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All Journal Indonesian Journal of Islam and Muslim Societies MUQTASID IJTIHAD Jurnal Wacana Hukum Islam dan Kemanusiaan INFERENSI Jurnal Akuntansi Multiparadigma Indonesian Journal of Business and Entrepreneurship (IJBE) Mozaik Humaniora Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Jurnal Pemuda HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Hayula: Indonesian Journal of Multidisciplinary Islamic Studies Jurnal Studi Pemuda Al Tijarah Perisai : Islamic Banking and Finance Journal Economica: Jurnal Ekonomi Islam al-Uqud : Journal of Islamic Economics AFEBI Islamic Finance and Economic Review Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Ihtifaz: Journal of Islamic Economics, Finance, and Banking International Journal of Islamic Business and Economics (IJIBEC) Indonesian Journal of Halal Research Cendekia: Jurnal Pendidikan dan Pembelajaran ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal REKSA: Rekayasa Keuangan, Syariah dan Audit Airlangga International Journal of Islamic Economics and Finance Telaah Bisnis Jurnal Riset Public Relations Perbanas Journal of Islamic Economics and Business International Journal of Emerging Issues in Islamic Studies International Journal of Islamic Business and Economics (IJIBEC)

Muhamad Nafik Hadi Ryandono, Muhamad Nafik

Departemen Ekonomi Syariah – Fakultas Ekonomi Dan Bisnis – Universitas Airlangga

Author-ID : 3025863

Religion Arts Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Social Sciences Other

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Efektivitas Memberdayakan Ekonomi Pada Program Komunitas Usaha Mikro Muamalat Berbasis Masjid di Masjid Miftahul Jannah Surabaya Hanif Ardiansyah; Muhammad Nafik HR
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 9 (2014): September-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol1iss20149pp647-660

The porpose of this research is to find out the effectiveness of Mosque-basedMicrobusiness Community Program to empowering mustahiq’s economy at Miftahul Jannah Mosque Surabaya.The research method of this research is a qualitative approach, case studies strategy, and descriptive analysis techniques which collecting data through interview, and observation. The informants are members of Mosque-based Microbusiness Community Program at Miftahul Jannah Mosque Surabaya, consist of seven people who had attanded the program and has recieved assistance zakat productive in the form venture capital from Baitul Maal Muamalat through Mosque-based Microbusiness Community Program (KUM3).Based on the results of the research is Mosque-based Microbusiness Community Program effective to empower mustahiq’s economy use productive zakat consist of venture capital, the mosque has a maximum role to facilitate the distribution of productive zakat from Baitul Maal Muamalat to mustahiq evidenced by increasing three indicators, namely ruhiyah, partisipation, and business. REFERENCES Al Qur’an Al Karim.Antonio, M. Syafi’i. 1999. Bank Syaria: Wacana Ulama dan Cendekiawan. Jakarta:Tazkia Institute.Arens,Alvin A.J.K Loebbecke.2001. Auditing Suatu Pendekatan Terpadu. Jakarta: Airlangga.Asnaeni. 2010. Membangun Zakat Sebagai Upaya Membangun Masyarakat. Jurnal La_Riba. Volum IV, no. 1.Djazuli, A. 2002. Lembaga-Lembaga Perekonomian Umat. Jakarta: PT.Raja Graindo Persada.Hafidhudin, Didin. 1998. Panduan Praktis Tentang Zakat, Infaq, Shadaqah. Jakarta: Gema Insani.. 2006. Panduan Zakat Praktis. Jakarta: Dompet Dhuafa Republika.. 2007. Agar Harta Berkahdan Bertambah Gerakan Memberdayakan Zakat, Infaq, Shadaqah. Jakarta: Gema Insani.Jhingan, M.I. 2004.Ekonomi Pembangunan dan Perencanaan.Jakarta : PT. Raja Grafindo Persada.Kunarjo. 2002. Perencanaan dan Pengendalian Program Pembangunan. Jakarta: UI press.Mufraini, M. Arif. 2006. Akuntansi dan Manajemen Zakat: Mengkomunikasikan Kesadaran dan Mengembangkan Jaringan. Jakarta: Kencana.Qardhawi, Yusuf. 1991. Hukum Zakat. Jakarta: Lentera.. 1995. Kiat Islam MengentaskanKemiskinan. Jakarta: GemaInsani Press.. 1996. Hukum Zakat Studi Komparasi Mengenai Status danFilsafat Zakat Berdasar AlQur’an dan Hadist. Jakarta: Mizan.. 2005. Spektrum Zakat dalamMengembangkanEkonomiK erakyatan (terj.). Jakarta: Zikrul Hakim.Ryandono, Muhamad Nafik Hadi. 2008. Ekonomi Ziswaq(Zakat, Infaq, Shadaqah, dan Waqaf). Surabaya: IFDI dan cenforis.Sugiyono. 2011. Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung:Alfabeta.Tyson,Shaun& Tony jakson.2000. The Essence of Organizational. Yogyakarta: ANDIYin. 2002. Studi Kasus Desain & Metode. Jakarta: PT Grafindo Persada. Yuliana,Indah. 2012. Implementasi Pendistribusian Dana Zakat, Infaq,dan Shadaqah Perbankan Syariah Untuk Pemberdayaan Usaha Kecil Mikro di Malang.Artikel. Malang: UIN Maulana Malik Ibrahim.

Perilaku Konsumsi Komunitas Pengajian Al-Ikhlas Rungkut Surabaya Elsha Sophia; Muhammad Nafik HR
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 10 (2014): Oktober-2014
Publisher : Universitas Airlangga

The main purpose of these research is to get the information about recitation's affection on the consumption behavior of Al-Ikhlas Rungkut Surabaya recitation community.This research use qualitative case study explanatory method. Data collection was done by interviewing, observating, and documentating on the Al-Ikhlas Rungkut Surabaya recitation community.The result obtained is recitation activity have an impact on consumption behavior undertaken by the majority of Al-Ikhlas Rungkut Surabaya recitation community with giving more attention to the appropriate Islamic consumption behavior, namely: 1) Halal and thayyib, 2) Not improvident and extravagant, and 3) balancing the consumption in the world and afterlife. Some members can be said to be improvident and extravagant because of their excessive consumption of goods and use the goods not according to their function, and eventually became redundant. It happens because they can not control their desire really well, although it does not harm them. Then, the behavior of consumption in order to fulfill the dharuriyyat, hajiyyat, and tahsiniyyat for the sake of religion, life, intelligence, descent, and property's maintenance have also been able to reach and fulfilled in a good way even though it is not perfect. REFERENCES Achmadi. 2005. Ideologi Pendidikan Islam. Yogyakarta : Pustaka Pelajar.Chaney, David. 2003. Lifestyles: Sebuah Pengantar Komprehensif. Yogyakarta. Jalasutra.Departemen Agama RI. 2011. Al-Qur'an Terjemahan. Bandung: DiponegoroHandayani, Endang Sih. 2009. Motivasi Ibuibu Rumah Tangga Mengikuti Pengajian Muslimat NU di Ranting Troso Kec. Karanganom Kab. Klaten. Yogyakarta. Universitas Islam Negeri Sunan Kalijaga Yogyakarta. (Online). http://digilib.uin-suka.ac.id (diakses 13 November 2013, jam 23.00).Hidayat, Mohammad. 2010. An Introduction to The Sharia Economic (Pengantar Ekonomi Syariah). Jakarta : Zikrul.Karim, Adiwarman A. 2007. Ekonomi Mikro Islami. Jakarta: PT Raja Grafindo.Langgulung, Hasan. 1986. Manusia dan Pendidikan. Jakarta: Al Husna.Mannan, Mohammad Abdul. 1996. Financing Development in Islam. Jeddah : IRTI.Muflih, Muhammad. 2006. Perliaku Konsumen dalam Perspektif Ilmu Ekonomi Islam. Jakarta: PT. Grafindo Persada.Nafik, Muhammad. 2009. Ekonomi ZISWAQ. Surabaya: IFDI. Ramayulis. 1994. Ilmu Pendidikan Islam. Jakarta: Kalam Mulia.Sukadi, Hananda Dwi. 2011. Pemahaman Perilaku Konsumsi Islam Sumber Daya Insani Departemen Ekonomi Syariah Universitas Airlangga. Surabaya: Universitas Airlangga. (Skripsi Tidak Diterbitkan).Sugiyono. 2011. Metode Penelitian Pendidikan: Pendekatan Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta.Supranto, J. dan Nandan Limakrisna. 2007. Perilaku Konsumen dan Strategi Pemasaran untuk Memenangkan Persaingan Bisnis. Edisi Pertama. Jakarta: Mitra Wacana Media.

Etos Kerja Islami Pada Kinerja Bisnis Pedagang Muslim Pasar Besar Kota Madiun Bagus Mohamad Ramadhan; Muhamad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 4 (2015): April-2015
Publisher : Universitas Airlangga

This research is aimed to figure out and explain the impact of Islamic work ethics on business performances of Moslem merchants in Pasar Besar in Madiun City. It also become the basic questions for the interview based on the side of the sales turnover, profit, market share and the number of labors.This research used the qualitative research method and case study as the strategy. Data collection was done by interviewing and observing the research object directly. The qualitative explanatory was used as the technique of analysis by explaining the results of the interviews and of the direct observations.The results of this research reveals some significant impacts of the Islamic work ethics on business performances of the Moslem merchants in Pasar Besar Madiun City. Merchants who implemented the values of the Islamic work ethics indicated positive impact of increased turnover, market shares and numbers of labors.

Gadai Emas Alternatif Tambahan Modal Usaha Mikro Kecil dan Menengah Pada Lembaga Keuangan Syariah Ninda Ardiani; Muhammad Nafik HR
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 8 (2015): Agustus-2015
Publisher : Universitas Airlangga

The method used is a qualitative approach with the strategy case study. The collection of data that is passed is the interview to the informant, the assistant pawn Islamic financial institutions and Micro, Small and Medium Enterprises customers pawn gold. The analysis technique used is the technique of pairing patterns with narrating the interviews with informants. Results from this study is the gold pawn Islamic financial institutions may be a reinforcement of capital Micro, Small and Medium Enterprises. The use of gold as a pledge of capital strengthening of capital Micro, Small and Medium Enterprises undertaken to meet short-term capital in the form of working capital. Requirements are simple and fast process makes this product desirable pengusha Micro, Small and Medium Enterprises. Using gold as a pledge of additional capital, the of capital Micro, Small and Medium Enterprises business grew and developing States.

Nilai Fathonah Dalam Pengelolaan Bisnis di Pesantren Mukmin Mandiri Sidoarjo Fathimatuz Zahroh; Muhammad Nafik HR
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 9 (2015): September-2015
Publisher : Universitas Airlangga

This research is aimed to determine the influence of fathonah value actively rolling in every aspect of business management at Pesantren Mukmin Mandiri Sidoarjo. Pesantren Mukmin Mandiri is one of pesantren based on agrobusiness and agro-industry which graduates entrepreneurs every year.This research used the qualitative research method and case study as the strategy. Data collection was done by interviewing and observing the research object directly. The qualitative explanatory was used as the technique of analysis by explaining the results of the interviews and of the direct observations.The results of this research shows that value of fathonah has a good influence in business management at The Pesantren Mukmin Mandiri, it can be seen from the innovation on marketing, production, increased sales, good financial management and proficiency of students in the entrepreneurship.

Linkage Program Bank Syariah Dengan BMT: Tinjauan Kritis Bagi Pengembangan Sistem Keuangan Islam Yang Lebih Kaffah Denizar Abdurrahman Mi'raj; Muhammad Nafik HR
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 10 (2015): Oktober-2015
Publisher : Universitas Airlangga

This study aims to determine the BMT’s reason for not continuing linkage with Islamic Bank. Whereas linkage program is a good strategy to achieve a more inclusive financial system. This study used a qualitative approach and single-case studies as the strategy. Primary data collection using in-depth interview, while secondary data obtained from the annual financial statements of BMT. The expalanation building was used as the technique of analysis by explaining the results of in-depth interviews, in order to know what is BMT’s reason for this case.The results showed that the linkage program that used mudaraba contract which the rate of return should be variable on the income of BMT, but in fact is still based on the amount of financing. Linkage contract which is not in accordance with mudaraba system contract caused BMT did not continue linkage with Islamic banks.

Perilaku Bisnis Muslimah : Muslimah Berkeluarga Anggota IWAPI di Kota Surabaya Sesha Ayu Permatasari; Muhammad Nafik HR
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 11 (2015): November-2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol2iss201511pp896-911

The purpose of this research is to know whether the business behavior of a Muslim family of IWAPI members in Surabaya in accordance with the teachings of Islam. This study used a qualitative approach explanatory case studies. Data collection techniques using in-depth interviews, interviews, participant observation and documentation.In this study, the behavior of the Muslim business in terms of aspects of motivation, commitment to family, barriers experienced, responsibilities and activities as well as adopting a business strategy which includes four properties of the Prophet namely: Siddiq, Trustworthy, Fatonah, Sermons. Results of this study are doing business is not forbidden in Islam as long as it does not ignore the views of the main task of a Muslim as a housewife. Business motivation ofhousewives is gain a flexible time management so as to enable a balance between the obligations of housewives and business. Thus a Muslim is able to prove that a Muslim could succeed as a wife, IWAPI members and businesswomen.

Bagaimana Peran Istri Dalam Mencapai Maqashid Syariah: Istri Sebagai Manajer Keuangan Lutfia Inggriani; Muhammad Nafik HR
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 12 (2015): Desember-2015
Publisher : Universitas Airlangga

The purpose of this study was to determine the form of the implementation of household financial management in achieving maqashid sharia. This study using qualitative approach explanatory case studies. The data was collected by interview, observation and documentation of the research object which is the member of IWAPI Surabaya.The results obtained are of religious knowledge that has an impact on the behavior of the members of IWAPI Surabaya in managing household finances based on sharia. While the business skills ‘less’ have a strong impact on the financial management of daily household. The whole informants generally know the rules of religion in achieving Maqashid Al-Shari’ah and make the wealth as a support in meeting the needs of religion and the world. With a good understanding of religion owned, the members of IWAPI Surabaya is able to implement it into the form of maintenance of religion, life, intellect, lineage and property according to religious teachings.

Faktor-Faktor Yang Berpengaruh Terhadap Likuiditas Bank Syariah Muhammad Choirul Ichwan; Muhammad Nafik H.R
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 2 (2016): Februari-2016
Publisher : Universitas Airlangga

This research aims to understand the influence of economic growth, rate of inflation, total funding, cost to income ratio, non performing financing, and financing to deposit ratio to liquidity of Islamic Bank. This Research uses a quantitative approach and a purposive sampling technique. The data used are collected through financial report of Islamic bank such as Muamalat Indonesia, BNI Syariah, BRI Syariah, Mandiri Syariah, and Mega Syariah period 2010-2014. Analysis of data is carried out by using the multiple linear regression analysis model. The result of this research is economic growth has significant to financing to deposit ratio.. This research suggests that to make the Bank not liquidity the Bank should increase the financing to deposit ratio.

Pemahaman Maqashid Syariah (Akal) Terhadap Kinerja Lembaga Zakat Yatim Mandiri Di Surabaya Citra Aisya Madania; Muhammad Nafik H.R
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 3 (2016): Maret-2016
Publisher : Universitas Airlangga

The potential that zakat has in Indonesia has not been well optimized nor managed professionally, such is caused by the lack of effectiveness of zakat institutions in collecting, administrating, and distributing zakat procedures. The comprehension of maqashid sharia in regard to zakat is a determining factor in the success of zakat management. A good understanding of the maqashid sharia behind zakat will lead to better management of zakat proceedings.This research adopts a qualitative approach in an attempt to further analyze the role of understanding maqashid sharia by zakat institutions in managing zakat funds. Sources will come from 4 official of the YatimMandiri Surabaya Zakat Collector Institution. Data is collected through means of in depth interview, observation and documentation.Results showed that understanding the maqashid sharia behind zakat is a requirement in order to efficiently perform the complete zakat procedures.

Co-Authors & Ari Prasetio A Syifaul Qulub Abdul Aziz, Azreen Hamiza Abdus Sami Achmad Fadlil Abidillah Achsania Hendratmi Aditya Kusuma Ahmad Ajib Ridlwan Ahmad Kamil Ainaul Mardliyyah Akhmad Firdaus Rostyanta Akmalur Rijal Ali, Mohammad Mahbubi Alvin Sugeng Prasetyo Ana Toni Roby Candra Yudha Ana Toni Roby Candra Yudha Anik Rufaidah Ardian Dwi Bagus S Ari Prasetyo Asya’bani, Nispia Azhar Alam Azwar Anas Bagus Mohamad Ramadhan Bashlul Hazami candra yudha, ana tony roby Citra Aisya Madania Citra Rahayu Indraswari Dewi Astuti Dian Ayu Firtanasari Dja’akum, Cita Sary Dk Hjh Saerah Pg Hj Petra Dk Hjh Saerah Pg Hj Petra Dyah Palupi Dwi Cahyani Eko Fajar Cahyono, David Kaluge Elicha Pusparini Elsha Sophia Erika Takidah Evan Yoga Adhi Sakti Fahmi Abdullah Faid Arinal Firdaus Fathimatuz Zahroh Febrita Kusumastiti Filianti, Dian Firmansyah Putra Gandhi Satrya Kumajaya Hanesti, Elsi Mersilia Hanif Ardiansyah Henry Reza Novianto Heppy Prasetyo Pradhana Holyness Nurdin Singadimedja Ida Wijayanti Ida Wijayanti Ida Wijayanti Ida Wijayanti Imron Mawardi Inayatul Fitria Saputri Insani, Taqiyah Dinda Irham Zaki Jazilinni’am, Naili Kasanah, Roisatun Khea Miyagi Kumara Adji Kusuma Kusumaningtyas, Menur Lutfia Inggriani Marhanum Che Mohd Salleh Marhanum Che Mohd Salleh, Marhanum Che Marwini Marwini Maryani, Anny Meidiana Rizki Adelia Mi'raj, Denizar Abdurrahman Misbahul Munir Misbahul Munir Mochammad Nuril Misbach Mochammad Nuril Misbach Mohammad Razan Mahrani Muhammad Afthon Ashar Muhammad Akbar Rafdison Muhammad Ala’uddin Muhammad Choirul Ichwan Muhammad Fitrahuddin Ajmal Nazir Mursyidi, Ach Fatayillah Nida Laili Fitriyah Ninda Ardiani Nur Puji Rohmawati Pantas, Pribawa E Petra, Dk Hjh Saerah Pg Hj Pribawa E Pantas Puji Sukmaningrum Purnomo Adji Qonitah Bakhitah Qulub, A. Syifaul R. Moh. Qudsi Fauzy, R. Moh. Qudsi Raditya Sukmana Rahmawati, Estina Raisya Nada Salsabila Ramadhanty, Rifka Putri Rani, Lina Nugraha Rembrant Shella Gustami Rendri Pratama Wahyu Priandhika Rifki Satriyo Aji Ririn Tri Ratnasari Rofiul Wahyudi Romadzuhri Nurbanatra Rosa Prafitri Juniarti Rusgianto, Sulistya Rusmita, Sylva Alif Salsabiilatul Ayniah K. S. Sesha Ayu Permatasari Shabrina Anwari Shafira Sa’adah Syauqiyah Shinta Sunja Prastika Siti Mujibatun Siti Nur Indah Rofiqoh Sri Herianingrum Sri Herianingrum Susanto, Arva Athallah Taqiyah Dinda Insani Taqiyah Dinda Insani Tika Widiastuti Tika Widiastuti Tjiptohadi Sawarjuwono Wahyudi, Rofiul Wardhana, Akhmad Kusuma Widita Kurniasari WIDITA KURNIASARI, WIDITA Widyadhana, Rafi Wijayanti, Ida Yan Putra Timur Zakik, - Ziauddin Sardar Zulfa Mufidah

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