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All Journal Agregat: Jurnal Ekonomi dan Bisnis Syi'ar Iqtishadi JOURNAL OF SCIENCE AND SOCIAL RESEARCH JURNAL HUKUM dan KENOTARIATAN MANAJEMEN DEWANTARA JURNAL LENTERA BISNIS Al Amin: Jurnal Kajian Ilmu dan Budaya Islam Jurnal Dinamika Ekonomi Syariah Jurnal Ekuilnomi Forum Bisnis dan Kewirausahaan Jurnal Studi Ekonomi dan Bisnis Islam (SEBI) Jurnal Akuntansi dan Keuangan el-Jizya: Jurnal Ekonomi Islam Akademika : Jurnal Pemikiran Islam Neo Journal of economy and social humanities KENDALI: Economics and Social Humanities PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi Journal of Economics and Social Sciences Kartika: Jurnal Studi Keislaman IIJSE Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Intelek Insan Cendikia Assyarikah: Journal Of Islamic Economic Business Jurnal Ekonomi, Manajemen, Akuntansi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Jurnal Accounting Unipa
Is Susanto
Universitas Raden Intan Lampung
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences Other

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Analisis Uji Kinerja Bank Syariah Menggunakan Maqashid Syariah Index dan Islamicity Performance Index (Studi pada Bank Umum Syariah tahun 2021-2024) Nada Annisa; Evi Ekawati; Is Susanto
AKUA: Jurnal Akuntansi dan Keuangan Vol. 4 No. 3 (2025): Juli 2025
Publisher : Yayasan Pendidikan Penelitian Pengabdian Algero

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54259/akua.v4i3.5191

Abstract

This study aims to examine and compare the performance of Islamic commercial banks in Indonesia with the approach of Maqashid Syariah Index (MSI) and Islamicity Performance Index (IPI) as an alternative measurement that integrates the spiritual, social, and economic dimensions in accordance with the principles of Sharia. A descriptive quantitative approach was used in analyzing secondary data obtained from the annual reports of 13 Islamic commercial banks registered with the Financial Services Authority (OJK) during the period 2021-2024. The results showed that although most banks showed progress in the dimensions of profitability and transparency, there were still significant weaknesses in education, research, and social distribution indicators indicating that the implementation of sharia principles as a whole was not optimal. BPD NTB Syariah consistently ranks highest in most indicators as the BEST BUS in the achievement of the Maqashid Syariah Index (MSI) in the 2021-2024 period of 37.39%. Supported by the achievement of bpd NTB Syariah which has a high average value of 31.55%, while small banks tend to experience gaps in the implementation of Sharia objective values. Bank Aladin Syariah was identified as the BEST BUS based on Overall IPI with an average of 40.12%. The findings underscore the urgency of adopting maqashid-oriented measurement systems and Sharia integrity in banking managerial and regulatory strategies. Therefore, this study recommends the integration of MSI and IPI as a framework for evaluating the performance standards of Islamic banks to encourage the achievement of economic, spiritual, and social sustainability in the Islamic banking industry.
Pengaruh Foreign Direct Investment, Ekspor Barang Dan Jasa, Tingkat Inflasi Terhadap Pertumbuhan Ekonomi Di 10 Negara Asean Dalam Perspektif Ekonomi Islam Aliyatun Fitri; Muhammad Kurniawan; Is Susanto
Assyarikah: Journal of Islamic Economic Business Vol. 6 No. 2 (2025): Assyarikah: Journal Of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/assyarikah.v6i2.2502

Abstract

Economic growth is one of the very important macroeconomic indicators, which shows the increase in the capacity of an economy to produce goods and services over time. Conceptually, this growth reflects the expansion of economic activity, which is often measured through increases in real GDP that eliminate the effects of inflation, thus providing a more accurate picture of the actual increase in production volume. This research aims to analyze and identify the effects of Foreign Direct Investment (FDI), exports of goods and services, and the inflation rate on economic growth. These three variables are considered major macroeconomic indicators that have significance. The methodology applied is a quantitative approach using regression analysis models, such as Multiple Linear Regression or panel data analysis. This model is used to test the causal relationships and significance between the independent variables (FDI, exports, and inflation) and the dependent variable (economic growth). The results of the research partially indicate that FDI has a negative but insignificant effect on economic growth, while exports of goods and services have a significant positive effect on economic growth. The inflation rate has a positive but insignificant effect on economic growth. However, in a partial manner, the three variables of FDI, Exports, and Inflation Rate together have a significant positive effect on economic growth in 10 ASEAN countries from 2018 to 2022.
The Effect of Product Visual Aesthetics, Brand Identity Consistency and Sustainability Value on Product Purchasing Behavior in Islamic Business Perspective Jeni Fitriyanti; Muhammad Iqbal Fasa; Is Susanto
Neo Journal of economy and social humanities Vol 5 No 2 (2026): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v5i2.421

Abstract

This study aims to analyze the effect of product visual aesthetics, brand identity consistency and sustainability values on the purchasing behavior of N'PURE skincare products in Generation Z in Bandar Lampung. The research method used is quantitative with a descriptive and verification approach, where data were collected through questionnaires from 96 respondents and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) through SmartPLS 4 software. The results showed that visual aesthetics and brand identity consistency had a positive and significant effect on purchasing behavior, while the value of sustainability did not show a partial significant effect. However, simultaneously, these three variables have a strong and significant impact in driving consumer purchasing decisions. The implication of this study confirms that manufacturers need to synergize attractive visual design with stable brand message integrity to win the market, while educating consumers on sustainability values so that environmental commitment can be transformed into real economic action in accordance with Islamic Business Principles.
Pengaruh Promosi Digital, Digital Payment Dan Fear Of Missing Out Terhadap Perilaku Konsumtif Pada Pengguna Tiktokshop Dalam Perspektif Bisnis Islam Arum Patimah; Erike Anggraeni; Is Susanto
Permana : Jurnal Perpajakan, Manajemen, dan Akuntansi Vol. 17 No. 3 (2025): Special Issue
Publisher : Faculty of Economics and Business, University of Pancasakti Tegal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24905/permana.v17i3.1484

Abstract

Penelitian ini dilakukan untuk mengetahui sejauh mana pengaruh promosi digital, digital payment, dan FoMO terhadap perilaku konsumtif pengguna TikTok Shop dalam perspektif bisnis Islam. Tujuan penelitian ini adalah menganalisis pengaruh masing-masing variabel secara parsial maupun simultan serta meninjau relevansinya dengan nilai-nilai konsumsi dalam Islam, yang menolak perilaku boros dan berlebihan. Penelitian menggunakan pendekatan kuantitatif dengan metode survei melalui kuesioner sebagai instrumen pengumpulan data untuk mengukur persepsi responden terhadap konstruk promosi digital, digital payment, FoMO, dan perilaku konsumtif. Populasi penelitian adalah masyarakat pengguna TikTok Shop di Kota Bandar Lampung, dan pengambilan sampel dilakukan menggunakan teknik probability sampling dengan metode random sampling. Jumlah sampel ditetapkan sebanyak 100 responden melalui perhitungan rumus Lemeshow, sedangkan analisis data direncanakan menggunakan uji statistik berbantuan aplikasi SPSS guna menguji hubungan antar variabel penelitian.
ANALISIS PENGARUH PRODUK, PROMOSI, DAN DIGITAL MARKETING TERHADAP PERILAKU KEPUTUSAN PEMBELIAN IMPULSIF PADA PENGGUNA TIKTOK SHOP DALAM PERSPEKTIF BISNIS ISLAM: (Studi Pada Generasi Z Yang Ada Di Bandar Lampung) Al Anhar; A. Zuliansyah; Is Susanto
KENDALI: Economics and Social Humanities Vol. 4 No. 1 (2025): KENDALI: Economics and Social Sciences Humanities, Juli 2025
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v4i1.777

Abstract

Online shop merupakan toko yang menjual produk atau jasa melalui internet. Online shopping adalah proses di mana konsumen membeli produk atau jasa secara daring. Maraknya penggunaan platform TikTok, yang sebelumnya sempat dilarang karena adanya konten yang tidak pantas, kini telah berubah menjadi media penyebaran informasi yang dibutuhkan oleh konsumen. Saat ini, mayoritas konsumen di Indonesia memilih TikTok Shop sebagai tempat berbelanja karena produk yang ditawarkan memiliki harga relatif terjangkau dan sering disertai dengan diskon menarik. Penelitian ini bertujuan untuk menganalisis pengaruh produk, promosi, dan digital marketing terhadap perilaku pembelian impulsif. Jenis penelitian ini adalah penelitian kualitatif deskriptif, dengan jumlah sampel sebanyak 100 responden. Hasil penelitian menunjukkan bahwa produk yang dijual di TikTok Shop lebih disukai oleh generasi Z di Bandar Lampung dalam melakukan pembelian impulsif. Hal ini disebabkan oleh relevansi produk yang tinggi dengan kebutuhan generasi Z, baik dari segi kegunaan, model yang mengikuti tren terbaru, maupun harga yang terjangkau. Promosi memiliki pengaruh positif dan signifikan terhadap perilaku pembelian impulsif. Sementara itu, digital marketing juga terbukti berpengaruh terhadap keputusan pembelian impulsif. Dalam perspektif Islam, bisnis tidak semata-mata berorientasi pada keuntungan (profit oriented), melainkan harus berlandaskan pada prinsip-prinsip dasar yang menjunjung tinggi nilai moral dan etika. Prinsip inilah yang menjadi dasar dalam setiap aktivitas bisnis.
DETERMINANTS OF SHARIA STOCK INVESTMENT INTEREST AMONG GENERATION Z: EVIDENCE FROM ISLAMIC BUSINESS MANAGEMENT PERSPECTIVE IN BANDAR LAMPUNG Vitto Arga Bintama; Weny Rosilawati; Is Susanto
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 3 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i3.2298

Abstract

This study aims to analyze the influence of investment knowledge, technological advances, and risk preferences on investment interest in Sharia stocks in Generation Z in Bandar Lampung city in the perspective of Islamic Business Management. The research methods used are quantitative approach with purposive sampling technique to 100 respondents, data collection through Likert scale questionnaire, and data analysis using SmartPLS through validity, reliability, and structural model testing. The results showed that investment knowledge, technological advances, and risk preferences have a positive and significant effect on investment interest in Islamic stocks either partially or simultaneously, with an R-square value of 0.838, which means 83.8% variation in investment interest can be explained by these three variables, so that strengthening investment literacy, utilization of digital technology, and risk preference management in line with Islamic Business Management Principles play an important role in increasing investment interest in Islamic stocks in Generation Z
Fluktuasi Harga Ubi Kayu dan Kesejahteraan Petani dalam Perspektif Ekonomi Syariah Salsabila Murjarisa; Syamsul Hilal; Is Susanto
Kartika: Jurnal Studi Keislaman Vol. 6 No. 3 (2026): Kartika: Jurnal Studi Keislaman (August)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i3.1158

Abstract

Cassava is one of the leading commodities of Lampung Province which is the main source of income for farmers in Tulang Bawang Barat Regency, but the selling price often experiences sharp fluctuations due to the cutting system (rafaksi) and the determination of shaft levels that are not transparent, so that it has an impact on the uncertainty of income and welfare of farmers. This study aims to analyze the conditions of cassava price fluctuations, its effect on farmers' welfare, and examine them based on the principles of justice (al-'adl), benefits (maslahah), and welfare (falah) from the perspective of sharia economics. The study used mixed methods with a sequential explanatory design, which combined a simple regression analysis of 68 farmer respondents with in-depth interviews with farmers, intermediary traders, agricultural extension workers, and religious leaders. The results showed that cassava price fluctuations had a negative and significant effect on farmers' welfare, with a regression coefficient of -1.110 and a significance of 0.000 (<0.05), as well as the ability to explain welfare variation of 41.9% (R² = 0.419). Qualitatively, it was found that the practice of pricing in the field did not fully reflect the principles of Islamic muamalah, characterized by the weak bargaining position of farmers (contrary to the principle of taradhin), the lack of transparency of the crop deduction system (contrary to the principle of al-ablution), and the practice of wholesale buying and selling that had the potential to contain elements of gharar and tadlis. This study concludes that it is necessary to strengthen the market supervision function (hisbah) by local governments in order to realize transparency, justice, and benefits for cassava farmers in a sustainable manner
PENGARUH PARKING GATE TERHADAP KINERJA AREA PARKIR MALL BOEMI KEDATON DENGAN EFISIENSI SEBAGAI VARIABEL MODERASI DALAM PERSPEKTIF SYARIAH Elsi Alga Thonsa; Erike Anggraeni; Is Susanto
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol. 8 No. 2 (2025): May 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i2.2714

Abstract

Abstract: This research aims to examine the effect of the parking gate system on the performance of the parking area at Boemi Kedaton Mall, with efficiency as a moderating variable from a sharia perspective. The focus of the research is Generation Z as the main visitors who have a high preference for comfort and speed. The research method uses a quantitative approach with data obtained through direct observation and questionnaires. Analysis was carried out using Partial Least Squares (PLS-SEM) to evaluate the relationship between variables. The research results show that implementing a parking gate system can increase time efficiency, reduce queues, and improve user satisfaction. In addition, efficiency is proven to significantly moderate the relationship between parking gates and parking area performance. The sharia perspective underlines the importance of justice, transparency and benefits for all users in the implementation of this technology. It is hoped that this research can contribute to more efficient parking management and support the application of sharia principles in modern business. Keyword: parking gate, efficiency, parking area performance, Generation Z, sharia perspective. Abstrak: Penelitian ini bertujuan untuk mengkaji pengaruh sistem parking gate terhadap kinerja area parkir di Mall Boemi Kedaton, dengan efisiensi sebagai variabel moderasi dalam perspektif syariah. Fokus penelitian adalah Generasi Z sebagai pengunjung utama yang memiliki preferensi tinggi terhadap kenyamanan dan kecepatan. Metode penelitian menggunakan pendekatan kuantitatif dengan data yang diperoleh melalui observasi langsung dan kuesioner. Analisis dilakukan menggunakan Partial Least Squares (PLS-SEM) untuk mengevaluasi hubungan antar variabel. Hasil penelitian menunjukkan bahwa penerapan sistem parking gate dapat meningkatkan efisiensi waktu, mengurangi antrian, serta memperbaiki kepuasan pengguna. Selain itu, efisiensi terbukti memoderasi hubungan antara parking gate dan kinerja area parkir secara signifikan. Perspektif syariah menggarisbawahi pentingnya keadilan, transparansi, dan manfaat bagi seluruh pengguna dalam implementasi teknologi ini. Penelitian ini diharapkan dapat memberikan kontribusi pada pengelolaan parkir yang lebih efisien dan mendukung penerapan prinsip syariah dalam bisnis modern. Kata kunci: parking gate, efisiensi, kinerja area parkir, Generasi Z, perspektif syariah.
Co-Authors A. Fatoni A. Zuliansyah Abd. Qohar Abdul Ghoni Abdul Hanif Abdul Qodir Zaelani Achmad Fachrudin Adisti Mutiara Azzahra Ahmad Isnaeni Al Anhar Al Fitri Alamsyah Alamsyah Ali Abdul Wakhid Aliyatun Fitri Anggun Okta Fitri Anggun Selfi Febriyani Anisa, Darania Annisa Martina Syahrir Arum Patimah Budimansyah Budimansyah Dani Amran Hakim Dera Yulia Irawan Dewi Kurniawati Dimas Kurniawan Elsi Alga Thonsa Endang Ali Maksum Erike Anggraeni Ersi Sisdianto Evi Ekawati Evita Sari Faisal Faisal Femei Purnamasari, Femei Hanif Hanif Harjoni Harjoni Heni Noviarita Heri Okta Pratama Hervin Yoki Pradikta Hudzaifah Achmad Qotadah Ika Wahyuningsih Iqbal, Muhammad Ismi Zahra Fadila Yusuf Jeni Fitriyanti Khairuddin Liky Faizal Mad Heri Masrukhin Muhsin Maya Meilia Moh Bahrudin Moh. Mukri Mohd Shahril Bin Ahmad Razimi Muhamad Rizki Muhammad Iqbal Fasa Muhammad Kurniawan Nada Annisa Nur Asiah Nur Syamsiyah Okta Dwi Puspita Ratih Henisah Riya Salsabela Rosydalina Putri Rudiansyah Dwi Ramadhan S. Sadari Salsabila Murjarisa Salsabila Rafi’Syaiim Septa Aryanika Sherly Etika Sari Sinta Allena Siti Julaihah Siti Mahmudah Sri Winarsih Suharto Syamsul Hilal Vitto Arga Bintama Weny Rosilawati Yulistia Devi Zuhraini