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All Journal Jurnal Theologia ISLAMICA: Jurnal Studi Keislaman JURNAL PENELITIAN KEISLAMAN Palapa: Jurnal Study Keislaman dan Ilmu Pendidikan Syntax Literate: Jurnal Ilmiah Indonesia Al-Hayat: Journal of Islamic Education Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JURNAL SCHEMATA : Pascasarjana UIN Mataram IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Innovation in Business and Economics JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Ilmiah Profesi Pendidikan EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Intelegensia : Jurnal Pendidikan Islam Ulumuna JURNAL PENDIDIKAN IPS Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Journal of the Community Development in Asia Millah: Journal of Religious Studies Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) JDARISCOMB Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Al-Hayat: Journal of Islamic Education
Ahmad Amir Aziz
Universitas Islam Negeri Mataram
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Establishment of PT. Ulil Albab Management in Community Empowerment Efforts Samsul Hady; Ahmad Amir Aziz; Muhammad Azkar
JURNAL PENDIDIKAN IPS Vol. 15 No. 1 (2025): JURNAL PENDIDIKAN IPS
Publisher : STKIP Taman Siswa Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37630/jpi.v15i2.2930

Abstract

Community empowerment is an important strategy in an effort to reduce social inequality and improve the quality of life of the community. This article discusses the establishment of PT. Ulil Albab Management as an empowerment model based on Islamic values ​​and the principle of sustainability. PT. Ulil Albab Management was established with the aim of empowering the community through the development of local economic capacity, especially in the micro, small, and medium enterprises (MSMEs) sector. The method used in this study is a qualitative approach with a field study type, so that data collection related to PT. Ulil Albab Management's efforts in community empowerment is carried out through observation, interviews, and documentation. The results of this study indicate that the existence of PT. Ulil Albab Management is not only oriented towards increasing income, but also emphasizes the instillation of Islamic values ​​such as prioritizing business halalness, sharia transactions, profit sharing, and financial management as the main foundation in every economic activity carried out. In terms of community empowerment, the existence of PT. Ulil Albab Management plays an important role in the process of improving skills, developing businesses, and strengthening local economic networks. Therefore, this study is expected to be able to provide knowledge about the importance of integration between community empowerment strategies and professional business management.
Pemberdayaan Start-Up dalam Program Inkubasi Bisnis di Brida Nusa Tenggara Barat Juzri, Muh Juzri; Amir Aziz, Ahmad; Firdaus, M
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i11.3711

Abstract

This research is a qualitative research with data collection methods through observation, interviews and documentation with a discussion of the BRIDA NTB business incubation program which focuses on empowering startups in West Nusa Tenggara through a holistic and integrated approach from pre-incubation to post-incubation stages. The BRIDA NTB business incubation program is a holistic and integrated initiative in empowering startups in West Nusa Tenggara (NTB). With a comprehensive approach from pre-incubation to post-incubation stages, BRIDA NTB has succeeded in creating a conducive environment for the growth and success of startup businesses in the region. In the pre-incubation stage, BRIDA NTB carries out intensive and inclusive publications through online and offline outreach activities, which increase public awareness about the opportunities that exist to participate in business incubation programs. An easy registration process and strict selection ensures quality participant participation and has the potential to grow in the local economy. During the incubation process, participants receive various forms of assistance, including training in various aspects of business, mentoring by experienced business practitioners, access to finance, intellectual property protection, and free work space facilities. Keywords : Business Incubation, BRIDA NTB, Startup
DIGITALISASI MOBILE BANKING BSI DI ERA DIGITAL : STRATEGI, TANTANGAN, DAN PELUANG Zulkipli, Zulkipli; Mas’ud, Riduan; Aziz, Ahmad Amir; Azkar, Muh.; Wajdi, Farid
Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Vol. 5 No. 2 (2025): Juli-Desember 2025
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v5i2.8977

Abstract

This study aims to analyze the digitalization strategies of mobile banking services implemented by Bank Syariah Indonesia (BSI) and to identify the challenges and opportunities arising from the digital transformation process grounded in Sharia principles. This research employs a qualitative method with a literature review approach, drawing from scholarly journals, reputable articles, and official documents from relevant financial institutions. The findings reveal that BSI adopts three primary strategies in its digitalization efforts: (1) post-merger technology integration, (2) service innovation through the BSI Mobile application, and (3) internal business process transformation. However, several challenges persist, including low levels of digital literacy among the population, limited infrastructure in frontier, outermost, and underdeveloped (3T) regions, competition with conventional digital banks, and the need to ensure Sharia compliance in technological features. On the other hand, BSI holds strategic opportunities to enhance financial inclusion, target the millennial demographic, and actively contribute to the development of a halal digital economic ecosystem through the innovation of Sharia-compliant financial products. With proper management, this digital transformation has the potential to position BSI as a pioneering, adaptive, competitive, and sustainable digital Islamic bank.
Sustainable Palestine Solidarity: WatermelonSymbols, Boycotts and Muslim Micro Celebritieson Instagram Fathurrahman; Fahrurrozi; Abdul Wahid; Ahmad Amir Aziz
JDARISCOMB: Jurnal Komunikasi dan Penyiaran Islam Vol. 5 No. 2 (2025): Juli 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jdariscomb.v5i2.3974

Abstract

Users of social media platforms communicate various forms and symbols of support for Palestine, such as the symbol of watermelon which has its own meaning as a form of support for the state of Palestine. This research uses a qualitative approach with the library research method and a qualitative descriptive approach, where the researcher will further explore the symbolic communication of watermelon, both the meaning behind the symbol which is used as a form of defense of the Palestinian state, then the impact of the boycott action, and this research wants to look at the existence of the Micro celebrities attract sympathy on social media.
Pengaruh Return, Risiko Dan Harga Saham Terhadap Minat Berinvestasi Anggota Galeri Investasi Syariah (GIS) Uin Mataram Pada Pt. Phintraco Securities Wahyudi, Zaenul; Aziz, H. Ahmad Amir; Mas’ud, Riduan
Schemata: Jurnal Pascasarjana UIN Mataram Vol. 10 No. 1 (2021): Schemata: Jurnal Pascasarjana UIN Mataram
Publisher : Universitas Islam Negeri Mataram, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of return, risk and stock prices on the investment interests of members of the UIN Mataram Islamic Investment Gallery (GIS). Population GIS UIN Mataram members as many as 44 members, while the samples taken were as many as 24 GIS members. Data collection techniques using a closed questionnaire that has been tested for validity and reliability. The data analysis technique used to answer hypotheses is multiple linear regression. The results of this study indicate that the return variable significantly influences the investment interest of GIS UIN Mataram members with a tcount greater than the ttable (tcount> ttable) of 2,459> 2,086 with a significance value of 0.023 which is below 0.05, with the regression coefficient having a value of positive of 0.282. The risk variable has no influence on the investment interest of GIS UIN Mataram members with a tcount smaller than the ttable value (tcount <ttable) which is 1,510 <2,086 with a significance value of 0.147 which is above 0.05. The stock price variable significantly influences the value of tcount greater than the value of ttable (tcount> ttable) which is 4,625> 2,086 with a significance value of 0,000 which is below 0.05, with the regression coefficient having a positive value of 0.902. jointly the return, risk and stock price variables significantly influence the investment interests of GIS UIN Mataram members with R2 (Determination) of 83.3%, the remaining 16.7% is influenced by other factors. Keywords: Return, Risk, Share Price, Interest in Investing, Investment Penelitian ini bertujuan untuk mengetahui pengaruh return, risiko dan harga saham terhadap minat berinvestasi anggota Galeri Investasi Syariah (GIS) UIN Mataram. Populasi Anggota GIS UIN Mataram sebanyak 44 Anggota, adapun sampel yang diambil adalah sebanyak 24 orang anggota GIS. Teknik pengumpulan data menggunakan kuisioner tertuttup yang telah diuji validitas dan reliabilitasnya. Teknik analisis data yang digunakan untuk menjawab hipotesis adalah regresi linier berganda. Hasil penelitian ini menunjukkan bahwa variabel return berpengaruh secara signifikan terhadap minat berinvestasi anggota GIS UIN Mataram dengan nilai thitung lebih besar dibandingkan dengan nilai ttable (thitung > ttable) yaitu 2.459 > 2.086 dengan nilai signifikansi 0.023 yang berada di bawah 0.05, dengan koefisien regresi mempunya nilai positif sebesar 0.282. Variabel risiko tidak memiliki pengaruh terhadap minat berinvestasi anggota GIS UIN Mataram dengan nilai thitung lebih kecil dibandingkan dengan nilai ttable (thitung < ttable) yaitu 1.510 < 2.086 dengan nilai signifikansi 0.147 yang berada diatas 0.05. Variabel harga saham berpengaruh secara signifikan dengan nilai thitung lebih besar dibandingkan dengan nilai ttable (thitung > ttable) yaitu 4.625 > 2.086 dengan nilai signifikansi 0.000 yang berada di bawah 0.05, dengan koefisoen regresi memiliki nilai positif 0.902. secara bersama-sama variabel return, risiko dan harga saham berpengaruh secara signifikan terhadap minat berinvestasi anggota GIS UIN Mataram dengan R2 (Determinasi) sebesar 83,3%, sisanya sebanyak 16,7% dipengaruhi oleh faktor lain. Kata kunci: Return, Risiko, Harga Saham, Minat Berinvestasi, Investasi.
Pengaruh Tingkat Pemahaman dan Kesadaran Pedagang Terhadap Minat Membayar Zakat Perdagangan di Kecamatan Gerung Rahman Hakim, Arif; Ahmad Amir Aziz
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 9 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i9.9240

Abstract

This research was motivated by problems that occurred related to the lack of public understanding and awareness of paying trade zakat. Zakat is a worship that can be used to overcome social problems so awareness and understanding are needed in paying trade zakat. This study aims to determine the influence of the level of understanding and awareness of traders on the interest in paying trading zakat. This type of research uses causal associative research with data collection methods using observation methods and questionnaires. Sampling in this study used non-probability sampling techniques by purposive sampling with a total of 95 trader respondents in the Gerung District. The data analysis technique used was multiple linear regression using the IBM 26 version of SPSS. The results showed that: (1) the level of understanding had a positive and significant effect on the interest in paying zakat trading (2) the awareness of traders had a positive and significant effect on the interest in paying zakat trading (3) the level of understanding and awareness of traders had a simultaneous effect on the interest in paying zakat trading.
Co-Authors Abdul Wahid Amini, Titik Husnawati Any Tsalasatul Fitriyah Arif Rahman Hakim Azhar Shafiin AZHAR SHAFIIN AZHAR SHAFIIN Baiq Elbadriati Baiq Isyana Rahmiyanti Baiq Ratna Mulhimmah Bq. Ratna Mulhimah Choirul Mahfud Fahrudin Mukhlis Fahrurrozi Farid Wajdi Fathurrahman Herawati Khotmi Hikmawati, Rosyidatul Irhas Irhas, Irhas Johan, Rohmiatun Rapiah Juzri, Muh Juzri Kusdian, Iwan L. Bagus Prihatin Wicaksananta Lalu Agus Satriawan, Lalu Agus M Firdaus Mariaton Sadiah Mas’ud, Riduan Mas’ud, Riduan Miftahul Huda Miftahul Huda Muh. Azkar, Muh. Muhammad Azkar Muhammad Daud Muhammad Mahfuz Nafik Muthohirin Nasrullah Nasrullah Nurul Hidayat Pongky Arie Wijaya Riduan Mas’ud Royani Royani ROYANI ROYANI Samsul Hady Sanurdi Sanurdi Sanurdi Sanurdi Suandi Suandi Syukriati Syukriati Syukriati, Syukriati Wahyudi, Zaenul Wirawati, Astrid Zaenul Wahyudi Zaini, Muh. Zulkipli Zulkipli Zulpawati Zulpawati