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Pembuatan Pembalut Kain Dari Bahan Bekas Sebagai Peluang UKM Desa Jatisela Lombok Barat Nur’aini Nur’aini; Baiq Reinelda Tri Yunarni; Nurul Hidayati Indra Ningsih; Salmin Salmin
TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Vol 2, No 3 (2022): Desember
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (380.15 KB) | DOI: 10.31764/transformasi.v2i3.12203

Abstract

Pada awal abad ke-4 di Yunani Kuno, pembalut pra-modern telah digunakan. Saat itu, perempuan menggunakan kain untuk menjaga penyerapannya. seiring berkembangnya zaman, bentuk dan bahan dasar pembalut mengalami banyak perubahan, dan yang banyak terdapat di pasaran terbuat dari kapas dengan gel di bagian tengahnya supaya memiliki daya serap yang tinggi dan praktis.  pembalut sekali pakai disebut-sebut sebagai salah satu penyebab kerusakan alam dan lingkungan di muka bumi ini.tujuan pengabdian ini Memberikan edukasi dengan cara sosialisasi serta Pelatihan kepada masyarakat setempat yang ingin menambah ilmu dan wawasan dalam kesehatan diri dan lingkungan. Metode yang digunakan dalam kegiatan ini melalui sosialisasi, dan pelatihan setelah itu mengevaluasi hasil yang telah di laksanakan,hasil yang di capai  Meningkatkan pengetahuan atau mengedukasi ibu ibu produktif, remaja yang sudah mendapatkan tamu bulanan (haid) dan dapat membantu yang tidak memiliki penghasilan sehingga bisa membantu ekonomi keluarga. Dan sebagai ajang silaturohmi di Desa Jatisela Kecamatan Gunungsari dan setiap warga yang ikut dalam pelatihan pembuatan pembalut dari kain ini bisa menjadi nilai tambah dengan berwirausaha memiliki ilmu di bidang kesehatan dan perawatan diri agar lebih percaya diri.
Analysis of Non-Performing Credit Settlement at PT. Bank NTB Syariah Nurul Hidayati Indra Ningsih Nurul; Baiq Reinelda Tri Yunarni; Mos Indrawati; Nur Lia; Artika Widiandari; Ersa Wahyuliati; Nurul Huda
Jurnal Economic Resource Vol. 6 No. 2 (2023): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v6i2.681

Abstract

This study aims (1) to analyse the factors that cause problem financing at PT Bank NTB Syariah (2) to find out how to solve problem financing at PT Bank NTB Syariah (3) to find out what are the obstacles to solving problem financing at PT Bank NTB Syariah. This type of research uses qualitative research. The data collection method used in this research is the interview method. Checking the validity of the findings using source triangulation so that it is easy to analyse various problems that occur at Bank NTB Syariah. The results of the study, (1) There are 2 factors that cause problem financing, namely, external factors and internal factors from customers (2) Efforts made by PT. Bank NTB Syariah in solving Problem Financing, namely: Doing billing by telephone media, Short Message Service (SMS) and WhatsApp, using very polite and smooth language, considering it as customer service, increasing intensive hospitality with customers, transferring customers, restructuring financing, collateral auctions by submitting the Customer's collateral auction process to the KPKLN. The last step is insurance claims and write-offs.
ANALISIS RASIO KEUANGAN UNTUK MENILAI KINERJA KEUANGAN PT INDOCEMENT TUNGGAL PRAKARSA Tbk. PERIODE TAHUN 2014-2018 Yunarni, Baiq Reinelda Tri; Sudarta, Sudarta; Ramadhan, Johanandha Fandhy
Jurnal Ilmiah Mandala Education (JIME) Vol 7, No 1 (2021): Jurnal Ilmiah Mandala Education
Publisher : Lembaga Penelitian dan Pendidikan Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jime.v7i1.1734

Abstract

The purpose of this study is to assess the financial performance of PT Indocement Tunggal Prakarsa Tbk in the period 2014 to 2018. The success of a company in achieving its goals and meeting the needs of the community is very dependent on company performance. One way to measure or evaluate performance is to analyze financial statements.This study uses a descriptive research method with a quantituve approach that is analysus based on data calculations. The data used in this study are secondary data in the form of financial statements for the period 2014 to 2018, using the calculation of liquidity ratios, solvency, activity, and profitability.The result of this study indicate that PT Indocement Tunggal Prakarsa Tbk is in a liquid state when viewed from the liquidity ratio because the current ratio and quick ratio are above the industry standard. Judging from the solvency ratio, the financial performance of PT Indocement Tunggal Prakarsa Tbk can be said to be solvable because in terms of the debt to equity ratio, and the debt to asset ratio is below the industry standard. But the financial performance of PT Indocement Tunggal Prakarsa Tbk when viewed from the activity ratio (receivable turnover ratio, inventory turnover ratio, working capital turnover ratio, fixed assets turnover ratio, and total asset turnover ratio) and profitability ratio (net profit margin, return on investment, and return on equity) is not optimal because the company’s profit continue to fall and ineffectiveness of the company in utilizing its assets.
PENGARUH PEMIMPIN PEREMPUAN DALAM PENGAMBILAN KEPUTUSAN STRATEGIS GREEN BUSINESS TriYunarni, Baiq Reinelda; Sudarta, Sudarta; Hadi, Sulhan; Eikman, Alfian; Indra Ningsih, Nurul Hidayati
JOURNAL of APPLIED BUSINESS and BANKING (JABB) Vol 5, No 1 (2024): Maret
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jabb.v5i1.22533

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh gender CEO dan keberagaman gender dalam susunan dewan komisaris terhadap kebijakan strategis green business perusahaan. Melalui pendekatan Teori Upper Echelons, penelitian ini mengungkap bahwa karakteristik manajerial, termasuk gender CEO, dapat mempengaruhi keputusan strategis perusahaan. CEO perempuan cenderung memiliki orientasi pemangku kepentingan yang lebih kuat dan lebih peka terhadap isu lingkungan, sementara perusahaan yang menerapkan green business biasanya diarahkan oleh tekanan dari stakeholder dan perhatian terhadap isu lingkungan. Dalam hal keberagaman gender dalam susunan dewan komisaris, kehadiran perempuan di dewan komisaris dapat mempengaruhi kebijakan strategis perusahaan menuju green business.Penelitian ini menggunakan kerangka konsep Teori Upper Echelons dan premis bounded rationality untuk memahami bagaimana interpretasi individu manajemen puncak mempengaruhi keputusan strategis perusahaan. Data dikumpulkan melalui studi literatur yang melibatkan penelitian sebelumnya tentang hubungan antara gender, kepemimpinan, dan keputusan strategis. Selain itu, juga dilakukan analisis terhadap laporan keuangan dan laporan keberlanjutan perusahaan-perusahaan yang dipimpin oleh CEO perempuan dan perusahaan dengan keberagaman gender dalam susunan dewan komisaris.Hasil penelitian ini menunjukkan bahwa CEO perempuan cenderung mengambil keputusan strategis untuk mengarahkan perusahaan ke arah green business. Mereka lebih berorientasi pada pemangku kepentingan dan memiliki kesadaran yang lebih tinggi terhadap isu lingkungan. Selain itu, keberagaman gender dalam susunan dewan komisaris juga berperan penting dalam pengambilan keputusan strategis perusahaan. Semakin beragam gender dalam susunan dewan komisaris, semakin besar kemungkinan perusahaan mengadopsi kebijakan strategis untuk menerapkan green business.
PENGARUH PENATAUSAHAAN ASET TETAP TERHADAP KUALITAS LAPORAN KEUANGAN Studi Kasus pada BAPPEDA Kabupaten Lombok Barat Yunarni, Baiq Reinelda Tri; Wirastomo, Handoyo
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 6, No 1 (2022): JISIP (Jurnal Ilmu Sosial dan Pendidikan)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v6i1.2902

Abstract

This study aims to find empirical evidence in support of the hypothesis that there is an effect of fixed asset administration consisting of bookkeeping, inventory and reporting on the quality of financial reports (a case study at Bappeda West Lombok Regency). The method used in this research is quantitative method. With data analysis techniques using the help of the SPSS application program which includes validity, reliability, multiple linear regression analysis and coefficient of determination as well as hypothesis testing consisting of partial test or t test and simultaneous test or f test. The sample determination uses a non-probability sampling technique, namely the saturated sample method. Data collection is carried out through direct observation and surveys are carried out by distributing questionnaires to respondents. This study uses a multiple linear regression analysis model with SPSS 20 software. This study proves that there is a significant influence between the administration of fixed assets on the quality of financial reports at Bappeda West Lombok Regency.
Citra Merek dan Kepercayaan terhadap Loyalitas Pengguna Jasa: Pelajaran dari Grapari Mataram Iswanto, Dedy; Sudarta, Sudarta; Rachman, M. Taufik; Yunarni, Baiq Reinelda Tri
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 5, No 3 (2021): JISIP (Jurnal Ilmu Sosial dan Pendidikan)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v5i3.2083

Abstract

A brand that has a lot of users even though the internet rates are quite expensive, if we look back from the meaning of the brand, where if a brand can meet consumer expectations or even exceed consumer expectations and provide quality assurance at every opportunity of use, and the brand is produced by the company with a reputation, consumers will be more confident in their choices and consumers will have confidence in the brand, like the brand and consider the brand as part of themselves. Thus, brand loyalty will be easier to establish and the company will have a brand name that has strong consumer loyalty. Research conducted by researchers is a quantitative approach with survey research methods. The research design used is a conclusive research that is causal (causal research), which aims to study the cause-and-effect relationship between the independent (free) variables and the dependent (dependent) variable. The population in this study are consumers who have used and / are currently using Telkomsel products from PT. Grapari Mataram. PT. It is hoped that Grapari Mataram will continue to innovate and always provide products that have high quality and at prices that are competitive with other products and excellent service is a need of its consumers, so that the big name and trust in consumers is maintained and with the expectations of consumers or customers. always loyal to the products offered by Telkomsel. Telkomsel through PT. Grapari Mataram always provides products and services that are competitive with the products of other cellular operators so that the good name and brand trust that Telkomsel has in the eyes of consumers remains embedded and is able to retain existing customers and be able to attract new potential customers. Because in essence, regardless of the type of business, it is still the consumer who determines the survival of the business.
Menumbuhkan Minat Wirausaha Melalui Diskusi Pemuda & Pemudi Dusun Lebak Lauq Desa Sembalun Lawang Bersama Kelompok 33 KKN UMMAT Desa Sembalun Lawang Lombok Timur Sudarta, Sudarta; Yunarni, Baiq Reinelda Tri; Maniza, Lalu Hendra
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 7, No 3 (2023): JISIP (Jurnal Ilmu Sosial dan Pendidikan) (Juli)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v7i3.5359

Abstract

Umumnya kesuksesan seseorang dapat diukur dari profesi atau pekerjaan yang digeluti, sebagaian besar sukses dalam pekerjaan dimaksud apabila seseorang tersebut menjadi anggota PNS, TNI & POLRI serta karyawan sebuah perusahaan BUMN maupun SWASTA nasional bahkan menjadi seorang dosen . Sukses dalam berkarir adalah harapan setiap orang. Kesuksesan itu sendiri tidak hanya dapat diraih oleh orang-orang memiliki kecerdasan saja, melainkan ketekunan, kegigihan, serta tekad yang kuat juga dapat mengantarkan sesorang kepada kesuksesan tersebut. Namun tidak semua orang memiliki kesempatan yang sama untuk meraih sukses dalam berkarir sebagai PNS, TNI & POLRI, pegawai BUMN, pegawai SWASTA nasional bahkan sebagai dosen. Salah satu profesi kesuksesan dalam berkarir selain menjadi seorang anggota PNS, TNI & POLRI, karyawan BUMN , SWASTA nasional bahkan seorang dosen yakni profesi entrepreneur atau yang sering disebut dengan instilah wirausaha. Wirausaha merupakan potensi pembangunan baik dalam jumlah maupun dalam mutu wirausaha itu sendiri. Saat ini kita menghadapi minimnya peminat wirausaha dengan alasan yang bermacam-macam, mulai tidak adanya modal, minimnya peran serta pemerintah dalam memastikan tumbuhnya para wirausahawan baru yang di backup permodalan melalui perbankan dimana masih terdapat syarat-syarat bantuan permodalan dari perbankan yang masih dianggap menyulitkan para star up wirausaha dari sisi pemenuhan administrasi sebagai salah satu persyaratan terkait memperoleh modal segar maupan menjadi bagian dari binaan Bank terkait.
THE TRAINING AND ASSISTANCE IN FINANCIAL MANAGEMENT FOR SMALL AND MEDIUM ENTERPRISES IN BYPASS TELAGA WARU ENVIRONMENTS TO SUPPORT INCOME INCREASE endar pituringsih, endar; Susanto, Hery; Tri Yunarni, Baiq Reinelda
https://jurnal.fe.unram.ac.id/index.php/abdimas/about/privacy Vol 5 No 2 (2024): Jurnal Abdimas Independen, November 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/independen.v5i2.1381

Abstract

Kegiatan Pelatihan Pengeloaan Keuangan pada Usaha kecil Menengah (UKM) bertujuan untuk Memberikan pengetahuan bagi Usaha kecil Menengah (UKM) di lingkungan bypass Telaga Waru Kabupaten Lombok Barat mengenai pedoman Pengelolaan keuangan, memberikan pengetahuan yang memadai mengenai bagaimana cara menyusun laporan keuangan dan memberikan pelatihan untuk membuat laporan keuangan bagi pelaku Usaha kecil Menengah (UKM) yang akan menunjang peningkatan pendapatan khususnya bagi Usaha kecil Menengah (UKM) yang berada di daerah sekitaran bypass Telaga Waru Kabupaten Lombok Barat. Sebagaimana disebutkan dalam Peraturan Daerah Kabupaten Lombok Barat Nomor 11 Tahun 2017 tentang Pedagang Kaki Lima Pasal 1 Ayat 8, disebutkan bahwa pemberdayaan PKL adalah upaya yang dilakukan oleh Pemerintah Daerah, dunia usaha dan masyarakat secara sinergis dalam bentuk penumbuhan iklim usaha dan pengembangan usaha terhadap PKL sehingga mampu tumbuh dan berkembang baik kualitas maupun kuantitas usahanya. Pelaksanaan kegiatan dilakukan dengan metode ceramah, metode tutorial dan metode diskusi. Hasil kegiatan pelatihan pengelolaan keuangan ini adalah pedagang kaki lima dapat meningkatkan pendapatan karena mereka sudah dapat mengklasifikasikan penerimaan dan pengeluaran usaha dengan teratur dan tepat. Dan kedepannya diharapkan agar kegiatan pelatihan pengelolaan keuangan ini dapat terus belanjut untuk dapat membantu memberikan pemahaman yang baik kepada pedagang kaki lima.
PELATIHAN LITERASI KEUANGAN DALAM MENINGKATKAN PENDAPATAN IBU GURU DAN WALI MURID Yunarni, Baiq Reinelda Tri; Eikman, Alfian; Juriani, Juriani; Chairunissa, Ariffina; Kawsar, Rizqa Hikmatul
Jurnal Abdimas Sangkabira Vol. 5 No. 1 (2024): Jurnal Abdimas Sangkabira, Desember 2024
Publisher : Program Studi Diploma III Akuntansi Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdimassangkabira.v5i1.1159

Abstract

Financial literacy training is a strategic effort to enhance understanding and skills in managing finances, especially for teachers and parents who play a crucial role in family financial management. This community service program aims to equip participants with basic financial literacy knowledge, including financial planning, household budget management, debt management, and simple investments. This training also develops small entrepreneurship skills that can be conducted from home, such as utilizing digital technology for product marketing. The training program will be held on June 4, 2024, to improve financial management skills. The community service activities begin with a needs assessment through surveys and interviews, followed by preparing relevant training materials. Implementation is carried out through several theory and practice sessions that include simulations of financial management and small business operations. To ensure the sustainability of the training results, intensive monitoring and post-training assistance are conducted, along with an evaluation of the participants' application of financial literacy. The outcomes of this program are expected to improve the financial literacy of teachers and parents, enabling them to manage their family finances more wisely and increase their income through sustainable small businesses. This training is also anticipated to reduce economic disparities within the school environment and strengthen family economic resilience.
Financial Management of Fauziah Yarsi Mataram Integrated Islamic Elementary School from a Sharia Perspective Ramlah Budiarti; Armiani Armiani; Baiq Reinelda Tri Yunarni
International Journal of Economics, Commerce, and Management Vol. 2 No. 1 (2025): January : International Journal of Economics, Commerce, and Management
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijecm.v2i1.412

Abstract

This study aims to identify the accountability and transparency of sharia financial management in non-profit organizations, especially SD IT Yarsi Mataram, so that the implementation of financial management can be carried out in accordance with sharia principles. This study is a literature study, where relevant solutions to the conditions that occur at SD IT Yarsi Mataram are compiled based on relevant references that can be collected. Accountability and transparency of financial management have specifically been explained in Surah Al Baqarah Verse 282. Accountability in Islam is closely related to Amanah. And the transparency of financial management will affect the level of management accountability to stakeholders. SD IT Yarsi Mataram in recent years has not been transparent about financial management. The lack of transparency efforts in the allocation of funds obtained from student guardians as stakeholders and school committee bodies, has the potential to reduce the level of accountability of financial management. This minimal transparency and low level of accountability can trigger turmoil and distrust of stakeholders over the performance of school management. By conducting financial management transparency as part of accountability to stakeholders, it will increase trust and assessment of school management performance.