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All Journal Dinamika Hasanuddin Law Review Syntax Literate: Jurnal Ilmiah Indonesia DE LEGA LATA: Jurnal Ilmu Hukum Widya Yuridika Nagari Law Review Jurnal Hukum Samudra Keadilan Lex Librum: Jurnal Ilmu Hukum Ensiklopedia of Journal Unes Law Review BHUMI: Jurnal Agraria dan Pertanahan Journal of Education, Humaniora and Social Sciences (JEHSS) Al Hurriyah : Jurnal Hukum Islam Jurnal Justitia : Jurnal Ilmu Hukum dan Humaniora Gema Wiralodra Legal Spirit UNES Journal of Swara Justisia Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Jurnal Preferensi Hukum (JPH) Volksgeist: Jurnal Ilmu Hukum dan Konstitusi Al Hurriyah : Jurnal Hukum Islam Andalas Law Journal Lareh Law Review Kanun: Jurnal Ilmu Hukum Media of Law and Sharia Jurnal Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan
Busyra Azheri
Universitas Andalas
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

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Konsekuensi Yuridis Pengoperan dan Penyerahan Hak Atas Kepemilikan Rumah Secara dibawah Tangan Yang Masih dalam Jaminan Bank Indriani, Lidya; Azheri, Busyra; Fauzi, Wetria
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.1126

Abstract

Baseld on this casel, thel writelr foculseld on how thel lelgal forcel and lelgal conselqulelncels of thel ovelr creldit and transfelr of houlsel ownelrship in ulndelrhand deleld is gularanteleld by thel bank. Belsidels, this thelsis aim to know how is thel lelgal protelction for bank and third partiels as handovelr relcipielnts and transfelr of houlsel ownelrship in ulndelrhand deleld is gularanteleld by bank. This stuldy casel is baseld on normativel julridical melthod of an analytical delscriptivel relselarch ulsing selcondary data throulgh primary lelgal matelrials, selcondary lelgal matelrials and telrtiary lelgal matelrials of data collelction telchniqulels by doculmelnt stuldiels and analyzeld qulalitativelly. Thel lelgal forcel of ovelr creldit and transfelr of houlsel ownelrship is an aulthelntic deleld bult it is delgradeld as a ulndelrhand deleld and thel lelgal conselqulelncels arel bank only relcognizels thel old mortgagelel as thel ownelr and gularantor whilel thel ovelr creldit and transfelr of houlsel ownelrship only binds thel delbtor and third partiels. Lelgal protelction for thel bank whelrel thel delbtor is in delfaullt, bank has thel right to confiscatel thel celrtificatel of ownelrship and aulction it throulgh a pulblic aulction baseld on thel mortgagel celrtificatel and lelgal protelction for third partiels as handovelr relcipielnts. Transfelr of houlsel ownelrship is carrield oult wheln thel delbtor is in delfaullt and thel third party can filel a lawsulit to thel district coulrt baseld on copy elvidelncel of ovelr creldit and transfelr of houlsel ownelrship signeld by a Notary. Thel ovelr creldit and transfelr of houlsel ownelrship ulndelrhand deleld is gularanteleld by bank doels not bind bank itsellf. Bank as thel holdelr of thel mortgagel right has thel powelr to selll thel mortgagel objelct if thel delbtor is in delfaullt whilel thel third party as handovelr relcipielnts and transfelr of houlsel ownelrship havel to throulgh procelss thel local district coulrt for relimbulrselmelnt of costs or compelnsation if thel delbtor is in delfaullt. Bank has to sulrvely thel condition of thel mortgagel objelct which is still in thel creldit pelriod and thel delbtor mulst kelelp promisels in thel agrelelmelnt with crelditors and third partiels in good faith.
Peran Notaris dalam Penyelesaian Perselisihan Terhadap Akta Perjanjian Pengikatan Jual Beli (PPJB) Yang Dibuat Para Pihak Dihadapannya Mutia Sari, Dwi; Azheri, Busyra; Elvardi, Jean
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.1177

Abstract

The main task of a notary is to create or record events authentically. For parties who make an agreement before a Notary, if a dispute arises related to the deed, then usually the first person to ask for advice is the Notary concerned. The main problem in this research is how the notary plays the role of the peace settlement agreement carried out by the parties before the notary regarding the dispute over the Deed of Jual Beili Peingikatan Agreement (PPJB). This legal research uses an empirical juridical method, namely a method of approaching problems by looking at applicable legal norms and then connecting them with legal facts found in the field. Meanwhile, this type of research is descriptive analytical, namely providing a clear and detailed description of an event that occurred. The results of the research, the role of a notary in the selection process of the Deed of Juial Beili Agreement (PPJB) made by the parties in front of him is that the notary can act by providing input regarding disputes between the parties in the deed made by the notary. This function is the role of the notary voluntarily as a party. who understands his duties and functions as a notary, and in this case the notary is also considered to really understand the essence of the ongoing problems and the peace litigation carried out by the parties before the notary regarding disputes over the Deed of Juial Beili Peining Agreement (PPJB), namely that the notary has the same ideals. Intuitive signatures provide legal guidance as well as providing information related to the execution of authentic deeds, as stipulated in Article 15 Paragraph (2) huiruif eiUiUiJN. In this case, the notary provides legal counseling to make the next deed after the parties have reconciled, namely in the form of a peace deed accompanied by a power of sale deed.
Penyelesaian Perjanjian Kredit Dalam Hal Debitur Telah Meninggal Dunia Tanpa Kepemilikan Asuransi (Studi di PT. Bank Nagari Cabang Utama) Danovand, Calvin; Azheri, Busyra; Adelina Mannas, Yussy
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i2.1207

Abstract

Credit agreements are provisions that have legal certainty and apply as law to the parties to the agreement. In accordance with Article 1338 of the Civil Code paragraph (1) states that, "Any agreement made by the parties concerned constitutes a binding law between the two parties." So that in every credit agreement between the creditor and the debtor gives rise to a binding force between the debtor and the creditor, the settlement must be obedient and in accordance with the grace period that has been determined by both parties. Based on the background above, the problems to be studied are: 1) How to resolve the credit agreement in the event that the debtor has died without insurance ownership in PT. Bank Nagari West Sumatra Region? 2) How to carry out the responsibility of the heirs who receive inheritance on the debts of the heirs in PT. Bank Nagari West Sumatra Region? To solve the problem, an empirical juridical approach is used with the main data being primary data in the form of primary, secondary and tertiary legal materials. The results of the study and discussion that the Settlement of credit agreements for debtors has died without ownership of life insurance in Nagari Bank. Based on the results of the study, the following data can be obtained; 1) Guided by the legal provisions of Article 1381 of the Civil Code, steps taken after the event of the deceased debtor's situation, namely: payment, cash payment offer followed by storage or custody (consignation), debt renewal (novation), , debt encounters (compensation), mixing debts (confucion), debt relief, destruction of objects / goods that are the object of the agreement, void terms in each agreement (void / cancel), the enactment of a condition is void, and because of the expiration of time (expiration). This effort is made after the situation of the debtor has died. In addition, ways are taken through banking administration, non-litigation and litigation methods 2) The mechanism for the Implementation of Heir Responsibilities for the Debts of the Deceased Heir is by deliberation between the Credit Rescue Division and the Credit Officer with the Heirs of the debtor concerned. It aims to seek agreement on the payment of the remaining outstanding debtor credit to be settled and to look back at how the debtor's business was abandoned as well as what the condition of the collateral was collateralized to the bank. At that time, the bank assesses the ability to repay as well as the character of the customer itself. Research Methods. In conclusion, Bank Nagari was negotiate with the debtor's heirs who do not have the ability to pay their credit. Bank Nagari proposed the sale of the credit collateral, and found a third party who wanted to buy and sell the collateral to cover the credit.. Advice, maintain communication more intensely to safeguard the rights of both parties.
Perlindungan Hukum Terhadap Pencipta Lagu Akibat Pengunggahan Siaran Ulang Televisi ke Aplikasi Youtube (Studi Putusan Hakim Nomor 913K/Pdt.Sus-Hki/2022) Yosi, Mengga; Azheri, Busyra; Adelina Mannas, Yussy
UNES Law Review Vol. 7 No. 1 (2024)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v7i1.2254

Abstract

Indosiar telah melanggar Pasal 9 ayat( 2) UU Hak Cipta mengenai hak ekonomi karena telah mengumumkan dan menggandakan lagu ciptaan haji ukat melalui unggahan tanpa izin 145 konten vidio siaran ulang yang berisi 15 lagu Haji Ukat ke aplikasi YouTube sejak Tahun 2014 sampai 2021. Indosiar juga dinilai telah melanggar Pasal 5 ayat (1) mengenai hak moral karena khusus pada lagu pengemis cinta yang terdiri dari 5 (lima) konten mencantumkan nama orang lain yaitu Jhonny Iskandar. Berdasarkan persoalan tersebut, maka rumusan masalah dalam penelitian ini adalah : Bagaimana perlindungan hukum bagi pencipta lagu berdasarkan hukum positif di Indonesia ?. dan Bagaimana perlindungan hukum terhadap hak pencipta lagu akibat pengunggahan siaran ulang televisi ke aplikasi youtube ?. Penelitian ini merupakan penelitian yuridis normatif. Jenis dan sumber data dalam penelitian ini adalah data sekunder terdiri dari bahan hukum primer, bahan hukum sekunder, dan bahan hukun tersier. Berdasarkan hasil penelitian, pertama, Lagu yang bergenre dangdut dilindungi berdasarkan Pasal 2 ayat (1) dan Pasal 6 bis Konvensi Bern dan pada Pasal 5 ayat (1), Pasal 9 ayat (2) dan Pasal 40 ayat (1) UU Hak Cipta. Hak ekonomi atas lagu atau musik berlaku selama hidup pencipta dan terus berlangsung selama 70 (tujuh puluh) tahun setelah pencipta meninggal dunia, sedangkan hak moral Pencipta berlaku tanpa batas waktu sejak pertama kali dilakukan pengumuman. Kedua, bahwa Pencipta lagu berhak mendapatkan hak ekonomi atas unggahan siaran ulang yang dilakukan oleh Indosiar. Pada putusan hakim telah memberikan perlindungan hukum bagi pencipta lagu dengan memberikan ganti rugi, namun jumlah ganti rugi yang diberikan oleh Majelis Hakim tersebut belum memberikan keadilan terhadap kerugian yang diderita oleh pencipta.
PENERAPAN AKAD MURABAHAH PADA PEMBIAYAAN UTSMAN DI PT. BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) JAM GADANG SEBAGAI UPAYA PENINGKATAN PEREKONOMIAN MASYARAKAT KOTA BIKITTINGGI Aulia br Surbakti, Syafirah; Azheri, Busyra; Fauzi, Wetria
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 3 No. 11 (2024): October
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v3i11.2243

Abstract

Financing is a primary service offered by Islamic banks, including the Utsman Financing Program at Jam Gadang Islamic Rural Bank (BPRS). This program employs the murabahah contract and does not require collateral. The implementation procedures for the Murabahah Contract have been regulated in the DSN MUI Fatwa No: 04/DSN-MUI/IV/2000. This study aims to evaluate the application of the Murabahah Contract in Utsman Financing and assess the implications of the Fatwa. An empirical juridical methodology was used. The findings reveal that in practice, the wakalah and murabahah contracts are often executed simultaneously, which violates the transaction requirements as the traded object is not fully owned by the contracting parties. Additionally, setting prices and profits for goods not fully owned by the bank and customers also contradicts Sharia principles, thus rendering the transactions invalid.
Co-Authors Ade Putra Prima Afif Alfianda, Muhammad Ageng Triganda Sayuti agustia, tria Aisyah, Irma Anggunsuri, Upita Anishya Yulia Anggraini Arben, Ali Arfando, Mohamad Sondan Atika Wulan Dari Atika Wulan Dari Aulia br Surbakti, Syafirah Azmi Fendri Baldi Pramana Bella Annisa Ardhani Calvin Danovand Chanda Ricci Christianto Youstra Valentino Dahlil Marjon Danovand, Calvin Dari, Atika Wulan Delima Fitrah, Indah Devi, Fatma Dianis, Ratna Dwi Mutia Sari Elvardi, Jean Ermia Zanasri Fahrul Rozi Fajri Hasrul Fakhri Yulenrivo Fatma Devi Hamidi, Syahrul Harefa, Kasran Harsa Khairu Haryandu, Randu Hasanah, Shally Mahdayatul Hasbi Hasbi Hasrul, Fajri Helda Shantyabudi Hengki Andora Hengki Andora Indah Delima Fitrah Indriani, Lidya Irma Aisyah Ivan Hamonangan Sianipar Jenny Divia Fitcanisa Kasran Harefa Khairu, Harsa Khairunnisa, Verina Lidya Indriani Lucy Juwita Asni Mannas, Yussy A. Mirwati, Yulia Muhammad Afif Alfianda MUHAMMAD HASBI Muhammad Hasbi Muhammad Nur Idris Muhammad Rizki Muthia Wulandari, Nadya Mutia Sari, Dwi Nabila, Putri Nadya Muthia Wulandari Nani Mulyati Nazer, Muhammad Nur Idris, Muhammad Oktavia, Sri Pramana, Baldi Prima, Ade Putra Putra Perdana Ahmad Saifulloh, Putra Perdana Ahmad Putri Nabila Putri Zakia Yurahman Putri, Diva Dezi Radella Elfani Rahayu Harina Rahman, Fadhil Refa Swinta Maharani Rembrand Rembrand Rembrand, Rembrand Rembrandt Rembrandt Rembrandt, Rembrandt Rhonny Yusvaldi Rosari, Anton Roza, Nerita San Yuan Sirait Shantyabudi, Helda Sri Oktavia Surbakti, Feri Antoni Sutjiadi, Silvia Tristanti Syahrul Hamidi Syam, Misnar Taufiqurrahman Taufiqurrahman Taufiqurrahman Taufiqurrahman Titia Tauhiddah Tria Agustia Upita Anggunsuri Valentino, Christianto Youstra Wetria Fauzi Yasniwati, Yasniwati Yenedy, Ringgo Yosi, Mengga Yulenrivo, Fakhri Yulfasni Yulfasni Yulfasni Yulfasni Yulfasni Yulfasni, Yulfasni Yulia Mirawati Yuni Zakira Yussy A. Mannas Yusvaldi, Rhonny Zainul Daulay