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All Journal Jurnal Manajemen dan Agribisnis The Indonesian Journal of Business Administration Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Explore: Jurnal Sistem Informasi dan Telematika (Telekomunikasi, Multimedia dan Informatika) Primary: Jurnal Pendidikan Guru Sekolah Dasar Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Fountain of Informatics Journal Sistemasi: Jurnal Sistem Informasi JOIV : International Journal on Informatics Visualization Tazkia Islamic Finance and Business Review Jurnal Sistem dan Manajemen Industri JRSI (Jurnal Rekayasa Sistem dan Industri) Kinetik: Game Technology, Information System, Computer Network, Computing, Electronics, and Control Jurnal PAJAR (Pendidikan dan Pengajaran) JURNAL TEKNIK INFORMATIKA DAN SISTEM INFORMASI The Accounting Journal of Binaniaga Technomedia Journal SEIKO : Journal of Management & Business Jiko (Jurnal Informatika dan komputer) Jurnal Nasional Pendidikan Teknik Informatika (JANAPATI) J-SAKTI (Jurnal Sains Komputer dan Informatika) JURIKOM (Jurnal Riset Komputer) JURTEKSI Jurnal Ilmiah Mandala Education (JIME) JIPI (Jurnal Ilmiah Penelitian dan Pembelajaran Informatika) Systemic: Information System and Informatics Journal IJIES (International Journal of Innovation in Enterprise System) At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Jutisi: Jurnal Ilmiah Teknik Informatika dan Sistem Informasi Jurnal Teknologi Informasi dan Multimedia Journal of Information Systems and Informatics Jurnal Teknologi Dan Sistem Informasi Bisnis Zonasi: Jurnal Sistem Informasi Jurnal JTIK (Jurnal Teknologi Informasi dan Komunikasi) JISA (Jurnal Informatika dan Sains) JOURNAL OF INFORMATION SYSTEM RESEARCH (JOSH) International Journal of Advances in Data and Information Systems MALIA: Journal of Islamic Banking and Finance Akrab Juara : Jurnal Ilmu-ilmu Sosial Jurnal Teknik Informatika (JUTIF) KLIK: Kajian Ilmiah Informatika dan Komputer J-SAKTI (Jurnal Sains Komputer dan Informatika) TIERS Information Technology Journal Jurnal Pajak dan Bisnis (Journal of Tax and Business) INTERNATIONAL JOURNAL OF EDUCATION, INFORMATION TECHNOLOGY, AND OTHERS Economic Reviews Journal eProceedings of Engineering Eduvest - Journal of Universal Studies Ranah Research : Journal of Multidisciplinary Research and Development Jurnal Sistem Informasi Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Jurnal Harmoni: Jurnal Akuntansi dan Keuangan Kesatria : Jurnal Penerapan Sistem Informasi (Komputer dan Manajemen) Scientific Journal of Informatics Al-Infaq : Jurnal Ekonomi Islam
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Estimasi Efisiensi Teknis Perbankan Indonesia Berbasis Stochastic Frontier Analysis Mulyana, Rahmat; Achsani, Noer Azam; Andati, Trias; Maulana, Tubagus Nur Ahmad; Pratama, Alfin Yoga
Technomedia Journal Vol 7 No 2 October (2022): TMJ (Technomedia Journal)
Publisher : Pandawan Incorporation, Alphabet Incubator Universitas Raharja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (872.783 KB) | DOI: 10.33050/tmj.v7i2.1897

Abstract

Indonesia's banking efficiency is still a concern for many stakeholders, especially with the challenges to compete in the era of the ASEAN Economic Community. This study estimates the value of banking technical efficiency using Stochastic Frontier Analysis and shows that the numbers have not improved significantly in the last ten years. From the time-varrying SFA model it appears that the national banking industry experienced a decline in efficiency from 2007-2009, most likely due to the impact of the world financial crisis but improved again in 2010 and so on at a certain average level until 2016. Hausman test results from three SFA models show that the time-invariant model is statistically better so that it can be concluded that banking efficiency has stagnated over the past decade (2007-2016). The measurement result of Indonesian banking technical efficiency in that period have an average value of 0.677.
DEVELOPING ENTERPRISE ARCHITECTURE FOR BPRACO SMEs DIGITAL TRANSFORMATION BY USING TOGAF 10 Safitri, Shintya Rahma; Mulyana, Rahmat; Fajrillah, Asti Amalia Nur
JIKO (Jurnal Informatika dan Komputer) Vol 7, No 3 (2024)
Publisher : Universitas Khairun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33387/jiko.v7i3.8629

Abstract

Organizations must embrace emerging technology through Digital Transformation (DT) to remain competitive in the digital revolution era. While previous research has highlighted the critical role of DT strategy and architecture in driving DT success in large banks, these insights have not been thoroughly tested in small-scale banks. Small and medium-sized enterprise (SME) banks like BPR often encounter significant challenges in the DT journey, including limited infrastructure, reliance on outdated and poorly integrated systems, and slow technology adoption. These barriers hinder their ability to support the DT initiatives necessary for thriving in the digital age. This study aims to develop an enterprise architecture blueprint tailored to support DT in BPRACo, an SME-scale bank. The research follows a five-stage Design Science Research (DSR) methodology, encompassing problem explication, requirement specification, design and development, demonstration, and evaluation. Data were collected through semi-structured interviews, validated through document triangulation, and analyzed using the TOGAF 10 framework, covering phases from preliminary planning to migration. The resulting blueprint was integrated into BPRACo's DT Strategy for 2024-2026. This research enhances the understanding of enterprise architecture's role in DT within the context of SME banks. It offers practical guidance for BPRACo and similar institutions to implement prioritized enterprise architecture artifacts, facilitating a successful DT journey.
Pemanfaatan ISO 27001:2022 Dalam Keamanan Informasi pada Transformasi Digital BPRACo Rakan, Raihan; Mulyana, Rahmat; Lubis, Muharman
Jurnal Teknologi Dan Sistem Informasi Bisnis Vol 6 No 4 (2024): Oktober 2024
Publisher : Prodi Sistem Informasi Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jteksis.v6i4.1621

Abstract

In the digital age of the Industrial Revolution 4.0, organizations like BPRACo must undergo Digital Transformation (DT). A significant challenge is the lack of adequate information security controls, which can lead to DT failure. Smaller banks, such as BPR, face difficulties in adopting effective information security management strategies that are proven for larger institutions. This study aims to identify the application of ISO 27001:2022 standards and develop an information security management system focusing on the most critical annex clauses for SME digital transformation. It also seeks to evaluate and analyze the impact of an information security management system aligned with these key clauses on SME DT success. The research employs a five-stage Design Science Research (DSR). Data were collected through interviews and document analysis, then analyzed using the ISO 27001:2022 framework for Information Security Management Systems (ISMS). The study identified six priority Clause and Annex controls for BPRACo. Based on the gaps, six essential solutions were designed, compiled into an implementation roadmap to enhance BPRACo readiness for full ISMS implementation and certification, supporting DT success in small banks. This research provides valuable insights and practical implications for information security management in small banks.
Penyusunan Manajemen Risiko TI Berdasarkan Cobit 2019 I&T Risk Focus Area Untuk Digitalisasi Fintechco Azis, Abdul; Mulyana, Rahmat; Fauzi, Rokhman
J-SAKTI (Jurnal Sains Komputer dan Informatika) Vol 7, No 2 (2023): EDISI SEPTEMBER
Publisher : STIKOM Tunas Bangsa Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30645/j-sakti.v7i2.698

Abstract

The rapid embrace of digital technology is visible in the Fintech industry as a born-digital company. Previous research identified the influence of IT governance (ITG) on organizational performance (OP), mediated by digital transformation (DT). However, more research is needed to understand how IT risk management works in Fintech's digitalization. This study uses Design Science Research (DSR) following ISACA's COBIT 2019 I&T Risk Focus Area. It looks at a case study in FintechCo, using interviews data and document triangulation. Solutions and plans are created based on the gaps found in seven components within FintechCo's three priorities: EDM03 Ensured Risk Optimization, APO12 Managed Risk, and MEA03 Managed Compliance with External Requirements resulting estimated capability improvement 0,8 (34,8%). This study helps us understand how to manage IT-related risks in organizational digitalization and offers practical insights for FintechCo's digitalization journey.
Utilization of ISO 27001:2022 In Designing Information Security for Digital Transformation at BPRCO SME Dika, Dafa Dinda Bayu Rama; Mulyana, Rahmat; Lubis, Muharman
Kesatria : Jurnal Penerapan Sistem Informasi (Komputer dan Manajemen) Vol 5, No 4 (2024): Edisi Oktober
Publisher : LPPM STIKOM Tunas Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30645/kesatria.v5i4.503

Abstract

Digital transformation has become a priority for SMEs (Micro, Small and Medium Enterprises), including BPRBCo (Bank Perekonomian Rakyat), to remain competitive amidst rapid technological developments. Information security is a critical aspect in this process, which requires a systematic and standardized approach. Previous research emphasizes the importance of ambidextrous (hybrid traditional and agile) information security management for large-scale banks as one of the seven key mechanisms for successful digital transformation, namely data management and information security. However, this approach has not proven effective for small-scale banks such as BPRs. This research aims to design an information security management system (ISMS) based on ISO 27001:2022, with a focus on the readiness of BPRBCo SME in facing digital transformation. This research adopts the five stages of Design Science Research (DSR), namely problem identification, requirement specification, design and development, demonstration, and evaluation. Data was collected through semi-structured interviews and document analysis, then analyzed using the ISO 27001:2022 SMKI framework. After risk analysis and mapping against previous study references, PDCA and Annex controls were found to be prioritized for BPRBCo. The results of this study developed an IMS framework specifically designed to meet the needs of SMEs, with a focus on the SME Focus Area. The DSR method enables the creation of practical solutions, based on an iterative cycle that combines theory and practice to produce optimal results. The resulting ISMS framework is then evaluated to assess the extent to which this design affects BPRBCo's readiness to obtain ISO 27001:2022 certification, as well as its impact on improving information security during the digital transformation process. This research also provides implementation recommendations by integrating three main aspects: people, process, and technology.
Enterprise Architecture: Digital Transformation of BPRCCo SMEs Using TOGAF 10 Wafiyah, Afifah Hasna; Mulyana, Rahmat; Fajrillah, Asti Amalia Nur
Kesatria : Jurnal Penerapan Sistem Informasi (Komputer dan Manajemen) Vol 5, No 4 (2024): Edisi Oktober
Publisher : LPPM STIKOM Tunas Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30645/kesatria.v5i4.484

Abstract

Digital Transformation (DT) is a challenge for banks in Indonesia. Previous research has shown that IT strategy and architecture is one of the key governance mechanisms that play an important role in the success of DT in the Indonesian banking industry. However, this research has not been proven for the small-scale banking sector, in particular BPRCCo as an SME bank. Enterprise architecture (EA) is a method that can be used to align business and IT strategy. This research uses the Design Science Research (DSR) method, which includes problem explication, requirement specification, design and development, demonstration, and evaluation. Data was gathered through semi-structured interviews, validated using document triangulation, and analyzed using the TOGAF 10 framework, from the preliminary phase through technology architecture, producing blueprint for BPRCCo roadmap 2024-2026. This research contributes to the knowledge base of EA in DT for SMEs and guidance for BPRCCo and similar organizations in implementing prioritized artifacts for successful DT.
Environment-Based Science Learning to Develop Children's Cognition Hamdani, Muh; Miyati, Hijul; Rahmat, Mulyana; Astuti, Maria
Jurnal Ilmiah Mandala Education (JIME) Vol 11, No 1 (2025): Jurnal Ilmiah Mandala Education (Januari)
Publisher : Lembaga Penelitian dan Pendidikan Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jime.v11i1.8230

Abstract

Early childhood education is the initial foundation in forming personality, individual character which will influence their life until adulthood. Science process skills in PAUD aim to develop science learning in solving the problems faced. The presence of this article aims to improve cognitive skills through science learning based on the use of the environment for early childhood. Using the literature review or library research method. The results of a review of several scientific literature show that introducing science learning from an early age is very necessary to add insight to students. By learning science, we encourage children to think critically, through simple experiments such as mixing colors or changing an object. so that they can improve their scientific abilities. Apart from that, in science learning we can train children to recognize symptoms that exist in our immediate environment. And also in this case, science and the environment can be combined as a development to develop cognitive abilities in early childhood, as the family environment, school environment and also society are places where children begin to explore their identity.
Penyusunan Manajemen Risiko TI Berdasarkan Cobit 2019 I&T Risk Focus Area Untuk Digitalisasi Fintechco Azis, Abdul; Mulyana, Rahmat; Fauzi, Rokhman
J-SAKTI (Jurnal Sains Komputer dan Informatika) Vol 7, No 2 (2023): EDISI SEPTEMBER
Publisher : STIKOM Tunas Bangsa Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30645/j-sakti.v7i2.698

Abstract

The rapid embrace of digital technology is visible in the Fintech industry as a born-digital company. Previous research identified the influence of IT governance (ITG) on organizational performance (OP), mediated by digital transformation (DT). However, more research is needed to understand how IT risk management works in Fintech's digitalization. This study uses Design Science Research (DSR) following ISACA's COBIT 2019 I&T Risk Focus Area. It looks at a case study in FintechCo, using interviews data and document triangulation. Solutions and plans are created based on the gaps found in seven components within FintechCo's three priorities: EDM03 Ensured Risk Optimization, APO12 Managed Risk, and MEA03 Managed Compliance with External Requirements resulting estimated capability improvement 0,8 (34,8%). This study helps us understand how to manage IT-related risks in organizational digitalization and offers practical insights for FintechCo's digitalization journey.
Digital Transformation of BPRACo by Designing IT Governance with COBIT 2019 SME Focus Area M. Agung Rizaldi; Rahmat Mulyana; Luthfi Ramadani
Kompak :Jurnal Ilmiah Komputerisasi Akuntansi Vol. 17 No. 2 (2024): Jurnal Ilmiah Komputer Akuntansi (KOMPAK)
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/kompak.v17i2.2072

Abstract

Digital transformation (DT) is a necessity for incumbent companies today, including MSMEs, to be able to continue to compete in the era of technological disruption and accelerated by the COVID-19 pandemic. This research aims to design IT governance (ITG) for BPRACo MSMEs using the COBIT 2019 SME focus area framework. The research method used is design science research (DSR) which creates artifacts in the form of ITG solution development methods and systems. The research results revealed that the highest GMO priorities selected were APO10 Managed Vendors, MEA03 Managed Compliance with External Requirements, and APO12 Managed Risk. From the analysis of the selected GMOs, there are gaps and recommendations for improvement in the seven components which are then mapped into three aspects, namely people, process and technology aspects. The results of the research analysis show that the ambidextrous IT governance approach has succeeded in increasing the level of capability in several main components of BPRACo MSMEs in adopting DT. The right ITG strategy can help BPRACo MSMEs operating in the banking industry achieve a successful DT journey.
Evaluasi Praktek IMBT di Bank XYZ dengan Pendekatan Maqashid Syariah Masruhen, Mohmed Firdaus bin; Mulyana, Rahmat; Rahman, Arip; Lubis, Rusdi Hamka
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 14 No. 01 (2022): Al Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah dan Hukum, Universitas PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/qmewnr22

Abstract

Penelitian ini bertujuan untuk mengkaji praktek IMBT yang dilakukan di Bank XYZ dan mengevaluasi kesesuaian praktek tersebut dengan maqashid syariah. Metode yang digunakan adalah pendekatan kualitatif secara penuh yang terdiri dari tiga tahap analisis yaitu kajian literatur, in-depth interview, dan analisis deskriptif. Temuannya adalah bahwa praktek IMBT yang dilakukan oleh Bank XYZ telah memenuhi persyaratan atau kepatuhan syariah. Disisi lain dari sudut pandang maqashid syariah yang lima, seluruh praktek yang dilakukan telah sesuai. Dimana terdapat sistem yang mewakili terhadap penjagaan harta, pikiran, jiwa, keturunan dan harta nasabah. Berdasarkan hasil wawancara, nasabah mendapat tawaran yang baik dan jelas, serta pihak Bank XYZ sangat bertanggungjawab atas seluruh transaksi yang dilakukan.
Co-Authors Aang Abdulah Zein Abdul Azis Abus, Achdial Farhan Achmad Fadhli Satriadi Achmad Firdaus Ade Tutty R Rossa Adjie, Askardiya R. Affifiana Prisyanti Afifah Nurul Izzati Afni Yoana Afrianda Gaza Ontoreza Afrit Wira Buana Ahmad Atqan Setyoso, Fandi Ahmad Mukhlis Yusuf Aisyah, Salsabill Nur Akbar Adriansyah Akhmad - Sultoni Ali, Mahbubi Amanda Yunia Zafarina Ananda Viamianni Andika, Dafa Andyas, Muhammad Anugerah Anni Erlina Batubara, Anni Erlina Annisa Mughniati Ari Fajar Santoso Arip Rahman Asti Amalia Nur Fajrillah Ayu Priyambodo Azzahra, Nilam Eria Azzahra, Octamevia Inkaputri Bq. Dinda Tarbiyatuzzahrah Cantika Dewi Fortuna Damas Agryan Permana Damayanti, Dida D. Delphine Yusticia Ratnasari Deri Pran Kurniawan Deti Rostinii Devita Wulandari Dewi, Yusnia Wilujeng Dwi Milenia Dian Suci Astuti Dicky Yudha Handika Dika, Dafa Dinda Bayu Rama Dinda Sekar Cendani Dini Salsabila di Kusumah Dumauli N B Simanjuntak Elviera Mahayati Haris Erliza Noor Estiningtyas, Elysia Fadhil Alreyhan Pahrevi Fakhrurroja, Hanif Farah Luthfia Fathoni, Rizki Fauzi, Rokhman Felayati, Fiqha Fernaldi Jonathan Fernaldi Jonathan Fitriyana Dewi Fredella, Anisah Fritasya Dwiputri Suryoputro Ghina Khaerunnisa Gita Desca Purnama Hamdani, Muh Hasruddin Hendri Tanjung Hikam Haikal Radya Hans Ananza Inas Nisrina Inayatul Maghfiroh Iqbal Asrian Amin Iqbal Santosa Irfan Darmawan Irma Angraeini Irma Angraeini Irma Angraeini, Irma Jonathan, Fernaldi Judi Alhilman, Judi Karina Tarigan Khairiyah, Izzah Kresnaufal Nur Fadhillah Lubis, Rusdi Hamka Lukman Abdurrahman Luthfi Ramadani M. Agung Rizaldi M.Zahid Syafnel Maghfiroh, Inayatul Mahbubi Ali Mahendra, Juandra Prisma Maria Astuti Masruhen, Mohmed Firdaus bin Maulana, Tubagus N.A. Meirizky Anjani Purwati Ningsih Miyati, Hijul Mochamad Teguh Kurniawan Mochammad Teguh Kurniawan Monica Suryatama Deby Muharman Lubis Mukti, Iqbal Yulizar Murahartawaty Murahartawaty Nada Lutfi Rinanty Nana Mulyana Nasution, Shafira T. Naufal M. Fadilah Naufal Rahmadaffa Ariekananda Nazmi Robbiyani Nia Ambarsari Novi Andriani, Novi Nur Rozak Nurajrina, Hafilah Nurdinintya Athari Supratman Nurul Afifah Nurul Hilmiyah Pradika Adhea Gevani Laksana Pratama, Alfin Yoga Prayudi, Reynaldy Aditya Prima Audina Wibowo Purnama, Gita Desca Putri, Nasywah Nabilah Putri, Rilia R. Wahjoe Witjaksono Rahayu, Indah Sari Rahmat Rizal Rakan, Raihan Ramadhani, Luthfi Ramdani, Rama Putra Rara Genta Munggarani Basri Ratih Cintya Lestari Ratih Cintya Lestari Ratih Cintya Lestari, Ratih Cintya Rd. Rohmat Saedudin Rizka Putri Wahyuni Rizki Fathoni Adianto Riznawati, Nisrina Rochmad - Ryan Adhitya Nugraha Safitri, Shintya Rahma Saiful Anwar Saputra, Muhammad Tamami Dwi Sari, Laras Ayu Ditya Sinandhi, Raihan Achmad Siti Fildzah Nadhilah Suhermawan Soni Fajar Surya Gumilang Sova, Mohamad Sofan Sri Handayani Sudarso Kaderi Wiryono Suharyanto H. Soro Sujadi, Salma Andini Surya, Ignatius Christ Tampubolon, Claery Jessica Tantan Hadian Taufik Nur Adi Tien Fabrianti Kusumasari Trias Andati Trias Zulfa Nurafifah Trigama, Ginna Tubagus Nur Ahmad Maulana Tuti Alawiyah Uli Artha Wafiyah, Afifah Hasna Widi Setia Cahyani Widia Juliani Widyatasya Agustika Nurtrisha Wildan Faudzan Maulana Haryono Yahyah, Zul Fauzi Yuli Adam Prasetyo Yuli Prasetyo Zafarina, Amanda Yunia Zulkarnain Muhammad Ali