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All Journal Jurnal Manajemen dan Bisnis (Performa) Jurnal Manajemen Teknologi International Journal of Artificial Intelligence Research Substansi: Sumber Artikel Akuntansi Auditing dan Keuangan Vokasi Jurnal Kajian Akuntansi Jurnal Dedikasi Masyarakat Resona : Jurnal Ilmiah Pengabdian Masyarakat Equilibrium: Jurnal Ilmiah Ekonomi, Manajemen dan Akuntansi Jurnal Manajemen STIE Muhammadiyah Palopo Journal of Economic, Bussines and Accounting (COSTING) Al-Hayat: Journal of Islamic Education JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Martabe : Jurnal Pengabdian Kepada Masyarakat Owner : Riset dan Jurnal Akuntansi Jurnal Manajemen Strategi dan Aplikasi Bisnis Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Jurnal Abdi Insani Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Fokus Manajemen Bisnis Nobel Management Review Kontigensi: Jurnal Ilmiah Manajemen Bima Journal : Business, Management and Accounting Journal Proceedings Series on Social Sciences & Humanities Golden Ratio of Mapping Idea and Literature Format Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Bisnis dan Kewirausahaan JURNAL MANAJEMEN DAN BISNIS INDONESIA Edueksos: Journal Pendidikan Sosial dan Ekonomi
Rahmad Solling Hamid
Universitas Muhammadiyah Palopo
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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A Quantitative Study on the Effects of Perceived Enjoyment and Mobility on Perceived Ease of Use and User Satisfaction Swagesti DSE, Febyscilla; Hamid, Rahmad Solling; Hafid, H.
Golden Ratio of Mapping Idea and Literature Format Vol. 6 No. 2 (2026): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmilf.v6i2.1938

Abstract

This study examines how perceived enjoyment and mobility influence perceived ease of use and user satisfaction with Bank Sulselbar's mobile banking application. Specifically, this research addresses two questions: (1) Do perceived enjoyment and mobility significantly affect perceived ease of use? and (2) Do these factors directly or indirectly influence user satisfaction through perceived ease of use? To answer these questions, a quantitative explanatory research design based on an extended Technology Acceptance Model (TAM) was employed. Data were collected from 200 active users of Bank Sulselbar mobile banking through an online questionnaire and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS 3.3.1. The results show that mobility has a strong positive effect on perceived ease of use and indirectly enhances user satisfaction through full mediation by perceived ease of use. In contrast, perceived enjoyment has a negative and significant effect on perceived ease of use and indirectly reduces user satisfaction. Moreover, perceived ease of use emerges as the most dominant determinant of user satisfaction, accounting for 70.1% of the variance. These findings indicate that functional accessibility plays a more critical role than hedonic experience in shaping user satisfaction in regional mobile banking services. From a practical perspective, this study provides important implications for banking practitioners, particularly regional banks. Improving system usability, simplifying navigation, and ensuring stable access across different usage conditions are more effective strategies for enhancing user satisfaction than emphasizing visual or entertainment features. Prioritizing ease of use can strengthen customer satisfaction, encourage continued use, and support financial inclusion by providing accessible digital banking services.
Determinants of User Satisfaction in BRImo Nuraini, N.; Hamid, Rahmad Solling; Jasman, Jumawan
Golden Ratio of Mapping Idea and Literature Format Vol. 6 No. 2 (2026): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmilf.v6i2.1939

Abstract

This study aims to analyze the effects of psychological trust and service innovation on user satisfaction with the BRImo mobile banking application, with Perceived of usefulness serving as a mediating variable. Psychological trust is defined as users’ confidence in the security, reliability, and integrity of the application system, while service innovation refers to users’ perceptions of feature updates, service creativity, and the application’s ability to adapt to their needs.This research employs a quantitative approach by developing an extended Technology Acceptance Model (TAM). Data were collected through an online survey of 200 active BRImo users and analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results indicate that psychological trust and service innovation have positive and significant effects on Perceived of usefulness. Perceived of usefulness also has a significant effect on user satisfaction. Furthermore, Perceived of usefulness partially mediates the relationship between psychological trust and user satisfaction, but does not mediate the relationship between service innovation and user satisfaction. These findings suggest that BRImo user satisfaction is influenced not only by the functional benefits of the application but also by users’ trust in system security and the directly experienced innovative features. Practically, this study highlights the importance of strengthening system security and reliability, as well as continuously developing service innovations to enhance mobile banking user satisfaction in Indonesia. Theoretically, this study enriches the development of TAM by integrating psychological and innovative factors within the context of digital banking.
Analysis The Effect of Open Unemployment, Labor Force Participation and Human Development Index on Economic Growth Ragil Andrean; I Ketut Patra; Rahmad Solling Hamid
Edueksos: Jurnal Pendidikan Sosial & Ekonomi Vol. 14 No. 01 (2025)
Publisher : Department of Tadris IPS FITK UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/edueksos.v14i01.19903

Abstract

As one of the main benchmarks, economic growth does not only focus on production figures alone, but must also be seen in the context of equitable distribution of development results. The high Open Unemployment, the low Labor Force Participation, and the low Human Development Index in South Sulawesi are issues that need further research. This study aims to analyze the effect of Open Unemployment, Labor Force Participation, and Human Development Index on economic growth in South Sulawesi. This research uses quantitative methods with panel data covering 24 districts/cities in South Sulawesi during the period 2010-2023. Data were obtained from various official sources such as the Central Bureau of Statistics (BPS) of South Sulawesi Province, the Manpower Office, and other relevant government agencies. The data analysis technique used was multiple linear regression. The results showed that the Open Unemployment had no significant effect on economic growth. Similarly, the Labor Force Participation did not show a significant effect. However, the Human Development Index has a significant effect on economic growth. Simultaneously, these three variables have a significant effect on economic growth with an Adjusted R Square value of 0.979. The results of this study emphasize the importance of improving the quality of the workforce, reducing the unemployment, and investing in the education and health sectors to promote inclusive and sustainable economic growth.Keywords: Open Unemployment, Labor Force Participation, Human Development Index, Economic Growth.
PENGARUH PERTUMBUHAN EKONOMI, UPAH MINIMUM DAN TINGKAT PENDIDIKAN TERHADAP PENGANGGURAN DI KOTA PALOPO Annisa Annisa; I Ketut Patra; Rahmad Solling Hamid
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 2 (2025): Edisi Mei - Agustus 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i2.5751

Abstract

This study aims to analyze the influence of several main factors, namely economic growth, minimum wages, and education levels, on the unemployment rate in Palopo City using a quantitative approach through multiple linear regression on time-series data during the period 2010-2023. Although the three variables have theoretical relevance in influencing the unemployment rate, the results of the study show that partially or simultaneously, there is no significant influence of economic growth, minimum wages, and education levels on the unemployment rate in Palopo City. Statistically, the contribution of the three variables only reaches 20.9%, while the rest, namely 79.1%, is influenced by other factors not included in this analysis model. This finding indicates a mismatch between the existing education system and the needs of the local labor market, where many graduates do not have skills that are in accordance with the developing job sectors. Therefore, this study suggests the need for more adaptive and relevant local policies, which not only focus on increasing wages and education, but also on creating better quality jobs that are in accordance with market needs, in order to reduce unemployment and improve the welfare of the Palopo City community as a whole.
PENGARUH JUMLAH PENDUDUK DAN PERTUMBUHAN EKONOMI TERHADAP KEMISKINAN DI SULAWESI SELATAN Khusnul Fhatimah Rusdi; I Ketut Patra; Rahmad Solling Hamid
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 2 (2025): Edisi Mei - Agustus 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i2.5864

Abstract

Penelitian ini menelaah peran ekonomi dan jumlah penduduk dalam memengaruhi kemiskinan di Sulawesi Selatan secara lebih mendalam. Pertumbuhan ekonomi dianggap sebagai strategi untuk mengurangi kemiskinan, tetapi peningkatan jangka pendek tidak selalu berdampak positif pada stabilitas daerah. Meskipun ekonomi nasional menunjukkan kemajuan, kemiskinan tetap menjadi masalah di beberapa wilayah. Faktor-faktor seperti infrastruktur dan ketersediaan sumber daya juga berperan dalam kemiskinan. Penanggulangan kemiskinan memerlukan kolaborasi dari berbagai pihak. Data sekunder dari BPS Sulawesi Selatan digunakan dalam penelitian ini, mencakup dari 2010 hingga 2023.
Co-Authors Adelia Adelia Ahmad Suardi Alfiansyah Alfiansyah Alfin, Alfiansyah Amri, Sri Rahayu Andi Adil Satiawan Andi Sismar Andrean, Ragil Anne Attas Annisa Annisa Anwar, Suhardi M. Arti, Pidia Asmita Asmita Ningsih Asriany Asriany Atika Aulia Aulia Melani Basir, Nur Halifah Bidasari Budi, Indah Indah Duriani Duriani, Duriani Dwi Rahmatya Ruddin Edi Maszudi Elsa Rahima Erwin Noki Fajar Dap Fitra Rahmat Sakti Goso , Goso H. Hafid Halimah S Dia Hapid Harun Alrasyid Herman Herman Hijrah Febriana Utami I Ketut Patra Idris, Irfat Nur Imaduddin Murdifin Imran Ukkas Intan Melinda Irmansyah Irmansyah Jumawan Jasman Juwandariah Jubir Khusnul Fhatimah Rusdi Kia Putri Wardani Lahumuddin, Muhammad Yasin Parawangsa Limbong, Christine Herawati Lusi, Naina M. Risal Masniati Masniati Muh Arif Andi Manrang Muh. Arif Muh. Harun Ar – Rasyid Muhammad Aqsa Muhammad Ferdianto Muhammad Harun Ar-Rashid Muhammad Ikbal Muhammad Ikbal Muhammad Yusuf Qamaruddin Muhammad Yusuf Qamaruddin Musnia Musnia Mustafa Muhani Mutmainna Mustafa N. Nuraini Naina Lusi Niniek Fariaty Lantara Nofa Atmayansih Utari Nugraha, Hary Nur Fadila Nur Fadillah Nur Fadillah, Nur Nurul Azikin Patra, I Ketut Paturrahman Paturrahman Pelandira Pelandira Pelandira, Pelandira Pingki Wahyuni Praginata, Ratu Dhita Putri Dewintari Qamaruddin, Muh. Yusuf Qamaruddin, Muhammad Yusuf Ragil Andrean Rahma Eka Putri Rahmatia Rahmatia Rahmawati Rahmawati Rahmawati Sjamsu Alam Ratna Dewi Riefky Dj Al Idrus Ririn Saputri Riska Eka Putri Bachtiar Riska Eka Putri Bachtiar Rismawati Rismawati Rismawati Risna Risna Riswandi Paradi Riyanti Riyanti Ruddin, Dwi Rahmatya Sahar Sahar Saharuddin Saharuddin Sahrir, Sahrir Salju Salju Salju Salju, Salju Sapar Sapar Saputri, Arini Sari Devi Sarmila Sarpiana Sarpiana Satiawan, Adil Siti Muslimah Siti Nurhayati Sofyan Samsuddin Sofyan Syamsuddin Sri Mutiara Sriwahyuni Sriwahyuni Subagja, Agus Dedi Sudarman Moonai Suharnita Suharnita Suharnita, Suharnita Sultan Sultan Suriyanti Suriyanti Suriyanti Swagesti DSE, Febyscilla Syailendra Reza Irwansyah Rezeki Umrah, Andi Sitti Wafiq Azzahra Windiyani Windiyani Yanti, Dewi Zikra Supri