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All Journal Jurnal Ilmu Administrasi Publik (JIAP) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan JMM UNRAM (Jurnal Magister Manajemen Universitas Mataram) Jurnal Ilmiah Mandala Education (JIME) JISIP: Jurnal Ilmu Sosial dan Pendidikan JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Abdi Masyarakat Jurnal Abdimas Sangkabira Jurnal of Applied Business and Banking (JABB) TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT IIJSE Jurnal Abdimas Independen JER International Journal of Economics, Commerce, and Management Journal of Sharia Economy and Islamic Tourism
Baiq Reinelda Tri Yunarni
Universitas Muhammadiyah Mataram
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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THE TRAINING AND ASSISTANCE IN FINANCIAL MANAGEMENT FOR SMALL AND MEDIUM ENTERPRISES IN BYPASS TELAGA WARU ENVIRONMENTS TO SUPPORT INCOME INCREASE endar pituringsih, endar; Susanto, Hery; Tri Yunarni, Baiq Reinelda
https://jurnal.fe.unram.ac.id/index.php/abdimas/about/privacy Vol 5 No 2 (2024): Jurnal Abdimas Independen, November 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/independen.v5i2.1381

Abstract

Kegiatan Pelatihan Pengeloaan Keuangan pada Usaha kecil Menengah (UKM) bertujuan untuk Memberikan pengetahuan bagi Usaha kecil Menengah (UKM) di lingkungan bypass Telaga Waru Kabupaten Lombok Barat mengenai pedoman Pengelolaan keuangan, memberikan pengetahuan yang memadai mengenai bagaimana cara menyusun laporan keuangan dan memberikan pelatihan untuk membuat laporan keuangan bagi pelaku Usaha kecil Menengah (UKM) yang akan menunjang peningkatan pendapatan khususnya bagi Usaha kecil Menengah (UKM) yang berada di daerah sekitaran bypass Telaga Waru Kabupaten Lombok Barat. Sebagaimana disebutkan dalam Peraturan Daerah Kabupaten Lombok Barat Nomor 11 Tahun 2017 tentang Pedagang Kaki Lima Pasal 1 Ayat 8, disebutkan bahwa pemberdayaan PKL adalah upaya yang dilakukan oleh Pemerintah Daerah, dunia usaha dan masyarakat secara sinergis dalam bentuk penumbuhan iklim usaha dan pengembangan usaha terhadap PKL sehingga mampu tumbuh dan berkembang baik kualitas maupun kuantitas usahanya. Pelaksanaan kegiatan dilakukan dengan metode ceramah, metode tutorial dan metode diskusi. Hasil kegiatan pelatihan pengelolaan keuangan ini adalah pedagang kaki lima dapat meningkatkan pendapatan karena mereka sudah dapat mengklasifikasikan penerimaan dan pengeluaran usaha dengan teratur dan tepat. Dan kedepannya diharapkan agar kegiatan pelatihan pengelolaan keuangan ini dapat terus belanjut untuk dapat membantu memberikan pemahaman yang baik kepada pedagang kaki lima.
PELATIHAN LITERASI KEUANGAN DALAM MENINGKATKAN PENDAPATAN IBU GURU DAN WALI MURID Yunarni, Baiq Reinelda Tri; Eikman, Alfian; Juriani, Juriani; Chairunissa, Ariffina; Kawsar, Rizqa Hikmatul
Jurnal Abdimas Sangkabira Vol. 5 No. 1 (2024): Jurnal Abdimas Sangkabira, Desember 2024
Publisher : Program Studi Diploma III Akuntansi Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdimassangkabira.v5i1.1159

Abstract

Financial literacy training is a strategic effort to enhance understanding and skills in managing finances, especially for teachers and parents who play a crucial role in family financial management. This community service program aims to equip participants with basic financial literacy knowledge, including financial planning, household budget management, debt management, and simple investments. This training also develops small entrepreneurship skills that can be conducted from home, such as utilizing digital technology for product marketing. The training program will be held on June 4, 2024, to improve financial management skills. The community service activities begin with a needs assessment through surveys and interviews, followed by preparing relevant training materials. Implementation is carried out through several theory and practice sessions that include simulations of financial management and small business operations. To ensure the sustainability of the training results, intensive monitoring and post-training assistance are conducted, along with an evaluation of the participants' application of financial literacy. The outcomes of this program are expected to improve the financial literacy of teachers and parents, enabling them to manage their family finances more wisely and increase their income through sustainable small businesses. This training is also anticipated to reduce economic disparities within the school environment and strengthen family economic resilience.
Financial Management of Fauziah Yarsi Mataram Integrated Islamic Elementary School from a Sharia Perspective Ramlah Budiarti; Armiani Armiani; Baiq Reinelda Tri Yunarni
International Journal of Economics, Commerce, and Management Vol. 2 No. 1 (2025): January : International Journal of Economics, Commerce, and Management
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijecm.v2i1.412

Abstract

This study aims to identify the accountability and transparency of sharia financial management in non-profit organizations, especially SD IT Yarsi Mataram, so that the implementation of financial management can be carried out in accordance with sharia principles. This study is a literature study, where relevant solutions to the conditions that occur at SD IT Yarsi Mataram are compiled based on relevant references that can be collected. Accountability and transparency of financial management have specifically been explained in Surah Al Baqarah Verse 282. Accountability in Islam is closely related to Amanah. And the transparency of financial management will affect the level of management accountability to stakeholders. SD IT Yarsi Mataram in recent years has not been transparent about financial management. The lack of transparency efforts in the allocation of funds obtained from student guardians as stakeholders and school committee bodies, has the potential to reduce the level of accountability of financial management. This minimal transparency and low level of accountability can trigger turmoil and distrust of stakeholders over the performance of school management. By conducting financial management transparency as part of accountability to stakeholders, it will increase trust and assessment of school management performance.
AKUISISI PERUSAHAAN STARTUP OLEH KORPORASI BESAR: TREN, MOTIVASI, DAN DAMPAK Bahari, Astrid Octavia; Yunarni, Baiq Reinelda Tri; wirastomo, handoyo; Eikman, Alfian; Hafiz, Abdul; Amil, Amil; Abdurrahman, Abdurrahman
JOURNAL of APPLIED BUSINESS and BANKING (JABB) Vol 5, No 2 (2024): November
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jabb.v5i2.27988

Abstract

Studi ini menganalisis akuisisi startup oleh korporasi besar, mengkaji motivasi, dampak, dan faktor kesuksesan dan kegagalan. Fokus pada pertumbuhan, akses inovasi, dan sinergi, penelitian ini mengeksplorasi bagaimana akuisisi memengaruhi operasi, budaya, dan pertumbuhan startup serta kinerja finansial dan strategi korporasi. Menggunakan tinjauan literatur dari tahun 2018-2023, studi ini menyoroti risiko umum seperti kurangnya due diligence dan overpayment dalam proses akuisisi. Makalah ini berkontribusi memberikan wawasan komprehensif tentang dinamika akuisisi dalam konteks pasar teknologi yang berubah cepat.
Pemanfaatan Aplikasi Kasir Pos Dalam Pencatatan Dan Pengelolaan Keuangan Umkm Ningsih, Nurul Hidayati Indra; Tri Yunarni, Baiq Reinelda; Eikman, Alfian; Hadi, Sulhan; Bahri, Saiful; Budiman, Budiman
TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Vol 3, No 3 (2023): Desember
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/transformasi.v3i3.29724

Abstract

Strengthening and mastering financial literacy can increase the ability of MSME actors in managing their business finances. The activity of utilizing the Cashier Application on a cellphone can also facilitate financial recording, so that MSME actors can easily see the reports they need such as, Profit and loss reports, receivables, payables, and others contained in the Irea Lites Post Cashier application. This activity is also an actualization of the Chatur Dharma of Higher Education in the field of community service in responding to the low level of community literacy in the era of the rapidly developing digital world. The goal to be achieved from this community service activity is to increase the financial literacy of MSME actors in Lembar Selatan Village and to be able to improve their businesses. The results of this community service activity are the delivery of information related to how to record business finances, using the Cashier application, how to read financial reports in the Post Cashier Application.
Socialization of Umkm Activities to Entrepreneurship Students with Halal Local Food Processed Products Yunarni, Baiq Reinelda Tri; Nur’aini, Nur’aini; K.Tobing, Diana Sulianti
Abdi Masyarakat Vol 7, No 1 (2025): Abdi Masyarakat
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/abdi.v7i1.8621

Abstract

This study aims to determine the effectiveness of MSME socialization activities in increasing students' understanding and interest in entrepreneurship towards the development of local halal processed food products. The main focus of this activity is to encourage students to actively participate in the development of local wisdom-based businesses that are in accordance with sharia principles, as well as creating products that are competitive in the halal market. The methods used in this study are quantitative and qualitative methods through a descriptive approach, with data collection techniques in the form of observations, questionnaires, and interviews with student participants and directly involved in entrepreneurship with the Community Service team.The results of the study showed that 85% of students experienced an increase in understanding of the concept of sharia MSMEs and the importance of halal products after participating in the socialization activities. As many as 70% of participants stated that they were interested in starting a business based on local halal food products, and 75% of them had produced business ideas that were ready to be developed further. In addition, this activity also succeeded in encouraging collaboration between students in the form of small business groups based on local processed food. Thus, MSME socialization has proven effective in fostering a halal entrepreneurial spirit among students and strengthening sustainable local economic potential.   
Development of Beautiful Sunset Land (CSL) Beach to Realize a Sustainable Economy of It-Based Halal Culinary Tourism Enterprises Nur'aini, Nur'aini; Hulaimi, Ahmad; Ariani, Zaenafi; Hidayanti, Nur fitri; Reinelda Tri Yunarni, Baiq; Ati, Suci Canda; Edrian, Veni; Ramadhan, Syahrul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5359

Abstract

This study investigates the development of Pantai Cantik Sunset Land (CSL) as a halal culinary destination in Sekarbela District, Mataram City, focusing on the role of information technology (IT). Using SWOT analysis, surveys, and interviews, the research identifies significant potential for the halal culinary industry at CSL Beach. However, challenges include inadequate IT utilization in marketing, insufficient awareness of halal certification, and poor waste management. The findings suggest that enhanced IT use in social media, increased halal certification awareness, and improved waste management can boost the competitiveness and sustainability of halal culinary businesses at CSL Beach.
Peran Literasi Keuangan dalam Menunjang Kinerja UKM: Sebuah Tinjauan Literatur Sistematis Yunarni, Baiq Reinelda Tri; Mariadi, Yusli; Fadah, Isti
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 1 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i1.26415

Abstract

This research presents a systematic literature review, including content and bibliometric analysis, regarding the role of financial literacy in supporting the performance of small and medium enterprises (SMEs). The systematic literature review approach applied found 23 articles that were highly relevant to the role of financial literacy as a determining factor in SME performance. This study combines previous research findings regarding financial literacy over the last 5 years which plays a role in three forms of performance: (1) financial performance; (2) competitive advantage; and (3) sustainability performance. The findings of this research have the potential to have important impacts for SMEs, SME partners, governments and policy makers. By highlighting the lack of financial literacy among SMEs, this study provides a context for understanding the importance of financial literacy for SMEs. This study identified many areas of research that had not been explored previously
Pengaruh Kepercayaan Dan Keamanan Layanan Digital Payment Terhadap Keputusan Bertransaksi Online (Studi Pada Mahasiswa Universitas Muhammadiyah Mataram) Ningtias, Karmelia Sasmita; Yunarni, Baiq Reinelda Tri; Indra, Nurul Hidayati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 1 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i1.29517

Abstract

This study examines the influence of trust and security of Digital Payment services on transaction decisions of students at the University of Muhammadiyah Mataram. This research is quantitative with a sample of 99 students at the University of Muhammadiyah Mataram. Data collection using questionnaires. The analysis method used is multiple linear regression to assess the impact of trust and security on students' transaction decisions. The purpose of this study is to determine partially and simultaneously the trust and security of Digital Payment services on Online transaction decisions of students at the University of Muhammadiyah Mataram. The results of this study indicate that 1) trust in Digital Payment services has a significant influence on Online transaction decisions of students at the University of Muhammadiyah Mataram. 2) security in Digital Payment services has a significant influence on Online transaction decisions of students at the University of Muhammadiyah Mataram, and 3) Trust and security in Digital Payment services have a simultaneous influence on Online transaction decisions of students at the University of Muhammadiyah Mataram
MEMAHAMI INFLASI DAN MENGELOLA KEUANGAN KELUARGA: IBU AISYIYAH PAGUTAN MATARAM Ningsih, Nurul Hidayati Indra; Yunarni, Baiq Reinelda Tri; Urfina, Yasyifa Dian; Hamami, Fathin; Putri, Baiq Fera Susmita; Sapitri, Dinda Tiara
Jurnal Abdimas Sangkabira Vol. 6 No. 1 (2025): Jurnal Abdimas Sangkabira, Desember 2025
Publisher : Program Studi Diploma III Akuntansi Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdimassangkabira.v6i1.2202

Abstract

Inflasi merupakan fenomena ekonomi yang sering kali kurang dipahami secara mendalam oleh masyarakat awam, padahal dampaknya sangat signifikan terhadap daya beli dan stabilitas finansial rumah tangga. Kurangnya literasi terkait inflasi dapat mengakibatkan keputusan keuangan yang kurang tepat, terutama dalam alokasi pendapatan dan perencanaan masa depan. : Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman ibu-ibu Pimpinan Cabang Aisyiyah Pagutan Mataram mengenai inflasi dan dampaknya terhadap pengelolaan keuangan keluarga, serta membekali mereka dengan strategi praktis untuk menghadapinya.  Metode pelaksanaan kegiatan ini meliputi ceramah interaktif, diskusi kelompok, dan simulasi kasus terkait dampak inflasi pada anggaran rumah tangga. Materi yang disampaikan mencakup definisi inflasi, penyebab, jenis-jenisnya, serta strategi konkret dalam menghadapi tekanan inflasi seperti prioritas pengeluaran, diversifikasi investasi sederhana, dan pentingnya menabung. Hasil pengabdian menunjukkan adanya peningkatan pemahaman yang signifikan di kalangan peserta terkait konsep inflasi dan urgensi pengelolaan keuangan yang adaptif. Ibu-ibu Pimpinan Cabang Aisyiyah Pagutan Mataram menunjukkan antusiasme tinggi dan mampu mengidentifikasi langkah-langkah praktis yang dapat diterapkan dalam keluarga mereka. Diharapkan, kegiatan ini dapat menjadi bekal bagi ibu-ibu untuk membuat keputusan keuangan yang lebih bijak, menjaga stabilitas ekonomi keluarga, dan menjadi agen perubahan dalam menyebarkan pemahaman ini di lingkungan sekitar mereka.
Co-Authors -, Mintasrihardi - Abdul Haris Abdurahman Abdurrahman AHMAD HULAIMI, AHMAD Alfian Eikman Amil, Amil Ariani, Zaenafi Armiani Armiani Artika Widiandari Ati, Suci Canda Bahari, Astrid Octavia Budiman Budiman Chairunissa, Ariffina Dedy Iswanto Dedy Iswanto Dedy Iswanto Dody Hartono dan Ramayanto Edrian, Veni Eikman, Alfian endar pituringsih, endar Ersa Wahyuliati Firmus Yudal Hadi, Sulhan Hafiz, Abdul Hamami, Fathin Hery Susanto Hidayanti, Nur Fitri Indra, Nurul Hidayati Isti Fadah Iswanto, Dedy Junaidi Junaidi Juriani, Juriani K.Tobing, Diana Sulianti Kawsar, Rizqa Hikmatul Lalu Hendra Maniza M Taufik Rachman Maniza, Lalu Hendra Mos Indrawati Muhammad Muharam Lubis Ningsih, Nurul Hidayati Indra Ningtias, Karmelia Sasmita Nur Lia Nur'aini, Nur'aini Nurul Huda Nur’aini Nur’aini Nur’aini, Nur’aini Putri, Baiq Fera Susmita Rachman, M. Taufik Rahmad Hidayat Ramadhan, Johanandha Fandhy Ramlah Budiarti Saiful Bahri Salmin Salmin Sapitri, Dinda Tiara Selva Selva Sudarta Sudarta Sudarta, Sudarta Sulhan Hadi Suwandi Suwandi Syahrul R, Syahrul Urfina, Yasyifa Dian Yeni Setiawati YUSLI MARIADI