Claim Missing Document
Check
Articles

Perception of Ease, Trust, and Payment Risk on Interest in Using the Gopay E-Wallet Among Economics Education Students at Sebelas Maret University, Surakarta Sheila Desita Mahardani; Harini Harini
Indonesian Economic Review Vol. 6 No. 1 (2026): February : Indonesian Economic Review
Publisher : Cahaya Abadi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53787/iconev.v6i1.78

Abstract

This research aims to analyze the influence of perceived ease of use, trust, and payment risk on the intention to use the GoPay e-wallet among Economics Education students at Universitas Sebelas Maret Surakarta. The background of this research is based on the increasing use of e-wallets among students and the importance of psychological and security factors in the adoption of digital financial technologies. This study employed a quantitative approach with a survey method using questionnaires distributed to 193 respondents selected through purposive sampling. Data analysis was conducted using multiple linear regression with the help of SPSS 26 software. The results showed that partially, perceived ease of use and trust have a positive and significant effect on the intention to use GoPay. On the other hand, perceived risk has a negative but significant effect. Simultaneously, all three independent variables have a significant influence on the intention to use GoPay. These findings support the Technology Acceptance Model (TAM) and Fintech (Finansial Technology), which suggests that ease of use are key determinants of technology acceptance, while perceived risk can serve as a psychological barrier reducing user intention. The study provides important implications for e-wallet service providers to enhance ease of use and security features in order to build trust and reduce users’ perceived risks, especially among university students.
Evaluasi Kinerja Prodi Magister Pendidikan Ekonomi Melalui Tracer Study Indriayu, Mintasih; Sudarno, Sudarno; Kristiani, Kristiani; Harini, Harini
BISE: Jurnal Pendidikan Bisnis dan Ekonomi Vol 4, No 2 (2018): Jurnal Pendidikan Bisnis dan Ekonomi
Publisher : Department of Economics Education, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.467 KB) | DOI: 10.20961/bise.v4i2.24536

Abstract

This study aims to find out (1) the existence of graduates and establish continuous communication and up date from graduates of the Masters in Economic Education; (2) identify competency profiles and skills of graduate stakeholders; (3) Knowing the relevance of implementing the curriculum to the needs of the labor market.The population of this tracer study activity is all graduates of the economic education master program from various generations and all companies / institutions / agencies / institutions both public or private where the graduates work. The samples used in this study are graduates who can be contacted face to face and via online (SMS, whatsapp, etc.)The results of the study are (1) The average length of alumni get a job for 5 months, while the old percentage of alumni get jobs <6 months by 69.57%, 6 - 12 months by 30.43%, and> 18 months by 0%; (2) Graduates work as lecturers at private universities as much as 30.43%, lecturers at state universities as much as 26.09%, teachers in government schools both civil servants and honorary teachers as much as 26.09%, teachers in private schools as much as 8.70%, government agencies as much as 4.35%, and private companies as much as 4.35%; (3) The alumni's work is 100% in accordance with the field of economic education; (4) Graduates constraints in finding work or while working are mastery in a foreign language (English), this is indicated by the results of a survey of 52.38% of graduates having difficulty finding work related to foreign language (English) mastery requirements. In addition, graduates who have worked also experienced the same thing, namely 71.74% said it was difficult to communicate in a foreign language (English); (5) Graduates provide input related to the learning process that should be carried out by MPE lecturers by way of discussion learning, this is indicated by the alumni's suggestion of 68.25% concerning discussion learning; (6) Graduates assess the canteen and photo facilities of coffee are less feasible to support lecture activities with a poor rating of 71.43%.
Kompetensi Guru Dalam Meningkatkan Kinerja Guru di SMK Negeri 3 Surakarta Dinna, Jesica Khafidlo; Martono, Trisno; harini, harini
BISE: Jurnal Pendidikan Bisnis dan Ekonomi Vol 5, No 2 (2019): Jurnal Pendidikan Bisnis dan Ekonomi
Publisher : Department of Economics Education, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/bise.v5i2.66014

Abstract

The purpose of this research is to know the description of the implementation of Education and practice of the teaching profession (PLPG) teachers SMK Negeri 3 Surakarta. This research uses descriptive research methods. The population in this research is the entire teachers SMK Negeri Surakarta 3 who have followed certification path PLPG amounted to 50 respondents. The technique of data collection techniques used are now covered by model rating scale using likert scale. The results of the research on certification teachers at SMK Negeri 3 Surakarta on teacher performance concluded that pedagogic competencies, professional competencies, social competencies, and personality competencies of teachers of Vocational High School 3 Surakarta got above average results so that they received a very good predicate. The competence of teachers at SMK Negeri 3 Surakarta has received a very good predicate so that the teacher's performance can be assessed as well.
Pengaruh Pemanfaatan E-Commerce Shopee, Locus of Control, dan Pelatihan Bisnis terhadap Kinerja Usaha pada Mahasiswa Universitas Sebelas Maret Surakarta sebagai Pelaku Bisnis Online (Studi pada Mahasiswa di Program Mahasiswa Wirausaha UNS) Novitasari, Novitasari; Harini, Harini; Noviyani, Leny
BISE: Jurnal Pendidikan Bisnis dan Ekonomi Vol 7, No 2 (2021): Jurnal Pendidikan Bisnis dan Ekonomi
Publisher : Department of Economics Education, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/bise.v7i2.72991

Abstract

Hubungan antara Manajemen Diri dan Dukungan Sosial dengan Tingkat Burnout di Masa Pandemi Covid-19 pada Mahasiswa FKIP UNS Surakarta Nurafidah, Anisa; Indriayu, Mintasih; Harini, Harini
BISE: Jurnal Pendidikan Bisnis dan Ekonomi Vol 8, No 2 (2022): Jurnal Pendidikan Bisnis dan Ekonomi
Publisher : Department of Economics Education, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/bise.v8i1.66631

Abstract

The purposes of this study were to: 1) determine the relationship between self-management and social support with burnout levels during the Covid-19 period in FKIP students at Sebelas Maret University, Surakarta; 2) knowing the relationship between self-management and burnout levels during the Covid-19 period in FKIP students at Sebelas Maret University Surakarta; 3) find out the relationship between social support and burnout levels during the Covid-19 period for FKIP students at Sebelas Maret University Surakarta. This research is a quantitative research. The population of this study was FKIP UNS students class 2018-2019 who had attended online lectures during the Covid-19 period with a total sample of 361. The sampling technique used is probability sampling with the type of simple random sampling. The data collection technique used a questionnaire. The data analysis technique used is multiple linear regression analysis. The results showed that: 1) there was a significant relationship between self-management and social support with burnout as evidenced by the value of Fcount > Ftable, namely 7,123 > 3,020; 2) there is a significant relationship between self-management and burnout as evidenced by the value of tcount > ttable, namely -2,624 > 1,966; 3) there is a significant relationship between social support and burnout as evidenced by tcount > ttable, namely -2,719 > 1,966,
PENGARUH ANTARA PRAKARYA, KEWIRAUSAHAAN, DAN PROSES PEMBELAJARAN TERHADAP SOFT SKILLS PESERTA DIDIK DI SMK NEGERI 01 KARANGANYAR TAHUN 2015/2016 Giyanto, Giyanto; Martono, Trisno; Harini, Harini
BISE: Jurnal Pendidikan Bisnis dan Ekonomi Vol 2, No 1 (2016): Jurnal Pendidikan Bisnis dan Ekonomi
Publisher : Department of Economics Education, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/bise.v2i1.17510

Abstract

The purpose of this study were (1) the effect of directly craft towards entrepreneurship, learning, and soft skills (2) the effect of direct entrepreneurship towards craft, learning, and soft skills (3) the effect of directly learning towards soft skills (4) the effect of indirectly craft and entrepreneurship towards soft skills. This research is quantitative descriptive method with correlation studies. Population and sample in this study were students of class X, XI, and XII Marketing Vocational high school 1 Karanganyar. Technique is simple random sampling. Data collection techniques used questionnaires and data analysis technique used path analysis.The results (1) A craft directly affect entrepreneurship 54%, on learning of 17%, and the soft skills of 34% (2) entrepreneurial directly affect the craft of 54%, on learning of 19%, and the soft skills of 10% (3) the learning process directly affects the soft skills of 3% (4) craft indirect effect on the soft skills of 1% and entrepreneurial indirect effect on the soft skills of 1%. Based on the findings, researchers recommend to learners and educators to be willing and able to learn by doing rather than just learning to know through direct practice.
PENGARUH KUALITAS LAYANAN PENDIDIKAN TERHADAP KEPUASAN SISWA DI SMA MTA SURAKARTA TAHUN 2016 Fasani, Rizkan Faif; Harini, Harini; Sunarto, Sunarto
BISE: Jurnal Pendidikan Bisnis dan Ekonomi Vol 2, No 1 (2016): Jurnal Pendidikan Bisnis dan Ekonomi
Publisher : Department of Economics Education, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/bise.v2i1.17364

Abstract

This study aimed to test the influence of the quality of education services consisting of (1) the curriculum (2) teachers and (3) facilities (4) management of education (5) the cost of education (6) responsiveness and (7) access to facilities.The population in this study were students of class X and XI in SMA MTA Surakarta totaling 600 students. The sample in this study were 1 students were selected by random sampling technique sratified proportionate. This study uses quantitative methods with descriptive design. The data collection techniques implemented with a questionnaire to determine the level of influence the quality of educational services to the student satisfaction. Analysis of data using multiple regression techniques. The results of the study are as follows: the calculation results obtained using the F test probability value in the column Sig is 0,000, the value is less than 0.05. Ho then be rejected, which means a significant difference between the variable quality of educational services to the satisfaction of high school students MTA Surakarta (Y) simultaneously.The result of the calculation using t-test probability values obtained from the seventh variable is less than 0.05 and the value of t is greater than t table then can thus be concluded that Ho rejected, which means a significant difference between the variable quality of educational services to the satisfaction of high school students MTA Surakarta (Y) partially. Based on the regression equation Y = -8.278 + 0.047 X1 + 0.311 X2 + 0.194 X3 + 0.071 X4 + 0.266 X4+ 0.094 X6 + 0.315 X7 + €
Pengaruh Human Capital terhadap Pertumbuhan Ekonomi di Provinsi Jawa Tengah Tahun 2010–2017 Paramitha, Pradnya; Harini, Harini; Wahyono, Budi
BISE: Jurnal Pendidikan Bisnis dan Ekonomi Vol 5, No 2 (2019): Jurnal Pendidikan Bisnis dan Ekonomi
Publisher : Department of Economics Education, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/bise.v5i2.66015

Abstract

Economic growth is a benchmark to see how the economic conditions in a region. In Central Java Province, economic growth is still a problem because of its position in the bottom two of the other provinces. The study aims to examine whether there is (1) the simultaneous impact between education, health, and employment on economic growth; (2) the impact of education on economic growth; (3) the impact of health on economic growth; (4) the impact of employment on economic growth. This study used quantitative methods with multiple regression analysis models. The subjects in this study were Central Java Province with a period of 2010–2017. The objects in this study were education, health, and employment. Data collection through the official website of the Badan Pusat Statistik (BPS). The data used was secondary data in the form of panel data. The results of the study are as follows: First, there is a positive and significant impact simultaneously between education, health, and employment on economic growth. Second, there is a positive and significant impact between education on economic growth. Third, there is a positive and significant impact between health on economic growth. Fourth, there is a positive and significant impact between employment on economic growth.
PENERAPAN MULTIMEDIA KIT DAN MODEL PEMBELAJARAN KONTEKSTUAL MATA PELAJARAN MENEMUKAN PELUANG BARU DARI PELANGGAN UNTUK MENINGKATKAN HASIL BELAJAR KELAS XI PEMASARAN DI SMK NEGERI 1 SUKOHARJO TAHUN PELAJARAN 2015/2016 Ismaya, Yusuf Teja; Harini, Harini; Nugroho, Jonet Ariyanto
BISE: Jurnal Pendidikan Bisnis dan Ekonomi Vol 2, No 1 (2016): Jurnal Pendidikan Bisnis dan Ekonomi
Publisher : Department of Economics Education, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/bise.v2i1.17512

Abstract

The aim of this research is to improve the learning achievement of the subject New Opportunity Finding from Customer of XI Marketing Class 3 in SMK Negeri 1 Sukoharjo 2015/2016 academic year through the implementation of multimedia kit and contextual learning model.This research is a classroom action research (CAR). The research has done by a collaboration between the researcher and the teacher of the subject New Opportunity Finding from Customer. The subject of this research is the students of XI Marketing 3 Class in SMK Negeri 1 Sukoharjo which consisted of 36 students. The technique of collecting the data has done by using observation, test, documentation, and interview. The research procedures are planning, acting, observing, and reflecting.Based on the research which has done, it can be concluded that the implementation of multimedia kit and contextual learning model can improve the students’ learning achievement of XI Marketing 3 class. It can be seen in the 1st cycle until the 2nd cycle, the students’ learning achievement showed an improvement. Before the implementation of multimedia kit and contextual learning model, the average score of the students’ learning achievement in the pre-observation was 80 with the passing grade was 61%. Meanwhile in the 1st cycle, the average score of the students’ learning achievement was 82 with the passing grade was 94% and the average score of the students’ learning achievement in the 2nd cycle was 90 with the passing grade was 100%.The conclusion of this research is that the implementation of multimedia kit and contextual learning model can improve the learning achievement of the subject New Opportunity Finding from Customer of XI Marketing Class 3 in SMK Negeri 1 Sukoharjo 2015/2016 academic year.
PENERAPAN MODEL PEMBELAJARAN KOOPERATIF TIPE ARTIKULASI SEBAGAI UPAYA MENINGKATKAN HASIL BELAJAR SISWA (Studi Kasus Kelas X Pemasaran 3 SMK Muhammadiyah 2 Karanganyar) Lestari, Sri Puji; Adi, Bambang Wasito; Harini, Harini
BISE: Jurnal Pendidikan Bisnis dan Ekonomi Vol 2, No 1 (2016): Jurnal Pendidikan Bisnis dan Ekonomi
Publisher : Department of Economics Education, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/bise.v2i1.17906

Abstract

The aim of research to improve student learning outcomes and to improve the quality of the learning process of business communication subjects by applying the learning model articulation. This study forms of classroom action research. The subjects of this study were students of Class X Marketing 3 SMK Muhammadiyah 2 Karanganyar totaling 41 students. Data collection techniques used, namely: (1) observation, (2) documentation, (3) (a test). The validity of the method used is triangulation and triangulation of data sources. Data analysis technique used is the analysis with comparative descriptive statistical techniques and techniques of critical analysis. The results showed that the application of learning models articulation can improve learning outcomes and learning in students. Improving the quality of the learning process can be viewed from four aspects, namely: (1) active students and ask and answer questions, (2) the seriousness of students in doing the task, (3) involvement of the student in the group, and (4) the discipline of students. In cycle I and II, the average students classified as active in the learning process in the classroom. As for the second cycle of learning outcomes in the percentage of the number of students who achieve 84% KKM there. In the second cycle increased mecapai 96%.
Co-Authors Abd Samad Abd Samad, Abd Alifta Lutfiaazahra Aniek Hindrayani Anisa Nurjanah, Dewi Annisa Fitriana Annisa Fitriana, Fitriana Asiani, Ani Aulia, Hidayatul Bambang Wasito Adi Bambang Wasito Adi, Bambang Banun Sri Haksasi Budi Wahyono, Budi Choirul Anam AM Diponegoro Darobi, Muhammad Denny Adrian Nurhuda Dewi Agustini Santoso Dewi Agustini Santoso Dinna, Jesica Khafidlo Dwi Wahyuni Eddi Indro Asmoro, Eddi Indro Emi Widiyanti Erlyna Wida Riptanti Fasani, Rizkan Faif Feri Setyowibowo Gilang Rizky Gardiyanto Gumelar, Sonny Galih Hariningrum, Rita Hendri, Afianto Heru Irianto Indra Gamayanto Indra Gamayanto Ismaya, Yusuf Teja Ista Maharsi Jonet Ariyanto Nugroho, Jonet Ariyanto Khasanah, Faizah Nur Kristiani Kristiani Lalu Erwan Husnan, Lalu Erwan Leny Noviani Lili Marliyah Lukiyana, Lukiyana Malik Cahyadin Mardani, Adha Ratia Maryono Maryono Mintasih Indriayu, Mintasih Muhammad Sabandi Nasukha, Rofan Novitasari Novitasari Noviyani, Leny Nugroho, Dowes Ardi Nurafidah, Anisa Nurlina Nurlina Nurlina Nurlina Oktoberty, Oktoberty Pradnya Paramitha, Pradnya Raden Kunto Adi, Raden Kunto Raditya Ahmad Rifandi Ramzani, Rizki Riyaningsih, Etik Sarmidi, Tamat Sasmito, Misadi Sasono Wibowo Setyaningsih, Sri Sheila Desita Mahardani Sintha, Aga Dwi Slamet . Sri Puji Lestari SRI RAHAYU Sri Widayati Sudarno Sudarno Suharnawi Suharnawi Sukamto, Titien Suhartini Sulistyono, IF Bambang Sunarto Sunarto Supriyadi Supriyadi Susanto, Yoan Putri Praditia Titien Suhartini Sukamto Trisno Martono Tugino Utomo Tugino, Tugino Wahyu Nugraha Wardani, Ayunesha Awis Warih Anjari Wdiastuti, Eko Heri Wei, Yong Sze Widyamurti, Nidyah Widyamurti, Nindyah Yuliyani, Dwi Nur Yunastiti Purwaningsih, Yunastiti