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Apakah yang Mempengaruhi Minat Menggunakan QRIS pada Masyarakat Gen-Z? Kadek Rizpa Dwi Anggayasa; M. Rudi Irwansyah
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 1 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i1.95952

Abstract

This study aims to determine the factors that influence the interest in using QRIS as a digital payment system among Gen-Z individuals in Buleleng Regency, as well as to determine the most dominant factor. The research employs a quantitative approach using factor analysis. Data were collected through questionnaires distributed to 150 Gen-Z respondents residing in Buleleng Regency who had used QRIS at least twice. The results of the analysis reveal that from four main indicators: trust, perceived ease of use, security, and perceived usefulness, one primary factor was formed, referred to as the perception of system reliability. This factor has an eigenvalue of 3.067 and explains 76.675 percent of the variance, indicating a significant contribution to the interest in using QRIS, thus making it the most dominant factor. These findings suggest that Gen-Z evaluates digital payment services holistically based on the reliability of the technology and is more inclined to use systems that are perceived as trustworthy, efficient, secure, and beneficial.
Pengaruh Modal dan Produktivitas terhadap Pendapatan Nelayan di Kecamatan Tejakula Kabupaten Buleleng Kadek Linda Ayu Lestari; M. Rudi Irwansyah
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 1 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i1.98368

Abstract

This study aims to determine the effect of capital and productivity on fishermen's income in Tejakula District, Buleleng Regency. The subjects of this study were fishermen in Tejakula District, Buleleng Regency, while the objects in this study were capital and productivity. The population tested was 1,034 fishermen with a sample of 91 respondents. The sampling technique used was simple random sampling. Data collection was carried out by distributing questionnaires. To analyze the data, this study used SPSS (Statistical Package for the Social Sciences) version 25, with a multiple linear regression analysis method. The results of this study indicate that partially capital and productivity have a positive and significant effect on fishermen's income. While simultaneously capital and productivity together have a positive and significant effect on fishermen's income in Tejakula District, Buleleng Regency. For further researchers, it is advisable to consider other factors such as work experience, labor, selling price, catch and distance traveled.
Faktor-Faktor Yang Mempengaruhi Penggunaan E-Wallet Sebagai Alat Pembayaran E-Commerce Pada Generasi Z di Singaraja Rachel Hotmaria Pasaribu; M. Rudi Irwansyah
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 1 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i1.99445

Abstract

This research aims to examine the influence of perceived ease of use and perceived usefulness on the use of e-wallets as a payment tool for e-commerce among Generation Z in Singaraja, both partially and simultaneously. This type of research is descriptive quantitative. The population in this study consists of all Generation Z individuals residing in Singaraja. The sampling technique used in this study is purposive sampling, with sample selection based on certain criteria, namely, Generation Z in Singaraja who are already employed and use e-wallets as a payment tool for e-commerce, with a total sample size of 120 people. Data collection methods utilize questionnaires and are analyzed using multiple linear regression analysis. Hypothesis testing employs the t-test and F-test, processed with the aid of SPSS version 25. The research results show that (1) the perception of ease has a positive and significant effect on the use of e-wallets, (2) the perception of benefits has a positive and significant effect on the use of e-wallets, and (3) the perceptions of ease of use and benefits have a positive and significant effect on the use of e-wallets.
Pengaruh Pendapatan dan Konsumsi Rumah Tangga terhadap Kesejahteraan Keluarga Buruh Tambak Benih Bandeng Desa Penyabangan Mila Faizah; M. Rudi Irwansyah
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 1 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i1.100234

Abstract

This study to analyse the effect of income and haoshold consumption on the walfare of milkfish fry pond laborers’ families in Penyabangan Village. As a vulnerebable economy group, it is essensial to understand how income and consumption contribute to their family walfare. The research uses a quantitative approach with data collected through questionnaires distributed to milkfish fry pond laborers in the area. The data were analyzed using multiple linear regression. The result show that both income and haousehold consumption have a positive and significant effect on family walfare. These finding indicate that increasing income and managing haousehold consumption effectively can improve the welfare of pond laborers’ families in Penyabangan Vilage. This study is expected to provide input for local goverments and stakeholders in formulating policies to support the well baing of pond-based family welfare.
Analyzing the Determinants of Employee Work Discipline: An Empirical Study of Administrative Staff Ni Dwi Fefiyani Subawa; Komang Krisna Heryanda; M. Rudi Irwansyah
Almana : Jurnal Manajemen dan Bisnis Vol. 10 No. 1 (2026): April
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v10i1.3003

Abstract

Work discipline constitutes a fundamental element in ensuring the effectiveness and accountability of human resource management within higher education institutions. In developing academic units, inconsistencies in attendance patterns and working-hour compliance indicate that disciplinary behavior remains a managerial concern. At the Faculty of Medicine, Universitas Pendidikan Ganesha, fluctuations in digital attendance records and accumulated working-hour deficits suggest the need to examine behavioral and organizational determinants shaping employee discipline. This study aims to analyze the influence of motivation, Work Culture, and leadership style on the work discipline of administrative staff, both partially and simultaneously. A quantitative approach was employed using a saturated sampling technique involving all 45 administrative employees. Data were collected through a structured Likert-scale questionnaire and supported by institutional attendance records. Instrument validity and reliability were confirmed before analysis, and multiple linear regression was applied to test the hypotheses. The findings reveal that motivation and Work Culture have positive and significant effects on work discipline, whereas leadership style does not show a significant partial effect. However, collectively, the three variables significantly explain variations in employee discipline. These results underscore the importance of strengthening motivational practices and cultivating a supportive Work Culture to foster sustainable disciplinary behavior in public higher education settings.
Co-Authors Anantawikrama Tungga Atmadja Andiani, Ni Made Nur Ayu Apriyani, Putu Reisa Ariawan, I Wayan Dedi Bagus Shandy Narmaditya Bhaskara, Ni Kadek Adisanti Bidari, Ni Putu Intan Budiartini, Ni Nyoman Chiselia, Kadek Aprilda Damayanti, Ni Luh Rani Dharmayasa, I Putu Arya Dharmayasa, I Putu Arya Diota Prameswari Vijaya Diota Prameswari Vijaya Diota Prameswari Vijaya Gede Mandirta Tama Gumilang, Panji Hazra, Rosiana Heryanda, Komang Krisna Heryanda, Komang Krisna I Kadek Rai Suwena I Nengah Suarmanayasa I Nyoman Sujana I Wayan Dedi Ariawan I Wayan Suwendra Ikhtiarini, Nunuk Jayanti, Ni Kadek Yumi Jodi, Kadek Agus Setiawan Kadek Apriada Kadek Apriada, Kadek Kadek Linda Ayu Lestari Kadek Rai Suwena Kadek Rizpa Dwi Anggayasa Karina, Komang Lia Kartika, Putra Kusuma Kencani, Kadek Dena Ayu KETUT ERESMAWATI Ketut Putri Hema Malini Komang Krisna Heryanda Komang Krisna Heryanda Koswara, Made Kony Kristina Seni Kurniawan, Putu Dede Lisa Rokhmani Luh Putu Widhia Lestari Lulup Endah Tripalupi M.Pd. S.Pd. Luh Indrayani . Made Ary Meitriana Made Ary Meitriana Made Kony Koswara Mayasari, Ni Made Dwi Ariani Meitriana, Made Ary Mila Faizah Naswan Suharsono Ni Dwi Fefiyani Subawa Ni Luh Rani Damayanti Ni Made Sukerti Ni Wayan Ayu Santi . Ni Wayan Yulianita Dewi Nunuk Ikhtiarini Prih Hardinto Priska Happy Karina Putra, I Gusti Lanang Prayura Putu Indah Rahmawati Putu Krisna Adwitya Sanjaya Putu Riska Wulandari Putu Suadharma Rachel Hotmaria Pasaribu Rinto Alexandro Rosiana Hazra Sachiko Ohno Salsabila Jawza Puteri Santi Merlinda Sri Handayani Sudiarta, I Made Sudiarta, I Made Sujana, I Nyoman Syahrul Munir Tama, Gede Mandirta Telagawathi, Ni Luh Wayang Sayang Trianasari Trisnayani, Ni Komang Valerie, Shannon Eunice Gretchen Vidya Purnamasari Wati, Ni Putu Riski Krisna Widiantari, Luh Putu Yuni Wulandari, Putu Riska Yakob, Noor Azudin Yohanes Hadi Soesilo Yuli Agustina, Yuli Yupita, Linda