Claim Missing Document
Check
Articles

Penerapan Prinsip Akad Mudharabah Pada Investasi Syariah Hewan Ternak PT Ijadgrup Rahmat Semesta Mohammad Razan Mahrani; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 2 (2019): Februari-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20192pp254-269

Abstract

This study aims to determine the application of sharia principles contained in the investment of livestock conducted by PT Ijadgrup Rahmat Semesta in his company called Ijadfarm. The approach used is qualitative approach with case study strategy. Data collection is done by interviewing with related parties. Analytical technique that is done is source triangulation technique, pattern matching technique and descriptive qualitative analysis technique. The results of this study are the sharia principles applied by Ijadfarm in the investment of livestock in accordance with sharia principles established by DSN MUI.Keywords: Principles of Sharia Investment, Mudharabah, Sharia Husbandry, Fatwa DSN MUI  REFERENCESAffandi,L., Dikman, D.M dan Aryogi. 2007. Petunjuk Teknis Manajemen Perkawinan Sapi Potong. Pasuruan. Loka Penelitian Sapi PotongAntonio, Syafii. 2001. Bank Syariah dari Teori ke Praktik. Jakarta. Gema InsaniFatimah, Siti. 2011. Pelaksanaan Sistem Bagi Hasil Ternak Sapi di Desa Sejangat Ditinjau Menurut Konsep Mudharabah.Pekanbaru. Universitas Islam Negeri Sultan Syarif Kasim RiauHaming dan Basalamah. 2003. Studi Kelayakan Investasi: Proyek dan Bisnis. Jakarta. PPMHanoem, Halida. 2012. Keseuaian Implementasi Akad Mudharabah Musytarakah Pada Perusahaan Asuransi Takaful Keluarga Surabaya. Surabaya. Universitas Airlangga Haroen, Nasrun. 2007. Fiqh Muamalah. Jakarta. Gaya Media PertamaHenry Simamora. 2000. Basis Pengambilan Keputusan Bisnis. Salemba Empat. JakartaIskandar, L. 2009. Geografi 2 : Kelas XI SMA dan MA. Jakarta. PT Remaja RosdakaryaKarim Adiwarman. 2007. Bank Islam:Analisis Fiqh dan Keuangan. Jakarta. PT Raja Grafindo PersadaSalim dan Budi. 2008. Hukum Investasi di Indonesia. Jakarta. PT Raja Grafindo Persada Mansur. 2009. Seluk Beluk Ekonomi Islam.Salatiga. STAIN Salatiga PressMasadi, A.Ghufron. 2002. Fiqh Muamalah Kontekstual. Semarang. PT Raja Grafindo PersadaMuhammad. 2004. Teknik Bagi Hasil Keuntungan pada Bank Syariah.Yogyakarta. UII PressMuhammad. 2014. Manajemen Keuangan Syariah. Yogyakarta.UPP STIM YKPNMuslich, A.Wardi. 2010. Fiqh Muamalat. Jakarta. AmzahNafik, Muhammad. 2009. Bursa Efek dan Investasi Syariah. Jakarta. Serambi Ilmu SemestaSabiq, Sayyid. 1997. Fiqhus Sunnah jilid 3. Riyadh. Daarul MuayyadSugiyono. 2014. Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung. CV Alfabeta. Sukirno, Sadono. 1997. Pengantar Teori Mikro Ekonomi Edisi 2. Jakarta. PT Raja Grafindo PersadaSunariyah, 2003.Pengantar Pengetahuan Pasar Modal Edisi 3. Yogyakarta.UPP-AMP YKPNSuwiknyo, D. 2009. Kompilasi Tafsir Ayat-Ayat Ekonomi Islam. Yogyakarta. Pustaka PelajarYin, K.Robert.2014.Studi Kasus “Desain & Metode”. Jakarta. PT Raja Grafindo PersadaOutlook Daging Sapi Kementrian Pertanian tahun 2016.
PENGELOLAAN MANAJEMEN RESIKO GADAI NON-EMAS TIDAK TERTEBUS DI PEGADAIAN SYARIAH CABANG BLAURAN Dyah Palupi Dwi Cahyani; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 3 (2019): Maret-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20193pp446-460

Abstract

This study is aimed to know the mechanism of risk management in the management of unredeemed non-gold pawn in Blauran Sharia Pawnshop. Through the three phases of risk management that is risk identification, risk ranking, and risk control Blauran Sharia Pawnshop expected can be more minimize the risks, one of them is unredeemed non-gold pawn. The research method used was qualitative. Research data is obtained by doing interview techniques and documentation to the informant that was assistant deputy manager Pawnshop of Surabaya Regional Office, Head of Blauran Surabaya Sharia Pawnshop branch, and staff of Blauran Surabaya Sharia Pawnshop. The research showed that Blauran Sharia Pawnshop has run the risk management process in three ways: risk identification, risk ranking based on potency and the most influential risk, and risk control by conducting auction on non-goldpawning items that were not redeemed.Keyword: Risk Management, sharia mortgage, sharia pawnshop,unreedemed non-gold pawnREFERENCES Djohanputro, Bramantyo. 2006. Manajemen Resiko Korporat Terintegrasi. Jakarta: PPMHasan, M. Ali. 2004. Berbagai Macam Transaksi dalam Islam. Jakarta: PT. Raja Grafindo PersadaHendi, Suhendi. 2011. Fiqh Muamalah. Jakarta: Rajawali Pers.Karim, A. Adhiwarman. 2001. Ekonomi Islam. Jakarta: PT. Gema Insani.Kasmir. 2002. Bank dan Lembaga Keuangan Lainnya. Jakarta: PT. Raja Grafindo Persada.Susilo, J dkk. 2010. Manajemen Resiko Berbasis ISO 31.000: Untuk Industri Non-Perbankan. Jakarta: PPM Manajemen.Syafe’i, Rachmat. 2001. Fiqih Muamalah. Bandung: Pustaka SetiaTampubolon, Robert. 2006. Manajemen Resiko: Pendekatan Kualitatif Untuk Bank Komersial. Jakarta: PT.Elex Media Komputindo.Yin, Robert K. 2009. Studi Kasus(Desain dan Metode). Diterjemahkan oleh Drs. M. Djauzi Mudzakir, MA. Jakarta: PT. Raja Grafindo Persada.
Faktor Stagnasi Penghimpunan Wakaf Uang Pada LAZ Kota Surabaya Shabrina Anwari; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 4 (2019): April-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20194pp732-743

Abstract

The research aims to discover factors which affected in stagnation of Cash Waqf collection in LAZ Surabaya. Involving three Zakat Institution; YayasanYatimMandiri, Yayasan Dana Sosial Al-Falah, and BaitulMaalHidayatullah. Research method used with qualitative descriptive approach. Data collection has been using with depth interviews and documentation and validation with source-triangulation technique. Analysis technique used is phenomenology qualitative analysis. Research result conveyed as whole practice of Cash Waqf collection used by three of LAZ. Based on analysis by researcher, besides program innovation expert is highly-demands in Cash Waqf for three institutions.Keywords: Cash Waqf, LAZ, Stagnation, Factors, CollectingREFERENCESAbdullah bin Muhammad ath-Thayyar et al. 2006. Ensiklopedia Fiqh Muamalah dalam Pandangan 4 Mazhab. Yogyakarta: Maktabah al Hanif.Abu Abdullah Muhammad ibn Yazid al-QazuwainiwaMajah. Sunan Ibn Maja|h.. Kairo: Mawqi’ Wizarah al-Auqaf al-Mishriyah.Abu Zuhrah, M. 1972. Muhadarat fi al-Waqf. Cairo: Dar al Fikr al-‘Arabi.Al-Asqalāni, Ahmad bin Ali bin Hajar. 1960. Fathu al-Bāri bi SyarhShahīh al-Imām Abi ‘Abdillah Muhammad bin Ismail al-Bukhāri. Juz 6. AlQāhirah: Dār al-Kutub al-Salafiyyah.Al-Hujaili, Abdullah bin Muhammad bin Sa’d. 1999. Al-Auqāf al-Nabawiyyah wa Waqfiyātba’dhi al-Shahābah al-Kirām: DirāsahFiqhiyyah, Tārīkhiyyah, waTstāiqiyyah. Nadwah al-Maktabah al-Waqfiyyah fi al Mamlakah al-‘Arabiyyah al-Su’udiyyah, 25-27 Muharram 1420. Saudi Arabia: Wazāratu al-AuqāfwaSyu’un al-Islamiyyahwa al-Auqāfwa alDa’wahwa al-Irsyād.Al-Jaziri, Abdurrahman. 1970. Kitab Fiqh Ala Mazahib al-Arba’ah. Mesir: Rihayatul Kubra.Al-Mālik, IbnuBathal Abu al-Hasan Ali bin Khalaf bin ‘Abdu. 2003. SyarhShahīh al-Bukhāri li IbniBathal. Juz 6, Cet. 2. Saudi Arabia: Maktabah al-Rusyd.Al-Qasthalani, Ahmad bin Muhammad bin Abi Bakar bin ‘Abdu al-Malik. 1905. Irsyad al-Syāri li al-SyarhShahīh al-Bukhāri. Juz 9, Cet. 7. Mesir: Al-Mathba’ah al-Kubro al-Amiriyah.Al-Syarkhasi, Syamsu al-Din Abu Bakar Muhammad bin Abi Sahl. 2000. AlMabsuth. Juz 12, Cet. 1. Beirut: Dar al-Ma’rifah.Al-Zuhaily, Wahbah. 1985. Al-Fiqh al-Islamiwa Adillatuhu. Juz 8. Damskus:Dar al-Fikr.Azhary, M. Thahir. 2003. Bunga Rampai Hukum Islam Cet. 2. Jakarta: In Hill Co.Azzam, Abdul Aziz Muhammad. 2010. Fiqh Muamalah Sistem Transaksi dalam Fiqh Islam. Jakarta: Amzah.BadanWakaf Indonesia. 2016. PedomanAkuntansiWakaf. Jakarta: Departemen AgamaBank Indonesia. 2016. Wakaf: Pengaturandan Tata Kelola yang Efektif. Jakarta: Departemen Ekonomi dan Keuangan Syariah-Bank Indonesia.Belkaoui, Ahmed Riahl. 2012. Accounting Theory, Fifth Edition. Hampshire: Cengage LearningChowdhury, Md. ShaheedurRahaman, MohdFahmi bin Ghazali, MohdFaisol Ibrahim. 2011. Economics of Cash WAQF management in Malaysia: A proposed Cash WAQF model for practitioners and future researchers.African Journal of Business Management Vol. 5(30), hlm. 12155-12163, 30 November, 2011Dewan Syariah Nasional MUI. 2014. Himpunan Fatwa Keuangan Syariah. Jakarta: PenerbitErlanggaDjunaidi, AchmaddanThobieb Al-Asyhar. 2007. Menuju Era WakafProduktif. Depok: Mumtaz Publishing.Ghozali, Imam dan Anis Chairi. 2007. TeoriAkuntansiEdisi 3. Semarang: Badan Penerbit Universitas Diponegoro.Godfrey, dkk. 2010. Axxounting Theory 7th Edition. New York: John Wiley & Sons.Fanani, Muhyar. 2011. Pengelolaan Wakaf Uang. Vol 9 No 1.Hamdan, Norman, et al. 2013. Accounting for Waqf Institutions: A Review on the Adaptation of Fund Accounting in Developing the Sharia-Compliant Financial Reports for Mosque. [Paper] Presented at World Universities’ Islamic Philanthropy Conference  2013 (WIPCON 2013).Huda, N., &Heykal, M. 2010. Lembaga Keuangan Islam. Jakarta: Prenada Media Group.Ihsan, Hidayatul, et al.Towards The Better Management and Transparency of Waqf Institutions: Lessons from the Charity Commission, UK.Kahf,Monzer. 2000. Al- Waqf Al Islamy: Tatawwuruh,Idaratuh, Tanmiyyatuh.Dasmakus: Dar Al-FikrMardani. 2015. AspekHukum Lembaga Keuangan Syariah di Indonesia. Jakarta: Kencana. Muljono, Djoko. 2015. Buku Pintar Akuntansi Perbankan dan Lembaga Keuangan Syariah. Yogyakarta: Penerbit Andi.N. Campbell. 19.38. “Symposium: measurement and its importance for philosophy,”, Proceedings of the Aristotelian societyNasution, Hasan Mansur. 2010. Wakaf dan Pemberdayaan Umat. Jakarta: Sinar Grafika.Pusat Pengkajian Hukum Islam dan Masyarakat Madani. 2009. Kompilasi Hukum Ekonomi Syariah.  Qāsim, Hamzah Muhammad. 1990. Manār al-QāriSyarhMukhtasharShahīh al-Bukhāri. Juz 4. Damaskus: MaktabahDār al-Bayān.Republik Indonesia. Undang-Undang Nomor 41 Tahun 2004 TentangWakaf. (2015). Jakarta: Diperbanyak oleh Direktorat Pemberdayaan Wakaf.________________.Peraturan Pemerintah Republik Indonesia 42 Tahun 2006 Tentang Pelaksanaan Undang-Undang No. 41 Tahun 2004 Tentang Wakaf. 2015.________________.Peraturan Badan Wakaf Indonesia Nomor 4 Tahun 2010 tentang Pedoman Pengelolaan dan Pengembangan Harta Benda Wakaf.2010. Jakarta: BadanWakaf Indonesia.. Peraturan Menteri Agama Nomor 4 Tahun 2009 tentang Administrasi Pendaftaran Wakaf Uang.2009. Jakarta: MenteriAgamaRahman, A. A. 2009. Peranan Wakaf dalam Pembangunan Ekonomi Umat Islam danAplikasinya di Malaysia. Sharia Journal , Vol 17 No. 1 113-152.Rozalinda. 2016. FikihEkonomi Syariah: Prinsip dan Implementasinya pada Sektor Keuangan Syariah. Jakarta: Raja Grafindo Persada.Rudianto. 2012. Pengantar Akuntansi: Konse pdan Teknik Penyusuna nLaporanKeuangan. Jakarta: Penerbit ErlanggaSabiq, Sayid. 1980. Fiqh as-Sunnah. Libanon: Dar al-FikrSakina, Sri Wahyu dan Latifa Bibi Musafar Hameed. 2014. Conceptual Paper on Qualitative Characteristics: Waqf Accounting in Malaysia. International Conference of Postgraduate Research 2014Sari, Elsi Kartika. 2007. PengantarHukum Zakat  dan Wakaf. Jakarta: GrasindoShihab, M. Quraish. 2002. Tafsir Al-Mishbah. Jakarta: LenteraHatiSoetedjo, Soegeng. 2009. Pembahasan Pokok-Pokok Pikiran Teori Akuntansi Vernon Kam. Surabaya: Airlangga University PressSulaiman, Maliah, MohdAkhyar Adnan dan Putri Nor SuadMegatMohd Nur. 2014. Trust Me! A Case Study of the International Islamic University Malaysia’s Waqf Fund. Review of Islamic Economics, vol. 13, no. 1, 2009, hlm. 69–88.SS Stevens, 1951. Handbook of experimental psychology. New York: John Wiley.Triyuwono, Iwan. 2006. Akuntansi Syariah: Perspektif, Metodologi, danTeori. Jakarta: Raja GrafindoPersada.Tuanakotta, Theodorus M. 1984. Teor iAkuntansi. Jakarta: Lembaga PenerbitFakultasEkonomiUniversitas Indonesia.Yaacob, Hisham, dkk. 2015. Accountability Through Accounting and Reporting Lenses. Humanomics, Vol. 31 Iss. 3 hlm. 299-313.Yin, Robert K. 2014. Case Study Research: Design and Methods Fifth Edition. California: SAGE_____________.2016. Qualitative Research From Start to Finish, Second Edition. New York: The Guilford Press
Dampak Penyaluran Infak Untuk Kegiatan Usaha Produktif dalam Penguatan Modal dan Peningkatan Kenerja UMKM Muhammad Akbar Rafdison; Muhammad Nafik
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 5 No. 1 (2018): Januari-2018
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (216.291 KB) | DOI: 10.20473/vol5iss20181pp19-31

Abstract

       This research aims to find out how the impact of infaq distribution productively affects reinforcement of capital and UMKM performance. Subject of UMKM that becomes an informant in this research is members of Guided Independent Business Group of Social Fund Foundation AlFalah Surabaya. This research uses qualitative approach with a case study strategy. Then, technique of collecting data uses interview directly to the objects, and technique of validating data uses source triangulation, while technique of analyzing data uses narrative-descriptive.       The result of this research shows that infaq fund distribution for productive activity that has been given by Social Fund Foundation Al-Falah could increase UMKM capital structure and impact to improving performance from the business that they manage. The last impact that they felt is there is business revenue increase, so that the UMKM subject could fulfill all the neccessities of life and improve the prosperity. REFERENCESAdnan, Muhammad Akhyar & Shochrul Rohmatul Ajija. 2015. The effectiveness of Baitul Maal wat Tamwil in reducing poverty: The case of Indonesian Islamic Microfinance Institution. Humanomics, Vol 31 lss: 2, 160-182.Hafidhuddin, Didin. 2002. Zakat Dalam Perekonomian Modern. Jakarta: Gema InsaniJakarsih, Aan. 2008. Pengaruh Kemampuan Manajerial Pengusaha Terhadap Keberhasilan Usaha pengusaha Sepatu di Sentra Industri Kecil Persepatuan Cibaduyut. Disertasi Tidak Diterbitkan. Bandung FPIPS UPI.Lembaga Zakat. 2001b. Zakat dalam Al-quran dan Hadist: Ayat-Ayat Al-Quran dan Hadits tentang Zakat Infaq dan Shadaqah, Jurnal Menggugah Nurani Menebar Peduli. Tanggal 29 Oktober 2001.Mahsun, Muhammad. 2006. Pengukuran Kinerja Sektor Publik. Yogyakarta: BPFE.Qardhawi, Yusuf. 1995. Kiat Islam Mengentaskan Kemiskinan. Jakarta: Gema Insani PressQardhawi, Yusuf. 2005. Spektrum Zakat Dalam Membangun Ekonomi Kerakyatan, Kajian Ekonomi Islam, Telaah Teoritis dan Praktisasi Sistem Syariah. Jakarta: Zikrul HakimRyandono, Muhammad Nafik Hadi. 2008. Ekonomi ZISWAQ (zakat, infaq, shadaqah, dan waqaf). Surabaya: Islamic Finance Development Institute (IFDI) dan CenforisSudarsono, Heri. 2008. Bank dan Lemabaga Keuangan Syariah Deskripsi dan Ilustrasi. Edisi Ketiga. Yogyakarta: Ekonosia.Sudewo, Eri. 2004. Manajemen Zakat. Jakarta: Institut Manajemen ZakatSuhendra, K. 2006. Peranan Birokrasi Dalam Pemberdayaan. Bandung: AlfabetaSoemitra, Andri. 2009. Bank dan Lembaga Keuangan Syariah. Jakarta: Kencana Prenada Media GroupYin, Robert. 2002. Studi Kasus Desain dan Metode. Jakarta: PT Raja Grafindo PersadaZadjuli, S. Imam. 2006d. Reformasi Ilmu Pengetahuan dan Pemberdayaan Sumberdaya Manusia. Makalah disampaikan dalam Temu Alumsi Sekolah Tinggi Agama Islam Negeri (STAIN) Ponorogo, Jawa Timur, Tanggal 8 Juli 2006.
IMPLEMENTASI METODE CIBEST (CENTER OF ISLAMIC BUSINESS AND ECONOMIC STUDIES) DALAM MENGUKUR PERAN ZAKAT PRODUKTIF TERHADAP PEMBERDAYAAN MUSTAHIQ DI LEMBAGA YAYASAN DANA SOSIAL AL-FALAH (YDSF) SURABAYA1 Muhammad Afthon Ashar; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 5 (2019): Mei-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20195pp1057-1071

Abstract

Productive zakat is the management of zakat funds by providing assistance in the form of business activity funds to mustahiq. The purpose of productive zakat funds to the community is to improve the economic welfare of mustahiq. CIBEST (Center of Islamic Business and Economic Studies) is a method of measuring mustahiq poverty that is based not only on material aspects, but spiritual mustahiq before and after obtaining assistance from zakat funds. This study aims to determine the condition of mustahiq poverty before and after receiving assistance from zakat funds Al-Falah Social Fund Foundation, Surabaya City. The approach used in research is a quantitative approach with case studies. In the technique of collecting data using interview techniques directly to Mustahiq based on questionnaires. The result of this study is that there is a change in the condition of the Mustahiq Quadrant I family (Prosperous) before getting zakat assistance, namely 3 heads of families to 5 heads of families. Quadrant II (Material Poverty) before getting zakat assistance, namely 1 family head, 0 family heads. Quadrant III (Spiritual Poverty Index) before getting help from one family head, 3 family heads. Quadrant IV (Absolute Poverty) before getting zakat assistance, namely 4 heads of families, becomes 0 family heads.Keywords: Productive Zakat, CIBEST, MustahiqREFFERENCESAnshori Muslich dan Sri Iswati. 2009. Metode Penelitian Kuaantitatif. Surabaya: Airlangga University Press (AUP)Asnaini. 2008. Zakat Produktif Dalam Perspektif Hukum Islam. Bengkulu: Pustaka Pelajar. Azam, M., Iqbal, N., & Tayyab, M. (2014). Zakat and Economic Development: Micro and Macro Level Evidence from Pakistan. Bulletin of Business and Economics, 3(2), 85-95.Badan Pusat Statistik (BPS). 2016. Profil Kemiskinan di Indonesia Maret 2018. dalam Berita Resmi Statistik, edisi No.57/07/Th.XXI, 16 Juli 2018. Badan Pusat Statistik. Jakarta.Badan Pusat Statistik (BPS). 2016. Profil Kemiskinan Kota Surabaya 2018. dalam Berita Resmi Statistik, edisi No.01/01/3578/ Th.II, 04 Januari 2018. Badan Pusat Statistik. Jakarta.Beik IS, Arsyianti LD. 2015. Ekonomi Pembangunan Syariah. Bogor (ID) edisi revisi : IPB Press.Fakhruddin. 2008. Fikih dan Manajemen Zakat di Indonesia. Malang: UIN Malang Press Firdausi, Hilya. 2015. “Peran Dana Zakat Produktif Dalam Mengembangkan Usaha Mustahik (Studi Kasus Pada Lembaga Amil Zakat Masjid Al Akbar Surabaya). Skripsi. Surabaya: Fakultas Ekonomi dan Bisnis, Universitas Airlangga.Imaduddin Abi Al-Fida’i Ismail Ibn Katsir Al-Qurasyiyyi. 1995. Tafsir Al-Qur’an Al-Azhim jilid 2. Riyadh: Daar ‘Alimi Al-Kutub.Hamzah Hasan Khaeriyah. 2008. Ekonomi Islam, Kerangka Fikir dan Istrumen Ekonomi Zakat Serta Wasiat. Jakarta: Lekas.Hikmat Kurnia, dan A Hidayat. 2008. Panduan Pintar Zakat. Jakarta: Qultum Media.Nindityo, Herwindo Ghora.2014.“Zakat Produktif Untuk Meningkatkan Kinerja Produksi, Motivasi, dan Religuitas Mustahik (Studi Kasus Pada BAZ Jatim)". Skripsi. Surabaya: Fakultas Ekonomi dan Bisnis, Universitas Airlangga.Sugiyono. 2009. Metode Penelitian Kuantitatif, Kualitatif Dan R&D. Bandung: Alfabeta.Sugiyono. 2017. Metode Penelitian Kuantitatif, Kualitatif dn R&D. Bandung: AlfabetaTarigan, Josep R., M. Suparmoko. 2000. Metode Pengumpulan Data : Untuk Ilmu Sosial dan Ekonomi. Jilid 1. Yogyakarta : BPFE.Yusuf Qardhawi. 2007. Hukum Zakat.Jakarta : Lentera Antar Nusa http://www.bps.go.id/ , dikases pada tanggal 23 Maret 2017http://www.surabayakota.bps.go.id/, diakses pada tanggal2 Juni 2017http://www.ydsf.org, diakses pada tanggal 2 Juni 2017
PERBANDINGAN KINERJA REKSADANA SYARIAH DAN REKSADANA NON-SYARIAH DI INDONESIA BERDASARKAN RETURN, RESIKO, DAN KOEFISIEN VARIASI Shafira Sa’adah Syauqiyah; Muhammad Nafik H. R
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 5 No. 2 (2018): Februari-2018
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (538.09 KB) | DOI: 10.20473/vol5iss20182pp122-133

Abstract

This research aims to find out the performance comparison between sharia mutual funds and non-sharia mutual funds in Indonesia during 2013-2015 by using return, risk, and coefficient of variation in the three types of mutual funds; equity mutual fund, mixed mutual fund, and fixed income mutual fund. The approach used is quantitative approach by using independent samples t-test or mann whitney in the test analysis with 5% significant level. The result of this study indicate that there is no significant difference between return, risk, and coefficient of variation of sharia mutual funds and non-sharia mutual funds in Indonesia in three types of mutual funds.  REFERENCESBrigham, Eugene dan Joel F. Houston. 2009. Fundamental of Financial Management 12th Edition. USA: South-Western Cengage LearningBursa Efek Indonesia. 2015. Sekolah Pasar Modal Syariah. JakartaHartono, Jogiyanto. 2012. Teori Portofolio dan Analisis Investasi. Yogyakarta: BPFE YogyakartaHirt, Geoffrey A. dan Stanley B. Block. 1999. Fundamentals of Investment Management. Singapore: McGraw-Hill Book Co.Huda, Nurul dan Mohamad Heykal. 2010. Lembaga Keuangan Islam. Jakarta: KencanaKandarisa, Nur Aini. 2014. Perkembangan dan Hambatan Reksadana Syariah di Indonesia: Suatu Kajian Teori. Jurnal Akuntansi Unesa Vol 2, No 2Karim, Adiwarman A. 2014. Bank Islam: Analisis Fiqih dan Keuangan. Jakarta: Raja Grafindo PersadaManan, Abdul. 2009. Aspek Hukum dalam Penyelenggaraan Investasi di Pasar Modal Syariah Indonesia. Jakarta: KencanaMasruroh, Aini. 2014. Konsep Dasar Investasi Reksadana. Jurnal Universitas Islam Negeri JakartaMelicher, Ronald D. dan Edgar A. Norton. 2003. Finance: Introduction to Institutions, Investment, and Management. USA: John Wiley & Sons, Inc.Ratnawati, Vince dan Ningrum Khairini. 2012. Perbandingan Kinerja Reksadana Syariah dan Reksadana Konvensional. Jurnal Akuntansi Vol 1, No 1Ryandono, M. Nafik Hadi. 2009. Bursa Efek dan Investasi Syariah. Jakarta: SerambiSudarsono, Heri. 2007. Bank dan Lembaga Keuangan Syariah. Yogyakarta: EkonisiaSuhartono dan Fadlillah Qudsi. 2009. Portofolio Investasi dan Bursa Efek. Yogyakarta: UPP STIM YKPNSutedi, Adrian. 2011. Pasar Modal Syariah. Jakarta: Sinar GrafikaTandelilin, Eduardus. 2010. Portofolio dan Investasi, Teori dan Aplikasi. Yogyakarta: KanisiusWahyudi, Imam dkk. 2013. Manajemen Risiko Bank Islam. Jakarta: Salemba Empat
UPAYA PANTI ASUHAN PUTRI AISYIYAH BABAT LAMONGAN SEBAGAI STRATEGI MENCAPAI KEMANDIRIAN FINANSIAL Rembrant Shella Gustami; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 7 (2019): Juli-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20197pp1509-1520

Abstract

The background of this study is a financial surplus situation at the Aisyiyah Female Orphanage Babat in the last 4 years. This phenomenon encourages researchers to raise research that discusses the financial independence strategy that is implemented until the manager can fund the needs of the orphanage without prioritizing donation funds. This study uses a qualitative approach with a case study strategy. Data collection is done through interview techniques with relevant parties and related documents. The data analysis technique used is making explanations. The results of this study indicate that Aisyiyah Female Orphanage can be said to be financially independent. Independence is achieved by implementing a number of strategies including conducting several business ventures, implementing an independent financial management system, fostering entrepreneurial spirit of foster children, determining the priority of sources of income and fostering a spirit of sharing with others in foster children.Keywords: financial, strategy, financial independence, Aisyiyah Female Orphanage, Babat
ANALISIS PREFERENSI MASYARAKAT TERHADAP MAQASID SYARIAH ISLAMIYAH YANG DITERAPKAN PADA RUMAH SAKIT ISLAM DI SURABAYA Faid Arinal Firdaus; Muhamad Nafik H. R.
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 5 No. 3 (2018): Maret-2018
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (271.331 KB) | DOI: 10.20473/vol5iss20183pp169-183

Abstract

Sharia Hospital is a hospital whose activities are based on Maqasid Syariah Islamiyah, which includes protection of faith, protection of life, protection of reason, protecton of posterity, and protection of property. Sharia-based services are considered very important considering the majority of Indonesian citizen are Muslims. The existing Islamic hospital in Indonesia which has a certificate of sharia label is currently only 2 (two) Islamic hospitals from about 300 Islamic hospitals that are in the auspices of the Islamic Health Assembly All of Indonesia (MUKISI). This study aims to determine the level of preference or the tendency of the community to sharia-based hospital services. This research uses quantitative approach with quantitative descriptive method by describing or explaining data from each of the collected variables. The result of the research based on data analysis shows that the awareness of the importance of Maqasid Syariah Islamiyah in Islamic hospital service is quite high, The results based on data analysis show that awareness of the importance of Maqasid Syariah Islamiyah in Islamic hospital services is very high. From result of calculation of multiple regression showed variable (X) Maqasid Syariah Islamiyah significant to variable (Y) interest and preference of patient in choosing hospital.  REFERENCESAl Qur’an dan Terjemahannya: Departemen Agama RI, 2000, Diponegoro, BandungAbidin, Said Zainal. 2008. Strategi Kebijakan dalam Pembangunan dan Ekonomi Politik. Jakarta: Suara BebasAbubakar, Triyantini, R. Sunarlim, H. Setiyanto & Nurcahyadi. 2001. Pengaruh Suhu dan Waktu Pasteurisasi Terhadap Mutu Susu Selama Penyimpanan. Jurnal Ilmu Ternak dan Veteriner 6(1): 45–50.Arif, Abubakar dan Wibowo. 2008. Akuntansi Keuangan Dasar 2. Jakarta : Pt. GrasindoArikunto, S. 1998. Prosedur Penelitian Suatu Pendekatan Praktek. Jakarta: Rineka CiptaArnalia, Euis & M. Nur Riyanto Al Arif. 2010. Teori Mikro Ekonomi Suatu Perbandingan Ekonomi Ilam dan Ekonomi Konvensional. Jakarta: KencanaAzwa, Saifudin. 2003, Penyusunan Skala Psikologi. Yogyakarta: Pustaka pelajar.Brockopp, Dorthy. Y dan Toisma, Marie T. H. 1999. Dasar-dasar Riset. Keperawatan Edisi 2. Jakarta: EGCEriyanto. (2002). Analisis Framing. Yogyakarta: LkiSGhozali, Imam. 2006. Aplikasi Analisis Multivariate dengan Program SPSS. (Edisi Ke 4). Semarang: Badan Penerbit Universitas Diponegoro.Hasan, M. Iqbal. 2002. Pokok-pokok Materi Metodologi Penelitian dan Aplikasinya. Bogor: Ghalia. Hasan, M. Iqbal. 2005. Pokok – Pokok Materi Statistik 2. Jakarta: PT. Bumi AksaraIndarto. 2011. Analisis Faktor-Faktor Yang Mempengaruhi Penghentian. Prematur Atas Prosedur Audit. Jurnal Dinamika Sosial Ekonomi Volume. 7 Nomor 2.Istijanto. 2005. Riset Sumber Daya Manusia. Jakarta: PT. Gramedia. Pustaka UtamaJauhar, Ahmad Al-Mursi Husain. 2010. Maqashid Syari’ah, alih bahasa Khikmawati. Jakarta: AmzahKhallaf, Abdul Wahhab. 1994. Ilmu Ushul Fiqh, alih bahasa M.Zuhri dan Ahmad Qarib, Semarang: Dina Utama Semarang (Toha Putera Group).Kotler, Philip. 2000. Manajemen Pemasaran. Jakarta: PT. PrenhallindoLamsudin, Rusdi. 2002. Strategi Stroke Indonesia. Jakarta: Kompas 17 SeptemberLichtenstein, S & P. Slovic. 2006. The Construction of Preference. New York: Cambridge University Press.Mahfudz, Sahal. 2011. Nuansa Fiqih Sosial. Yogyakarta : LKiS Muhammad Syarif Chaundry, 2012. Sistem Ekonomi Islam Prinsip Dasar. Jakarta: Kencana Prenada Media GroubMuchtarom, Malichah. 1986. Peranan Rumah Sakit Islam dalam Menyongsong Kesehatan Bagi Semua di Tahun 2000. Jakarta: Penerbit RajawaliMuflih, Muhammad. 2006. Perilaku Konsumen dalam Perspektif Ilmu Ekonomi Islam. Jakarta: PT Raja Grafindo PersadaMoleong, Lexy J. 2007. Metodologi Penelitian Kualitatif. Bandung: PT. Remaja Rosda KaryaPradja, Juhaya S. 1998. Filsafat Hukum Islam. Bandung: Yayasan Pengembangan dan HumanioraRitonga, M. Jamiluddin Ritonga. 2004. Riset Kehumasan. Jakarta: Grasindo.Saebani, Beni Ahmad. 2008. Metode Penelitian Hukum. Bandung: Pustaka Setia. Hadikusuma.Said, Syihabudin & Ma’zumi, M. 2008. Falsafah dan Perilaku Ekonomi Islam. Jakarta: Diadit MediaSchiffman, Leon, & Kanuk, Leslie Lazar. 2008. Consumer Behaviour 7th Edition (Perilaku Konsumen). Jakarta: PT. Indeks.Sudijono, Anas. 2012. Pengantar Statistik Pendidikan. Jakarta: PT. Raja Grafindo PersadaSuliyanto. 2011. Ekonometrika Terapan: Teori dan Aplikasi dengan SPSS. Yogyakarta: AndiSupriyadi. 2010. Teknologi Pembelajaan Fisika. Yogyakarta: FMIP
UPAYA MITIGASI RISIKO PEMBIAYAAN MURABAHAH PADA KSPPS BMT AMANAH UMMAH SURABAYA Elicha Pusparini; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 8 (2019): Agustus-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20198pp1578-1593

Abstract

Sharia Cooperation as a micro financial institution does its function to collect and distribute money. Sharia cooperation, as how it works, is initiated by its members, for the members, and from the members. Therefore, the fund channeling done by sharia cooperation is only focusing to the members’ welfare. On doing the business, BMT utilizes Sharia contracts such as mudharabah, musyarakah, murabahah, and many more. BMT which was established based on cooperation basic law, must follow the provisions from Ministry of Cooperation in carrying out the business activities.This study uses a qualitative approach with a case study method. The results of this study are risk control measures in murabahah financing contained in the Standard Operating Procedure (SOP). The form of risk control is directed at risk mitigation actions, if risk mitigation is less accurate it will lead to problematic financing. To reduce the number of problematic financing is carried out with preventive measures when submitting, analyzing, realizing and paying off. By focusing on these stages, the possibility of a risk can be minimized.Keywords: Risk, Financing Risk, Murabahah Agreement, Sharia Cooperative, BMTREFFERENCESAfifudin dan Beni Ahmad Saebani. 2012. Metodelogi Penelitian Kualitatif. Bandung:Pustaka SetiaAhmadiono. 2014. Mengendalikan Risiko Lembaga Keuangan Mikro Syariah. Jember:Al-Mashraf, Vol.1, No.  01 OktoberAjija, S. Rohmatul, dkk. 2018. Koperasi BMT Teori, Aplikasi dan Inovasi. Karanganyar.CV. Inti Media KomunikaAl-Hasan, Fahadil Amin. 2018. Analisis pelaksanaan Akad Murabahah di LembagaKeuangan Syariah (BMT)Antonio. M. Syafii. 2001. Bank Syariah dari Teori ke Praktek. Jakarta: Gema InsaniPressDjojosoedarso, Soeisno. 1999. Prinsip-prinsip manajemne risiko dan asuransi. Jakarta.Salemba EmpatBi.go.id diakses pada 18 November 2018 pukul 20.22 Tentang Undang-UndangNomor 20Tahun 2008Cokrohadisumarto, Widiyanto bin Mislan, dkk.2016. BMT: Praktik dan kasus. Jakarta.Rajawali Pers.Fikruddin, Tahta. 2015. Strategi Penanganan Risiko Pembiayaan Murabahah padaBMT Se-Kabupaten Demak. Kudus. Equilibrium 3(2) 254-270Hendrojogi. 2004. Koperasi Asas-Asas, Teori dan Praktik. Jakarta: PT. RajaGrafindoPersadaKarim, Adiwarman Azwar. 2010. Bank Islam: Analisis Fiqih dan Keuangan. Jakarta: PT.RajaGrafindo PersadaKusmiyati, A. N. S. 2007. Risiko Akad dalam pembiayaan Murabahah pada BMT diYogyakarta (dari Teori ke Terapan). Yogyakarta. La_Riba Jurnal EkonomiIslam Vol 1 (1)27-41Lubis, Suhrawardi K. Dan Farid Wajdi. 2012. Hukum Ekonomi Islam. Jakarta. SinarGrafikaMuhamad. 2016. Manajemen Keuangan Syariah Analisis fiqh danKeuangan.Yogyakarta. UPPSTIM YKPNNawawi, Ismail. 2009. Ekonomi Kelembagaan Syariah: Dalam Pusaran EkonomiGlobalSebuahTuntutan dan Realitas. Surabaya. CV. Putra Medika Nusantara.Rivai, Veithzal dan Andria Permata Veithzal. 2008. Islamic Financial Management:Teori, Konsepdan Aplikasi Panduan Praktis untuk Lembaga Keuangan,Nasabah, Praktisi danMahasiswa. Jakarta: Raja Grafindo PersadaRivai, Veithzal dan Rifki Ismal. 2013. Ismalic Risk Management Fot Islamic Bank.Jakarta: Gramedia Pustaka Utama.Romdhoni, A. H. 2016. Analisis Komparasi Manajemen Risiko pada KoperasiSyariah diKabupaten Boyolali. Surakarta. Jurnal Ilmiah Ekonomi Islam Vol.02 (03) 1-15Suyanto, Bagong dan Sutinah. 2008. Metode Penelitian Sosial: Berbagai PendekatanAlternatif. Jakarta. KencanaYusuf, Saifullah. 2017. Perubahan Berkelanjutan: Gotong Royong MemakmurkanJawa Timur.Surabaya. Airlangga university press.Yin, R. K. 2009. Studi Kasus: Desain dan Metode. Jakarta. Raja Wali
IMPLEMENTASI PENJUALAN LANGSUNG BERJENJANG SYARIAH PADA FINANSIAL TEKNOLOGI PAYTREN (STUDI KASUS AGEN-AGEN PAYTREN DI KABUPATEN GRESIK) Akhmad Firdaus Rostyanta; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 10 (2019): Oktober-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss201910pp1966-1983

Abstract

The purpose of this study was to determine how the application of sharia tiered system of direct sales on paytren and regulatory compliance PLBS in a fatwa on direct sales tiered sharia has been issued by the National Sharia Council in Indonesia. Paytren which is shaded by PT. Veritra Internasional Sentosa was established in 2013 and already has several partners spread throughout the archipelago, the object intended in this study is an active partner of Paytren, both from the upline and downline sides and former users of Paytren. This study uses a qualitative approach with a descriptive case study strategy. Data collection was obtained by conducting interviews with 5 resource persons consisting of the following 2 uplines, each with a downline of 1 partner who was inactive and 1 partner of Paytren without being known to the upline and downline. The results of this study indicate the application of the foot system, the distribution of commissions and the rewards used by Paytren. In this study it was found that the implementation of the PLBS Paytren system still contained some of the PLBS fatwas that had not been fulfilled and complied with by all Paytren partners.Keywords: Islamic Tiered Direct Selling, Paytren, Islamic Financial Management
Co-Authors & Ari Prasetio A Syifaul Qulub Abdul Aziz, Azreen Hamiza Abdus Sami Achmad Fadlil Abidillah Achsania Hendratmi Aditya Kusuma Ahmad Ajib Ridlwan Ahmad Kamil Ainaul Mardliyyah Akhmad Firdaus Rostyanta Akmalur Rijal Ali, Mohammad Mahbubi Alvin Sugeng Prasetyo Ana Toni Roby Candra Yudha Ana Toni Roby Candra Yudha Anik Rufaidah Ardian Dwi Bagus S Ari Prasetyo Asya’bani, Nispia Azhar Alam Azwar Anas Bagus Mohamad Ramadhan Bashlul Hazami candra yudha, ana tony roby Citra Aisya Madania Citra Rahayu Indraswari Dewi Astuti Dian Ayu Firtanasari Dja’akum, Cita Sary Dk Hjh Saerah Pg Hj Petra Dk Hjh Saerah Pg Hj Petra Dyah Palupi Dwi Cahyani Eko Fajar Cahyono, David Kaluge Elicha Pusparini Elsha Sophia Erika Takidah Evan Yoga Adhi Sakti Fahmi Abdullah Faid Arinal Firdaus Fathimatuz Zahroh Febrita Kusumastiti Filianti, Dian Firmansyah Putra Gandhi Satrya Kumajaya Hanesti, Elsi Mersilia Hanif Ardiansyah Henry Reza Novianto Heppy Prasetyo Pradhana Holyness Nurdin Singadimedja Ida Wijayanti Ida Wijayanti Ida Wijayanti Ida Wijayanti Imron Mawardi Inayatul Fitria Saputri Insani, Taqiyah Dinda Irham Zaki Jazilinni’am, Naili Kasanah, Roisatun Khea Miyagi Kumara Adji Kusuma Kusumaningtyas, Menur Lutfia Inggriani Marhanum Che Mohd Salleh Marhanum Che Mohd Salleh, Marhanum Che Marwini Marwini Maryani, Anny Meidiana Rizki Adelia Mi'raj, Denizar Abdurrahman Misbahul Munir Misbahul Munir Mochammad Nuril Misbach Mochammad Nuril Misbach Mohammad Razan Mahrani Muhammad Afthon Ashar Muhammad Akbar Rafdison Muhammad Ala’uddin Muhammad Choirul Ichwan Muhammad Fitrahuddin Ajmal Nazir Mursyidi, Ach Fatayillah Nida Laili Fitriyah Ninda Ardiani Nur Puji Rohmawati Pantas, Pribawa E Petra, Dk Hjh Saerah Pg Hj Pribawa E Pantas Puji Sukmaningrum Purnomo Adji Qonitah Bakhitah Qulub, A. Syifaul R. Moh. Qudsi Fauzy, R. Moh. Qudsi Raditya Sukmana Rahmawati, Estina Raisya Nada Salsabila Ramadhanty, Rifka Putri Rani, Lina Nugraha Rembrant Shella Gustami Rendri Pratama Wahyu Priandhika Rifki Satriyo Aji Ririn Tri Ratnasari Rofiul Wahyudi Romadzuhri Nurbanatra Rosa Prafitri Juniarti Rusgianto, Sulistya Rusmita, Sylva Alif Salsabiilatul Ayniah K. S. Sesha Ayu Permatasari Shabrina Anwari Shafira Sa’adah Syauqiyah Shinta Sunja Prastika Siti Mujibatun Siti Nur Indah Rofiqoh Sri Herianingrum Sri Herianingrum Susanto, Arva Athallah Taqiyah Dinda Insani Taqiyah Dinda Insani Tika Widiastuti Tika Widiastuti Tjiptohadi Sawarjuwono Wahyudi, Rofiul Wardhana, Akhmad Kusuma Widita Kurniasari WIDITA KURNIASARI, WIDITA Widyadhana, Rafi Wijayanti, Ida Yan Putra Timur Zakik, - Ziauddin Sardar Zulfa Mufidah