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All Journal Jurnal Pariwisata Pesona Jurnal Penelitian Pendidikan IPA (JPPIPA) Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Owner : Riset dan Jurnal Akuntansi International Journal of Community Service Learning International Journal of Social Science and Business EQIEN - JURNAL EKONOMI DAN BISNIS Journal of Intelligent Decision Support System (IDSS) Community Development Journal: Jurnal Pengabdian Masyarakat RESOLUSI : REKAYASA TEKNIK INFORMATIKA DAN INFORMASI Indonesian Journal of Engagement, Community Services, Empowerment and Development (IJECSED) Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) International Journal of Engagement and Empowerment (IJE2) Jurnal Abdimas Bina Bangsa Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Jurnal Kebijakan Pembangunan Daerah : Jurnal Penelitian dan Pengembangan Kebijakan Pembangunan Daerah Jurnal Ekonomi Jurnal Bina Bangsa Ekonomika J-Intech (Journal of Information and Technology) Jurnal Ilmiah Sistem Informasi Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan Bina Bangsa International Journal of Business and Management Jurnal Kebijakan Pembangunan Daerah (JKPD)
Hadi Kurniawanto
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Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Public Health Social Sciences Other

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Journal : Jurnal Penelitian Pendidikan IPA (JPPIPA)

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The Role of Health Insurance in Facilitating Access to Healthcare Utilization: A Case Study of BPJS Kesehatan Users in Banten Province Kurniawanto, Hadi; Anggriawan, Muhammad Angga; Tejaarief, Billy; Kenedi
Jurnal Penelitian Pendidikan IPA Vol 11 No 2 (2025): February
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i2.9319

Abstract

Access to healthcare remains a major challenge, especially in developing countries, due to limited infrastructure, medical personnel, and funding. In 2017, the World Bank and WHO reported that nearly half of the world's population struggled to access healthcare due to high costs, including in Indonesia. This study examines the factors influencing BPJS Kesehatan participation and its impact on healthcare utilization. Using probit models and regression techniques, the analysis highlights key determinants, including residence, age, marital status, healthcare utilization, sanitation, household size, income, agricultural participation, health conditions, and employment status. The study also evaluates the effect of insurance coverage on healthcare visits using Negative Binomial Regression and IV Poisson GMM methods. Results indicate that while insurance increases healthcare utilization, factors such as geographic location and out-of-pocket expenses influence access. Findings suggest the need for targeted policies to improve insurance accessibility, particularly in rural areas, and address economic barriers. Limitations include the cross-sectional nature of the data and potential biases in self-reported information. Future research should explore longitudinal data and additional variables to better understand health insurance dynamics.
Co-Authors A Halim Abdul Rauf Chaerudin Ahmad Mulyani Ahmad Munawir Anggriawan, Muhammad Angga Ardi Hidayat Arta Rusidarma Putra Asnawi Asnawi Auliana, Sigit Dedy Khaerudin ENCEP SAEFULLAH, ENCEP Ende, Ende Fatari Fryda Fatmayati Furtasan Ali Yusuf Gatot Hartoko Hafidz Hanafiah Hafidz Hanafiah Hamidah Hamidah Inda Rohmat Indah Diana Irma Nurmala Dewi Irwan Sukmawan Jaka Wijaya Kusuma Joniwarta Kenedi Kenedi, Kenedi Laksmi Evasufi Widi Fajari Listiawati Listiawati Muhammad Angga Anggriawan Munawaroh Munawaroh Nugraha Edhi Suyatma Nurhasan Nugroho nurnaningsih, Desi Ombi Romli Quraysin, Icin Ramadhan, Idrus Ramdani Ramdani Rustandi, Tata Saepudin Saepudin Suflani Suhandi Suhandi Suhandi Suhandi Suhandi Suhandi, Suhandi Surachman Suyatma, Nugraha Edi SYAMSUL HIDAYAT Tabroni Tejaarief, Billy Tjahja Muhandri Yanneri Elfa Kiswara Yusniah Anggraini Yusniah Anggraini, Yusniah