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Persiapan pembentukan koperasi sebagai sarana penguatan kelembagaan guna menunjang pengembangan bisnis UMKM di desa Branjang, kabupaten Ungaran Dwi Cahyaningdyah; Kris Brantas Abiprayu; Nurul Kamilia; Irnin Miladdyan Airiq
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 8, No 3 (2024): September
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v8i3.25975

Abstract

AbstrakKoperasi berperan aktif sebagai lembaga pendukung pengembangan usaha UMKM di pedesaan. Perkembangan berbagai usaha kecil tersebut ternyata kurang diimbangi oleh perkembangan entitas bisnis yang bisa membantu dalam hal permodalan maupun kebutuhan financial yang lain, seperti koperasi. Berdasarkan permasalahan tersebut maka dibutuhkan sebuah upaya persiapan bagi masyarakat Desa Branjang untuk mulai membentuk sebuah koperasi desa. Kegiatan pengabdian ini dilakukan dengan dua metode pendekatan, FGD dan Pelatihan. FGD diadakan dengan perangkat desa untuk menentukan atau menilai kesiapan sumberdaya dalam rangka pembentukan koperasi. Sedangkan pelatihan diadakan untuk memberikan bekal pengetahuan bagi masyarakat untuk menyusun lembaga koperasi, termasuk pelatihan untuk penyusunan AD/ART koperasi dan  penyusunan struktur organisasi koperasi Desa Branjang. Dari hasil kegiatan masyarkat mendapatkan  tambahan pengetahuan mengenai langkah-langkah penyusunan sebuah koperasi dan bisa menggunakan pengetahuan tersebut untuk mewujudkan pendirian sebuah lembaga koperasi Kata kunci: FGD; pelatihan; koperasi; desa Branjang AbstractCooperatives play an active role as supporting institutions for the development of MSME businesses in rural areas. The development of various small businesses is apparently not balanced by the development of business entities that can help with capital or other financial needs, such as cooperatives. Based on these problems, a preparatory effort is needed for the Branjang Village community to start forming a village cooperative. This community service activity is carried out using two approaches: FGD and training. FGD is held with village officials to determine or assess the readiness of resources in the framework of forming a cooperative. Meanwhile, training is held to provide knowledge for the community to establish a cooperative institution, including training for the preparation of the cooperative's AD/ART and the preparation of the organizational structure of the Branjang Village cooperative. From the results of the activities, the community gains additional knowledge regarding the steps for establishing a cooperative and can use this knowledge to realize the establishment of a cooperative institution. Keywords: FGD; training; cooperative; Branjang village
PENGARUH KOMPETENSI GURU, KEPEMIMPINAN KEPALA SEKOLAH DAN SARANA PRASARANA MELALUI MOTIVASI KERJA TERHADAP KINERJA GURU Setiawan, Okky; Cahyaningdyah, Dwi
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 04 (2025): Volume 10 No. 04 Desember 2025 In Process
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i04.38462

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This study investigates the effects of teacher competence, principal leadership, and school infrastructure on teacher performance, with work motivation serving as a mediating variable, in three public junior high schools in Batealit District. A quantitative causal design was applied using total sampling, involving 59 teachers who completed a Likert-scale questionnaire. Data were analyzed through SEM-PLS. All indicators met validity requirements, with loading factors between 0.701 and 0.876 and AVE values above 0.50 for Teacher Competence (0.607), Principal Leadership (0.635), Infrastructure (0.585), Work Motivation (0.614), and Teacher Performance (0.658). Reliability was exceptionally strong, supported by Cronbach’s Alpha values of 0.945–0.988 and Composite Reliability values of 0.950–0.988. The structural model shows that teacher competence (p = 0.183) and infrastructure (p = 0.201) do not directly influence teacher performance, whereas principal leadership has a significant direct impact (p = 0.005). Work motivation significantly affects teacher performance (p = 0.007) and is influenced by teacher competence (p = 0.029), principal leadership (p = 0.009), and infrastructure (p = 0.040). These three variables also demonstrate significant indirect effects on performance through work motivation, with p-values of 0.033, 0.044, and 0.048. The R² values of 0.612 for work motivation and 0.712 for teacher performance, together with a Q² value of 0.888, indicate strong predictive relevance. The study concludes that work motivation is the primary driver of teacher performance, while principal leadership is the most influential factor. Recommendations emphasize enhancing teacher motivation, strengthening competence development, improving leadership effectiveness, and upgrading infrastructure to support better performance.
Perkembangan Manajemen Berbasis Sekolah di Indonesia dalam Perspektif Transformasi Tata Kelola Pendidikan Abad ke-21 Siti Harfihamzah Indra Naomi; Dwi Cahyaningdyah; S Martono
Jurnal Penelitian Pendidikan Indonesia (JPPI) Vol. 3 No. 4 (2026): Juli
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jppi.v3i4.7694

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Transformasi tata kelola pendidikan abad ke-21 menuntut perubahan paradigma manajemen sekolah dari sistem birokratis menuju model berbasis otonomi, kolaborasi, dan akuntabilitas publik. Di Indonesia, Manajemen Berbasis Sekolah (MBS) diperkenalkan sebagai strategi desentralisasi pendidikan sejak era reformasi, namun implementasinya masih menunjukkan kesenjangan antara kebijakan dan praktik di lapangan. Penelitian ini bertujuan menganalisis perkembangan kebijakan dan praktik MBS di Indonesia dalam perspektif transformasi tata kelola pendidikan kontemporer. Penelitian menggunakan pendekatan kajian literatur baik dokumen kebijakan pendidikan dan laporan lembaga pendidikan global. Analisis dilakukan melalui sintesis tematik untuk mengidentifikasi pola perkembangan, tantangan implementasi, dan arah transformasi MBS. Hasil kajian menunjukkan tiga fase perkembangan MBS, yaitu desentralisasi administratif, penguatan akuntabilitas mutu, dan transformasi menuju tata kelola sekolah adaptif berbasis inovasi dan digitalisasi. Studi ini merekonstruksi MBS sebagai model tata kelola pendidikan transformasional yang menekankan kepemimpinan sekolah, partisipasi pemangku kepentingan, dan pembelajaran organisasi berkelanjutan.
THE INFLUENCE OF FINANCIAL LITERACY ON FINANCIAL BEHAVIOR WITH FINANCIAL RISK TOLERANCE AS A MEDIATOR AND EMOTIONAL INTELLIGENCE AS A MODERATOR IN GEN Z OF CENTRAL JAVA PROVINCE Linda Susilowati; Dwi Cahyaningdyah
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 8 (2026): JULY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

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This study aims to examine the effect of financial literacy on financial behaviour among Generation Z in Central Java, Indonesia, by investigating the mediating role of financial risk tolerance and the moderating role of emotional intelligence. This study employed a quantitative approach using a survey method. Data were collected through a structured questionnaire distributed to Generation Z respondents and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS software. The results indicate that financial literacy positively and significantly influences financial behaviour (β = 0.487, p < 0.001) and financial risk tolerance (β = 0.587, p < 0.001). Financial risk tolerance also positively affects financial behaviour (β = 0.342, p < 0.001). Emotional intelligence positively influences financial risk tolerance (β = 0.315, p = 0.001), but it does not directly influence financial behaviour (β = -0.024, p = 0.715). Furthermore, emotional intelligence strengthens the influence of financial literacy on both financial behaviour and financial risk tolerance. Financial risk tolerance also mediates the relationships between financial literacy and financial behaviour, as well as between emotional intelligence and financial behaviour. This study contributes to the literature by proposing a moderated mediation model that integrates cognitive, emotional, and risk management dimensions to explain sustainable financial behaviour among Generation Z in the digital economy.
Optimalisasi Manajemen Pembiayaan Pendidikan Berbasis Akuntabilitas dan Transparansi untuk Meningkatkan Mutu Pendidikan Yessy Ardina Emilia; Dwi Cahyaningdyah
Jurnal Ilmu Manajemen dan Pendidikan | E-ISSN : 3062-7788 Vol. 3 No. 2 (2026): Juli - September
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jimp.v3i2.2145

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Education financing management is an essential component in ensuring the sustainability and quality improvement of educational institutions. Effective, efficient, accountable, and transparent financial management contributes significantly to achieving educational goals and improving educational services. However, several challenges remain, including limited transparency, weak accountability systems, inefficient budget utilization, and unequal distribution of educational resources. This study aims to describe the concept of education financing management based on accountability and transparency, analyze its role in improving educational quality, and identify optimization strategies for effective financial management. This study employed a literature review approach by analyzing scientific journals, books, government regulations, educational policy documents, and research reports. Data analysis was conducted through data reduction, data presentation, and conclusion drawing. The findings indicate that accountability and transparency strengthen financial governance, increase public trust, enhance stakeholder participation, and support sustainable educational quality improvement. Optimization strategies include needs-based budgeting, digitalization of financial systems, strengthening human resource competencies, internal supervision, stakeholder involvement, and continuous monitoring and evaluation. Collaboration among government institutions, schools, communities, and all stakeholders is necessary to establish sustainable educational financial governance. Therefore, accountability and transparency should become the primary principles in educational financing management to achieve high-quality and equitable education.
Pengaruh Informasi Environmental, Social, and Governance (ESG) Terhadap Keputusan Investasi di Pasar Modal Indonesia Andi Aulia Nurhaliza; Dwi Cahyaningdyah
JURNAL TERAPAN MANAJEMEN DAN BISNIS Vol 12, No 1 (2026): VOLUME 12 NUMBER 1 (2026)
Publisher : STKIP Singkawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26737/jtmb.v12i1.9441

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Tren global yang semakin berkembang menuju keuangan berkelanjutan telah mendorong semakin banyak perusahaan untuk menerbitkan laporan ESG (Environmental, Social, and Governance). Namun, penelitian mengenai dampak langsung ESG terhadap keputusan investasi di Indonesia masih relatif terbatas. Penelitian ini bertujuan untuk mengkaji dampak informasi ESG terhadap keputusan investasi di pasar modal Indonesia. Dengan menggunakan Signaling Theory, informasi ESG dianggap sebagai sinyal yang dikirimkan oleh perusahaan kepada investor. Penelitian ini menggunakan pendekatan kuantitatif dengan kuesioner yang dibagikan kepada 140 responden investor di pasar modal Indonesia. Teknik pengambilan sampel yang digunakan adalah convenience sampling dan data dianalisis menggunakan Partial Least Squares-Structural Equation Modeling (PLS-SEM). Hasil penelitian menunjukkan bahwa informasi ESG secara umum memiliki pengaruh positif dan signifikan terhadap keputusan investasi. Hal ini mengindikasikan bahwa investor di Indonesia mulai mempertimbangkan aspek lingkungan, sosial, dan tata kelola perusahaan sebagai faktor penting dalam menilai kelayakan investasi.
GURU SEBAGAI DETERMINAN PENCAPAIAN PENDIDIKAN YANG MERATA: KAJIAN PUSTAKA KRITIS DI INDONESIA Fathiyyatil Faizah; Dwi Cahyaningdyah
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 3 (2026): Volume 12 No. 3, September 2026 Release
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i3.16075

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Equitable education is the cornerstone for achieving social justice and enhancing the competitiveness of national human resources. Despite government efforts to expand access to education, regional quality disparities remain a fundamental issue that has yet to be fully resolved. This article aims to critically examine the position of teacher quality as a key determinant in achieving equitable education in Indonesia. Using a library research approach, this article analyzes various academic literatures, policy documents, and relevant research reports. The findings indicate that disparities in teacher competence and distribution constitute the main node that widens the educational quality gap between urban and rural areas, particularly in underdeveloped, frontier, and outermost (3T) regions. The low quality of Teacher Training Institutions (LPTK), recruitment mechanisms that have not been fully merit-based, and limited programs for continuous professional development further exacerbate this condition. Government policies on teacher redistribution, accelerated certification, and welfare improvement show signs of progress, but their implementation still faces various structural and cultural challenges. This article recommends a holistic and contextual approach that integrates the strengthening of teacher competence, equitable distribution, and simultaneous reform of the educational human resource management system.
ANALISIS COST-BENEFIT DALAM PENENTUAN PRIORITAS PROGRAM SEKOLAH BERBASIS RAPOR PENDIDIKAN PADA PENYUSUNAN RKAS Ulfana Hidayati; Dwi Cahyaningdyah
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 3 (2026): Volume 12 No. 3, September 2026 Release
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i3.16262

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The implementation of Data-Based Planning through Indonesia’s Education Report Card (Rapor Pendidikan) has encouraged schools to use educational quality data as the basis for planning and budgeting. However, various studies indicate that many schools still face difficulties in determining funding priorities that effectively address educational quality problems identified through the Education Report Card. This study aims to analyze the role of Cost-Benefit Analysis (CBA) in determining school program priorities based on the Education Report Card in the preparation of School Activity and Budget Plans (RKAS). This research employed a qualitative approach using a literature review method by examining educational policy documents, books, and scientific publications related to educational financing, data-based planning, Cost-Benefit Analysis, and educational decision-making. Data were analyzed through content analysis and thematic synthesis. The findings indicate that the Education Report Card serves as an important instrument for identifying school quality problems and priority improvement areas, while Cost-Benefit Analysis provides a systematic framework for comparing alternative programs based on their costs and expected benefits. The analysis demonstrates that integrating educational quality data with Cost-Benefit Analysis can support more objective, efficient, accountable, and outcome-oriented budgeting decisions. This study contributes to the discourse on educational financing by offering a conceptual perspective on the use of Cost-Benefit Analysis in strengthening evidence-based school budgeting practices through the utilization of Education Report Card data.
PROBLEMATIKA PENGELOLAAN PEMBIAYAAN PENDIDIKAN DI INDONESIA: SYSTEMATIC LITERATURE REVIEW TERHADAP EFEKTIVITAS, TRANSPARANSI, DAN AKUNTABILITAS PENGGUNAAN DANA PENDIDIKAN Pranisma Salsa Imeldania; Dwi Cahyaningdyah; S Martono
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 03 (2026): Volume 12 No. 03, September 2026 Published
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i03.16559

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Education financing management is an essential component in improving the quality of education. However, the availability of funds does not necessarily ensure better educational outcomes if the management of financial resources is not carried out effectively, transparently, and accountably. This study aims to analyze the problems of education financing management in Indonesia based on the aspects of funding effectiveness, transparency, and accountability. This research employed a Systematic Literature Review (SLR) method using the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) approach. The data were obtained from 15 scientific articles published in national journals between 2022 and 2026 through Google Scholar searches. The articles were analyzed using thematic analysis to identify recurring issues in education financing management. The results show that education financing problems in Indonesia are not only related to funding availability but also to the quality of financial governance. The main issues include budgeting that is not fully based on institutional needs, fund utilization that tends to focus on administrative aspects, limited transparency in financial information disclosure, and accountability practices that are still focused on administrative reporting rather than measuring the impact of fund utilization. Therefore, effective education financing management requires strengthening financial governance to ensure that educational funds can optimally support the improvement of education quality.
ANALISIS EKONOMI POLITIK DALAM PEMBIAYAAN MANAJEMEN GURU: KEBIJAKAN ANGGARAN KESEJAHTERAAN DAN PENINGKATAN MUTU PENDIDIK DI ERA OTONOMI DAERAH Rohayati; Cahyaningdyah, Dwi
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 Nomor 02, Juni 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.54104

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This study aims to analyze in depth the political economy dynamics in the financing of teacher management in the era of regional autonomy in Indonesia. The educational decentralization policy, which was originally projected to improve fiscal efficiency and service quality, has in reality triggered structural conflicts in the form of strengthening the dominance of regional heads as Personnel Guidance Officers (PPK). The method used in this research is a qualitative method with a literature review approach. Data collection techniques were carried out through documentation by reviewing formal regulations and scientific articles from four relevant primary reference journals, which were then dissected using content analysis through a political economy framework analysis. The results showed that the real teacher management cycle from recruitment, placement, promotion, to welfare guarantees is highly vulnerable to being politicized by local bureaucratic elites for short-term practical political interests, such as during regional head elections. This political intervention distorts the educational budget policy in the local budget (APBD), where fund allocation is often trapped in pure bureaucratic absorption formalities and ignores long-term investment in improving teaching competence and fulfilling decent wages for honorary teachers. Although the partial recentralization policy through transferring the management authority of senior high school/vocational school teachers to the provincial level based on Law Number 23 of 2014 has proven effective in reducing politicization at the district/city level, this transition has created new fiscal consequences in the form of swelling personnel expenditures in the Provincial APBD and complexities in synchronizing personnel data. This study recommends the need for strict national merit-based teacher selection standardization and a redesign of regional budgets that are directly oriented toward student learning outcomes.