Claim Missing Document
Check
Articles

Found 39 Documents
Search

DIGITALISASI MOBILE BANKING BSI DI ERA DIGITAL : STRATEGI, TANTANGAN, DAN PELUANG Zulkipli, Zulkipli; Mas’ud, Riduan; Aziz, Ahmad Amir; Azkar, Muh.; Wajdi, Farid
Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Vol. 5 No. 2 (2025): Juli-Desember 2025
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v5i2.8977

Abstract

This study aims to analyze the digitalization strategies of mobile banking services implemented by Bank Syariah Indonesia (BSI) and to identify the challenges and opportunities arising from the digital transformation process grounded in Sharia principles. This research employs a qualitative method with a literature review approach, drawing from scholarly journals, reputable articles, and official documents from relevant financial institutions. The findings reveal that BSI adopts three primary strategies in its digitalization efforts: (1) post-merger technology integration, (2) service innovation through the BSI Mobile application, and (3) internal business process transformation. However, several challenges persist, including low levels of digital literacy among the population, limited infrastructure in frontier, outermost, and underdeveloped (3T) regions, competition with conventional digital banks, and the need to ensure Sharia compliance in technological features. On the other hand, BSI holds strategic opportunities to enhance financial inclusion, target the millennial demographic, and actively contribute to the development of a halal digital economic ecosystem through the innovation of Sharia-compliant financial products. With proper management, this digital transformation has the potential to position BSI as a pioneering, adaptive, competitive, and sustainable digital Islamic bank.
Sustainable Palestine Solidarity: WatermelonSymbols, Boycotts and Muslim Micro Celebritieson Instagram Fathurrahman; Fahrurrozi; Abdul Wahid; Ahmad Amir Aziz
JDARISCOMB: Jurnal Komunikasi dan Penyiaran Islam Vol. 5 No. 2 (2025): Juli 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jdariscomb.v5i2.3974

Abstract

Users of social media platforms communicate various forms and symbols of support for Palestine, such as the symbol of watermelon which has its own meaning as a form of support for the state of Palestine. This research uses a qualitative approach with the library research method and a qualitative descriptive approach, where the researcher will further explore the symbolic communication of watermelon, both the meaning behind the symbol which is used as a form of defense of the Palestinian state, then the impact of the boycott action, and this research wants to look at the existence of the Micro celebrities attract sympathy on social media.
Pengaruh Return, Risiko Dan Harga Saham Terhadap Minat Berinvestasi Anggota Galeri Investasi Syariah (GIS) Uin Mataram Pada Pt. Phintraco Securities Wahyudi, Zaenul; Aziz, H. Ahmad Amir; Mas’ud, Riduan
Schemata: Jurnal Pascasarjana UIN Mataram Vol. 10 No. 1 (2021): Schemata: Jurnal Pascasarjana UIN Mataram
Publisher : Universitas Islam Negeri Mataram, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of return, risk and stock prices on the investment interests of members of the UIN Mataram Islamic Investment Gallery (GIS). Population GIS UIN Mataram members as many as 44 members, while the samples taken were as many as 24 GIS members. Data collection techniques using a closed questionnaire that has been tested for validity and reliability. The data analysis technique used to answer hypotheses is multiple linear regression. The results of this study indicate that the return variable significantly influences the investment interest of GIS UIN Mataram members with a tcount greater than the ttable (tcount> ttable) of 2,459> 2,086 with a significance value of 0.023 which is below 0.05, with the regression coefficient having a value of positive of 0.282. The risk variable has no influence on the investment interest of GIS UIN Mataram members with a tcount smaller than the ttable value (tcount <ttable) which is 1,510 <2,086 with a significance value of 0.147 which is above 0.05. The stock price variable significantly influences the value of tcount greater than the value of ttable (tcount> ttable) which is 4,625> 2,086 with a significance value of 0,000 which is below 0.05, with the regression coefficient having a positive value of 0.902. jointly the return, risk and stock price variables significantly influence the investment interests of GIS UIN Mataram members with R2 (Determination) of 83.3%, the remaining 16.7% is influenced by other factors. Keywords: Return, Risk, Share Price, Interest in Investing, Investment Penelitian ini bertujuan untuk mengetahui pengaruh return, risiko dan harga saham terhadap minat berinvestasi anggota Galeri Investasi Syariah (GIS) UIN Mataram. Populasi Anggota GIS UIN Mataram sebanyak 44 Anggota, adapun sampel yang diambil adalah sebanyak 24 orang anggota GIS. Teknik pengumpulan data menggunakan kuisioner tertuttup yang telah diuji validitas dan reliabilitasnya. Teknik analisis data yang digunakan untuk menjawab hipotesis adalah regresi linier berganda. Hasil penelitian ini menunjukkan bahwa variabel return berpengaruh secara signifikan terhadap minat berinvestasi anggota GIS UIN Mataram dengan nilai thitung lebih besar dibandingkan dengan nilai ttable (thitung > ttable) yaitu 2.459 > 2.086 dengan nilai signifikansi 0.023 yang berada di bawah 0.05, dengan koefisien regresi mempunya nilai positif sebesar 0.282. Variabel risiko tidak memiliki pengaruh terhadap minat berinvestasi anggota GIS UIN Mataram dengan nilai thitung lebih kecil dibandingkan dengan nilai ttable (thitung < ttable) yaitu 1.510 < 2.086 dengan nilai signifikansi 0.147 yang berada diatas 0.05. Variabel harga saham berpengaruh secara signifikan dengan nilai thitung lebih besar dibandingkan dengan nilai ttable (thitung > ttable) yaitu 4.625 > 2.086 dengan nilai signifikansi 0.000 yang berada di bawah 0.05, dengan koefisoen regresi memiliki nilai positif 0.902. secara bersama-sama variabel return, risiko dan harga saham berpengaruh secara signifikan terhadap minat berinvestasi anggota GIS UIN Mataram dengan R2 (Determinasi) sebesar 83,3%, sisanya sebanyak 16,7% dipengaruhi oleh faktor lain. Kata kunci: Return, Risiko, Harga Saham, Minat Berinvestasi, Investasi.
Pengaruh Tingkat Pemahaman dan Kesadaran Pedagang Terhadap Minat Membayar Zakat Perdagangan di Kecamatan Gerung Arif Rahman Hakim; Ahmad Amir Aziz
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 9 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i9.9240

Abstract

This research was motivated by problems that occurred related to the lack of public understanding and awareness of paying trade zakat. Zakat is a worship that can be used to overcome social problems so awareness and understanding are needed in paying trade zakat. This study aims to determine the influence of the level of understanding and awareness of traders on the interest in paying trading zakat. This type of research uses causal associative research with data collection methods using observation methods and questionnaires. Sampling in this study used non-probability sampling techniques by purposive sampling with a total of 95 trader respondents in the Gerung District. The data analysis technique used was multiple linear regression using the IBM 26 version of SPSS. The results showed that: (1) the level of understanding had a positive and significant effect on the interest in paying zakat trading (2) the awareness of traders had a positive and significant effect on the interest in paying zakat trading (3) the level of understanding and awareness of traders had a simultaneous effect on the interest in paying zakat trading.
EMOTIONAL INTELLIGENCE TRAINING FOR TEACHERS: IMPACTS ON CLASSROOM CLIMATE AND STUDENT BEHAVIOR Baso Intang Sappaile; Ahmad Amir Aziz; Restianingsih Putri Rahayu
International Journal of Teaching and Learning Vol. 3 No. 9 (2026): International Journal of Teaching and Learning (INJOTEL)
Publisher : Adisam Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20149795

Abstract

This study aims to analyze the effect of emotional intelligence training for teachers on classroom climate and student behavior through a literature review approach. Emotional intelligence is one of the important competencies that teachers must possess in facing the increasingly complex dynamics of modern learning. Teachers who have the ability to manage emotions, build empathy, and create positive communication tend to be able to create a conducive learning atmosphere and support the social and academic development of students. The research method used is a literature review by examining various scientific articles, national and international journals, academic books, and previous research results relevant to the topic of emotional intelligence training, classroom climate, and student behavior. Data were analyzed descriptively and comparatively to identify patterns, relationships, and key findings from the various sources reviewed. The results show that emotional intelligence training has a positive impact on teachers' abilities to manage stress, increase empathy, strengthen interpersonal communication, and build more harmonious relationships with students. In addition, the application of emotional intelligence in learning can create a more positive classroom climate, increase student participation, reduce levels of conflict and aggressive behavior, and encourage the formation of disciplined and collaborative behavior in students. Thus, emotional intelligence training for teachers plays a strategic role in creating a healthy, inclusive learning environment that supports the sustainable development of student character.
Application of Istishna to buying and selling furniture (case study of Sambi Tereng gallery shop) Amelia Jannati, Rizka; Ahmad Amir Aziz; Muhammad Azkar
Indonesian Journal of Islamic Economics Research Vol. 6 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v6i2.2114

Abstract

This study aimed to determine the application of istishna' in buying and selling furniture at the Sambi Tereng Gallery Shop. The approach used in this research is a qualitative approach which produces descriptive data. Data collection techniques in this research used observation, interviews and documentation. The informants in this research consisted of 1 key informant, 3 main informants, and 3 additional informants. The technique for checking the validity of the data used by the author in this research was the triangulation technique. The results of this research show that the application of istishna' in buying and selling furniture at the Sambi Tereng Gallery Shop has been applicated in accordance with the pillars and requirements of istishna'.
The Implementation of Family Hope Program in Social Protection and Welfare in West Lombok Ahmad Amir Aziz; Royani Royani; Syukriati Syukriati
Journal of The Community Development in Asia Vol 4, No 3 (2021): September 2021
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jcda.v4i3.1176

Abstract

Social inequality remains a crucial problem in Indonesia. This paper intends to describe the implementation of the Family Hope Program as social protection and its impact on improving family welfare in West Lombok. This qualitative research used an analytic descriptive approach, with a case study in the village of Terong Tawah. The results of the study show that the program beneficiaries can experience welfare, manage family finances well, and meet what they need, not what they want. In addition to guaranteed health services, they are kept safe from a school dropout, especially for pregnant and breastfeeding women, as well as toddlers and children.
DINAMIKA INTERNAL DAN PERSEPSI EKSEKUTIF TERHADAP ESG : PENDEKATAN KUALITATIF DI SEKTOR ENERGI BERKELANJUTAN Muh. Zaini; Ahmad Amir Aziz; Astrid Wirawati
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 2 (2025): Edisi Mei - Agustus 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i2.5752

Abstract

Penelitian ini bertujuan untuk memahami bagaimana eksekutif perusahaan di sektor energi terbarukan di Indonesia memaknai dan merespons prinsip Environmental, Social, and Governance (ESG), serta bagaimana dinamika internal organisasi memengaruhi integrasi ESG ke dalam strategi bisnis. Menggunakan pendekatan kualitatif fenomenologis-interpretatif, data dikumpulkan melalui wawancara mendalam dengan teknik purposive sampling dan dianalisis secara tematik. Hasil penelitian menunjukkan bahwa persepsi eksekutif terhadap ESG terbagi antara idealisme etis dan pragmatisme strategis, dengan dinamika internal seperti konflik nilai antar divisi, fragmentasi budaya organisasi, dan kegagalan integrasi sistem ESG sebagai hambatan utama. Namun, keberadaan kepemimpinan transformasional dan budaya organisasi yang kolaboratif terbukti menjadi katalis dalam mengurangi resistensi internal, menyelaraskan narasi ESG dengan strategi operasional, serta meningkatkan legitimasi eksternal perusahaan. Penelitian ini menegaskan bahwa ESG bukan sekadar respons administratif, melainkan proses sosial yang membutuhkan konstruksi makna kolektif, dukungan lintas fungsi, dan reorientasi budaya menuju keberlanjutan sebagai nilai strategis. Temuan ini memberikan kontribusi penting bagi pengembangan teori kepemimpinan strategis, sensemaking organisasi, serta penguatan implementasi ESG yang autentik dan kontekstual di negara berkembang.
Penguatan Kualitas Pendidikan Al-Quran melalui TOT Quran Smart Learning bagi Guru Madrasah dan Pesantren di Lombok: Pengabdian Ahmad Amir Aziz; M. Firdaus; Nurlita Lestariani; Ahmad Nurjihadi; Lalu Suprawan; Muh. Salahuddin; Siti Ahdina Saadatirrohmi
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 4 (2026): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 4 April - Juni
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i4.6428

Abstract

Kualitas pendidikan Al-Quran di madrasah dan pesantren masih menghadapi tantangan signifikan, terutama disparitas kemampuan siswa dalam memahami makna ayat. Program pengabdian ini dimaksudkan untuk mengatasi permasalahan tersebut melalui TOT (Training of Trainer) Quran Smart Learning bagi guru madrasah dan pesantren. TOT difokuskan pada penguasaan QSL Level 1 (leksikon), Level 2 (morfologi), dan Level 3 (sintaksis), melalui metode ceramah, praktik langsung, diskusi kelompok, dan refleksi. Hasil evaluasi pre-test dan post-test menunjukkan peningkatan signifikan kompetensi guru, termasuk kemampuan mengelola pembelajaran interaktif, memahami struktur bahasa Arab, serta kesiapan menjadi fasilitator di lembaga masing-masing. Observasi praktik dan interaksi selama pelatihan menegaskan motivasi tinggi peserta untuk menerapkan metode QSL. Meskipun aplikasi digital QSL masih dalam pengembangan dan belum diterapkan, TOT ini membangun fondasi kuat bagi implementasi blended learning di masa depan. Temuan ini menegaskan bahwa TOT Quran Smart Learning efektif dalam memperkuat kompetensi guru dan meningkatkan kualitas pendidikan Al-Quran secara berkelanjutan.