Article Per Year (5 Year)
p-Index From 2020 - 2025
10.175
P-Index
This Author published in this journals
All Journal KEADILAN PROGRESIF Jurnal Pranata Hukum International Conference on Law, Business and Governance (ICon-LBG) Al-Risalah : Jurnal Imu Syariah dan Hukum MLJ Maqasid: Jurnal Studi Hukum Islam Widya Yuridika WAJAH HUKUM Pagaruyuang Law Journal Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal Justitia : Jurnal Ilmu Hukum dan Humaniora Pena Justisia: Media Komunikasi dan Kajian Hukum Qiyas : Jurnal Hukum Islam dan Peradilan Jurnal Yustisiabel LEGAL BRIEF jurnal hukum das sollen Syaksia : Jurnal Hukum Perdata Islam JIHAD : Jurnal Ilmu Hukum dan Administrasi JURNAL RECTUM: Tinjauan Yuridis Penanganan Tindak Pidana Amsir Law Jurnal (ALJ) Jurnal Kewarganegaraan Journal Presumption of Law Keadilan Literacy : Jurnal Ilmiah Sosial Literacy: Jurnal Ilmiah Sosial MAQASIDI IBLAM Law Review Journal of Innovation Research and Knowledge JUSTICIA SAINS: Jurnal Ilmu Hukum Qiyas: Jurnal Hukum Islam dan Peradilan Jurnal Pengabdian Masyarakat Tapis Berseri LEX SUPERIOR Innovative: Journal Of Social Science Research Jurnal Pro Justitia (JPJ) Journal of Law, Education and Business Influence: International Journal of Science Review LAWYER: Jurnal Hukum Jurnal Pengabdian UMKM Activa Yuris: Jurnal Hukum Keadilan ENDLESS : International Journal of Future Studies SAKOLA: Journal of Sains Cooperative Learning and Law Jurnal Akuntansi Hukum dan Edukasi
Erlina B
Universitas Bandar Lampung
Religion Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

Published : 87 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Al-Risalah : Jurnal Imu Syariah dan Hukum

 1 
Regulatory Challenges and Legal Safeguards in Online Lending: Insights from OJK Regulation No. 10 of 2022 Wijaya, Bagas Satria; B, Erlina
Al-Risalah Vol 25 No 1 (2025): MAY (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-risalah.v25i1.55001

Abstract

Online loan agreements are an innovation in digital financial services that offer ease of access and speed in transaction processes. However, this service also presents several challenges, such as the risk of personal data breaches and the widespread occurrence of illegal online lending. This study aims to examine online loan agreements based on the Financial Services Authority (OJK) Regulation Number 10 of 2022 concerning information technology-based joint funding services. The research employs a normative juridical approach through literature review and doctrinal analysis. The findings highlight the importance of digital financial literacy in helping the public understand their rights and obligations in online loan agreements. OJK regulations provide a legal framework for consumer protection, both preventively and repressively, including strict sanctions for violations. The synergy between public education and strong law enforcement is key to creating a safe, trustworthy, and sustainable online lending ecosystem.
Co-Authors . Baharudin Adinda Salsabila Adinda, Salsabilla Agustuti Handayani Aini Nurul Ainita, Okta Akbar Sigratama Aldo Kurniawan AMINAH andri akasi akasi Anggalana angra adinda lara kasih Anita Fitriyani Anugrah, Erwin C Aprinisa Asti Amalia Suci Azzura, Salsabilla Nur Bafaddol, M Bagas Baharudin Baharudin Baharudin , Baharudin Bambang Hartono Cahyani, Erika Dharmawan Triantoro Santoso Difa, Muhammad Anta Dilla Nandya Oksitania Ditta Aulina Bakara Dwi Y, Annisa Eddy S Wirabhumi Elin Novita Erina Pane Fadel Wildinata, Muhammad Ilham Fayola Fayola Ferdi Irawan Fissabilla Novita Halimahtus Sadiah Hendra Gunawan Hendri Dunan I Made Wisnu Adi Jaya Intan Nurina Seftiniara Irawan, Ferdi Khairudin Larakasih, Angra Adinda Lembasi, Krisnanda Meycel Buay Lintje Anna Marpaung Lintje Anna Marpaung Lukmanul Hakim M. Ardiansyah M. Ardiansyah Melisa Safitri Melisa Safitri Melisa Safitri Muhammad Ade Rafli Muhammad Anta Difa Muhammad Arif Fadli Syahputra Muhammad Arif Fadli Syahputra Muhammad Bagas Baffadol Muhammad Guntur, Muhammad Muhammad Ryan Ridwa Nadia Asmelinda Nadia Asmelinda Namira, Rizki Naura Nisrina P Nisrina P, Naura Nita Yolanda Nurina, Intan Nurul Aini Okta Ainita Okta Ainita Okta Ainita Okta Ainita Ramadan, Suta Recca Ayu Hapsari Rendi Yusuf Rendi Yusuf Rian Haky Pratama Risti Dwi Ramasari Riyan Saputra, Riyan Rosella Setya Cipta Phourtuna S Endang Prasetyawati Salsabila, Adinda Sopian, Ryo Martin Sukma, Masayu Nirmala Sukoco SP Suta Ramadan Syifa Mustika Tami Rusli Tami Rusli Wayguna, Candra Wijaya, Bagas Satria Yoga Saputra Alam Yuda, Arya Dwi Yulia Hesti Yunanda, Shopi Yunandar, Shopi Zainab Ompu Jainah Zainab Ompu Zainah Zulfi Diane Zaini