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All Journal JPM (Jurnal Pemberdayaan Masyarakat) Dinamisia: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekobis : Ekonomi Bisnis & Manajemen BAKTI BANUA : JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Kajian Ilmiah Jurnal Abdimas Indonesia : Jurnal Abdimas Indonesia International Journal of Community Service Jurnal Ekonomi Mediastima Jurnal Akuntansi Dan Bisnis Indonesia (JABISI) Jurnal Multidisiplin Madani (MUDIMA) Indonesian Journal of Business Analytics (IJBA) Jurnal Bisnis, Logistik dan Supply Chain Jurnal Pengabdian Teratai Jurnal Manajemen dan Perbankan (JUMPA) Jurnal Akuntansi dan Manajemen Bisnis (JAMAN) Jurnal Manajemen dan Bisnis JAKPI Jurnal Bisnis dan Ekonomi Siber International Journal of Digital Business
Ahmad Nurdin Hasibuan
Institut Bisnis Dan Informatika (IBI) Kosgoro 1957
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Pengelolaan Kredit Usaha Bagi Usaha Mikro dan Kecil Pemula di Setu Babakan Kecamatan Jagakarsa Harisman Harisman; Reny Andriyanty; Ahmad Nurdin Hasibuan
Jurnal Pemberdayaan Masyarakat Vol 8 No 1 (2023): Mei
Publisher : Direktorat Penelitian dan Pengabdian kepada Masyarakat (DPPM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jpm.v8i1.7308

Abstract

The target community for this service activity community was 20 entrepreneurs who have businesses in Setu Babakan Cultural Tourism Village, Jagakarsa District, South Jakarta.  The average participants sell food and drinks along the Setu Babakan cultural tourism.  The method was counseling, to increase the knowledge of the target community regarding proper credit management in order to avoid business debt. The activity consists of two main activities, namely counseling and discussion.  The main factors for the business were at a level of production volume, in order to finance the expansion of business scale where business capital was insufficient. It will be more profitable if the business obtains capital from the other party.  However, the decision to borrow capital, they must consider the prevailing interest rate and the rate of return on investment.  Analysis of the data showed an increase in understanding of good business credit management among the target community.  Before the counseling was conducted, the average level of understanding was 41% and after the counseling, their understanding increased to be 61 percent.  The activity recommended that activities must be sustained in the target communities who have at least a high school education and are between 21-40 years old.
Co-Authors Abdul Wahab Samad Abdul Wahab Samad Abraham Mandagie Achmad Fauzi Achmad Fauzi Afiat, Dominica Dini An Beti Roifatul Fitri Andri Faisal Angellina Merry Susetyawan Aras, Marsadi Aris Fatoni Asrarudin Udin Asrarudin Asrof Murfidiyanto Astried Silvanie Astuti, Arum Yuni Attisha Azhira Sangaji Chairunnisa Chairunnisa Dadan Sundara Darmansyah, Fery Deandra Naddienalifa Dedeh Dedeh, Dedeh Delila Rambe Delila Rambe Delila Rambe, Delila Diah Nurdiana Dodi Wahab Dyah Utami Dewi Enny Widayati Fatihah, Suci Fauziyah, Hanifah Febryano Manggala Putra Gilang Ramadhan Gunawan Hanif Rizqi Oktaviado Harisman Harisman Harisman Harisman Harisman Harisman Hasna Amelia Putri Haswan Yunaz Hatkasum Ratu Mony Helenina Aprilia Hidayat, Syeh Saefudin Indah Paraswati Fanny Irma Setyawati Ishaq, Muhammad Jong Yoon Park Kamarul Zaman Rambe Leni Vebriyani Agung LM Nursalam Marsadi Aras Maulana, Muhammad Emir Medy Desma Fatwara Moeins, Anoesyirwan Muhammad Aria Wahyudi Muhammad Muhammad Muhammad Syahrul Muphimin Muphimin Muphimin, Muphimin Nandan Limakrisna Noerlina Anggraeni Noerlina Anggraeni Noor Oktavia Hermasari Nova Permatasari Novianto, Irvan Nurhasanah Ismi Nurhasanah Marko Nurjani Sangadji Jhani Nurul Azizah Oktofiani Suharli Permatasari, Nova Prastia, Geby Ari Prisila Damayanti Prisila Damayanty Rambey, Tagor Renny Saidih Renny Srimaulidya Reny Andriyanty Reny Ardiyanty Resti Nurul Ayuni Rere Rudi Laksono Rudi Laksono Rudi Laksono Rulyannas Tasya Istiqomah Saidih, Renny Sekararum Sherlenadya Purba Seung Hee Bae Sirly Mayyasa Sitorus, Imran Riadi So Jung Lee Suci Fatihah Sunarsih Syamsul Bachri Syamsul Bachri Syamsul Bahri asri Syeh Saefudin Hidayat Tagor Rambe Tagor Rambey Taufik, Edi Rahmat Thoriqin, Azis Triyono Adi Tristanto Utami Dewi Dyah W.P, M. Vieky Dwitama Wahab, Dodi Widad Widad Widayati, Enny Widjanarko Widjanarko Widjanarko Widjanarko, Widjanarko Zara Tania Rahmadi