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Penguatan Modal Usaha Mikro, Kecil Dan Menengah Melalui Pembiayaan Di BMT Mandiri Sejahtera Gresik Heppy Prasetyo Pradhana; Muhammad Nafik H.R
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 4 (2016): April-2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (116.872 KB) | DOI: 10.20473/vol3iss20164pp325-332

Abstract

The purpose of this research is to analyze the role of funding by BMT in strengthening the capital of micro, small and medium businesses in BMT Mandiri Sejahtera Gresik. The measure of capital strengthening is viewed by the increase of income, profits, assets and capital structure.This research employed the qualitative approach of using case study. Data collection is done through interviews and observation of the object of the research. The techniques of analysis employed in this research are the source triangulation technique, the pattern matching technique and qualitative descriptive technique which narrates the results of the interviews and observations.The result of this research shows that BMT Mandiri Sejahtera has positively strengthened the capital of micro, small and medium businesses, such is shown by the increase of income, profit, assets and capital structure after receiving funding from BMT Mandiri Sejahtera.
Kesejahteraan Dalam Perspektif Islam Pada Karyawan Bank Syariah Ziauddin Sardar; Muhammad Nafik H.R
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 5 (2016): Mei-2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (198.819 KB) | DOI: 10.20473/vol3iss20165pp391-401

Abstract

Muslims required to work through legal means, but as human beings sometimes lust to dominate oneself so a man would prefer to work in a place that is run in activities contrary to the rules of Islam simply because the payment is obtained at the site is greater. The purpose of this research was to determine how the financial and non-financial welfare of employees and the Islamic banks to determine the reasons employees relocate to Islamic banks. For the informants who have the motivation to move because of a reason to avoid usury laws, could be said to be better in terms of non-financial welfare. For the informant who aim to move into Islamic banks due to other reasons, in terms of the welfare of both financial and nonfinancial could be said to be prosperous just not better than the employees who move for some reason wants to avoid usury.
Pencapaian Kemandirian Operasional Melalui Pengelolaan Aset Di Pondok Pesantren Annuqayah Rendri Pratama Wahyu Priandhika; Muhammad Nafik H.R
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 7 (2016): Juli-2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (170.314 KB) | DOI: 10.20473/vol3iss20167pp575-583

Abstract

Boarding school is currently experiencing rapid development. this can be evidenced by the increasing number of boarding schools each year are offset by the growing number of students. The method used is qualitative approach with the strategy case study. The collection of data that is passed is the interview to the informan, the leader of Islamic boarding school, the leader of foundation, chairman of the cooperative Islamic boarding school, as well as the collection of secondary data derived from the documents relating to asset management of Annuqayah Islamic boarding school. Research purposes to determine capital asset management in operational independence. The analysis technique used is the technique of manufacture of explanation with narrating the interviews with informants. Results from this study is optimally manage assets can make Annuqayah Islamic boarding school financially independent. Revenues that received from manage assets can assist in building new facilities which has been using grants.
Usaha Meminimalkan Risiko Pembiayaan Pada Pegadaian Syariah Romadzuhri Nurbanatra; Muhammad Nafik H.R
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 8 (2016): Agustus-2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (121.546 KB) | DOI: 10.20473/vol3iss20168pp615-624

Abstract

This research adopts a qualitative approach with a study case methodology. Data collection is done through personal interviews with informants, who are the head of branch, marketing staffs, administration staffs and clients of Pegadaian branch Blauran, Surabaya. Secondary data is also collected from documents pertinent to risk mitigation in Islamic Pawnshop (Pegadaian). The technique of analysis employed in this research is the Pattern-Matching technique accompanied with the narration of results of the interviews Results from this research suggest that the mitigation of funding risks have not been optimized in Islamic Pawnshop (Pegadaian). The risk mitigation process has only been formalities done withoutevaluation in order to comply with the standard procedures. Thus said, funding risks in Islamic pawnshop have not yet been optimally mitigated.
Wakaf Produktif Dalam Pemberantasan Kemiskinan Melalui Pemberdayaan Ekonomi di Yayasan Nurul Hayat Surabaya Azwar Anas; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 3 (2017): Maret-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (178.873 KB) | DOI: 10.20473/vol4iss20173pp253-267

Abstract

This research aims to determining howthemanagement of waqf productive economic empowerment of the poor. The results showed that the Yayasan Nurul Hayat Surabaya haveconducted productive endowments that participate in empowering the poor economy in the city of Surabaya. Endowments managed productively channeled through several programs among which Matabaca and also Bunda Yatim. Economic empowerment strategy taken in the management of productive endowments made through the approach of the religious side. Before accepting funding capital endowments, beneficiaries are required to attend regular lectures held Yayasan Nurul Hayat Surabaya within a period of 1 year. Endowment fund so that recipients are not only more economically independent, but also increased in terms of religion.
Bagaimana Pedagang Muslim Istiqomah Dalam Kejujuran? Purnomo Adji; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 5 (2017): Mei-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (211.983 KB) | DOI: 10.20473/vol4iss20175pp396-409

Abstract

The aim of this research is to find out and understand the integrity of muslim traders in honesty (ash-shidqu) while doing their job. This research uses explanatory qualitative case study approach. Data collection was done by doing interviews and documentation towards the research objects who were three convenience store merchants in Tenggilis area in Surabaya. The result is the istiqomah (having integrity) attitude of the merchants are classified into to aspects which are material and religiosity. The thing behind their actions to be istiqomah in honesty is their fear towards Allah SWT and the impact that will come up if they are not dishonest and unjustifiable in doing their trade.
Pemberdayaan Ekonomi Anggota Koperasi Jasa Keuangan Syariah Melalui Produk Pembiayaan di Koperasi Simpan Pinjam dan Pembiayaan Syariah Muamalah Berkah Sejahtera Surabaya Ardian Dwi Bagus S; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 8 (2017): Agustus-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (196.555 KB) | DOI: 10.20473/vol4iss20178pp657-667

Abstract

The cooperation of sharia microfinance institutions that have a role and function of the build and develop potential and economic ability members in particular and the society in general to improve the economic and social welfare. The aim of this research is to find out the role of cooperation sharia financial services in economic empowerment of its members. The approach that is used is qualitative approach by case study as a strategy. In the technique of data collection using the techniques of interview directly to the related objects. This research indicated that the cooperative savings and financing sharia convenient Muamalah Berkah Sejahtera Surabaya has a role in the economic empowerment members through financial products by offering the financing products, with various desired model by its members and the most important thing is that these products are using the contract according to the Islamic Law.
Proses Manajemen Risiko Gadai Emas Baitul Maal Wat Tamwil Usaha Gabungan Terpadu Sidogiri Cabang Klampis Bangkalan Madura Rifki Satriyo Aji; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 11 (2017): November-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (264.105 KB) | DOI: 10.20473/vol4iss201711pp902-913

Abstract

The purpose of this research is to find out the risk management conductivity of sharia gold mortgage product in BMT of sidogiri’s integrated joint venture in Klampis Bangkalan Madura branch. The research method used in this research is descriptive narrative with case study method whereas this research is done by doing interview and direct observation. The findings of this research showed the management has carried out contract (aqd) in its sharia gold mortgage product since the beginning until the billing process which use the value of kinship for risk management with the result that the member (borrower) feels embarrased at the time when the installment payment has not been paid. The management will not put the mortgaged gold on auction when the member (borrower) still has good intention in paying on installment the principal financing of the sharia gold mortgage product.
Pengaruh Perkembangan Bank Umum Syariah Terhadap Pertumbuhan Ekonomi Indonesia Periode 2010-2015 Firmansyah Putra; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 12 (2017): Desember-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (304.103 KB) | DOI: 10.20473/vol4iss201712pp952-967

Abstract

The study aims to examines the influence of Islamic banks on economic growth in Indonesia during the period 2010–2015. Secondary data that were used in this research were in the form of monthly time series and cross-section data during the year 2010–2015. The data were obtained based on monthly statistical banking report from Bank Indonesia (BI) andmonthly statistical reports of the Monthly Industrial Production Index in the Large and Medium scale from Central Bureau of Statistics (BPS) of Indonesia and also annual report from each islamic banks that conclude in this observation. Total assets, and total financing as variables that are representing the Islamic bank. GDP (Gross Domestic Product) is the variable that representing economic growth. By using Multiple Regression Analysis, the result shows that generally, Islamic banking affects economic growth in Indonesia.
PENGARUH FIRM SIZE DAN PROFITABILITY SERTA TOTAL ASSETS TURNOVER TERHADAP RETURN SAHAM PERUSAHAAN SEKTOR INDUSTRI BARANG KONSUMSI YANG TERDAFTAR PADA INDEKS SAHAM SYARIAH INDONESIA PERIODE 2012-2016 Inayatul Fitria Saputri; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 1 (2019): Januari-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20191pp82-96

Abstract

The goal is the reseach is to determine the effect of firm size and profitability as well as total assets turnover of companies in the sector of Consumer Goods Industry Listed In Indonesia Sharia Shares Index (ISSI) partially or simultaneously. The method of research used is the quantitative approach. The sample of the research is are 13 companies registered in Indonesia Sharia Shares Index (ISSI) that meet the criteria of purposive sampling. The analysis technique used best estimation model by Random Effect Model (REM). The result of the partial test shows that firm size, profitability variable and total asset of turnover is influenced simultaneously and significantly in stock return concerning the policy of consumer goods industry sector listed in Sharia Shares Index. Further, some of the firm size variable have significantly positive influence. In the contrary, the profitability and the total asset turnover have a negative influence and insignificant effect concerning stock return of consumer goods industry sector listed in Sharia Shares Index from 2012 to 2016 periodKeywords: Firm Size, Profitability, Total Assets Turnover, Return SahamREFERENCESAl-Qur’an Kementrian Agama RI . 2013. Jakarta:Penerbit Wali dan Mikraj hasanah Ilmu. Gujarati, Damodar, 2003, Basic Econometrics, The Mc Graw-Hill CompaniesHeykal, Nuhammad. 2012. Tuntutan dan Aplikasi Investasi Syariah. Jakarta: Elex Media KomputindoJogiyanto. 2008. Teori Portofolio dan Analisis Investasi. Edisi Ketujuh. Yogyakarta : BPFE-UGMKasmir, 2015.  Analisis Laporan Keuangan.  Jakarta : Raja Grafindo PersadaRianti Syahputri. 2015. Pengaruh ROA, NPM, EPS terhadap Return pada emiten Jakarta Islamic Index tahun 2010-2013. JESST vol. 2 No.4 April 2015.Universitas Airlangga Surabaya Roslianti, Riskary. 2014. Pengaruh Kinerja keuangan Terhadap Return Saham (Studi pada emiten saham syariah sektor manufaktur yang terdaftar di Indeks saham Syariah Indonesia 2011-2012. JESST vol.1 7 Juli 2014 Universitas Airlangga Surabaya.Ryandono, Muhamad Nafik H. 2009. Bursa Efek dan Investasi Syariah. Jakarta:Serambi.Widarjono, Agus. 2013. Analisis Statistika Multivariat Terapan Yogyakarta: UPP STIM YKPN.
Co-Authors & Ari Prasetio A Syifaul Qulub Abdul Aziz, Azreen Hamiza Abdus Sami Achmad Fadlil Abidillah Achsania Hendratmi Aditya Kusuma Ahmad Ajib Ridlwan Ahmad Kamil Ainaul Mardliyyah Akhmad Firdaus Rostyanta Akmalur Rijal Ali, Mohammad Mahbubi Alvin Sugeng Prasetyo Ana Toni Roby Candra Yudha Ana Toni Roby Candra Yudha Anik Rufaidah Ardian Dwi Bagus S Ari Prasetyo Asya’bani, Nispia Azhar Alam Azwar Anas Bagus Mohamad Ramadhan Bashlul Hazami candra yudha, ana tony roby Citra Aisya Madania Citra Rahayu Indraswari Dewi Astuti Dian Ayu Firtanasari Dja’akum, Cita Sary Dk Hjh Saerah Pg Hj Petra Dk Hjh Saerah Pg Hj Petra Dyah Palupi Dwi Cahyani Eko Fajar Cahyono, David Kaluge Elicha Pusparini Elsha Sophia Erika Takidah Evan Yoga Adhi Sakti Fahmi Abdullah Faid Arinal Firdaus Fathimatuz Zahroh Febrita Kusumastiti Filianti, Dian Firmansyah Putra Gandhi Satrya Kumajaya Hanesti, Elsi Mersilia Hanif Ardiansyah Henry Reza Novianto Heppy Prasetyo Pradhana Holyness Nurdin Singadimedja Ida Wijayanti Ida Wijayanti Ida Wijayanti Ida Wijayanti Imron Mawardi Inayatul Fitria Saputri Insani, Taqiyah Dinda Irham Zaki Jazilinni’am, Naili Kasanah, Roisatun Khea Miyagi Kumara Adji Kusuma Kusumaningtyas, Menur Lutfia Inggriani Marhanum Che Mohd Salleh Marhanum Che Mohd Salleh, Marhanum Che Marwini Marwini Maryani, Anny Meidiana Rizki Adelia Mi'raj, Denizar Abdurrahman Misbahul Munir Misbahul Munir Mochammad Nuril Misbach Mochammad Nuril Misbach Mohammad Razan Mahrani Muhammad Afthon Ashar Muhammad Akbar Rafdison Muhammad Ala’uddin Muhammad Choirul Ichwan Muhammad Fitrahuddin Ajmal Nazir Mursyidi, Ach Fatayillah Nida Laili Fitriyah Ninda Ardiani Nur Puji Rohmawati Pantas, Pribawa E Petra, Dk Hjh Saerah Pg Hj Pribawa E Pantas Puji Sukmaningrum Purnomo Adji Qonitah Bakhitah Qulub, A. Syifaul R. Moh. Qudsi Fauzy, R. Moh. Qudsi Raditya Sukmana Rahmawati, Estina Raisya Nada Salsabila Ramadhanty, Rifka Putri Rani, Lina Nugraha Rembrant Shella Gustami Rendri Pratama Wahyu Priandhika Rifki Satriyo Aji Ririn Tri Ratnasari Rofiul Wahyudi Romadzuhri Nurbanatra Rosa Prafitri Juniarti Rusgianto, Sulistya Rusmita, Sylva Alif Salsabiilatul Ayniah K. S. Sesha Ayu Permatasari Shabrina Anwari Shafira Sa’adah Syauqiyah Shinta Sunja Prastika Siti Mujibatun Siti Nur Indah Rofiqoh Sri Herianingrum Sri Herianingrum Susanto, Arva Athallah Taqiyah Dinda Insani Taqiyah Dinda Insani Tika Widiastuti Tika Widiastuti Tjiptohadi Sawarjuwono Wahyudi, Rofiul Wardhana, Akhmad Kusuma Widita Kurniasari WIDITA KURNIASARI, WIDITA Widyadhana, Rafi Wijayanti, Ida Yan Putra Timur Zakik, - Ziauddin Sardar Zulfa Mufidah