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All Journal JURNAL MAGISTER HUKUM UDAYANA Masalah-Masalah Hukum Jurnal Pendidikan Kewarganegaraan Undiksha Lentera Hukum Jurnal Komunikasi Hukum Nurani: Jurnal Kajian Syariah dan Masyarakat Jurnal Hukum Novelty PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) JURISDICTIE Jurnal Hukum dan Syariah Pembaharuan Hukum Jurnal Akta International Journal of Law Reconstruction Journal of Indonesian Legal Studies Jurnal Selat Morality :Jurnal Ilmu Hukum Widya Yuridika WAJAH HUKUM Legal Standing : Jurnal Ilmu Hukum Unes Law Review Jambura Law Review Jurnal Restorative Justice Al-Adalah: Jurnal Hukum dan Politik Islam JUSTISI ADIL : Jurnal Hukum SIGn Jurnal Hukum Journal of Law and Policy Transformation JURNAL PEMBANGUNAN HUKUM INDONESIA Jurnal Yustisiabel Eksekusi : Journal Of Law Legal Spirit ARBITER: Jurnal Ilmiah Magister Hukum Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam LEGAL BRIEF Jurnal Komunitas Yustisia Journal of Judicial Review Batulis Civil Law Review Jurnal Bedah Hukum PAMALI: Pattimura Magister Law Review Audi Et AP : Jurnal Penelitian Hukum Jurnal Legisia Legal Protection for the Partnership Agreement Parties Jurnal Hukum dan Pembangunan Nomos : Jurnal Penelitian Ilmu Hukum Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah SASI Abdurrauf Journal of Community Service Lex Scientia Law Review
Lu Sudirman
Universitas Internasional Batam
Religion Arts Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences Other

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Journal : Abdurrauf Journal of Community Service

 1 
Meningkatkan Literasi Keuangan Digital Masyarakat Melalui Pemahaman Hukum di Sektor Fintech Hutauruk, Rufinus Hotmaulana; Febriyani, Emiliya; Disemadi, Hari Sutra; Sudirman, Lu; Ayunda, Rahmi; Agustianto, Agustianto
Abdurrauf Journal of Community Service Vol. 1 No. 2 (2024): Abdurrauf Journal of Community Service
Publisher : Yayasan Abdurrauf Cendekia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70742/ajcos.v1i2.115

Abstract

The rapid advancement of technology has transformed various aspects of life, particularly in the economic sector, with the emergence of Financial Technology (Fintech) lending providing access to funding for individuals without access to conventional financial services. However, the rise of illegal fintech lending platforms has created significant legal and social issues, including lack of transparency, misuse of personal data, and unethical collection practices. This community engagement initiative, conducted in Pulau Mubut Laut, Kelurahan Karas, Kecamatan Galang, Kota Batam, aimed to enhance public awareness regarding fintech legality, risks associated with illegal platforms, and available legal protections. Through legal education and consultations over two months, the program revealed participants’ limited understanding of digital finance, often leading to risky financial decisions. The initiative successfully improved participants' awareness of fintech risks and regulations, fostering wiser decision-making. Recommendations include intensifying fintech education in remote areas and strengthening legal frameworks to combat illegal fintech operations. Abstrak: Kemajuan teknologi yang pesat telah mengubah berbagai aspek kehidupan, terutama di sektor ekonomi, dengan hadirnya Financial Technology (Fintech) lending yang menyediakan akses pendanaan bagi individu yang tidak memiliki akses ke layanan keuangan konvensional. Namun, munculnya platform fintech lending ilegal telah menimbulkan masalah hukum dan sosial yang signifikan, termasuk kurangnya transparansi, penyalahgunaan data pribadi, dan praktik penagihan yang tidak etis. Pengabdian kepada masyarakat, yang dilakukan di Pulau Mubut Laut, Kelurahan Karas, Kecamatan Galang, Kota Batam, bertujuan untuk meningkatkan kesadaran masyarakat tentang legalitas fintech, risiko yang terkait dengan platform ilegal, serta perlindungan hukum yang tersedia. Melalui penyuluhan hukum dan konsultasi selama dua bulan, program ini mengungkapkan rendahnya pemahaman peserta terhadap keuangan digital, yang sering kali menyebabkan keputusan keuangan yang berisiko. Program ini berhasil meningkatkan kesadaran peserta tentang risiko dan regulasi fintech, sehingga mendorong pengambilan keputusan yang lebih bijak. Rekomendasi mencakup intensifikasi edukasi fintech di daerah terpencil dan penguatan kerangka hukum untuk memberantas operasi fintech ilegal.
Co-Authors ., Jane Abao, Grace Angela Adristy, Baiq Shefania Agustianto Agustianto Agustianto, Agustianto Agustini, Shenti Ahmad, Faradina Alhakim, Abdurrakhman Amboro, F. Yudhi Priyo Amboro, Florianus Yudhi Priyo Antony, Antony Ayunda, Rahmi Bago, Ester Intensis Bayu Anggara, Sultan Celline, Celline Chairunnisa Chairunnisa David Tan Dhani, Ayen Sephia Disemadi, Hari Sutra Elza Syarief, Elza Eny, Eny Farahdina, Farahdina Febriyani, Emiliya Ferryanto, Justitia Fiorentine, Jasisca Fitri, Winda Girsang, Junimart Guswandi, Cynthia Putri Haris, Muhammad Tan Abdul Rahman Haryati, Lily Henry Soelistyo Budi, Henry Soelistyo Heru Susetyo Hutahuruk, Rufinus Hutauruk, Rufinus Hotmaulana Insti, Putri Deviana Irawati, Jovita Iswara, Vizta Dana Jaya, Febri Jerryen, Jerryen Jonkarlo, Edson Jonker Sihombing Julvina, Julvina Jur. M. Udin Silalahi Karim, Justin Joy Lee, Michelle Lendrawati Lendrawati, Lendrawati Lie, Cindy Maharani Siregar, Ghea Regita Malau, Hotmaulina Manurung, Kevin John Paul Manurung, Shenti Agustini Mrs. Feronica Naga Wijaya, Hendry Nurfitri, Nisa Nurlaily NURLAILY, NURLAILY Oktavia, Ariani Park, Jihyun Prastiyo, La Ode Agung Priyo Amboro, Florianus Yudhi Rina Shahriyani Shahrullah Ritonga, Moehammad Mahastar Romadona, Hanifah Ghafila Sahputra, Rendi Santoso, Deddy saputra tanwir, yopta eka Saputra, Dedi Eka Sari, Rayon Seroja, Triana Dewi Seroja, Triana Dwi Setiawan, Marthalia Siahaan, Hervyan Siburian, Hasoloan Silviani, Ninne Zahara Sirait, Regina Ulianna Siregar, Zulhirdan Situmeang, Ampuan Sohheng, Nipon Sulastri Sulastri Syrief, Elza Tan, David Tan, Winsherly Tobing, Dian Riama L Tobing, Joel Jordan Tony Tony Trisetyo, Muhammad Dhimas Wagiman, Wagiman Warianto, Wahyudi Windi Afdal, Windi Zulfi, Natasya Artameivia