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Penerapan Akad Salam pada Sistem Pre-Order Marketplace: Studi Kritik Keabsahan Transaksi Hasyim Mustofa; Munawir Munawir
AHKAM Vol 5 No 3 (2026): SEPTEMBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v5i3.10507

Abstract

Although Islamic contracts for deferred delivery transactions have been widely studied, research that critically analyzes the validity of Pre-Order (PO) mechanisms on digital marketplace platforms from the perspective of Islamic commercial jurisprudence remains limited. This study aims to analyze the compatibility of PO transactions in digital marketplaces with the provisions of the Salam contract in classical Islamic jurisprudence. This study used a normative juridical approach through library research by analyzing primary sources in the form of classical fiqh texts, DSN-MUI fatwas, and contemporary Islamic economics studies. The data were analyzed using descriptive-analytical content analysis on three dimensions, namely the pillars and conditions of the Salam contract, the legal position of the marketplace as a third party, and the cancellation mechanism and delivery time provisions. The results showed that PO transactions structurally resemble the Salam contract, but the Down Payment (DP) system commonly applied has the potential to violate the prohibition of bay’ al-kali’ bil kali’. However, if the marketplace is positioned as the seller’s agent through an escrow system, the requirement of cash payment in advance can be fulfilled. The conclusion of this study affirms that full payment and clear product specifications are the minimum requirements for Salam contract compliance in PO transactions on marketplaces. The implications of this study provide theoretical contributions to the development of Islamic e-commerce jurisprudence and practical recommendations for marketplace governance based on sharia principles that are more consistent with the principles of Islamic commercial jurisprudence.
Konsep Muhkam dan Mutasyabih (Studi Komparatif Pemikiran Syaikh Manna’ al-Qahthani dan Nasr Hamid Abu Zayd) Rifqy Amru Rasyidi Yunus; Munawir Munawir
ALSYS Vol 5 No 6 (2025): ALSYS: Jurnal Keislaman dan Ilmu Pendidikan
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/alsys.v5i6.7677

Abstract

This study is motivated by the limited comparative research between classical and modern Islamic scholars in understanding the concepts of muhkam and mutasyabih in the Qur’an, despite the fact that differing approaches to these concepts have significant implications for interpretative methodologies and the meaning of revelation in contemporary contexts. The aim of this study is to compare the interpretations of muhkam and mutasyabih according to Shaykh Manna’ Khalil Al-Qaththan and Nasr Hamid Abu Zayd. A descriptive qualitative method was employed using a library research approach, focusing on content analysis of the scholars’ key works—Mabahits fi ‘Ulum al-Qur’an by Al-Qaththan and Mafhum an-Nash by Abu Zayd. Data were collected through the review of journals, books, proceedings, and other relevant sources, and analyzed descriptively and analytically by comparing previous findings and synthesizing both thinkers’ perspectives. The results show that Al-Qaththan defines muhkam as verses that are clear, decisive, and foundational to Islamic legal rulings, while mutasyabih refers to ambiguous verses whose true meanings are known only to Allah. In contrast, Abu Zayd views muhkam and mutasyabih as symbols of textual dialectics that are inherently open to multiple interpretations, with meaning formed through the interaction between the text, the reader, and the socio-historical context. The main conclusion of this research is that an integrative understanding of muhkam and mutasyabih combines the theological firmness of Al-Qaththan’s classical perspective with the contextual interpretive flexibility of Abu Zayd. The implication of this study lies in its methodological contribution to the development of an integrative model of Qur’anic exegesis, enabling wise, relevant interpretations of the sacred text while maintaining the authority of revelation amid the dynamics of contemporary religious life.
The Role of Education Policy in Indonesia in Improving the Professionalism of PAI Teachers in the Era of Society 5.0 Munawir Munawir; Nasywa Fairuzah Qolby A.; Frigit Aryo Pamenang
YASIN Vol 5 No 3 (2025): YASIN: Jurnal Pendidikan dan Sosial Budaya
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/yasin.v5i3.5741

Abstract

The era of Society 5.0 necessitates that Islamic Education (PAI) teachers adapt to technological advancements to enhance their professionalism. This study investigates the influence of Indonesian education policies on the competence development of PAI teachers. Employing a literature review methodology, the research analyzes policies related to teacher professional development. The findings reveal that effective policies encompass technology-based training, digital certification, and Continuing Professional Development (CPD). Furthermore, the integration of Artificial Intelligence (AI) and big data in learning assessments significantly enhances teaching quality. The provision of digital infrastructure and incentives for exemplary teachers also plays a crucial role in elevating professionalism. Additionally, data-driven performance evaluations facilitate an objective measurement of policy effectiveness. Importantly, education policy strengthens teachers' autonomy and fosters educational innovation. Thus, it is imperative to implement adaptive and technology-focused education policies to equip PAI teachers with skills that meet contemporary demands.
Implementasi Kurikulum Merdeka dalam Meningkatkan Kompetensi Profesionalisme Guru Madrasah Ibtidaiyah Munawir Munawir; Reti Zubaidah; Pinkan Wahyuningtias
ALSYS Vol 5 No 3 (2025): ALSYS: Jurnal Keislaman dan Ilmu Pendidikan
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/alsys.v5i3.5583

Abstract

This research is motivated by the limited studies on the implementation of the Independent Curriculum by Madrasah Ibtidaiyah teachers, even though this phenomenon has a significant impact on the quality of learning and the transformation of basic education. The purpose of this study is to explore the understanding and practices of MI teachers in implementing the Independent Curriculum, as well as the challenges they face. The method used is qualitative research with a case study approach, involving eight MI teachers selected through purposive sampling techniques. Data were collected through in-depth interviews, classroom observations, and documentation, then analysed using thematic analysis techniques. The results of the study show four main findings: (1) the adaptation of the Independent Learning philosophy which is still technical, (2) the integration of character values ​​in learning which is not yet systematic, (3) the transformation of learning planning towards a reflective and contextual approach, and (4) limited training that does not match field needs. These findings enrich the literature on the implementation of the new curriculum and show the importance of institutional support and context-based training. The main conclusion of this study is the need to strengthen teacher capacity philosophically and practically so that the Independent Curriculum can be implemented completely and sustainably. The implications of this study include the development of contextual training policies and the importance of creating a supporting ecosystem in madrasas. This study also opens up opportunities for further studies on teacher mentoring models based on learning communities.
Kinerja Keuangan pada PT Bank Rakyat Indonesia (Persero) Tbk Berdasarkan Rasio Likuiditas dan Rasio Solvabilitas Periode 2015-2024 Regina Regina; Salsabilah Azzarah Amran; Devitha Maharani Rauf; Munawir Munawir; Renaldi Renaldi
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 5 No. 3 (2026): September: Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v5i3.7956

Abstract

This study analyzes the financial performance of PT Bank Rakyat Indonesia (Persero) Tbk during the 2015–2024 period based on liquidity and solvency ratios. The liquidity ratio is measured using the Loan to Deposit Ratio (LDR) and Loan to Asset Ratio (LAR), while the solvency ratio is measured using the Debt to Asset Ratio (DAR) and Debt to Equity Ratio (DER). This research uses a quantitative descriptive method with secondary data obtained from the bank's annual financial statements published on the Indonesia Stock Exchange website. The results show that the LDR ranged from 77.16% to 99.21%, indicating an adequate intermediation function with a notable spike in 2024 that requires liquidity-risk attention. The LAR remained stable between 60.50% and 68.00%, reflecting balanced asset utilization for credit expansion. The DAR ranged from 111.40% to 113.90% and the DER from 7.19 to 8.72 times, both of which are considered normal for the banking industry given that third-party funds are classified as liabilities. Overall, PT Bank Rakyat Indonesia (Persero) Tbk demonstrated a healthy and relatively stable financial performance throughout the observed period.