, dan membangun kepercayaan publik. Meskipun regulasi bisa menjadi hambatan, mematuhi aturan dapat membangun kepercayaan. Keamanan data dapat diperkuat dengan teknologi enkripsi. Untuk mengatasi keraguan pengguna, fintech perlu fokus pada transparansi dan edukasi. Dengan mengelola tantangan ini, fintech dapat mendorong inklusi keuangan dan meningkatkan partisipasi di pasar modal.
ANALISIS PERUBAHAN PENUTUPAN LAHAN DAN FAKTOR PENDORONG PENGGUNAAN LAHAN KAWASAN HUTAN DESA LAIYA, MAROS Sabar, Adrayanti; Ansar; Alam, Syamsu; Halis, Ardian; Afdal, Muhammad
Jurnal Belantara Vol 7 No 2 (2024)
Publisher : Forestry Study Program University Of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jbl.v7i2.988

Abstract

Land cover change is strongly influenced by land use. Increasing population growth results in the need for food and other needs. The causes of land use change are influenced by human activities or activities that directly affect land use. Physical, social and economic factors are factors that trigger land use change in Laiya Village, Cenrana District. The purpose of this study was to describe land cover change in Laiya Village, Cenrana Subdistrict for the period 2011, 2015 and 2019 and to determine the driving factors that influence land use change around the forest area of Laiya Village. This research uses GIS analysis to analyze and see land cover changes that occur and qualitative descriptive methods to determine land use changes. The period 2011-2015 mixed dryland agriculture decreased in area by 2,893.19 ha while shrubs increased in area by 2,744.51 ha. The period 2015-2019 mixed dryland agriculture experienced an increase in land area of 3,030.64 ha and shrubs experienced a decrease in land area of 2,744.51 ha. Factors that influence land use change are physical, social and economic factors. Socio-economic factors are the main driving factor of land use change, the need for land for settlements is increasing due to the high population density that occurs around the forest area of Laiya Village, Cenrana District, Maros Regency which causes people to utilize land as an economic source.
Fermentasi Pucuk Tebu (Saccharum officinarum L) Menggunakan Trichoderma Harzianum : Degradasi in Sacco Komponen Serat Suryadi, Suryadi; Syarif, Suhessy; Darlis, Darlis; Afdal, Muhammad
Jurnal Agripet Vol 18, No 1 (2018): Volume 18, No. 1, April 2018
Publisher : Faculty of Agriculture

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17969/agripet.v18i1.10975

Abstract

ABSTRAK. Pucuk tebu (Saccharum officinarum L) (PT) merupakan salah satu pakan alternatif yang dapat dimanfaatkan sebagai sumber pakan bagi ternak ruminansia. Penelitian bertujuan untuk mengetahui degradasi in sacco komponen serat PT yang difermentasikan dengan beberapa level Trichoderma harzianum. Penelitian ini menggunakan Rancangan Acak Lengkap dengan 4 perlakuan dan 5 ulangan, pengaruh perlakuan terhadap parameter yang diuji menggunakan analisis sidik ragam dan dilanjutkan dengan uji lanjut Duncan kalau ada perbedaan antar perlakuan. Pucuk tebu difermentasi dengan perlakuan Trichoderma harzianum dengan beberapa level yaitunya 0, 2, 4 dan 6% selama 1 minggu. Pucuk tebu hasil fermentasi digiling untuk dijadikan bubuk dengan ukuran saringan 2 mm kemudian dengan teknik in sacco diinkubasi ke dalam rumen sapi berfistula selama 72 jam. Peubah yang diukur adalah degradasi NDF, ADF dan hemiselulosa dari PT yang telah difermentasi sesuai dengan perlakuan. Hasil penelitian ini menunjukkan bahwa level T. Harzianum berpengaruh tidak nyata (P 0.05) terhadap degradasi NDF dan ADF dari PT fermentasi tetapi berpengaruh sangat nyata (P 0.01) terhadap degradasi hemiselulosa. Kesimpulan penelitian adalah degradasi NDF, ADF dan hemiselulosa dari PT fermentasi terbaik dicapai pada perlakuan dengan menggunakan 4% T. harzianum dibandingkan dengan perlakuan lainnya.(The fermentation of Saccharum officinarum L. shoot using Trichoderma harzianum: in sacco degradation of fiber component)ABSTRACT. Sugar can (Saccharum officinarum L) shoot (SCS) is one of an alternative feed that could be use as a source of feed for ruminant. The aim of this study was to reveal the in sacco degradation of SCS fermented with some level of Trichoderma harzianum. The design of this experiment was Completely Randomized Design with 4 treatments and 5 replications. The statistical analysis used in this experiment was Analysis of Variance and followed by Duncan Tets. Sugar can shoot was fermented with T. harzianum in some levels of 0, 2, 4 dan 6% for one week. The fermented SCS was dried, grounded in 2 mm mash and kept store until incubated. To evaluate the in sacco degradation, fermented SCS was incubated for 72 h. Parameters measured were the degradation of NDF, ADF dan hemiselulosa of treated SCS. Results showed that the level of T. harzianum did not significantly (P 0.05) affect on the degradation of NDF and ADF but it siginficantly (P 0.01) affected on the degradation of hemiselulosa. It could be concluded that the level of 4 % of T. harzianum in fermenting SCS showed the best in sacco degradation of NDF, ADF dan hemiselulosa among all treatments.
Taufik Abdullah: An Intellectual Biography (1978-1995) Afdal, Muhammad; Husodo, Purwo
Jurnal Ceteris Paribus Vol 3 No 1 (2024)
Publisher : Faculty of Humanities, Andalas University, Padang, West Sumatra in cooperation with Kato Institute.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jcp.v3i1.30

Abstract

Taufik Abdullah, a renowned intellectual and historian from Indonesia, was born in Bukittinggi City in 1936. Although he spent his formative years in Payakumbuh, his roots are firmly planted in Batusangkar, Tanah Datar. After completing his undergraduate degree in the History Department at Gadjah Mada University, he pursued postgraduate studies at Cornell University in the United States. Throughout his career, Taufik Abdullah held numerous prestigious positions, including senior researcher at the Indonesian Institute of Sciences (LIPI), and was actively engaged in academic discussions both at home and abroad. He believed in the importance of objective historical writing and warned against the dangers of hegemony in historical works. He encouraged young historians to think critically and broadly, and to resist hegemonic domination in the academic world. Taufik Abdullah was honored for his exceptional contributions to history and served as the esteemed "President of Asian Historians.". Keywords: intellectual, historian, perspective, history, young historian
PROFILE ANALYSIS AND BUSINESS CHAIN MODEL OF VIRGIN COCONUT OIL IN INTEGRATED NYIUR COMMUNITY MSMEs - INHIL Afdal, Muhammad; Anwardi, Anwardi; Harpito, Harpito; Norhiza, Fitra Lestari; Umam, Muhammad Isnaini Umam
Journal of Industrial Engineering Management Vol 9, No 1 (2024): Journal of Industrial Engineering and Management Vol 9 No 1
Publisher : Center for Study and Journal Management FTI UMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33536/jiem.v9i1.1831

Abstract

The problem faced by MSMEs is that the average sales of virgin coconut oil (VCO) are still relatively low. In addition, the problem faced by integrated Nyiur Community MSMEs is that the production process cannot keep up with existing market demand, this is due to market demand that is too large and the production process in MSMEs is limited. The purpose of this research is to identify business profiles, analyze and create business chain models. This research uses the Business Model Canvas and SWOT methods. The results showed that integrated nyiur Community MSMEs needed business improvements in the elements of Channels, customer relationships, revenue streams, key resources, key activities, key partners and cost structure. For the costumer segment and value proposition elements, no improvement is needed, only need to be maintained. The results of the swot analysis show that MSMEs have Strengths, Weaknesses, opportunities and threats and found several strategies for integrated Nyiur Community MSMEs.
ANALISIS YURIDIS MENGENAI TINDAKAN PENAWARAN SALING MELENGKAPI DALAM PERSEKONGKOLAN TENDER MENURUT UNDANG-UNDANG NOMOR 5 TAHUN 1999 TENTANG LARANGAN PRAKTIK MONOPOLI DAN PERSAINGAN USAHA TIDAK SEHAT Afdal, Muhammad; Adiasih, Ning
Tribuere Vol. 2 No. 1 (2023)
Publisher : Fakultas Hukum Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/dd2k5469

Abstract

The form of collusion that can fulfill the element of collusion is in the form of leaking bid documents by adjusting and comparing bid documents made between bidders before the submission deadline. In the decisions of the business competition supervisory commission number 25 of 2020 and number 35 of 2020, the commission panel considered that complementary offers were a form of adjusting and comparing bid documents before the submission deadline. the mechanism for prohibiting complementary offers is divided into 2 elements, namely leaking bid documents by adjusting and comparing bid documents carried out between tender participants before the submission deadline.
Implementing Digital Technology in Learning in the Digital Era: Challenges and Opportunities for Teachers Afdal, Muhammad
ETIC (EDUCATION AND SOCIAL SCIENCE JOURNAL) Vol. 2 No. 5 (2025): (JULY) ETIC (EDUCATION AND SOCIAL SCIENCE JOURNAL)
Publisher : Laboratorium Program Studi Pendidikan Sosiologi Unima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64924/cwz8e155

Abstract

This study aims to analyze the application of digital technology in learning in the digital era with a focus on challenges and opportunities for teachers. Digital transformation in education has changed the traditional learning paradigm, demanding the adaptation of the teacher's role from instructor to digital facilitator. The study used a qualitative approach with a systematic literature study method, analyzing academic publications from 2020-2025 related to the implementation of digital technology in education. Data sources were obtained from scientific journal articles, books, and relevant academic publications, then analyzed using thematic content analysis techniques to identify key themes. The results of the study show three main findings: first, the transformation of the teacher's role requires the development of integrative digital competencies covering technical, pedagogical, and social aspects; second, the implementation of digital technology has succeeded in increasing student engagement (82%) and digital literacy (76%), but faces obstacles in infrastructure, teacher training, and resistance to change; third, strategies for developing teachers' digital competencies require a holistic and adaptive approach with systematic support. The study concludes that the successful implementation of digital technology in learning requires the integration of teacher competency development, technological infrastructure, and a sustainable digital learning culture to create an effective learning ecosystem.
The Application of Expert System in Diagnosing Catfish Diseases Using Forward Chaining Method Afdal, Muhammad; Melladia
The Future of Education Journal Vol 4 No 8 (2025): #2
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Yayasan Pendidikan Tumpuan Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61445/tofedu.v4i8.1019

Abstract

Indonesia, as an archipelagic nation, holds significant potential for the development of freshwater commodities, particularly catfish. Catfish farming is feasible in limited spaces but is susceptible to various diseases, resulting in substantial losses for farmers. This study aims to develop an expert system based on the forward chaining method, designed to diagnose catfish diseases according to observed symptoms and provide treatment solutions without requiring direct expert consultation. A qualitative approach was employed, with data collected through literature reviews and expert interviews. The developed expert system was implemented using MATLAB to generate accurate diagnoses and treatment recommendations. The results show that the system can accurately recognize different types of catfish diseases based on the symptoms provided. It also gives suitable treatment options, helping farmers learn about the disease, its symptoms, and the right ways to treat it. This makes farming more efficient and reduces the damage caused by diseases.
Pengaruh Tingkat PengangguranT Pertumbuhan Ekonomi di Provinsi Sulawesi Tengah Hasan Dg Marumu, Moh. Nasir Hi; Mustaring, Mustaring; Afdal, Muhammad
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/q0y5v297

Abstract

Penelitian ini bertujuan untuk: 1) Untuk Mengetahui Tingkat Pengangguran berpengaruh terhadap Pertumbuhan Ekonomi di Provinsi Sulawesi Tengah, 2) Untuk Mengetahui Tingkat Kemiskinan berpengaruh terhadap Pertumbuhan Ekonomu di Provinsi Sulawesi Tengah, 3) Untuk Mengetahui Tingkat Pengangguran dan Kemiskinan secara simultan berpengaruh terhadap Pertumbuhan Ekonomu di Provinsi Sulawesi Tengah. Penelitian ini menggunakan tipe kuantitatif dengan objek penelitian menggunakan metode studi pustaka. Menggunakan jenis data sekunder berupa data panel (Pooled data). Analisis data dengan regresi panel. Hasil penelitian menunjukkan bahwa secara parsial Tingkat Pengangguran berpengaruh positif dan tidak signifikan terhadap pertumbuhan ekonomi. kemiskinan berpengaruh Negatif dan tidak signifikan terhadap pertumbuhan ekonomi. Secara simultan tingkat pengangguran, dan kemiskinan berpengaruh signifikan terhadap pertumbuhan ekonomi.
Analisis Website Usability dalam Pelayanan Publik: Studi pada Website SIKECE Kelurahan Pangkalan Kerinci Timur Kabupaten Pelalawan Ishak, Ishak; Asrida, Wan; Zebua, Ben Hansel Notatema; Amansyah, Denny; Afdal, Muhammad
QISTINA: Jurnal Multidisiplin Indonesia Vol 4, No 2 (2025): December 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v4i2.7529

Abstract

Pelayanan publik merupakan suatu kegiatan atau rangkaian kegiatan dalam rangka pemenuhan kebutuhan pelayanan sesuai dengan peraturan perundang-undangan bagi setiap warga negara dan penduduk atas barang, jasa, dan/atau pelayanan administratif yang disediakan oleh penyelenggara pelayanan publik yang memerlukan 4 elemen diantaranya: 1) Penyedia layanan; 2) Penerima layanan; 3) Jenis layanan, serta 4) kepuasan pelanggan. Pada saat ini di Indonesia sudah mulai diterapkan untuk pelayanan publik yang dilakukan dengan berbasis digital, salah satunya yaitu lokasi penelitian yaitu di Kecamatan Pangkalan Kerinci, Kabupaten Pelalawan. Pelayanan publik berbasis digital pada kecamatan Pangkalan Kerinci menjadi menarik untuk dilakukan untuk mengukur atau mengetahui sejauh mana kegunaan website tersebut dengan menggunakan website usability diantaranya accesibility, customization and personalization, dan easy of use . Artikel ini dibuat menggunakan metode penelitian kualitatif dengan model pendekatan studi kasus. Metode ini digunakan untuk mengeksplorasi sekaligus menggali informasi secara lebih mendalam terkait inovasi yang dilakukan dalam rangka pelayanan publik digital. Data- data yang digunakan pada penelitian ini menggunakan data primer dan sekunder. Ditemukan hasil bahwa pemanfaatan digital dalam upaya pelayanan publik di Kelurahan Pangkalan Kerinci Timur khususnya pada Website SIKECE sudah cukup baik, namun masih ada kendala terkait administrasi yang sulit ,kurangnya sosialisasi serta jaringan internet yang kurang memadai di Kelurahan Pangkalan Kerinci Timur .Data primer lebih dominan digunakan dalam penelitian ini sedangkan data sekunder digunakan untuk mendukung argumentasi atau penguat data primer.
Co-Authors Adiasih, Ning Akhir, Muhammad Ali, Mukti Amansyah, Denny Amsal , Mutiara Felicita Andi Niartiningsih Ansar anwardi, anwardi Arkam, Muh. Iriansyah Azizah, Muasromatul Burhanuddin Burhanuddin Darlis Darlis, Darlis Ena Tasia, Ena Tasia Fadhliani, Fadhliani Faiq, Muhammad Fatmawati Fatmawati Febi Nur Salisah Halis, Ardian Haniah, St. Harianto, Erni Lestari Harpito, Harpito Hasan Dg Marumu, Moh. Nasir Hi Hendra, Joni Hendri , Nofri Husodo, Purwo Imaduddin, Muhammad Faris Inggih Permana Ishak Ishak Ismail, Lukman Jazman , Muhammad JB, Abdul Rachman Khaeruddin Khaeruddin Lestari, Fitra Lia Waroka, Lia Waroka Madjid, Arifin H.A Massiani, Arniati Melladia, Melladia Mubarok, Frenky Muhammad Daud Muhammad Ridwan, Teuku Munajat Nursaputra, Munajat Murtafiah, Andi Mustaring Mustaring Natasya Natasya Nur Amalianty Pardiyawan, Pardiyawan Putri, Wildani Rahmadhani, Nur Azlya Raihan Putri Rastina, Rastina Rinaldi , Rinaldi Rinaldi Rinaldi Rizki Pratama Putra Agri Sabar, Adrayanti Savira Elsa, Nanda Savira Ersa, Nanda Shinta Werorilangi, Shinta Suci Muzfirah Sugiantoro Sugiantoro Suhessy Syarif, Suhessy Suryadi Suryadi Syafril , Syafril SYAMSU ALAM Syibral Malasyi, Syibral Syukri, Fitriani Teuku Muhammad Ridwan, Teuku Muhammad Umam, Muhammad Isnaini Umam Victorynie, Irnie Wahyu Ramadhan Wan Asrida Yovi Chandra Yusuf, Syafyuddin Zebua, Ben Hansel Notatema