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PERKEMBANGAN DAN PERAN BANK SYARIAH DALAM MENYONGSONG MASA DEPAN KEUANGAN ISLAM DI INDONESIA Umi Fikriyah; Muhammad Syahrul Arifin; Hasna Huwaidah; Lilis Arviani; Ade Gunawan; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.562

Abstract

The aim of this research is to explain the development and role of financial institutions that use sharia principles, one of which is sharia banks in welcoming the future of Islamic finance in Indonesia. This research method uses a qualitative method with a type of library research with two types of secondary data, namely published papers in the form of books, reputable scientific articles, journal reviews, and reports from official organizations. The results of this research conclude that Sharia Banks in Indonesia are one of the financial institutions that have the main task of providing credit and services in the field of payments and money circulation accompanied by sharia principles. The development of sharia banks in Indonesia has become a benchmark for the implementation of sharia economics and its existence in Indonesia. The slowdown in the growth of Islamic banks related to the economic symptoms that are occurring can be overcome by consolidation from internal parties. Islamic banks in Indonesia play an important role in the future of sharia finance. The existence of an increase in the quality of sharia banks in national sharia banking does not rule out the possibility of increasing the competitiveness of sharia banks at the global level. Sharia banks have achieved quite rapid achievements considering that the majority of Indonesian people are Muslim.
PENERAPAN MANAJEMEN RISIKO SYARIAH DALAM KOPERASI SYARIAH Arju Fatiya Nidhofa; Sri Mumaeni Agustina; Trisna Afriyani; Sintiana Rizki; Ade Gunawan; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.563

Abstract

The business can develop and run smoothly with capital. Business people or businesses, whether on a small or medium scale business, can run a business that really needs capital by borrowing capital from a cooperative, one of them. A cooperative is a business or business consisting of a group, organization or association that is managed to achieve a common goal. This research uses qualitative methods, the nature of historical research methods, Data collection techniques using documentary methods can be financial reports, statistical data, books, research journals, and other relevant documents, related to the research. In the context of partnerships and trade, modern western partnership type cooperatives are now similar to previous Islamic partnerships. And it has been practiced by Muslims until the 18th century. Both forms of Islamic syirkah and modern syirkah. Sharia cooperatives themselves were born after the mushrooming of the establishment of several Baitul Maal WatTamwiil (BMT) which was first pioneered by BMT Bina Insan Kamil in 1992. The three types of business activities are fund raising, financing and services. One type of sharia cooperative, namely the 212 Sharia Cooperative, is the National Primary Cooperative, which was founded by Muslim leaders as an implementation of the spirit of Aksi 212, which is full of brotherhood and togetherness.
Perkembangan Asuransi Syariah di Indonesia Umi Kholilah; Rizqi Salamah; Cintia Salsabila; Riski Nilam Sari; Ria Anisatus Solihah; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.564

Abstract

The purpose of this research is to explain the history, duties, and potential development of Sharia Insurance in Indonesia. In this research, the author uses a qualitative approach with descriptive analysis type of research. This research uses a literature study method or library research sourced from books and journals that are in accordance with the topic and focus of the research. The results of the literature review in this study concluded that sharia insurance is a way to deal with risks and calamities in life, such as death, accidents, illness, and old age. Its main purpose is to provide financial protection, manage risk, apply sharia principles, and empower the community. Islamic insurance products include various forms of protection, such as health insurance, children's education, retirement preparation, and investment.
Implementasi Prinsip Syariah Dalam Praktik Leasing Syariah Aulia Maudy; Qonita Febriyani; Hermina Pristilia; Lilis Nurrohmah; Ria Anisatus Solihah; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.565

Abstract

This article aims to explore whether the application of Islamic principles has been properly implemented in Islamic leasing institutions. The sharia label on Islamic financial institutions implies several consequences in the system and operational concepts that must comply with sharia principles. This type of research uses a literature study with descriptive research methods. Sharia does not lie in the term musyarakah or mudharabah alone which in practice sometimes contradicts the value of Islam itself. In its application, there are many leasing companies that apply the principles of Islamic law, but some leasing companies labelled as sharia are not in accordance with the principles of Islamic law because they are still very profit-oriented
MANAJEMEN PENGELOLAAN DANA HAJI PADA BADAN PENGELOLA KEUANGAN HAJI (BPKH) Nur Rohmah Hidayati; Hilya Diniya; Mufrodah; Ria Anisatus Sholihah; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.566

Abstract

As Muslims, we are encouraged to carry out the Hajj pilgrimage in accordance with the fifth pillar of Islam. In Indonesia, the number of registrants for the Hajj pilgrimage continues to increase from year to year. Therefore, the Hajj Financial Management Agency (BPKH) was formed as an institution authorized to manage Hajj finances. The aim of this research is to explain the meaning, history, objectives and business activities of the Hajj Financial Management Agency, as well as the profile of the relevant institutions. This research method uses library research, namely by searching and collecting data from various sources. The results of this research are that the Hajj Financial Management Agency (BPKH) is an institution tasked with managing Hajj finances based on Law Article 20 Number 34 of 2014. The birth of BPKH was caused by irregularities in the Ministry of Religion, namely the management of Hajj finances which combined Hajj fund management and implementation. , then on July 26 2017 BPKH was officially established on the legal basis of Law Number 34 of 2014. The role of BPKH is to manage the Hajj economy which includes approval, guidance, expenditure and responsibility for the Hajj economy. BPKH has the right to obtain operational funds for the implementation of the Hajj Financial management program which is sourced from the value of the Hajj Financial benefits.
MANAJEMEN STRATEGI PERKEMBANGAN DANA PENSIUN SYARIAH DI INDONESIA Isepputri; Nurul Karimah; Riska Dwi Amalia; Annisa Shofiana; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.567

Abstract

Islamic pension funds are Islamic financial institutions that have characteristics to be used in order to maintain the continuity of one's income when one is no longer productively working. The purpose of this research is to find out how the role of Islamic pension funds in improving Islamic finance. This type of research is qualitative research by describing data in the form of words, schemes, images and series of sentences. The research method used is library research, which is a method of collecting data by understanding and studying theories from various literatures related to the research. Data collection uses the method of finding sources and constructing them from various sources, such as books, journals, research, law books, fiqh siyasah books, maqasid sharia books, Islamic law encyclopedias, Islamic law journals, language dictionaries and legal dictionaries, and other literature sources. The result of this research is that the increase in the number of participants in sharia pension funds occurs because Indonesian people are interested in using sharia financial products. The existence of an institution that stands in helping people like DPLK Muamalat in preparing their retirement from an early age is very easy for the people of Indonesia.
Implementasi Akad Rahn di Pegadaian Syari'ah Untuk Meningkatkan Kesadaran Tentang Keuangan Syari'ah Muhammad Wifqi Hidayatullah; Putri Indah Lestari; Hawa Azzah Fauziah; Kirana Mahardhika Rahma; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.568

Abstract

A sharia financial institution is an entity whose activities in the field of sharia finance and whose assets are based on sharia principles, both in financial and other matters. One of the sharia financial institutions in Indonesia is Pegadaian Syariah (Rahn). Rahn is an agreement to hand over goods as collateral for a debt, which allows the person concerned to borrow money. The implementation carried out by sharia pawnshops includes efforts to foster sharia financial literacy in the community, which will later be able to help the family economy and give rise to new businesses when people understand and know about sharia pawnshops. Due to the lack of public interest in sharia finance, especially sharia pawnshops, the aim of this research is to communicate the concept of pawning in classical jurisprudence literature, the implementation of Rahn contracts in sharia pawnshops and ways to increase public interest in sharia financial institutions, especially sharia pawnshops. The aim of this research is to inform the public about the concept of pawning, especially sharia pawnshops
Modal Ventura Syariah dalam Tinjauan Hukum Islam Zimq Marquiza; Liza Septiyani; Muhammad Faqih Fahriza; Dina Aslamiya Anjalina; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.569

Abstract

The presence of sharia venture capital is needed to provide access to capital for sharia startups. Sharia venture capital not only provides capital but also supports and guides sharia startups so they can grow and develop. Even though venture capital companies in a region have not yet been named sharia venture capital, but they have implemented sharia principles, because in financing. This research is a type of research using qualitative methods. The information and data collection technique in this research is carried out through library research (library study), using library sources that are related to the research subject that has been formulated. The purpose of this research is to find out about sharia venture capital, the history of sharia venture capital and the business activities of legal entities or laws regarding sharia venture capital.
PASAR MODAL SYARIAH Syifa Destya Salsabila; Burhanudin; Putri Amanda Ardita; Fifi Aprilia Yulianti; Ria Anisatus Solihah; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.570

Abstract

This research aims to find out about the sharia capital market. This research method uses a literature study approach sourced from books according to the topic and focuses on research. The results of the literature review in this research conclude that the Islamic capital market is a capital market whose entire activity mechanism, especially regarding issuers, the types of securities traded and the trading mechanism is in accordance with sharia principles. The capital market or stock exchange has been around since the Dutch colonial era and to be precise in 1912 in Batavia. The capital market plays a role in carrying out two functions simultaneously, namely an economic function and a financial function. Legal entities in carrying out sharia capital market activities are regulated by Bapepam-Lk.
Peran Institusi Zakat Dan Wakaf Sebagai Pilar Dalam Sistem Perekonomian Indonesia Asti Nur Wilda Ariza; Abdul Bahri Sukartono; Angga Teguh Susilo; Ade Gunawan; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.571

Abstract

Zakat is the third pillar of Islam after reciting the shahada and praying and before fasting and Hajj. Because it is harmonious, the zakat service must be carried out by all Muslims in the world because it is an obligation. Zakat is a category of obligatory worship and social worship. This research uses qualitative research methods, namely literature study. This research explores previous primary data sources (books) that published articles/views and journals with research topics and focuses. A qualitative approach that uses an explicit literature review strategy. The results of this research show that zakat and waqf have a big influence on the Indonesian economy.
Co-Authors Abdul Bahri Sukartono Ade Gunawan Ade Gunawan Adinda Risqiana Dewi Maulana Adinda Umul Fadzila Agung Akbar Fadzkurrahman A, Muhammad Alfiesyah, Emilia Alivia, Khofifatul Amanda Luqianna Amilatul Khasanah Angga Candra Winata Angga Teguh Susilo Anggi Permatasari Anisa Ria Annisa Shofiana Anton Bagus Santoso Arafandy, Rayhandika Ardaneswari Kenlarasati Ardiyansah Ilham Ardiyansyah, Muhammad Arifa Ilmiyati Aris Syafi’i Ariyy, Bagus Arju Fatiya Nidhofa Arya Putra, Muhammad Assa adatul Kamilah Asti Nur Wilda Ariza Aulia Maudy Aulia Nailis Salamah Ayu Andini Ayu Tyas Styaningsih Bagus Ariyandi Bayu Dian Asmoro Wibowo Bela Fitriani Berlian Eka Nursabrina Berliani, Defta Nasya Burhanudin Camelia Catur Rahayu Sunu Pratiwi Cintia Febriliana Putri Cintia Salsabila Dava Dhito Sasiaji Diana Zalfanur Dina Ambarwati Dina Aslamiya Anjalina Dwi Ayu Septiyani Dwi Sintia Rahmawanti Ega Vivia Fatikhah Elda Purwanti Erna Wahyu Setiyaningsih Erna Wijayanti Etika Alina Putri Fadhilah, Nur Fadila Salsa Faradiva Fadzkurrahman A, Muhammad Akbar Faiza Nadilah Faizah, Iis Nur Fani Alviyanto Fania Alzaira Arrahma Farkhatul Hayati Fatimah Azzahro Fifi Afista Fifi Aprilia Yulianti Fikri Novrial Azhar Firda Nadyarahma Firda Yuliasari Gita Oktavia Rosita Hartono, Bambang Sri Hasna Huwaidah Hawa Azzah Fauziah Hendri Hermawan Adinugraha Hermina Pristilia Hidayati, Taufiq Hilda Adistya Hilda Safitri Hilmi Dzaki Hilya Diniya Hilya Hana Putri Ibrahim Abdu Salam Ilma Nafiyah Intan Ayu Noverita Intan Nadzifa Irfa Febriyani Isepputri Istikomah Dwi Lestari Izzati Rohmaniyah Kaila Zulfa Khoirurrizki Kartika Ramandhani Kartika Ramandhani Khasna Maulida Kholilah Lilah Kholimah Khotimah, Lala Ratu Khulaelatudil Azzah Khusnul Khotimah Kirana Mahardhika Rahma Laeni Khazimah Laila Laila kholisa Laily Nurul Hidayah Lia Olivia Zahara Lilis Arviani Lilis Nurrohmah Linda Martalia Liza Septiyani Lizianil Azizah Lutfiyanti M. Irfan Rizqi Mala Millatina Marfita Hikmatul Aini Marfita Hikmatul Aini Marlinda Effendi Mathraf az-zanji Maya Ari Sofiana Metti Rahma Saniagi Mila Fatmawati Mila Minkhatul Maula Minhatus Sania MINKHATUL MAULA Misel Yulianti Mochamad Yusuf Mochamad Yusuf Kustinah Moh Ravid Ferdiansyah Mohammad Kaka Syahwa Abbas Mohammad Miefta Ismail Mohammad Robbi Maulana Muasomah Mufrodah Muh Fatkhurrozi Muhammad Akbar Darmawan Muhammad Aris Syafi'i Muhammad Aris Syafi’i Muhammad Azhar Husni Muhammad Azka Fajar Mufarih Muhammad Faqih Fahriza Muhammad Farhan Ahnaf Muhammad Haikal Muqowwi Muhammad Imam Masyari Muhammad Miftakhu Surur Muhammad Nur Adila Hikam Muhammad Satrio Juliyanto Muhammad Sultan Mubarok Muhammad Sultan Mubarok Muhammad Syahrul Arifin Muhammad Usman Ariffianto Muhammad Wifqi Hidayatullah Muhammad Zidan Maulana Muhammmad Hadziq Ulil Abshor Muthia Husna Qolby Mutiara Oktavina Nafiyah, Ilma Nailil Mufidah Qosim Nailis Surooya Naily Taufiqoh Nia Amellia Niken Ning Tiyas Ni’mah Mu’aliyah Nunung Ghoniyah Nunung Yuliani Nur Khiba Sania Nur Kholisah Nur Nabila Nur Rohmah Hidayati Nurris Kiyani NURUL KARIMAH Nurul Kholisha Okta Dilla Suryani Puput Putriani Putri Amanda Ardita Putri Indah Lestari Putri Karina Sabila Qonita Febriyani Rafi Alkaf Asy Syafi Rafi Prasojo Raiha Ravitta Putri Rara Fitriyani Rendy Septiyanto Reniy Widiastuti Ria Anisatus Sholihah Ria Anisatus Solihah Ridwan Abu Djibran Riema Ainun Nissa Rina Tri Astuti Riska Dwi Amalia Riski Nilam Sari Rizkafaiza Rizqi Mursalina Rizqi Putri Solina Rizqi Salamah Rizqiani, Nur Laili Robiah, Siti Rofiyana Rohmatul Laeli Rohmatun Nazilah Rossidah Rihadatul Aisi RR. Ella Evrita Hestiandari Sabrina Sukma Maulidya Sadali, Ayatullah Sadali, Muhammad Sekar Arumandani Selfi Nirmalasari Sintiana Rizki Siti Amalia Nurul Hadidah Sofiana, Rizky Ekawati Sri Mumaeni Agustina Sri Wahyuningsih Styaningsih, Ayu Tyas Suciati Sukma Purbaningrum Syamsuddin Syifa Destya Salsabila Syintia Amanda Rhetha Tahani Salsabila Tia Syifana Tri Noviantika Zain Triana Dani Maulana Trisna Afriyani Uktafi Karunia Umi Fikriyah Umi Kholilah Versiandika Yudha Pratama Via Laila Khairunisa Viki Malikhatuz Zakiyah Vita Tri Indriani Widayah Widayah Yenita Karisha Yulianti, Misel Zakhi Mubarok Zaki Akhmad Hanif Zakia Khoirunisa Zidna Rizka Maulida Zimq Marquiza