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Risanda Alirastra Budiantoro
Fakultas Ekonomika Dan Bisnis, Universitas Negeri Semarang
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Pengaruh tata kelola perusahaan pada kinerja keuangan selama masa pandemi covid-19: Studi kasus pada perusahaan manufaktur sektor makanan dan minuman yang terdaftar di Bursa Efek Indonesia Rizkyana, Fitrarena Widhi; Jannah, Richatul; Budiantoro, Risanda Alirastra; Meliana, Rini
Journal of Accounting and Digital Finance Vol. 3 No. 1 (2023): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v3i1.627

Abstract

The Covid-19 pandemic that hit almost the entire world, including Indonesia, poses a threat to economic growth, which has a multiplier effect on the company's financial condition. So this study aims to determine the impact of corporate governance on company financial performance during the Covid-19 pandemic in Indonesia. This study examines the relationship between the board of directors, the board of commissioners, the audit committee, and the company's financial performance. This research was conducted in 2020-2021 during the Covid-19 pandemic, and the research sample consisted of 26 companies that were selected purposively. The study results show that the size of the board of directors and independent commissioners significantly influences the company's financial performance. However, gender diversity of the board of directors, the qualifications of the board of directors, board of directors meetings and audit committee meetings do not significantly affect the company's financial performance. The novelty of this research is to consider secondary data in exploring corporate governance's effect on manufacturing companies' financial performance during the Covid-19 pandemic.
Is the Merger Effective for Indonesian Islamic Banks? Budiantoro, Risanda Alirastra; Rachman, Mohammad Aulia; Tsani, Luthfi Ibnu; Millatina, Afifah Nur; Fatimatuzzahro, Fatimatuzzahro
Share: Jurnal Ekonomi dan Keuangan Islam Vol 13, No 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i2.22036

Abstract

The low competitiveness of the Islamic banking sector has raised significant concerns within the government regarding the future viability of this financial industry in Indonesia. In response, a merger has been proposed as a strategic policy to strengthen and enhance the Islamic banking framework. This study seeks to assess the effectiveness of the merger strategy involving three state-owned Islamic banks—Bank Syariah Mandiri, BNI Syariah, and BRI Syariah—which have consolidated to form Bank Syariah Indonesia (BSI). The study employs a qualitative exploratory approach, utilizing analytical tools such as the Five Forces Model and SWOT analysis. The findings indicate that the merger strategy has been effective, as the management of the newly established entity has successfully implemented a range of initiatives to enhance the competitiveness of Islamic banking within the financial sector. These initiatives include product differentiation, innovation, a strong emphasis on service quality, institutional strengthening, and a focus on digital business development. The study concludes that the merger represents a positive step for the Indonesian Islamic banking sector. The strategies implemented by BSI may serve as a potential roadmap for other institutions aiming to enhance their competitive standing in the industry.========================================================================================================ABSTRAK – Efektifkah Merger pada Perbankan Syariah di Indonesia? Rendahnya daya saing sektor perbankan syariah menimbulkan kekhawatiran akan keberlangsungan industri keuangan ini di masa depan di Indonesia. Sebagai kebijakan strategis untuk memperkuat dan meningkatkan kerangka kerja perbankan syariah, pemerintah mengusulkan dilakukannya merger terhadap tiga bank syariah milik negara. Penelitian ini bertujuan untuk mengevaluasi efektivitas strategi merger Bank Syariah Mandiri, BNI Syariah, dan BRI Syariah menjadi Bank Syariah Indonesia (BSI). Penelitian ini menggunakan pendekatan kualitatif eksploratif dengan memanfaatkan Five Forces Model dan analisis SWOT sebagai alat analisis. Hasil penelitian menunjukkan efektivitas strategi merger dalam meningkatkan daya saing perbankan syariah. Manajemen BSI dinilai berhasil menerapkan serangkaian strategi pencapaian tujuan organisasi seperti melakukan diferensiasi produk, inovasi, orientasi pada kualitas layanan, penguatan kelembagaan, dan menseriusi pengembangan bisnis digital. Penelitian ini menyimpulkan bahwa strategi merger merupakan langkah positif bagi sektor perbankan syariah di Indonesia dalam meningkatkan daya saingnya di industri perbankan. Hasil ini dapat menjadi panduan potensial bagi lembaga keuangan syariah lain yang ingin menerapkan strategi serupa.
Pemberdayaan Pelaku UMKM Melalui Pendampingan Penentuan Harga Pokok Harga Jual Produk dan Pemasaran Digital Hasan Mukhibad; Prabowo Yudo Jayanto; Indah Anisykurlillah; Risanda Alirastra Budiantoro; Fitrarena Widhi Rizkyana
ABDI: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 6 No 2 (2024): Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : Labor Jurusan Sosiologi, Fakultas Ilmu Sosial, Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/abdi.v6i2.797

Abstract

Permasalahan yang dihadapi oleh Pusat Belanja Sahabat Lingkungan Kalisalak (Pujasalika) adalah kurangnya pengetahuan dari proses pencatatan keuangan dan minimnya pengetahuan dan kemampaun dalam pemasaran digital. Kegiatan pengabdian ini dilakukan untuk memberikan pemahaman dan skill bagi pelaku usaha UMKM dalam melakukan pencatatan atas transaksi usahanya, khususnya dalam mengidentifikasi biaya produksi dan perhitungannya. Selain itu, pengabdian ini dilakukan untuk memberikan kemampuan mitra dalam melakukan digital marketing melalui berbagai platform e-commerce. Karena luasnya kegiatan ini, maka untuk mengefektifkan tujuan pengabdian, pelaksanaan pengabdian dilakukan melalui tiga tahapan, yaitu tahap persiapan, pelaksanaan dan pelatihan dan pendampingan. Metode pelaksanaan pelatihan dilakukan dengan pendekatan ceramah, dan studi kasus. Evaluasi kegiatan pelaksanaan pelatihan dilakukan dengan menyebarkan kuesioner kepada semua peserta sebelum dan setelah kegiatan (pre- dan post-test). Hasil penilaian pre-test dan post-test menghasilkan nilai rata-rata yang mengarah pada peningkatan pemahaman pelaku UMKM atas materi pelatihan. Selain itu, hasil uji paired-t-test menghasilkan signifikansi 0.000 dan mengindikasikan bahwa pelatihan telah dilaksanakan secara efektif dalam meningkatkan pemahaman dan skill pelaku UMKM dalam mengidentifikasi biaya produksi, penentuan harga pokok produksi, penentuan harga jual serta digital marketing
NOWADAYS CORPORATE STRATEGY: BUSINESS MODEL CANVAS AND SWOT AS A FOUNDATION Rahmawati, Sisca Dian; Lamidi; Putra, Febrianur Ibnu Fitroh Sukono; Panjaitan, Roymon; Budiantoro, Risanda Alirastra
Jurnal Manajemen dan Dinamika Bisnis (JMDB) Vol. 3 No. 2 (2024): JMDB (Jurnal Manajemen dan Dinamika Bisnis)
Publisher : Universitas Dian Nuswantoro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to determine the development of business strategy with a business model canvas approach and to determine SWOT analysis at company X. This study uses a qualitative research method using the Business Model Canvas (BMC) as a guide to identify business models and then uses SWOT for each metrics. Based on the SWOT analysis that has been produced, there are several business strategies that need to be carried out by PT. X, including producing high enough products, developing target markets, carrying out product development, selling outlet products, e-commerce, and various social media, conducting development of new innovations for products and many more.
Edukasi Financial Capacity dan Capability berbasis Teknologi Finansial untuk Mencapai Financial Well-Being bagi Ibu-Ibu PKK Desa Kalisalak Risanda Alirastra Budiantoro; Hasan Mukhibad; Asrori; Enggarningtyas Retno Pinasti; Suci Afnia; Arif Agus Haidar
PROSIDING SEMINAR NASIONAL PENGABDIAN KEPADA MASYARAKAT Vol. 4 No. 2 (2024): Prosiding Seminar Nasional Pengabdian Kepada Masyarakat : Memaksimalkan Potensi
Publisher : Universitas Nahdlatul Ulama Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/snpm.v4i2.1402

Abstract

Kegiatan pengabdian ini bertujuan untuk meningkatkan kapasitas dan kapabilitas finansial berbasis teknologi finansial bagi 35 ibu PKK di Desa Kalisalak, Kabupaten Batang, guna mencapai kesejahteraan finansial (financial well-being). Kegiatan ini dilaksanakan pada Rabu, 21 Agustus 2024, dengan fokus pada tiga aspek utama: pengenalan perencanaan dan manajemen keuangan keluarga, pengenalan aplikasi teknologi finansial, serta pembuatan anggaran sederhana. Metode yang digunakan adalah The Sustainable Livelihood Approach, yang menekankan penguatan modal sosial, manusia, dan finansial. Ibu-ibu PKK diberikan pelatihan untuk merencanakan keuangan keluarga dengan baik, memanfaatkan teknologi seperti dompet digital dan perbankan online, serta membuat anggaran rumah tangga sederhana namun efektif. Kebaruan kegiatan ini terletak pada pendekatan edukasi teknologi finansial yang dirancang khusus untuk kelompok ibu rumah tangga di pedesaan, yang sebelumnya belum banyak menggunakan teknologi finansial. Kebermanfataan dari edukasi ini menggabungkan literasi digital dan finansial, sehingga peserta dapat langsung mengaplikasikan konsep yang dipelajari dalam kehidupan sehari-hari. Evaluasi dilakukan menggunakan metode Tingkat Capaian Responden (TCR) untuk mengukur efektivitas edukasi. Hasilnya menunjukkan peningkatan signifikan pada pemahaman dan keterampilan peserta. Hal ini menunjukkan peningkatan signifikan pada kemampuan ibu-ibu PKK dalam memahami konsep keuangan dasar, seperti mengatur anggaran dan memanfaatkan aplikasi keuangan untuk kebutuhan sehari-hari. Selain itu, ibu PKK Desa Kalisalak merasa lebih percaya diri dalam memanfaatkan teknologi ini untuk menabung, mengatur pengeluaran, dan bahkan mempertimbangkan investasi sederhana. Dampaknya terlihat dalam pengelolaan keuangan rumah tangga yang lebih terstruktur dan terkontrol. Kesuksesan program ini membuktikan bahwa edukasi literasi keuangan berbasis teknologi finansial dapat meningkatkan kemandirian finansial di kalangan ibu rumah tangga pedesaan. Dengan keterampilan baru yang diperoleh, ibu-ibu PKK di Desa Kalisalak diharapkan dapat terus meningkatkan kesejahteraan finansial keluarga mereka secara berkelanjutan.
STRATEGI MANAJEMEN KEUANGAN BAGI PELAKU USAHA ULTRA MIKRO: OPTIMALKAN KEUNTUNGAN DENGAN HARGA POKOK PRODUKSI Jannah, Richatul; Rizkyana, Fitrarena Widhi; Pratiwi, Meilani Intan; Budiantoro, Risanda Alirastra; Lestari, Tiara Dwi; Himmatina, Dina Nur; Haidar, Arif Agus; Pinasti, Enggarningtyas Retno
As-Sidanah Vol 6 No 2 (2024): OKTOBER
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/assidanah.v6i2.453-470

Abstract

This community service program was motivated by the limited understanding of ultra-micro business actors (UMi) in Candi Village, Semarang City, regarding financial management and calculating the Cost of Goods Sold (HPP), which affects business sustainability and welfare. The program aimed to provide education on financial management and HPP calculation to help members of the Micro Business Communication Forum (FOKUS) improve their business sustainability and economic welfare. To achieve this, the program employed the Participatory Action Research (PAR) methodology, which involved active participation from the business actors in all stages of the program. The methods used included theoretical education, interactive discussions, and practical HPP calculations relevant to the participants' businesses. The results showed a significant improvement in participants' understanding, enabling them to maintain accurate financial records and separate personal and business finances. The evaluation using the Respondent Achievement Level (TCR) showed scores above 80% in understanding financial management, HPP calculation, and business sustainability, with scores between 60% and 80% in applying this knowledge and improving welfare. The program successfully enhanced the participants' ability to manage their finances, project business profits more effectively, and increase overall business sustainability and welfare.
PENDIDIKAN PENGELOLAAN KEUANGAN KELUARGA DALAM MEMBENTUK SIKAP BEREKONOMI YANG RASIONAL DI SDN PAKINTELAN 03 GUNUNGPATI SEMARANG Budiantoro, Risanda Alirastra; Susanti, Anis; Jannah, Richatul; Rizkyana, Fitrarena Widhi; Athoillah, Athoillah
Sawala : Jurnal pengabdian Masyarakat Pembangunan Sosial, Desa dan Masyarakat Vol 6, No 1 (2025): Sawala : Jurnal pengabdian Masyarakat Pembangunan Sosial, Desa dan Masyarakat
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/sawala.v6i1.48226

Abstract

Pengelolaan keuangan rumah tangga merupakan salah satu hal penting yang harus dilakukan oleh setiap rumah tangga untuk mewujudkan tujuan perencanaan dan pengelolaan keluarga. Pendidikan pengelolaan keuangan keluarga ini bertujuan untuk meningkatkan pengetahuan literasi keuangan dan manajemen keuangan keluarga secara teori dan praktek dalam bentuk evaluasi keuangan dan penyusunan anggaran sederhana. Kegiatan ini dilakukan dalam tiga tahapan yaitu investigasi, persiapan dan implementasi selama dua bulan di SDN Pakintelan 03 Gunungpati. Pelaksanaan program pengabdian kepada masyarakat ini dilakukan dalam bentuk sharing session dan pelatihan literasi keuangan dan manajemen keuangan keluarga dilakukan sesuai dengan kualifikasi yang dimiliki oleh peniliti sekaligus tim pelaksana. Hasilnya guru SDN Pakintelan 03 Gunungpati menjadi lebih bijak dan terampil dalam penerapan literasi keuangan dan manajemen keuangan keluarga dalam kehidupan sehari-hari, seperti membelanjakan uangnya secara bijak, membayar cicilan utang, dan melakukan kegiatan menabung. Harapannya dengan program pengabdian kepada masyarakat ini, guru di Guru SDN 03 Pakintelan, Gunungpati dapat membuat perencanaan dan pengelolaan keuangan keluarga yang baik dan bijaksana bagi rumah tangganya sehingga pada akhirnya menjadikan keuangan keluarga menjadi sehat dan sejahtera.
REDESIGNING ISLAMIC TRANSFORMATIONAL LEADERSHIP FOR MUSLIM MINORITIES IN THE WEST Fatimatuzzahro; Risanda
Al'Adalah Vol. 26 No. 1 (2023)
Publisher : LP2M IAIN Jember (now UIN Kiai Haji Achmad Siddiq Jember)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/aladalah.v26i1.320

Abstract

Islam is a comprehensive religion that does not discuss one aspect of knowledge but covers all aspects, including leadership. Islamic leadership must be based on the pillars of Islam, namely the Qur'an and Hadith. Islamic leaders must work towards a vision to create a just society where the rule of law is upheld among all believers and non-believers. In the context of Islam in Western countries, leadership faced many challenges during the early years of the 21st century. These challenges can come from internal organizational challenges, such as social, cultural, and structural challenges. However, challenges arise from external contexts, such as social, cultural, legal, and political. In Islamic economic philosophy, the leadership model that is considered ideal is one based on fair and ethical leadership principles. This qualitative research aims to explain and redesign the transformational leadership theory with Islamic leadership. The study results are four characteristics that can influence transformational Islamic leadership: government pressure, media hostility, international politics, and a legal system. The impact of international politics unites the Muslim population to some extent. Australia's Muslim population hails from many countries, including a significant group born and raised in Australia. As a result, the Muslim population in Australia is a minority in an international context.
CONSUMER SATISFACTION BEHAVIOR WHOM PURCHASE CHINESE SMARTPHONE IN SOLORAYA Putra, Febrianur Ibnu Fitroh Sukono; Budiantoro, Risanda Alirastra; Luxfiati, Bilkis Aulia; Widawati, Mega Wahyu
Jurnal Aplikasi Manajemen Vol. 18 No. 3 (2020)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2020.018.03.19

Abstract

Customer satisfaction behavior that buys Chinese smartphone products is the purpose of this research. This research population is all customers who bought Chinese smartphones in seven cities included Surakarta, Boyolali, Sukoharjo, Wonogiri, Sragen, Klaten, and Karanganyar in Central Java. The sampling technique used purposive sampling with a total of 400 respondents who bought Chinese smartphones in the official store and black market. A personal questionnaire obtained by a field study is a data collection research method. Multiple linear regression and comparison tests used as an analysis tool in this research. The findings in this research resulted that the three independent variables such as price perception, product quality, and marketplace have a positive and significant effect on customer satisfaction. In this study, it was also found that there were differences in consumer satisfaction who bought the Chinese smartphones in official stores and the black market.
Mediating Role of Green Entrepreneurial Orientation Between Entrepreneurship Education and Academic Support on Green Entrepreneurial Intention Ahmad Sehabuddin; Joko Widodo; Indri Murniawaty; Risanda Alirastra Budiantoro
Dinamika Pendidikan Vol. 19 No. 2 (2024): Dinamika Pendidikan
Publisher : Economics Education Department Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v19i2.8086

Abstract

This study aims to analyze the impact of entrepreneurship education and academic support on green entrepreneurial intention, analyzing the role of mediation green entrepreneurial orientation between entrepreneurship education and academic support of green entrepreneurial intention. This study is a quantitative study.  The sample of this study were 395 student Faculty of Economics and Business at three universities in Indonesia, namely the Universitas Indonesia (UI), Universitas Negeri Semarang (UNNES), and the Institut Pertanian Bogor (IPB). Analysis techniques use modeling Structural Equation Models. The results of the study state that entrepreneurship education and academic support influence green entrepreneurial intention. Besides that, green entrepreneurial orientation can mediate between entrepreneurship education and educational support for green entrepreneurial intention. The implications of this study are to help educational institutions in designing programs from the curriculum side, increasing academic support and collaboration with industries that focus on green entrepreneurship. In this context, educational institutions are more effective in encouraging students to have the intention to engage in green entrepreneurship, so that they can contribute to sustainable development.
Co-Authors A. A. A. WULANDIRA SAWITRI DJELANTIK Afifah Nur Millatina Agus Wahyudin Ahmad Nurkhin Ahmad Syahrul Fauzi Ali, Luthfi G. Amalia Nur Chasanah Anak Agung Istri Sri Wiadnyani Anis Susanti Arif Agus Haidar Arifandi, Muhammad Rizky Asrori Athoillah Athoillah, Athoillah Aulia Prima Kharismaputra Awanis Linati Haziroh Bilkis Aulia Luxfiati Cahyani, Indah A. Chasanah, Amalia Nur Damas Gianlugi Alrizqi Diana Puspitasari Enggarningtyas Retno Pinasti Fatimatuzzahro Fatimatuzzahro, Fatimatuzzahro Febrianur Ibnu Fitroh Sukono Putra Fitrarena Widhi Rizkyana Florensia, Carina Foza Hadyu Hasanatina Foza Hadyu Hasanatina Foza Hadyu Hasanatina Hadyu Hasanatina, Foza Haidar, Arif Agus Hakimi, Fifi Hasan Mukhibad Heri Yanto Herry Subagyo Himmatina, Dina N. Himmatina, Dina Nur Indah Anisykurlillah Indri Murniawaty, Indri Ismiyati, Ismiyati Joko Widodo Khaira, Mulil Khalwat Asyaria Khalwat Asyaria Kholifah, Miftakhul JN Kiswanto Kiswanto Kusni Ingsih Lamidi, Lamidi Larasati, Pradipta P Larasati, Pradipta Puspita Latifah, Faela R. Lestari, Tiara Dwi Masitha Fahmi Wardani Masitha Fahmi Wardhani Maylia Pramono Sari Maylia Pramono Sari Mega Wahyu Widawati Meliana, Rini Mubashir Ahmad Mudinillah, Adam Muhammad Rizky Arifandi Mustofa, Ubaedul Nanik Sri Utaminingsih Nora Idiawati Nur Rachmat Arifin Nursalim Nursalim Perdana, Tito Aditya Pinasti, Enggarningtyas Retno Prabowo Yudo Jayanto Pradipta Puspita Larasati Pradipta Puspita Larasati Pratiwi, Meilani Intan Putra, Febrianur I.F.S. Rachman, Mohammad Aulia Rachman, Muhammad Aulia Rahmad Hakim Ratna Herawati Ratna Wardani Richatul Jannah Riesanda Najmi Sasmita Rizkyana, Fitrarena Widhi Roymon Panjaitan Runtiningsih, Sri Sandy Arief Sehabuddin, Ahmad Selvia Puji Lestari Shujahat Ali Sih Darmi Astuti Sisca Dian Rahmawati Sri Herianingrum Suci Afnia Syamsuddin Syamsul Arifin Tamimah Tamimah Tiara Daffa Arsanda Tika Widiastuti Tsani, Luthfi Ibnu Ubaedul Musthofa Vicky Oktavia Vina Amalia, Vina Zahra, Mauren A.