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All Journal Agregat: Jurnal Ekonomi dan Bisnis Jurnal Ilmu Administrasi Publik (JIAP) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan JMM UNRAM (Jurnal Magister Manajemen Universitas Mataram) Jurnal Ilmiah Mandala Education (JIME) JISIP: Jurnal Ilmu Sosial dan Pendidikan Transparansi Jurnal Ilmiah Ilmu Administrasi JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Ilmiah Manajemen dan Bisnis Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Abdi Masyarakat Jurnal Abdimas Sangkabira Jurnal of Applied Business and Banking (JABB) TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Journal of Community Empowerment Jurnal Abdimas Independen JER Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital International Journal of Economics, Commerce, and Management
Baiq Reinelda Tri Yunarni
Universitas Muhammadiyah Mataram
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Socialization of Umkm Activities to Entrepreneurship Students with Halal Local Food Processed Products Yunarni, Baiq Reinelda Tri; Nuraini, Nuraini; K.Tobing, Diana Sulianti
Abdi Masyarakat Vol 7, No 1 (2025): Abdi Masyarakat
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/abdi.v7i1.8621

Abstract

This study aims to determine the effectiveness of MSME socialization activities in increasing students' understanding and interest in entrepreneurship towards the development of local halal processed food products. The main focus of this activity is to encourage students to actively participate in the development of local wisdom-based businesses that are in accordance with sharia principles, as well as creating products that are competitive in the halal market. The methods used in this study are quantitative and qualitative methods through a descriptive approach, with data collection techniques in the form of observations, questionnaires, and interviews with student participants and directly involved in entrepreneurship with the Community Service team.The results of the study showed that 85% of students experienced an increase in understanding of the concept of sharia MSMEs and the importance of halal products after participating in the socialization activities. As many as 70% of participants stated that they were interested in starting a business based on local halal food products, and 75% of them had produced business ideas that were ready to be developed further. In addition, this activity also succeeded in encouraging collaboration between students in the form of small business groups based on local processed food. Thus, MSME socialization has proven effective in fostering a halal entrepreneurial spirit among students and strengthening sustainable local economic potential.   
Peran Literasi Keuangan dalam Menunjang Kinerja UKM: Sebuah Tinjauan Literatur Sistematis Yunarni, Baiq Reinelda Tri; Mariadi, Yusli; Fadah, Isti
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 1 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i1.26415

Abstract

This research presents a systematic literature review, including content and bibliometric analysis, regarding the role of financial literacy in supporting the performance of small and medium enterprises (SMEs). The systematic literature review approach applied found 23 articles that were highly relevant to the role of financial literacy as a determining factor in SME performance. This study combines previous research findings regarding financial literacy over the last 5 years which plays a role in three forms of performance: (1) financial performance; (2) competitive advantage; and (3) sustainability performance. The findings of this research have the potential to have important impacts for SMEs, SME partners, governments and policy makers. By highlighting the lack of financial literacy among SMEs, this study provides a context for understanding the importance of financial literacy for SMEs. This study identified many areas of research that had not been explored previously
Pengaruh Kepercayaan Dan Keamanan Layanan Digital Payment Terhadap Keputusan Bertransaksi Online (Studi Pada Mahasiswa Universitas Muhammadiyah Mataram) Ningtias, Karmelia Sasmita; Yunarni, Baiq Reinelda Tri; Indra, Nurul Hidayati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 1 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i1.29517

Abstract

This study examines the influence of trust and security of Digital Payment services on transaction decisions of students at the University of Muhammadiyah Mataram. This research is quantitative with a sample of 99 students at the University of Muhammadiyah Mataram. Data collection using questionnaires. The analysis method used is multiple linear regression to assess the impact of trust and security on students' transaction decisions. The purpose of this study is to determine partially and simultaneously the trust and security of Digital Payment services on Online transaction decisions of students at the University of Muhammadiyah Mataram. The results of this study indicate that 1) trust in Digital Payment services has a significant influence on Online transaction decisions of students at the University of Muhammadiyah Mataram. 2) security in Digital Payment services has a significant influence on Online transaction decisions of students at the University of Muhammadiyah Mataram, and 3) Trust and security in Digital Payment services have a simultaneous influence on Online transaction decisions of students at the University of Muhammadiyah Mataram
MEMAHAMI INFLASI DAN MENGELOLA KEUANGAN KELUARGA: IBU AISYIYAH PAGUTAN MATARAM Ningsih, Nurul Hidayati Indra; Yunarni, Baiq Reinelda Tri; Urfina, Yasyifa Dian; Hamami, Fathin; Putri, Baiq Fera Susmita; Sapitri, Dinda Tiara
Jurnal Abdimas Sangkabira Vol. 6 No. 1 (2025): Jurnal Abdimas Sangkabira, Desember 2025
Publisher : Program Studi Diploma III Akuntansi Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdimassangkabira.v6i1.2202

Abstract

Inflasi merupakan fenomena ekonomi yang sering kali kurang dipahami secara mendalam oleh masyarakat awam, padahal dampaknya sangat signifikan terhadap daya beli dan stabilitas finansial rumah tangga. Kurangnya literasi terkait inflasi dapat mengakibatkan keputusan keuangan yang kurang tepat, terutama dalam alokasi pendapatan dan perencanaan masa depan. : Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman ibu-ibu Pimpinan Cabang Aisyiyah Pagutan Mataram mengenai inflasi dan dampaknya terhadap pengelolaan keuangan keluarga, serta membekali mereka dengan strategi praktis untuk menghadapinya.  Metode pelaksanaan kegiatan ini meliputi ceramah interaktif, diskusi kelompok, dan simulasi kasus terkait dampak inflasi pada anggaran rumah tangga. Materi yang disampaikan mencakup definisi inflasi, penyebab, jenis-jenisnya, serta strategi konkret dalam menghadapi tekanan inflasi seperti prioritas pengeluaran, diversifikasi investasi sederhana, dan pentingnya menabung. Hasil pengabdian menunjukkan adanya peningkatan pemahaman yang signifikan di kalangan peserta terkait konsep inflasi dan urgensi pengelolaan keuangan yang adaptif. Ibu-ibu Pimpinan Cabang Aisyiyah Pagutan Mataram menunjukkan antusiasme tinggi dan mampu mengidentifikasi langkah-langkah praktis yang dapat diterapkan dalam keluarga mereka. Diharapkan, kegiatan ini dapat menjadi bekal bagi ibu-ibu untuk membuat keputusan keuangan yang lebih bijak, menjaga stabilitas ekonomi keluarga, dan menjadi agen perubahan dalam menyebarkan pemahaman ini di lingkungan sekitar mereka.
Analisis Faktor Kedisiplinan Kerja Pegawai Pada Badan Perencanaan Pembangunan Daerah (Bappeda) Kabupaten Lombok Barat Sudarta, Sudarta; tri Yunarni, Baiq Reinelda; Iswanto, Dedy; Junaidi, Junaidi
Jurnal Ilmiah Mandala Education (JIME) Vol 8, No 1 (2022): Jurnal Ilmiah Mandala Education (Januari)
Publisher : Lembaga Penelitian dan Pendidikan Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jime.v8i1.2712

Abstract

This study aims to determine the factors that influence employee discipline in the Regional Development Planning Agency Office of West Lombok Regency. This research is descriptive with a qualitative approach. Data collection was carried out by means of interviews, observation, and documentation. Meanwhile, the analysis technique uses an interactive model consisting of data reduction, data presentation, and drawing conclusions. From the results of the author's observations and interviews at the West Lombok Regency BAPPEDA office, it can be said that all employees and leaders have been deemed to have properly applied discipline in accordance with the applicable regulations according to the State Civil Apparatus Law and the internal regulations of the West Lombok Regency BAPPEDA. There are several factors that affect the work discipline of employees at the West Lombok Regency BAPPEDA Office including the influence factor of compensation, the exemplary factor of the head of the Office, the factor of assertiveness of the leader / head in making decisions, the factor of concern for employees and penalties. Therefore the authors provide several suggestions including the management of BAPPEDA West Lombok Regency to improve employee work discipline by paying more attention to legal sanctions, and paying attention to leadership factors, so that with good leadership and supervision carried out by the leadership regularly, the discipline of employee work at BAPPEDA. West Lombok Regency will be able to be achieved according to the predetermined target so that every employee can make the most of their work time.
Analisis Penerapan Sistem Informasi Manajemen Daerah (SIMDA) Keuangan Pada Badan Perencanaan Pembangunan Daerah (BAPPEDA) Kabupaten Lombok Barat Ramayanto, Ramayanto; Reinelda Tri Yunarni, Baiq
Jurnal Ilmiah Mandala Education (JIME) Vol 8, No 1 (2022): Jurnal Ilmiah Mandala Education (Januari)
Publisher : Lembaga Penelitian dan Pendidikan Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jime.v8i1.2713

Abstract

SIMDA Finance is an application program used to assist local governments in the field of financial management. The purpose of implementing a financial SIMDA is to produce financial reports and financial information in a timely, complete, accurate, and reliable manner in accordance with applicable regulations and to encourage the realization of Good Governance and the implementation of regional financial management based on information technology. This study aims to obtain an overview of the implementation of the Regional Management Information System (SIMDA) of Finance at the Regional Development Planning Agency (BAPPEDA) of West Lombok Regency.The research method used is a qualitative method with a phenomenological approach. The results of this study indicate that in general, employees at BAPPEDA Lombok Barat already know the meaning of financial SIMDA, seen from their understanding of the meaning, benefits and objectives as well as the required inputs and outputs generated from the processing. Supporting factors that are owned by BAPPEDA West Lombok in the optimal implementation of SIMDA Finance, among others: Active communication or socialization regarding the purpose of implementing or benefiting from the application of the system. Human Resources who are reliable/compliance both in number and capacity There is an attitude of the implementor who accepts/agrees with the implementation of the implementation of SIMDA Finance as well as support from the head of the office/leader.
Pemberdayaan Perekonomian Masyarakat Melalui Pemberdayaan Usaha Mikro Kecil Dan Menengah (UMKM) Di Kawasan Ekonomi Khusus (KEK) Mandalika Lombok. Yunarni, Baiq Reinelda Tri; Haris, Abdul
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 4, No 3 (2020): JISIP (Jurnal Ilmu Sosial dan Pendidikan)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v4i3.1224

Abstract

Provinsi Nusa Tenggara Barat merupakan wilayah yang memilikipotensi pariwisata yang beraneka ragam dan sangat prospektif untuk dikembangkandiantaranya Kawasan Ekonomi Khusus (KEK) Pariwisata Mandalika di KabupatenLombok tengah Kawasan Ekonomi Khusus Mandalika memberikan dampak pertumbuhan Usaha Mikro Kecil dan Menengah(UMKM). Namun Ternyata masih kurangnya Pemberdayaan dari pemerintah. Pembangunan kepariwisataan mempunyai peranan penting dalam meningkatkan penyerapan tenaga kerja, mendorong pemerataan kesempatan berusaha, mendorongpemerataan pembangunan nasional. Tujuan peneliti ini adalah untuk mengetahui pemeberdayaan perekonoian masyarakat melalui Usaha Mikro Kecil dan Menengah di Kawasan Ekonomi Khusus Mandalika Lombok . Hasil penelitian menunjukkan bahwa Kawasan Ekonomi Khusus memberikan dampak yang positif terhadap Pertumbuhan Usaha Mikro Kecil dan Menengah di Mandalika, karena Usaha Mikro Kecil dan Menengah mengalami peningkatan omzet penjualan dan pertumbuhan pelanggan karena meningkatnya jumlah wisatawan ke Mandalika setelah paska gempa. Untuk pemberdayaan masyarakat pemerintah sudah mulai melaksanakan pelatihan-pelatihan untuk membuka pikiran bagi para pelaku usaha. Dan strategi yang di gunakan juga sudah di arahkan dan di persiapkan dalam perkembangan Usaha Mikro Kecil dan Menengah di Kawasan Ekonomin Khusus Mandalika untuk menghadapi ajang bergenngsi Moto GP 2021 mendatang.
The Role Of Internships In Building Students Professional Competencies (An Analysis Of The Internship Program At Bank BTN Mataram Main Branch) Sudarta, Sudarta; Yunarni, Baiq Reinelda Tri; Fatabi, Rioni Citra; Yuliani, Rasmi; Indriani, Ria
Abdi Masyarakat Vol 7, No 2 (2025): Abdi Masyarakat
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/abdi.v7i2.9169

Abstract

In the era of globalization and increasing competition, professional competence has become a key factor determining individual success in the workforce. The internship program at Bank BTN serves as an effective means to develop students' professional competencies, encompassing the knowledge, skills, and attitudes necessary in a work context. Through practical experience, students not only acquire technical skills but also build character and a strong work ethic. This program encourages the development of interpersonal skills, such as communication and teamwork, which are essential in the workplace. Although students face challenges such as adapting to new work environments and pressure to meet expectations, this experience provides valuable learning opportunities. Therefore, collaboration between educational institutions and industries, including Bank BTN, is crucial to create optimal internship experiences that support the professional competency development of students. 
PENINGKATAN KEMANDIRIAN EKONOMI PEREMPUAN MELALUI PELATIHAN MANAJEMEN KEUANGAN USAHA DIVERSIFIKASI PANGAN LOKAL DI SEKOLAH KEWIRAUSAHAAN AISYIYAH Baiq Reinelda Tri Yunarni; Nur’aini Nur’aini; Abdul Hafiz
Journal of Community Empowerment Vol 5, No 2 (2026): Juni
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jce.v5i2.39408

Abstract

ABSTRAKKegiatan pengabdian kepada masyarakat ini dilatarbelakangi oleh rendahnya kemampuan manajemen keuangan usaha dan terbatasnya inovasi produk pada perempuan pelaku usaha di Sekolah Kewirausahaan Aisyiyah,(SWA) meskipun memiliki potensi besar dalam pengembangan pangan  lokal. Tujuan kegiatan ini adalah (1) meningkatkan pemahaman dan keterampilan peserta dalam pencatatan keuangan usaha, perencanaan anggaran, perhitungan biaya dan laba, serta pengelolaan arus kas; (2) meningkatkan kemampuan peserta dalam mengembangkan produk pangan lokal yang beragam, bernilai tambah, dan sesuai dengan kebutuhan pasar; serta (3) membentuk pola pikir wirausaha perempuan yang  mandiri, berdaya saing, dan berlandaskan nilai-nilai Islam. Metode pelaksanaan menggunakan pendekatan partisipatif berbasis kebutuhan  mitra melalui sosialisasi, pelatihan, workshop, simulasi pencatatan keuangan, dan pendampingan usaha. Mitra dalam kegiatan ini adalah 20 orang anggota Sekolah Kewirausahaan Aisyiyah. Evaluasi dilakukan melalui pre-test dan post-test, observasi praktik, serta monitoring perkembangan usaha peserta. Hasil kegiatan menunjukkan peningkatan kemampuan manajemen keuangan sebesar 70%, ditandai dengan kemampuan peserta dalam melakukan pencatatan keuangan sederhana dan memisahkan keuangan  usaha dan rumah tangga. Selain itu, keterampilan diversifikasi produk  halal meningkat sebesar 60% dan nilai ekonomis produk meningkat rata-rata sebesar 30%. Dampak kegiatan ini terlihat pada meningkatnya profesionalisme usaha, kemandirian ekonomi, serta peluang peningkatan pendapatan peserta secara berkelanjutan.Kata kunci: Pemberdayaan Perempuan; Manajemen Keuangan Usaha; Diversifikasi Pangan Lokal; UMKM; Ekonomi IslamABSTRACTThis community service activity is motivated by the low capacity of women entrepreneurs in managing business finances and the limited product innovation among participants of the Aisyiyah Entrepreneurship School, despite their significant potential in developing local food-based products. The objectives of this program are: (1) to improve participants’ understanding and skills in business financial recording, budgeting, cost and profit calculation, and cash flow management; (2) to enhance participants’ ability to develop diverse, value-added local food products that meet market needs; and (3) to foster an entrepreneurial mindset among women that is independent, competitive, and grounded in Islamic values. The implementation method employs a participatory approach based on partners’ needs through socialization, training, workshops, financial recording simulations, and business mentoring. The partners involved in this activity consist of 20 members of the Aisyiyah Entrepreneurship School. Evaluation was conducted through pre-test and post-test methods, practical observations, and monitoring of participants’ business development. The results show a 70% improvement in financial management skills, indicated by participants’ ability to carry out simple financial recording and to separate business and household finances. In addition, participants’ skills in halal product diversification increased by 60%, and the economic value of products improved by an average of 30%. The impact of this activity is reflected in increased business professionalism, strengthened economic independence, and greater opportunities for sustainable income growth.Keywords: Women Empowerment; Business Financial Management; Local Food Diversification; Msmes; Islamic Economics
INOVASI KEMASAN DAN PEMASARAN KERIPIK SINGKONG RIPNIM UNTUK MENINGKATKAN DAYA SAING UMKM Kahlil Gibran; Nurul Rahmania; Dimitri Irfan Saputra; Ilmi Yanti; Serlin Hardianti; Baiq Reinelda Tri Yunarni
Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Vol. 1 No. 3 (2024): September
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jpmebd.v1i3.1300

Abstract

Program pengabdian masyarakat ini bertujuan untuk meningkatkan daya saing keripik singkong dengan memperkenalkan kemasan yang lebih higienis, tahan lama, dan mampu menjaga cita rasa. Inovasi ini diharapkan dapat memberikan nilai tambah pada keripik singkong, sehingga dapat bersaing di pasar yang lebih luas. Topik ini dipilih karena keripik singkong merupakan produk unggulan lokal yang memiliki potensi besar untuk dikembangkan. Namun, daya saing produk ini masih rendah akibat kemasan yang kurang higienis dan tidak tahan lama. Dengan memperbaiki kemasan, diharapkan keripik singkong dapat lebih diterima oleh konsumen dan memiliki daya saing yang lebih tinggi di pasar. Metode yang digunakan dalam program ini meliputi beberapa tahap. Pertama, dilakukan analisis kebutuhan dan masalah yang dihadapi oleh produsen keripik singkong. Selanjutnya, dilakukan penelitian dan pengembangan kemasan yang lebih higienis dan tahan lama. Setelah itu, dilakukan uji coba kemasan baru pada produk keripik singkong. Terakhir, dilakukan evaluasi dan pelatihan kepada produsen mengenai penggunaan kemasan baru serta strategi pemasaran yang efektif. Hasil dari program ini menunjukkan bahwa inovasi kemasan yang lebih higienis dan tahan lama mampu meningkatkan daya saing keripik singkong. Produsen yang menggunakan kemasan baru melaporkan peningkatan penjualan dan kepuasan konsumen. Selain itu, keripik singkong dengan kemasan baru berhasil menembus pasar yang lebih luas, baik di tingkat lokal maupun nasional. Inovasi ini memberikan nilai tambah yang signifikan bagi keripik singkong dan diharapkan dapat menjadi model bagi pengembangan produk lokal lainnya.
Co-Authors -, Mintasrihardi - Abdul Hafiz Abdul Haris Abdurrahman Abdurrahman Alfian Eikman Amil Amil Armiani Armiani Artika Widiandari Astrid Octavia Bahari Candra Chairunissa, Ariffina Dedy Iswanto Dedy Iswanto Diana Sulianti K Tobing Dimitri Irfan Saputra Eikman, Alfian endar pituringsih, endar Ersa Wahyuliati Erwin Asidah Fatabi, Rioni Citra Firmus Yudal Hadi, Sulhan Hamami, Fathin Hery Susanto Ilmi Yanti Indra, Nurul Hidayati Isti Fadah Iswanto, Dedy Junaidi Junaidi Juriani, Juriani K.Tobing, Diana Sulianti Kahlil Gibran Kawsar, Rizqa Hikmatul Lalu Hendra Maniza M Taufik Rachman Maniza, Lalu Hendra Mos Indrawati Muhammad Muharam Lubis NAZILATUS SYIAM Ningsih, Nurul Hidayati Indra Ningtias, Karmelia Sasmita Nur Lia Nuraini Nuraini Nuraini Nuraini Nurul Huda Nurul Rahmania Putri, Baiq Fera Susmita Rachman, M. Taufik Rahmad Hidayat Ramadhan, Johanandha Fandhy Ramayanto Ramayanto, Ramayanto Ramlah Budiarti Ria Indriani Saiful Bahri Salmin Salmin Sapitri, Dinda Tiara Saskia Anggun Khairunnisa Selva Selva Serlin Hardianti Sudarta, Sudarta Sulhan Hadi YASYIFA DIAN URFINA Yeni Setiawati Yuliani, Rasmi YUSLI MARIADI