Claim Missing Document
Check
Articles

Found 30 Documents
Search

FINANCIAL TECHNOLOGY INNOVATION AND BANKING INDUSTRY TRANSFORMATION: A LITERATURE STUDY ON FINANCIAL MARKETS Bakri, Asri Ady; Hasanah, Niswatun; Lasmiatun , KMT
Multifinance Vol. 1 No. 3 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v1i3.112

Abstract

This research aims to innovate in technology, finance, and transformation in the banking industry. The research method used in this research is qualitative. Qualitative research is a research method used to understand social phenomena in depth. This type of research is library research, which researchers carry out by collecting, studying, and analyzing references or sources. obtained in writing or written form, such as books, journals, articles, documents, and other sources of information that are significant to the topic or title being researched. The research results show that the impact of development technology on industry banking in Indonesia is positive, namely: Improvement Efficiency and Productivity: Adoption technology has brought significant enhancements to efficiency bank operations, with automation of processes and usage intelligence artificial to reduce costs and improve productivity. Enhancement Experience Customer: Innovation technology has allowed banks to increase customer experience through applications in digital banking, customer chatbot-based services, and self-service platforms. Enhancement Security and Management Risk: Although there are worries related to data security, development technology has the potential to repair significant system security and management risks. With the use of data encryption and analysis behavior, users can identify and respond to threats to security more quickly. Innovation Products and Services: Technology has pushed the development of new products and services in the banking industry, including robo-advisors, peer-to-peer lending platforms, and applications for mobile payments, which deliver a markup for customers and help banks expand their market share. Enhancement Efficiency and Transparency Management: System Management Integrated information and analytical dashboards have increased efficiency and transparency in bank management.
Penetapan Imbalan dalam Sistem Samsarah pada Praktik Jual Beli Sapi Tinjauan Ekonomi Islam Linafsi, Muzahadatul; Hasanah, Niswatun; M. Shaiful Umam
Al-Musthofa: Journal of Sharia Economics Vol. 8 No. 1 (2025): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v8i1.3948

Abstract

This study aims to analyze the implementation of the samsarah system in the practice of buying and selling cattle in Petiyin Hamlet, Wadeng Village, Sidayu Subdistrict, Gresik Regency, and review the determination of compensation from an Islamic economic perspective. This research uses a qualitative approach with a field research method to explore data in depth. The results showed that the samsarah system facilitates cooperation between farmers, brokers, and buyers, with the brokers acting as liaisons. The determination of the reward is often based on the sincerity of the cattle owner after the sale, usually half of the profit from the sale of the cattle, although it is in line with sharia principles, but transparency and certainty need to be improved. This practice is generally in line with Islamic economic principles that emphasize justice, moral responsibility, and transparency, and does not contain elements of usury or gharar. This study concludes that the samsarah system has the potential to continue to be developed by paying attention to the principles of Islamic economics to make it more fair and transparent.
STRENGTHENING HALAL VALUE CHAIN AS A GUARANTEE OF HALAL PRODUCT AT SLAUGHTERHOUSES: CASE OF A CHICKEN SLAUGHTERHOUSE IN SEMBAYAT AREA Hasanah, Niswatun; Sahliyah, Fatihatus; Alamsyah Harahap, Syamsir; Cathliniyah Zerlindah, Clairina
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 9 No 1 (2025): Juni
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v9i1.24498

Abstract

This research aims to analyze the halal value chain of slaughter and processing in broiler chicken businesses at AFJ JAYA Sembayat from an Islamic economic perspective, as well as consumers' views of the halal value chain in these businesses. The research method used in this research is field research using a descriptive qualitative approach. Primary data was obtained through in-depth interviews with slaughterhouse managers and consumers. The results of the research show that the halal value chain practices for the chicken slaughter process at AFJ JAYA Sembayat comply with the provisions with MUI Fatwa Number 12 of 2009’s requirements concerning Halal Slaughter Certification Standards. However, chicken processing practices are not by the provisions of MUI Fatwa Number 12 of 2009 because they do not separate dirty and clean spaces. Due to business owners' ignorance of the significance of halal certification for the chicken slaughterhouse sector, AFJ JAYA Sembayat does not currently hold halal certification. However, consumers still choose to continue purchasing because they feel confident that the chicken meat is halal and high-quality. All of this is purely caused by a lack of halal literacy, so ongoing counseling and assistance are necessary.
Analisis Pola Asuh Otoriter Orang Tua Terhadap Perilaku Agresif Anak Usia 5-6 Tahun Hasanah, Niswatun; Kamtini, Kamtini
Paedagogi: Jurnal Kajian Ilmu Pendidikan (e-journal) Vol. 9 No. 1 (2023): JUNE 2023
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/paedagogi.v9i1.45333

Abstract

Penelitian ini dilakukan di Desa Sungai Tengah, Kepulauan Meranti, Riau. Tujuan penelitian ini adalah untuk mengetahui peran pola asuh otoriter orang tua terhadap perilaku agresif anak, mendeskripsikan dan menganalisis pola asuh otoriter orang tua terhadap anak yang cenderung menunjukkan sikap agresif, dan mengetahui sikap agresif anak dengan didikan yang otorite, penelitian ini menggunakan metode yang digunakan dalam karya ini adalah metode analisis deskriptif yang artinya menganalisis, mendeskripsikan. dan juga rangkuman dari data yang dikumpulkan selama wawancara mengenai permasalahan yang diteliti langsung di lapangan Penelitian ini melibatkan empat anak dengan perilaku agresif dan empat orang tua dengan pola asuh otoriter. Jenis penelitian ini adalah penelitian kualitatif. Responden dalam penelitian ini adalah orang tua (A,B,C,D) dan responden anak (A1,B1,C1,D1) Hasil penelitian perilaku agresif dari responden  a menunjukkan bahwa sikap agresif yang sering muncul adalah œagresif fisik dan dari responden b yang sering muncul yaitu œagresif fisik dari responden c yang sering muncul yaitu œagresif fisik dan agresif verbal sedangkan responden d yang sering muncul yaitu œagresif verbal dan dari hasil pola asuh otoriter orang tua yang memiliki 10 aspek dapat dilihat bahwa responden a menunjukkan 6 aspek yang muncul, dan responden b menunjukkan 7 aspek yang muncul, responden c menunjukkan 9 aspek yang muncul sedangkan responden d menunjukkan 6 aspek yang muncul
High school students’ mathematical representation ability: Evaluation of disposition based on mastery learning assessment model (MLAM) Darmayanti, Rani; Syaifuddin, Mohammad; Rizki, Nopia; Sugianto, Rahmad; Hasanah, Niswatun
Journal of Advanced Sciences and Mathematics Education Vol 2, No 1 (2022): Journal of Advanced Sciences and Mathematics Education
Publisher : CV. FOUNDAE

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (806.156 KB) | DOI: 10.58524/jasme.v2i1.93

Abstract

Mathematical representation is the ability of students to explore and use mathematical ideas explicitly. This study aimed to learn about the effectiveness of the Mastery Learning Assessment Model (MLAM) in mathematics learning at the Assyfa Learning Center Foundation Pasuruan, which then described students' abilities in solving mathematical representation problems evaluated from mathematical dispositions. MLAM is based on repeating a similar assessment through an overhaul of mastery learning from previous researchers. This study used a descriptive qualitative method. In the study presented here, 20 subjects were pooled and surveyed using a continuous assessment tool based on high, low, and moderate math ability. The results showed that almost all students could use representational images to solve mathematical problems, create mathematical models, and solve problems related to mathematical expressions. On the other hand, most students could not complete the two indicators of mathematical representation, namely making sketches and mathematical models based on the given situation and data. This result is indicated by the 75 percent of students who completed this lesson. Based on the Teaching Evaluation (TER) results, most students are also satisfied with this approach. It is expected that the MLAM assessment can improve students' mathematical representation skills.
Pembinaan Al-Quran Dalam Pembelajaran Tahsin Tilawah Pada Warga Binaan Lembaga Pemasyarakatan Perempuan (LPP) Kelas III Mataram Hayati, Mardiyah; Hasanah, Niswatun; Yulianingsih, Yulianingsih; Urifah, Dewi
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 1 (2025): Jurnal Pengabdian kepada Masyarakat Nusantara Edisi Januari - Maret
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i1.5009

Abstract

The Women's Correctional Institution (LPP) Class III Mataram serves as a rehabilitation center for women from diverse social and economic backgrounds. The Qur'an Coaching Program through Tahsin Tilawah learning is designed to enhance the ability to read the Qur'an while supporting the understanding and appreciation of religious teachings. The methods used include varied teaching approaches supported by competent instructors, as well as evaluation of learning outcomes from 160 participants. The research results indicate that 90% of participants experienced a significant improvement in reading quality and tajwid application, while 70% felt more connected to their religious teachings. Additionally, the program positively impacted participants' mental and emotional health, boosting their self-confidence and social interactions. Despite the positive trends observed, the research also highlights challenges such as limited time and facilities that need to be addressed for the program's sustainability. Collaboration with religious institutions and the community is essential to enrich the learning material. Overall, this program is expected to contribute to the rehabilitation and social reintegration process, helping inmates return to society with better and more positive personalities.
Pengaruh Religiusitas, Literasi, dan Digital Payment Terhadap Kesadaran Melakukan Wakaf Tunai Pada Gen Z Maulidah Fitrotin, Jihan; Hasanah, Niswatun
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2025): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/jadknq27

Abstract

This research seeks to assess the influence of religiosity, literacy, and digital payment on the awareness of cash waqf among Generation Z, particularly students of Qomaruddin Gresik University. The research employed a quantitative method utilizing primary data collected from 91 participants via purposive sampling. Methods of data collection encompass surveys, literature reviews, and observational studies. Data were examined through classical assumption testing, multiple linear regression, t-tests, and F-tests. The results of the regression analysis indicate that both literacy and digital payment variables positively and significantly influence awareness of cash waqf, whereas religiosity does not have a partial effect. At the same time, the three variables positively and significantly influence cash waqf awareness, exhibiting an F-count value of 33.822 and a significance level of 0.000 (<0.05).The coefficient of determination (R²) value of 0.542 indicates that 54.2% of the variation in cash waqf awareness can be explained by religiosity, literacy, and digital payment variables, while 45.8% is influenced by other factors outside this study.  Keywords: Cash Waqf; Religiosity; Literacy; Digital Payment; Generation Z
Praktik Jual Beli Kupon Doorprize: Perspektif Fiqih Muamalah Muflikhah, Siti; Ala’uddin, Muhammad; Hasanah, Niswatun
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2025): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/v7q6f710

Abstract

In a fun walk event, the distribution of door prizes is the main attraction for participants because it gives them the opportunity to win various attractive prizes through a lottery system. However, this system is entirely dependent on the luck of each participant. This study aims to examine the practice of buying and selling door prize coupons, the views of religious leaders, and analyze them based on the perspective of Fiqh Muamalah. This study is a field research with a qualitative approach. The data sources consist of primary and secondary data, obtained through observation, interviews, and documentation. The results of the study show that the  organizing committee provides free coupons as well as paid coupons priced at Rp2,000 per sheet as part of the funding for door prize gifts. This practice was carried out without coordination with religious leaders, indicating a lack of communication with the authorities in religious matters. From the perspective of Fiqh Muamalah, the sale of coupons accompanied by a lottery system is deemed inconsistent with the principles of Islamic commerce and categorized as maisir (gambling), as it involves speculative elements and relies on luck, as emphasized in Surat Al-Maidah verse 90. Keywords: Buying and selling, door prize coupons, Fiqh Muamalah
Peran Pemerintah dalam Meningkatkan Investasi Penanaman Modal Asing dan Investasi Penanaman Modal Dalam Negeri Pitaloka, Maria; Hasanah, Niswatun
Journal of Economics Development Research Vol. 1 No. 3: Journal of Economics Development Research, September 2025
Publisher : Gema Cendekia Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71094/joeder.v1i3.147

Abstract

Penanaman Modal Asing (PMA) dan Penanaman Modal Dalam Negeri (PMDN) merupakan dua elemen penting dalam mendukung pertumbuhan ekonomi nasional. Pemerintah Indonesia berperan strategis dalam menciptakan iklim investasi yang kondusif melalui kebijakan fiskal, regulasi perizinan, dan insentif investasi. Penelitian ini menganalisis peran pemerintah dalam mendorong peningkatan Investasi Penanaman Modal Asing dan Investasi Penanaman Modal Dalam Negeri pada tahun 2025, termasuk tantangan yang dihadapi dan strategi yang dijalankan. Melalui pendekatan deskriptif kualitatif dengan studi literatur. Hasil penelitian menemukan bahwa reformasi struktural dan percepatan transformasi digital merupakan kunci dalam memperkuat daya saing investasi nasional.
PENERAPAN LABEL HALAL DALAM PENINGKATAN PENDAPATAN DAN PENGEMBANGAN USAHA wilda, Layyinah; Hasanah, Niswatun; Sahliyah, Fatihatus
Al-Maqashid: Journal of Economics and Islamic Business Vol. 6 No. 02 (2025): Oktober: Al Maqashid Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/2ns9d219

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis dan mendeskripsikan penerapan label halal yang dilakukan UD.Agung Jaya dalam meningkatkan pendapatan dan pengembangan usaha petis udang. Pokok dari masalah penelitian ini adalah pentingnya label halal sebagai jaminan untuk kepercayaan konsumen terhadap produk petis udang yang dipasarkan, memperlihatkan  dampak positif sertifikat halal mengalami peningkatan pendapatan. Dengan menerapkan label halal di UD.Agung Jaya juga mendorong inovasi produk baru salah satu nya varian petis udang dengan varian bawang putih, selain mengambangkan produk baru UD.Agung Jaya juga berhasil memperluas jaringan distribusi dari 10 toko menjadi 16 toko. Dengan bertambahnya pendistribusian produk ini juga mudah di jangkau lebih banyak pelanggan.