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Journal : Jurnal At-Tabayyun

EKSTERNAL DAN INTERNAL DALAM MENENTUKAN NON PERFORMING FINANCING PADA PERBANKAN SYARIAH Ratna; Pani Akhiruddin Siregar
Jurnal At-Tabayyun Vol. 1 No. 1 (2018): Volume 1 Nomor 1 Tahun 2018
Publisher : Sekolah Tinggi Agama ISLAM PANCA BUDI PERDAGANGAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62214/jat.v1i1.16

Abstract

This research aims to analyze the extent of the influence of the exchange rate, inflation, and CAR against FDR NPF Islamic banking in Indonesia. Approach to research with quantitative methods using secondary data. Types of quantitative data in the form of data runtun time (time series) monthly Statistics sourced from Bank Indonesia Sharia Banking/financial service Authority (SPS-BI/OJK) from January 2006 until January 2018. Research models elaborated in the equation a linear multiple regression analysis with 0,05 significance level. Test results of F, free variables (Exchange rates, inflation, CAR and FDR) simultaneously significantly affect a bound variable (NPF). This indicates that the regression model on exchange rate, inflation, CAR and FDR could be used to predict the NPF. Whose hypotheses there is significant influence among variables a variable is bound against free. From the results of the test t, variable rate and variable inflation partially positive and significant influential variable against the NPF. However, variables and variable FDR CAR partially positive and no significant effect against the NPF variable. From the results of the estimation model, the retrieved value R of the determination coefficient R 0,532 and the Square of the mean 0,283 of 28,30% of the variation could be explained by the bound variables are variables in the model. While the rest of 71,70% explained by other causes which are not entered into the model.
ANALISIS FAKTOR BERPENGARUH TERHADAP NON PERFORMING FINANCING (NPF) PERBANKAN SYARIAH DI INDONESIA Pani Akhiruddin Siregar; Evi Flora Harianta Sirait; Kadri Bancin
Jurnal At-Tabayyun Vol. 2 No. 1 (2019): Volume 2 Nomor 1 Tahun 2019
Publisher : Sekolah Tinggi Agama ISLAM PANCA BUDI PERDAGANGAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62214/jat.v2i1.31

Abstract

This research aims to analyze deeply the influence of Money Supply, BI Rate, CAR and FDR to NPF Sharia Banking Indonesia. Quantitative data types in the form of monthly time-series data From The Financial Ratio Report of Sharia Commercial Bank and Sharia Business Unit published by Sharia Banking Directorate, Bank Indonesia and the Bank Licensing and Banking Information Department, Indonesia Financial Services Authority through Sharia Banking Statistics Bank Indonesia/Indonesia Financial Services Authority from January 2006 to January 2018. The results showed: (1) A regression model on the independent variable simultaneously affects the dependent variable, so that the independent variable regression model can be used to predict the dependent variable; and (2) Money supply variable influential positive and significant to NPF variable; BI Rate variable influential negative and insignificant to NPF variable; CAR and FDR variable has no influential positive and insignificant to NPF variable.
ANALISIS RASIO KEUANGAN DAN PENGARUHNYA TERHADAP PROFITABILITAS BANK SYARIAH DI INDONESIA Kinkin Wardani; Pani Akhiruddin Siregar; Kadri Bancin
Jurnal At-Tabayyun Vol. 2 No. 2 (2019): Volume 2 Nomor 2 Tahun 2019
Publisher : Sekolah Tinggi Agama ISLAM PANCA BUDI PERDAGANGAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62214/jat.v2i2.39

Abstract

Research aims to test the analysis of financial ratios and influence on the profitability of Sharia Banks in Indonesia. The analysis indicators of financial ratios include CAR, NPF, FDR and BOPO. The profitability indicators of Sharia Banks in Indonesia are ROA. The research method uses a quantitative approach with multiple linear regression analysis techniques. Data used secondary data in the form of a monthly time-series data from the Financial Report of Sharia Commercial Bank and Sharia Business Unit published by Sharia Banking Directorate, Bank Indonesia and the Bank Licensing and Banking Information Department, Indonesia Financial Services Authority through Sharia Banking Statistics Bank Indonesia/Indonesia Financial Services Authority from January 2006 to January 2018. The following research results: (1) The result of the model estimate shows its R Square value of 0,610 representing the value of coefficient of determination. This means that 61% of the variable variations of the ROA are capable of being described by independent variable in this model. The remaining 39% is explained by other reasons that do not fit into the model; (2) A regression model on the independent variable simultaneously affects the dependent variable, so that the independent variable regression model can be used to predict the dependent variable; and (3) CAR, NPF and FDR have a direct and significant relationship with ROA. BOPO also has a direct relationship with ROA. However, it is not significant.
Co-Authors Abdul Kadir Zailani Abu Dzar Al-Ghifari Ade Wahyu Ramadhani Adinda Khairunisa Ahmadi Ahlamul Jaris Ahmad Afandi Ahmad afandi surbakti Ahmad Furqon ginting Ahmad Muhajir Akhmad Shandy Alfikri, Muhammad Nabil Alisyah Ramadhani Alnamira Alnamira Amanda Nabila Amelia Zahra Siregar Amiur Nuruddin Ananda, Finta Aura Maritza Zen Bahari Bahari Bancin, Kadri Bancin, Kadri Deti Tri Kurnia Dewi Kumala Sari Hasibuan Dimas Setiawan Dina Fakhira Dwi Sabrina Ummaya Dwi Yana Rahmalita Eka Pertiwi Viranda Elmaya Lisa Evi Flora Harianta Sirait Fadhil Musyafa Fara Natasya Hamzah Lubis Fatah Wirayuda Fatih Siraj Fitri, Elisa Hafizhah, Aqilah Hasibuan, Dini Anggrayani Hastuti Olivia Ihda Tazqia Hasibuan Ilmi Marbun, Miftahul Imelda Saragih Ira Mayasha Irma Damayanti Juliana Kadri Bancin Kadri Bancin Kadri Bancin Kartika, Dinda Ayu Khairunisyah Arriddho Khasanah Khairiyyah Kinkin Wardani Leo Kusuma Lutfiah Marsya Irsan M. Yusuf Mardhani Asry Marisa, Mawar Marliyah Maya Dita Anggraini Muhammad Gifari Sitorus Muhammad Habibur Rosyid Muhammad Nabil Alfikri Muhammad Zidansyah Mutiara Annisa Nabila Intan Safira Nadia Aswana Nilna Mayang Kencana Sirait Ningtias, Agus Nur Janah Nur Janah Nur'ain Harahap Nurly Aulia Rahman NURUL KARIMAH Nurul Sapika Olivia Shafitri Popi Adiyes Putra Putri Aulia Putri Indah Sari Raihani Fadila Ratna Reza Aliyanda Ridho Laksamana Fajri Riska Sri Rahayu Risva Nanda Sinaga Safriani Safriani Salwa Nabila Sinta Sintia Br. Karo Siti Ruwaida Solatiah Nasution Suginam Suryani Suryani Syahrani, Novia Syaiful Bahri, Amelia Ramdhani Syaiyuti Tiara Devani Hasibuan Tiara Pratiwi tri wahyuni Triwanda Aditiya Tumanggor, Arief Hidayat Wanda, Kaila Wastka Ningrum Wildan Akhir Nasution Yolanda Fransiska Yuli Pratiwi Yuni Sartika