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Financial Nexus: Empirical Analysis of Knowledge, Income, and Behavior: Nexus Keuangan: Analisis Empiris tentang Pengetahuan, Pendapatan, dan Perilaku Keuangan Tibrani, Tibrani; Wulandari, Sri; Ukhriyawati, Catur Fatchu; Wibowo, Edwin Agung; Arnesih, Arnesih
Indonesian Journal of Law and Economics Review Vol. 18 No. 3 (2023): August
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v18i3.926

Abstract

This study investigates the relationship between financial knowledge, financial experience, income, lifestyle, and the financial behavior of employees in a financial institution. A sample of 37 employees from PT. Pegadaian CP Mega Legenda Batam was utilized. The research employed a saturated sample method, and validity and reliability tests were conducted for instrument trials. The findings indicate that financial knowledge exerts a positive and significant influence on financial behavior, while financial experience, income, and lifestyle do not individually impact financial behavior significantly. Moreover, when considered collectively, financial knowledge, financial experience, income, and lifestyle collectively exhibit a positive impact on financial behavior. These variables collectively account for 41.8% of the variance in financial behavior, with the remaining 58.2% attributed to unexamined factors. This study provides insights into the complex relationship between employee characteristics and financial behavior, highlighting the need for targeted interventions to enhance financial literacy and decision-making among employees, thereby fostering improved financial well-being. Highlights: Financial knowledge positively influences employee financial behavior. Financial experience, income, and lifestyle do not significantly affect financial behavior individually. Collectively, financial knowledge, experience, income, and lifestyle have a positive impact on financial behavior. Keywords: Financial Knowledge, Financial Experience, Income, Lifestyle, Financial Behavior.
How Knowledge Sharing and Human Resource Management Affect How Well Employees Do Their Jobs Parera, Adelmi; Asmarazisa, Dhenny; Ukhriyawati, Catur Fatchu
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8252

Abstract

This research explores how human resource management (HRM) and knowledge sharing affect employee performance in the Kurdistan Region. The literature review discusses the importance of HRM and Knowledge sharing for organizations and companies and their effects on employee performance. An investigation studied how HRM and knowledge sharing affect employee performance. A questionnaire was used to collect demographic data and assess the correlation between the two factors. The research methodology includes a quantitative approach with a survey of employees working in governmental and non-governmental organizations and companies. A total of 210 responses were collected through the questionnaire. We analyzed data using SPSS software to enhance HRM practices and promote knowledge sharing among employees, which resulted in improved performance. Using SPSS software, data was analyzed to improve HRM practices and encourage knowledge sharing among employees, ultimately leading to better performance.
A Spiritual Analysis of the ASN East Java Province Workplace, the Ethical Approach, and the Organization's Dedication to Addressing Deviant Behavior Amiruddin, Amiruddin; Asmarazisa, Dhenny; Ukhriyawati, Catur Fatchu
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8258

Abstract

This research aims at examining and analyzing: (1) the effect of ethical climate on deviant behavior; (2) the effect of workplace spirituality on deviant behavior; (3) the effect of organizational commitment on deviant behavior; (4) the effect of ethical climate on workplace spirituality; (5) the effect of ethical climate on organizational commitment; (6) the effect of ethical climate on deviant behavior mediated by workplace spirituality; (7) the effect of ethical climate on deviant behavior mediated by organizational commitment. This research using quantitative study with SmartPLS analysis methode, and the population is 207 people of the regional unit apparatus holding the structural positions of echelon 2b, 3a, and 3b in East Java Province Government, and 67 of them are taken as the samples. The results of the study show that ethical climate does not influence deviant behavior, but workplace spirituality affects deviant behavior. Meanwhile, organizational commitment does not affect deviant behavior, but ethical climate affects organizational commitment. In addition, ethical climate influences workplace spirituality, also the organizational commitment. Furthermore, the results of the study also reveal that the ethical climate influences deviant behavior mediated by workplace spirituality, but not through organizational commitment.
What Role Do Makassar Mall Employee Engagement and Work-Life Balance Play in Determining Job Satisfaction? Lizan, Saiful; Asmarazisa, Dhenny; Ukhriyawati, Catur Fatchu
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8262

Abstract

Using employee engagement as an intermediary variable, this quantitative study examines the effect of work-life balance and work environment on job satisfaction among mall employees in Makassar. The validity, reliability, and causal linkages between variables were examined in this study using the SmartPLS program version 4.0. Employee involvement acted as a mediator between work-life balance, work environment, and job satisfaction, according to the results. employment satisfaction is enhanced when there is a good work-life balance, less work pressure, employment stability, and a pleasant and supportive work environment. While a healthy work-life balance is still important, high employee engagement has a smaller but favourable impact on job satisfaction. If mall management wants their employees to be happy in their jobs, they need to make sure they have a healthy work-life balance, create a positive work atmosphere, and encourage employee engagement. Furthermore, poll results show that employees are still not very satisfied with their jobs because of issues with work-life balance, the workplace, and employee engagement. Employees and a number of internal firm elements are both responsible for the current level of job satisfaction. The role of employee engagement as a moderating variable between work-life balance, work environment, and job satisfaction is further illuminated by this study.
Analysis of the Relationship Between Organizational Culture, Training, and Employee Performance Via the Lens of Participatory Leadership, with Work Satisfaction Acting as a Moderator MS, Herman; Asmarazisa, Dhenny; Ukhriyawati, Catur Fatchu
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8264

Abstract

Employee performance over the past three years has been all over the place, therefore something needs to be done about it. With employee job satisfaction serving as a moderating variable, this study seeks to further analyse the effects of participatory leadership, organisational culture, and training on employee performance. The researchers in this study drew their 100-person sample using the Slovin technique. The hypothesis test found that there was a positive and statistically significant relationship between employee performance and factors such as participative leadership, organisational culture, and job satisfaction. The impact of training on employee performance was unfavourable but not statistically significant. Employee Job Satisfaction was found to moderate the association between Organisational Culture and Employee Performance, according to the results of the moderation test.
What Role Do Career Growth and Skills Play as Additional Factors in the Connection Between Employee Engagement and Job Performance? Muhammad, Turki; Asmarazisa, Dhenny; Ukhriyawati, Catur Fatchu
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8552

Abstract

At Bank Jatim Ponorogo, the objective of this study is to investigate the ways in which career advancement and increasing one's level of expertise influence employee performance. The level of employee engagement will be a variable that will be utilised to assist with the investigation. Data was collected through the use of Structural Equation Modelling (SEM) in conjunction with the Partial Least Squares (PLS) method that was administered to 74 individuals through the use of questionnaires. A significant and favourable impact on employee engagement is demonstrated by the findings, which indicate that both personal career advancement and expertise play a significant role. In addition, employees' work is immediately improved when they are given opportunities to further their careers. Nevertheless, the findings indicate that the level of expertise and employee involvement does not have a significant impact on the degree to which employees perform their duties effectively. Further, the relationship between career advancement, competency, and success at Bank Jatim Ponorogo is not mediated by employee engagement, which does not serve as a go-between. These findings provide us with further information regarding the ways in which job development and skills influence performance. Despite the fact that they demonstrate the significance of involvement, it is not possible for it to totally cure the problem in this instance.
The Mediating Role of Work Satisfaction in the Effect of Ethical Leadership on Employee Performance Manarso, Dino; Asmarazisa, Dhenny; Ukhriyawati, Catur Fatchu
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8553

Abstract

Through the utilisation of job satisfaction as a moderating factor for PT "X" Employess, this research endeavours to investigate and assess the ways in which ethical leadership influences worker performance. This particular study utilised a quantitative research design as its methodology. A total of 112 respondents, which represents the entire population, were included in the sample for the study. The technique for collecting data included the distribution of questionnaires to each individual who participated in the survey. The next step was to conduct testing in order to determine the direct and indirect effects that the research elements had. The findings of the study suggest that ethical leadership does not have a substantial impact on the degree to which employees accomplish their jobs. Taking into account the level of job satisfaction experienced by employees, it was shown that ethical leadership had an effect on performance in just 26.9% of instances. There was only a 26.9% correlation between ethical leadership and employee performance, which was measured by work satisfaction. The remaining percentage of employee performance was explained by criteria that were not included in the study. The findings of the study also indicate that ethical leadership may not directly influence employee performance at PT "X" on its own. It is instead the job satisfaction that emerges as a mediating variable, which helps to mitigate the impact that ethical leadership has on personnel.
Promoting Devotion to One's Work: The Servant Leader's Importance, What Motivates Workers, and Professional Ethics Affandi, Uray Ary; Asmarazisa, Dhenny; Ukhriyawati, Catur Fatchu
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8657

Abstract

This research aims to determine the influence of servant leaders, work motivation, and work ethic on employee work commitment at PT. Famous Shoes Factory. This research approach is quantitative, using primary data obtained from 385 respondents. The analysis method uses multiple linear regression. The findings show that servant leaders have a significant positive effect on employee work commitment. However, the results are different in terms of work motivation and work ethic, which are unable to influence employee work commitment. However, if these three factors a role simultaneously, they can have a significant positive influence on the development of employee work commitment. This study provides new knowledge about the importance of serving leaders in leading companies. This research can rule out the role of work motivation and work ethic in creating work commitment. The implications of these research findings are significant for company leaders and academics for further research in building employee work commitment in a firm.
KEGIATAN KOLABORASI KOMUNITAS: PENGECATAN MURAL DAN REVITALISASI TAMAN MENUJU LINGKUNGAN YANG LEBIH HIJAU Mulyati, Sri; Ukhriyawati, Catur Fatchu; Anggraini, Dini; Mohamed, Suhana; Yuniartri, Viola; Listary, Tini
Jurnal Pemberdayaan Maritim Vol 8 No 1 (2025): Journal of Maritime Empowerment
Publisher : Lembaga Penelitian, Pengabdian Masyarakat, dan Penjaminan Mutu, Universitas Maritim Raja Ali Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31629/jme.v8i1.7717

Abstract

Taman kota memiliki peran strategis sebagai ruang publik yang berfungsi untuk interaksi sosial, rekreasi, serta peningkatan kualitas hidup masyarakat. Namun, banyak taman menghadapi berbagai tantangan seperti kurangnya pemeliharaan dan rendahnya kesadaran masyarakat terhadap pentingnya ruang hijau. Taman Mawar di Johor Bahru merupakan salah satu contoh yang mengalami permasalahan tersebut. Kegiatan ini bertujuan untuk meningkatkan kualitas dan fungsi sosial Taman Mawar melalui kegiatan kolaboratif yang menggabungkan seni mural dan restorasi taman. Secara khusus, tujuan kegiatan meliputi: (1) memperindah lingkungan taman melalui karya mural bertema lingkungan dan keberlanjutan; (2) memperbaiki dan menata ulang area taman agar lebih bersih, nyaman, dan ramah lingkungan; (3) menumbuhkan kesadaran serta partisipasi masyarakat dalam menjaga ruang publik; dan (4) memperkuat kolaborasi lintas negara antara mahasiswa Indonesia dan Malaysia dalam kegiatan pengabdian masyarakat. Program Pengabdian kepada Masyarakat Internasional 2025 ini mengusung tema “Bekerja dengan Masyarakat melalui Lukisan Mural dan Restorasi Taman.” Kegiatan dilaksanakan secara kolaboratif oleh mahasiswa Universitas Riau Kepulauan dan Universiti Teknologi MARA Cawangan Johor, dengan dukungan pemerintah daerah serta masyarakat setempat. Metode pelaksanaan meliputi tahap persiapan, pembuatan mural bertema lingkungan dan keberlanjutan, penataan serta penghijauan taman, dan pelibatan aktif warga sekitar. Hasil kegiatan menunjukkan bahwa mural mampu memperindah taman sekaligus berfungsi sebagai media edukasi lingkungan bagi pengunjung. Restorasi taman meningkatkan kebersihan, kenyamanan, dan kualitas ruang hijau. Secara keseluruhan, kegiatan ini memberikan dampak fisik, sosial, dan edukatif yang signifikan, serta memperkuat kolaborasi lintas lembaga dan negara. Program ini membuktikan bahwa pengabdian masyarakat dapat berkontribusi nyata terhadap pencapaian Tujuan Pembangunan Berkelanjutan (SDGs).
IMPLEMENTASI MENABUNG SEJAK DINI SERTA DAMPAKNYA TERHADAP KEMANDIRIAN FINANSIAL PADA ANAK PANTI ASUHAN YAA BUNAYYA Aini, Shayla Hurul; Ukhriyawati, Catur Fatchu; tibrani, Tibrani; Marpaung, Junierrisa
BENING Vol 12, No 2 (2025): NOVEMBER 2025
Publisher : University of Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/bening.v12i2.8609

Abstract

Penelitian ini bertujuan untuk mengetahui implementasi kegiatan menabung sejak dini serta dampaknya terhadap kemandirian finansial anak-anak Panti Asuhan Yaa Bunayya. Masih rendahnya literasi finansial di kalangan anak - anak panti asuhan yang selama ini lebih berfokus pada pendidikan karakter dan akademik dibandingkan pembelajaran pengelolaan keuangan. Metode penelitian yang digunakan adalah kualitatif deskriptif, melalui observasi, wawancara, dan dokumentasi terhadap anak panti dan pengurus. Hasil penelitian menunjukkan bahwa kegiatan menabung sejak dini di Panti Asuhan Yaa Bunayya memberikan dampak signifikan terhadap peningkatan kemampuan anak dalam mengelola uang saku, belajar untuk mengatur kebutuhan, membedakan antara keinginan dan kebutuhan, serta menunda hal lain untuk tujuan jangka panjang. Implementasi kegiatan menabung di lingkungan panti asuhan terbukti berperan penting dalam membangun karakter anak yang mandiri secara finansial. Kesimpulan penelitian ini menegaskan bahwa pembiasaan menabung sejak dini tidak hanya memperkuat literasi keuangan, tetapi juga berperan penting dalam membentuk perilaku mandiri, tanggung jawab, dan perencanaan masa depan anak panti.
Co-Authors Affandi, Uray Ary ahmad arifin Aini, Shayla Hurul Alisa, Inayah Risqi Amin, Saifuddin Amiruddin Amiruddin Ana Rio Fika Andi Kushermanto Arna Suryani, Arna Arnesih Arnesih, Arnesih Ayu Pratiwi, Ayu Aznendra Aznendra Aznendra Aznendra Bayuaji, Kencana Bella Aprilia Bin A. Ghani, Muhammad Faizal Burhaini, Burhaini Cahyo Budi Santoso Dewi Kartika Dhenny Asmarazisa, Dhenny Dini Anggraini, Dini Donanda, Pronica Imel Edwin Agung Wibowo Edwin Agung Wibowo, Edwin Agung Ervin Nora Susanti, Ervin Nora Erwin Erwin Fajri, Ilham Fajri Fanny Islami Nasution Fitriansyah, Dimas Gandhi Sutjahjo Giriati, Giriati Hardono, Indra Hati, Ravika Permata Jasmine Afifah Julianda, Dedi Taufik Lilik Setyowati Listary, Tini Lizan, Saiful Lukmanul Hakim Mahmudah, Dina Amalia Manarso, Dino Marpaung, Junierrisa Marta, Andi Maya Pratiwi Mira - Yona Mohamed, Suhana MS, Herman Muhammad Hidayat Muhammad, Turki Muharam Muharam Muharam, Muharam Nita Oktaviani Nofrizal N Oktavianti Oktavianti Oktavianti Oktavianti Oktavianti Oktavianti Parera, Adelmi Pradana, Ferian Anugrah Putri, Megawati Listyana Rahman Hasibuan, Rahman Rahmi Yuliana Raja Wulandari Putri Riani Dewi Dewi Rika Malia Rika Rika Rimayang Anggun L. P. Ramli Risa Opiani Rizki Eka Putra, Rizki Eka Sam Feri Purwanto Sari, Wanda Novita Saryati Endah Lisyanti Sastra Tamami Siallagan, Henny Anita Siburian, Egi Lianry Simatupang, Mona Rebeca Sipnarong, Sipnarong Sri Langgeng Ratnasari Sri Mulyati Sri Mulyati Sri Mulyati Sri Mulyati Sri Wulandari Sriwati Sriwati Supriadi Supriadi Surian, Surian Tanjung, Rona Tawee, Seow Tibrani Tibrani, Tibrani Umul Hasanah Velya Tri Desi Via Lailatur rizki Winarso, Widyo Yudianto, Peri Yuniartri, Viola Zulkifli Zulkifli