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NOWADAYS CORPORATE STRATEGY: BUSINESS MODEL CANVAS AND SWOT AS A FOUNDATION Rahmawati, Sisca Dian; Lamidi, Lamidi; Putra, Febrianur Ibnu Fitroh Sukono; Panjaitan, Roymon; Budiantoro, Risanda Alirastra
Jurnal Manajemen dan Dinamika Bisnis (JMDB) Vol. 3 No. 2 (2024): JMDB (Jurnal Manajemen dan Dinamika Bisnis)
Publisher : Universitas Dian Nuswantoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33633/jmdb.v3i2.11671

Abstract

The purpose of this study is to determine the development of business strategy with a business model canvas approach and to determine SWOT analysis at company X. This study uses a qualitative research method using the Business Model Canvas (BMC) as a guide to identify business models and then uses SWOT for each metrics. Based on the SWOT analysis that has been produced, there are several business strategies that need to be carried out by PT. X, including producing high enough products, developing target markets, carrying out product development, selling outlet products, e-commerce, and various social media, conducting development of new innovations for products and many more.
Edukasi Financial Capacity dan Capability berbasis Teknologi Finansial untuk Mencapai Financial Well-Being bagi Ibu-Ibu PKK Desa Kalisalak Risanda Alirastra Budiantoro; Hasan Mukhibad; Asrori; Enggarningtyas Retno Pinasti; Suci Afnia; Arif Agus Haidar
PROSIDING SEMINAR NASIONAL PENGABDIAN KEPADA MASYARAKAT Vol. 4 No. 2 (2024): Prosiding Seminar Nasional Pengabdian Kepada Masyarakat : Memaksimalkan Potensi
Publisher : Universitas Nahdlatul Ulama Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/snpm.v4i2.1402

Abstract

Kegiatan pengabdian ini bertujuan untuk meningkatkan kapasitas dan kapabilitas finansial berbasis teknologi finansial bagi 35 ibu PKK di Desa Kalisalak, Kabupaten Batang, guna mencapai kesejahteraan finansial (financial well-being). Kegiatan ini dilaksanakan pada Rabu, 21 Agustus 2024, dengan fokus pada tiga aspek utama: pengenalan perencanaan dan manajemen keuangan keluarga, pengenalan aplikasi teknologi finansial, serta pembuatan anggaran sederhana. Metode yang digunakan adalah The Sustainable Livelihood Approach, yang menekankan penguatan modal sosial, manusia, dan finansial. Ibu-ibu PKK diberikan pelatihan untuk merencanakan keuangan keluarga dengan baik, memanfaatkan teknologi seperti dompet digital dan perbankan online, serta membuat anggaran rumah tangga sederhana namun efektif. Kebaruan kegiatan ini terletak pada pendekatan edukasi teknologi finansial yang dirancang khusus untuk kelompok ibu rumah tangga di pedesaan, yang sebelumnya belum banyak menggunakan teknologi finansial. Kebermanfataan dari edukasi ini menggabungkan literasi digital dan finansial, sehingga peserta dapat langsung mengaplikasikan konsep yang dipelajari dalam kehidupan sehari-hari. Evaluasi dilakukan menggunakan metode Tingkat Capaian Responden (TCR) untuk mengukur efektivitas edukasi. Hasilnya menunjukkan peningkatan signifikan pada pemahaman dan keterampilan peserta. Hal ini menunjukkan peningkatan signifikan pada kemampuan ibu-ibu PKK dalam memahami konsep keuangan dasar, seperti mengatur anggaran dan memanfaatkan aplikasi keuangan untuk kebutuhan sehari-hari. Selain itu, ibu PKK Desa Kalisalak merasa lebih percaya diri dalam memanfaatkan teknologi ini untuk menabung, mengatur pengeluaran, dan bahkan mempertimbangkan investasi sederhana. Dampaknya terlihat dalam pengelolaan keuangan rumah tangga yang lebih terstruktur dan terkontrol. Kesuksesan program ini membuktikan bahwa edukasi literasi keuangan berbasis teknologi finansial dapat meningkatkan kemandirian finansial di kalangan ibu rumah tangga pedesaan. Dengan keterampilan baru yang diperoleh, ibu-ibu PKK di Desa Kalisalak diharapkan dapat terus meningkatkan kesejahteraan finansial keluarga mereka secara berkelanjutan.
STRATEGI MANAJEMEN KEUANGAN BAGI PELAKU USAHA ULTRA MIKRO: OPTIMALKAN KEUNTUNGAN DENGAN HARGA POKOK PRODUKSI Jannah, Richatul; Rizkyana, Fitrarena Widhi; Pratiwi, Meilani Intan; Budiantoro, Risanda Alirastra; Lestari, Tiara Dwi; Himmatina, Dina Nur; Haidar, Arif Agus; Pinasti, Enggarningtyas Retno
As-Sidanah Vol 6 No 2 (2024): OKTOBER
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/assidanah.v6i2.453-470

Abstract

This community service program was motivated by the limited understanding of ultra-micro business actors (UMi) in Candi Village, Semarang City, regarding financial management and calculating the Cost of Goods Sold (HPP), which affects business sustainability and welfare. The program aimed to provide education on financial management and HPP calculation to help members of the Micro Business Communication Forum (FOKUS) improve their business sustainability and economic welfare. To achieve this, the program employed the Participatory Action Research (PAR) methodology, which involved active participation from the business actors in all stages of the program. The methods used included theoretical education, interactive discussions, and practical HPP calculations relevant to the participants' businesses. The results showed a significant improvement in participants' understanding, enabling them to maintain accurate financial records and separate personal and business finances. The evaluation using the Respondent Achievement Level (TCR) showed scores above 80% in understanding financial management, HPP calculation, and business sustainability, with scores between 60% and 80% in applying this knowledge and improving welfare. The program successfully enhanced the participants' ability to manage their finances, project business profits more effectively, and increase overall business sustainability and welfare.
PENDIDIKAN PENGELOLAAN KEUANGAN KELUARGA DALAM MEMBENTUK SIKAP BEREKONOMI YANG RASIONAL DI SDN PAKINTELAN 03 GUNUNGPATI SEMARANG Budiantoro, Risanda Alirastra; Susanti, Anis; Jannah, Richatul; Rizkyana, Fitrarena Widhi; Athoillah, Athoillah
Sawala : Jurnal pengabdian Masyarakat Pembangunan Sosial, Desa dan Masyarakat Vol 6, No 1 (2025): Sawala : Jurnal pengabdian Masyarakat Pembangunan Sosial, Desa dan Masyarakat
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/sawala.v6i1.48226

Abstract

Pengelolaan keuangan rumah tangga merupakan salah satu hal penting yang harus dilakukan oleh setiap rumah tangga untuk mewujudkan tujuan perencanaan dan pengelolaan keluarga. Pendidikan pengelolaan keuangan keluarga ini bertujuan untuk meningkatkan pengetahuan literasi keuangan dan manajemen keuangan keluarga secara teori dan praktek dalam bentuk evaluasi keuangan dan penyusunan anggaran sederhana. Kegiatan ini dilakukan dalam tiga tahapan yaitu investigasi, persiapan dan implementasi selama dua bulan di SDN Pakintelan 03 Gunungpati. Pelaksanaan program pengabdian kepada masyarakat ini dilakukan dalam bentuk sharing session dan pelatihan literasi keuangan dan manajemen keuangan keluarga dilakukan sesuai dengan kualifikasi yang dimiliki oleh peniliti sekaligus tim pelaksana. Hasilnya guru SDN Pakintelan 03 Gunungpati menjadi lebih bijak dan terampil dalam penerapan literasi keuangan dan manajemen keuangan keluarga dalam kehidupan sehari-hari, seperti membelanjakan uangnya secara bijak, membayar cicilan utang, dan melakukan kegiatan menabung. Harapannya dengan program pengabdian kepada masyarakat ini, guru di Guru SDN 03 Pakintelan, Gunungpati dapat membuat perencanaan dan pengelolaan keuangan keluarga yang baik dan bijaksana bagi rumah tangganya sehingga pada akhirnya menjadikan keuangan keluarga menjadi sehat dan sejahtera.
REDESIGNING ISLAMIC TRANSFORMATIONAL LEADERSHIP FOR MUSLIM MINORITIES IN THE WEST Fatimatuzzahro; Risanda
Al'Adalah Vol. 26 No. 1 (2023)
Publisher : LP2M IAIN Jember (now UIN Kiai Haji Achmad Siddiq Jember)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/aladalah.v26i1.320

Abstract

Islam is a comprehensive religion that does not discuss one aspect of knowledge but covers all aspects, including leadership. Islamic leadership must be based on the pillars of Islam, namely the Qur'an and Hadith. Islamic leaders must work towards a vision to create a just society where the rule of law is upheld among all believers and non-believers. In the context of Islam in Western countries, leadership faced many challenges during the early years of the 21st century. These challenges can come from internal organizational challenges, such as social, cultural, and structural challenges. However, challenges arise from external contexts, such as social, cultural, legal, and political. In Islamic economic philosophy, the leadership model that is considered ideal is one based on fair and ethical leadership principles. This qualitative research aims to explain and redesign the transformational leadership theory with Islamic leadership. The study results are four characteristics that can influence transformational Islamic leadership: government pressure, media hostility, international politics, and a legal system. The impact of international politics unites the Muslim population to some extent. Australia's Muslim population hails from many countries, including a significant group born and raised in Australia. As a result, the Muslim population in Australia is a minority in an international context.
CONSUMER SATISFACTION BEHAVIOR WHOM PURCHASE CHINESE SMARTPHONE IN SOLORAYA Putra, Febrianur Ibnu Fitroh Sukono; Budiantoro, Risanda Alirastra; Luxfiati, Bilkis Aulia; Widawati, Mega Wahyu
Jurnal Aplikasi Manajemen Vol. 18 No. 3 (2020)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2020.018.03.19

Abstract

Customer satisfaction behavior that buys Chinese smartphone products is the purpose of this research. This research population is all customers who bought Chinese smartphones in seven cities included Surakarta, Boyolali, Sukoharjo, Wonogiri, Sragen, Klaten, and Karanganyar in Central Java. The sampling technique used purposive sampling with a total of 400 respondents who bought Chinese smartphones in the official store and black market. A personal questionnaire obtained by a field study is a data collection research method. Multiple linear regression and comparison tests used as an analysis tool in this research. The findings in this research resulted that the three independent variables such as price perception, product quality, and marketplace have a positive and significant effect on customer satisfaction. In this study, it was also found that there were differences in consumer satisfaction who bought the Chinese smartphones in official stores and the black market.
Rekonstruksi pemulihan kinerja pemasaran berbasis pemberdayaan pada pelaku usaha mikro kecil di Indonesia Febrianur Ibnu Fitroh Sukono Putra; Risanda Alirastra Budiantoro; Awanis Linati Haziroh
Jurnal Manajemen Maranatha Vol 21 No 1 (2021): Jurnal Manajemen Maranatha
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jmm.v21i1.4017

Abstract

The Covid-19 pandemic has made most economic sectors, especially micro and small enterprises, stagnant and even bankrupt. This situation is what makes micro and small business enterprises change their sales strategy through digitalization schemes. The Covid-19 pandemic has indirectly prompted new changes in Indonesia's business style. Social media and marketplaces can become a new concept to make it easier for micro and small business actors to get more comprehensive marketing access. This study aims to initiate an ideal digital marketing adoption model for micro and small enterprise to restore economic conditions to their original state. The research method is an exploratory qualitative approach using primary data obtained from observations and interviews. The sampling technique used purposive sampling with the criteria of the sources being micro and small business actors assisted by the Department of Cooperatives and SMEs of Semarang, Surakarta, Grobogan, Pemalang, Purworejo. The flow of research analysis is data collection, data reduction, data presentation, and concluding. The results of this study indicate two alternative solution models, including (1) training and startup development; (2) training and scaleup development. The urgency of this research allows the government to carry out single submission online program management to minimize errors and monitor program progress. This solution model is expected to be a role model based on ta'awun (mutual relations) for other provincial governments in empowering micro and small business actors to become more optimal based on appropriate technology.
THE IMPACT OF CRIME ON TOURISM VISITS IN CENTRAL JAVA: A PANEL DATA APPROACH Rachman, Muhammad Aulia; Risanda A. Budiantoro; Syamsuddin
Business and Economic Analysis Journal Vol. 5 No. 1 (2025): May 2025
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/beaj.v5i1.23978

Abstract

Crime generates insecurities, which limit tourism in several ways: reduced tourist destination appeal, increased perceptions of the risk of being victimized as a tourist, harm to destination image, increased transaction costs, and reduced institutional quality. This study employed a panel data approach to investigate the impact of criminal acts on tourist arrivals in 35 Central Javanese districts/cities from 2020 to 2024. Control variables included tourist attractions, accommodation, restaurants, vehicles, and the COVID-19 pandemic. Findings revealed a significant negative relationship between criminal cases and tourist visits, underscoring security's crucial role. Conversely, tourist attractions, accommodation, and restaurants positively affected arrivals. As expected, the COVID-19 pandemic negatively influenced tourism. Notably, the study found no significant impact from the prevalence of violence against children and women or the ratio of vehicles. Comparative analysis (between tourism-based and non-tourism-based regions) shows that crime consistently deters and attractions consistently promote tourism in all areas. Still, accommodation positively impacts tourism-based economies, while restaurants promote tourism in both regions. These results highlight the necessity of enhancing security measures at tourist destinations, fostering the development of sustainable attractions, and ensuring adequate supporting infrastructure to stimulate tourism sector growth in Central Java.
Determinan Transfer Pricing Pada Perusahaan Manufaktur Yang Terdaftar Di Bursa Efek Indonesia Tahun 2019 - 2023 Amalia, Vina; Alirastra Budiantoro, Risanda
Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi Vol. 4 No. 1 (2025): June
Publisher : Yayasan Pendidikan Mitra Mandiri Aceh(YPMMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58477/ebima.v4i1.301

Abstract

Rapid globalization has encouraged the expansion of multinational companies and the increasing complexity of cross-border transactions. Transfer pricing is an important issue in international taxation practices, because it has the potential to be used to shift profits to countries with lower tax rates. This study aims to analyze the effect of tax burden, exchange rate, bonus mechanism, and thin capitalization on transfer pricing. The method used in this research is quantitative using secondary data. The population in this study are all manufacturing companies listed on the Indonesia Stock Exchange (IDX) during the period 2019 - 2023, totaling 231 companies. The sample was selected using purposive sampling technique and obtained data totaling 25 manufacturing companies with 89 units of analysis which became the object of observation. The analytical technique used in this research is panel data regression analysis with the help of Eviews software version 12. The results showed that the tax burden has a significant positive effect on the company's decision to practice transfer pricing. This indicates that the greater the tax burden borne by the company, the greater the possibility of the company to practice transfer pricing. Meanwhile, the exchange rate variable, bonus mechanism, and thin capitalization have no significant effect on the company's decision to practice transfer pricing. In conclusion of this study, the company management is advised to consider the decision in conducting transfer pricing practices and be more careful in conducting transfer pricing. Meanwhile, the government and tax authorities are expected to increase and tighten supervision of companies conducting related transactions in order to minimize tax avoidance practices through transfer pricing practices. Rapid globalization has encouraged the expansion of multinational companies and the increasing complexity of cross-border transactions. Transfer pricing is an important issue in international taxation practices, because it has the potential to be used to shift profits to countries with lower tax rates. This study aims to analyze the effect of tax burden, exchange rate, bonus mechanism, and thin capitalization on transfer pricing. The method used in this research is quantitative using secondary data. The population in this study are all manufacturing companies listed on the Indonesia Stock Exchange (IDX) during the period 2019 - 2023, totaling 231 companies. The sample was selected using purposive sampling technique and obtained data totaling 25 manufacturing companies with 89 units of analysis which became the object of observation. The analytical technique used in this research is panel data regression analysis with the help of Eviews software version 12. The results showed that the tax burden has a significant positive effect on the company's decision to practice transfer pricing. This indicates that the greater the tax burden borne by the company, the greater the possibility of the company to practice transfer pricing. Meanwhile, the exchange rate variable, bonus mechanism, and thin capitalization have no significant effect on the company's decision to practice transfer pricing. In conclusion of this study, the company management is advised to consider the decision in conducting transfer pricing practices and be more careful in conducting transfer pricing. Meanwhile, the government and tax authorities are expected to increase and tighten supervision of companies conducting related transactions in order to minimize tax avoidance practices through transfer pricing practices.
Is the Merger Effective for Indonesian Islamic Banks? Budiantoro, Risanda Alirastra; Rachman, Mohammad Aulia; Tsani, Luthfi Ibnu; Millatina, Afifah Nur; Fatimatuzzahro, Fatimatuzzahro
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 13 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i2.22036

Abstract

The low competitiveness of the Islamic banking sector has raised significant concerns within the government regarding the future viability of this financial industry in Indonesia. In response, a merger has been proposed as a strategic policy to strengthen and enhance the Islamic banking framework. This study seeks to assess the effectiveness of the merger strategy involving three state-owned Islamic banks—Bank Syariah Mandiri, BNI Syariah, and BRI Syariah—which have consolidated to form Bank Syariah Indonesia (BSI). The study employs a qualitative exploratory approach, utilizing analytical tools such as the Five Forces Model and SWOT analysis. The findings indicate that the merger strategy has been effective, as the management of the newly established entity has successfully implemented a range of initiatives to enhance the competitiveness of Islamic banking within the financial sector. These initiatives include product differentiation, innovation, a strong emphasis on service quality, institutional strengthening, and a focus on digital business development. The study concludes that the merger represents a positive step for the Indonesian Islamic banking sector. The strategies implemented by BSI may serve as a potential roadmap for other institutions aiming to enhance their competitive standing in the industry.========================================================================================================ABSTRAK – Efektifkah Merger pada Perbankan Syariah di Indonesia? Rendahnya daya saing sektor perbankan syariah menimbulkan kekhawatiran akan keberlangsungan industri keuangan ini di masa depan di Indonesia. Sebagai kebijakan strategis untuk memperkuat dan meningkatkan kerangka kerja perbankan syariah, pemerintah mengusulkan dilakukannya merger terhadap tiga bank syariah milik negara. Penelitian ini bertujuan untuk mengevaluasi efektivitas strategi merger Bank Syariah Mandiri, BNI Syariah, dan BRI Syariah menjadi Bank Syariah Indonesia (BSI). Penelitian ini menggunakan pendekatan kualitatif eksploratif dengan memanfaatkan Five Forces Model dan analisis SWOT sebagai alat analisis. Hasil penelitian menunjukkan efektivitas strategi merger dalam meningkatkan daya saing perbankan syariah. Manajemen BSI dinilai berhasil menerapkan serangkaian strategi pencapaian tujuan organisasi seperti melakukan diferensiasi produk, inovasi, orientasi pada kualitas layanan, penguatan kelembagaan, dan menseriusi pengembangan bisnis digital. Penelitian ini menyimpulkan bahwa strategi merger merupakan langkah positif bagi sektor perbankan syariah di Indonesia dalam meningkatkan daya saingnya di industri perbankan. Hasil ini dapat menjadi panduan potensial bagi lembaga keuangan syariah lain yang ingin menerapkan strategi serupa.
Co-Authors A. A. A. WULANDIRA SAWITRI DJELANTIK Afifah Nur Millatina Agus Wahyudin Ahmad Nurkhin Ahmad Syahrul Fauzi Ali, Luthfi G. Alrizqi, Damas Gianlugi Amalia Nur Chasanah Anak Agung Istri Sri Wiadnyani Anis Susanti Arif Agus Haidar Arifandi, Muhammad Rizky Arsanda, Tiara Daffa Asrori Athoillah Athoillah, Athoillah Aulia Prima Kharismaputra Awanis Linati Haziroh Az Zahra, Nadia Faiza Bilkis Aulia Luxfiati Bogy Febriatmoko Cahyani, Indah A. Chasanah, Amalia Nur Diana Puspitasari Djoko Widodo Enggarningtyas Retno Pinasti Fatimatuzzahro Fatimatuzzahro, Fatimatuzzahro Febrianur Ibnu Fitroh Sukono Putra Fitrarena Widhi Rizkyana Florensia, Carina Foza Hadyu Hasanatina Foza Hadyu Hasanatina Foza Hadyu Hasanatina Hadyu Hasanatina, Foza Haidar, Arif Agus Hakimi, Fifi Hasan Mukhibad Heri Yanto Herry Subagyo Himmatina, Dina N. Himmatina, Dina Nur Indah Anisykurlillah Indri Murniawaty, Indri Ismiyati, Ismiyati Khaira, Mulil Khalwat Asyaria Khalwat Asyaria Khelle K, Nicky Clara Kholifah, Miftakhul JN Kiswanto Kiswanto Kusni Ingsih Lamidi, Lamidi Larasati, Pradipta P Larasati, Pradipta Puspita Latifah, Faela R. Lestari, Selvia Puji Lestari, Tiara Dwi M Aulia Rachman Mario Rosario Wisnu Aji Masitha Fahmi Wardani Masitha Fahmi Wardhani Maylia Pramono Sari Maylia Pramono Sari Mega Wahyu Widawati Meliana, Rini Mubashir Ahmad Mudinillah, Adam Muhammad Rizky Arifandi Musthofa, Ubaedul Mustofa, Ubaedul Nafisa, Binta Zulfa Nanik Sri Utaminingsih Nora Idiawati Nur Rachmat Arifin Nurhikmah, Abdullah Arif Nursalim Nursalim Perdana, Tito Aditya Pinasti, Enggarningtyas Retno Prabowo Yudo Jayanto Pradipta Puspita Larasati Pradipta Puspita Larasati Pratiwi, Meilani Intan Prayogi, Joni Putra, Febrianur I.F.S. Rachman, Mohammad Aulia Rachman, Muhammad Aulia Rahmad Hakim Ratna Herawati Ratna Wardani Richatul Jannah Riesanda Najmi Sasmita Rizkyana, Fitrarena Widhi Roymon Panjaitan Sandy Arief Sehabuddin, Ahmad Shujahat Ali Sih Darmi Astuti Sisca Dian Rahmawati Sri Herianingrum Sri Runtiningsih Suci Afnia Syamsuddin Syamsul Arifin Tamimah Tamimah Tika Widiastuti Tsani, Luthfi Ibnu Vicky Oktavia Vina Amalia, Vina Zahra, Mauren A.