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Journal : Majapahit Journal of Islamic Finance and Management

The Influence of Perception of Usefulness and Ease of Use on User Decisions of QRIS Digital Payment Application Services in Gorontalo City (Study at Recha Farma Gorontalo Pharmacy) Pakaya, Sri Afrilliya; Taan, Hapsawati
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 2 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i2.390

Abstract

This study aims to determine the effect of perceived usefulness on the decision of users of the QRIS digital payment application service in Gorontalo City. The sampling technique is non-probability sampling with a total of 96 respondents. Data collection was carried out through observation and the distribution of questionnaires, which were collected using the Cochran formula. Data analysis was performed using simple linear regression analysis, processed with the help of SPSS. The results of this study indicate that perceived usefulness has a positive and significant effect on user decisions. Based on the results of the study, the public considers that QRIS digital payments are easy to learn to use, the system is easy to apply, so it does not require more effort in its use. Meanwhile, the convenience felt by the people of Gorontalo City directly encourages their decision to continue using QRIS in daily payments.
The Influence of Social Media Marketing and Cash on Delivery on Purchase Decisions at Don's Bakery Gorontalo Suleman, Siti Samsia; Taan, Hapsawati; Ismail, Yulinda L
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 2 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i2.430

Abstract

This study aims to determine the effect of Social Media Marketing and Cash on Delivery on purchasing decisions at Don's Bakery Gorontalo. This study uses a quantitative approach with a purposive sampling technique with a total of 96 respondents. Data collection was carried out through questionnaires and analyzed using multiple linear regression analysis with the help of SPSS. The results of the study indicate that, partially, Social Media Marketing has a positive and significant effect on purchasing decisions. Likewise, Cash on Delivery also has a positive and significant effect on purchasing decisions. Simultaneously, both variables together influence the increase in consumer purchasing decisions. Based on the results of the study, marketing strategies through social media and the convenience of the payment system through Cash on Delivery have proven effective in encouraging consumers to make purchases at Don's Bakery. This finding emphasizes the importance of utilizing social media and practical payment methods in shaping consumer purchasing decisions.
The Influence of Soft Skills on Work Readiness Students of the Faculty of Economics and Business State University of Gorontalo Manhia, Ayisah; Hinelo, Raflin; Taan, Hapsawati
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of soft skills on the work readiness of students at the Faculty of Economics and Business, Gorontalo State University. This study uses a quantitative approach. The population in this study was students of the Faculty of Economics and Business, Gorontalo State University, intakes of 2021 to 2023, with the sample determined using the Slovin formula. The research data used were primary data obtained through distributing questionnaires to 100 respondents using a purposive sampling technique. The data analysis technique used was simple linear analysis with the aid of Statistical Program for Social Science (SPSS 25). The results of this study indicate that soft skills have a positive and significant effect on work readiness. This means that the greater the mastery of students' soft skills, the greater their work readiness in facing the world of work.
Co-Authors Abdul Malik Iskandar Abdul Rasyid Abdulrahim Maruwae Abudi, Hadija Agusanti, Anitia Ahmad, Ratna Allya Maulani Lumadja Amirudin Y. Dako Amrain Mustafa Andi Juanna Andi Yusniar Mendo Antoni, Elpina Y. Arafat, Muhammad Yasser Ardiansyah Ardiansyah Ardiansyah Astika Firdasari Bratan, Abdul Azis S Citra Aditya Kusuma Desy Rahmawati Husain Dewi Indrayani Hamin Dinna Karolina Djoko Lesmana Radji Dondick w Wiroto Dondick Wicaksono Wiroto Dondick Wicaksono Wiroto Dondick Wicaksono Wiroto, Dondick Wicaksono Eka Sartika Elfin, Elfin Endi Rahman Erlin. S Uge Fadhilah Nur Aini Salehe Farmin Olii Fatma A Kuengo Fitriani Malatia Halid Lemba Harun, Meylan Hasan, Fardyansjah Hasanuddin Hasanuddin Hasanuddin Hasanuddin Hasniaty, Hasniaty Hemeto, Yeyen M Herinda Mardin Herlina Rasjid Husa, Fardila Oktaviani Husain, Nurhayati Idham Masri Ishak Idris Yanto Niode Imam Prawiranegara Gani Indra Palangka Indriyani M. Mosi Irawaty Igirisa Isa, Ramlan Amir Junita Claudia Pahrun Larosa, Esta Latif, Putri Ariyanti Lidya Hikolo Lisa Apriliani Umar Manhia, Ayisah mattoasi mattoasi Meyko Panigoro Moh. Kifli Djamalu Mohamad Ichlasul Razak Muhammad Anas Mustapa, Siti Nurhaliza Mustaqimah, Nur Nidaurrahmah Usman Nikma Lababa Niswatin Nur Mustaqimah Nurul Maulida Alwi Nuryana Fadila Pakaya, Sri Afrilliya Putri Musyarrafah Halid Raflin Hinelo Rahmatia Rahmatia Rahmatia Rahmatia Rahmatiah Rahmatiah Rahmatiah Rahmatiah Rajdi, Djoko Lesmana Ramlan A . Isa Reinne Febriana Koraag Resma Ibrahim Rifal Dukalang Rifki Putra Rifki Suaib9 Rio Monoarfa Saskia Aulia Gani Sintia Ajriani Harun Siti Firgiyanti Adam Siti Verogita Ahmad Sri Ayu Ashari St. Rukaiyah Sudiarta, I Made Suleman, Siti Samsia Sultan Sultan Taufik Hidayat Tri Handayani Amaliah Uge, Erlin S. Umin Kango Usman Wa Ode Titin Hartini Widyawati Husain Yulinda Ismail Yulinda L. Ismail Yusuf Karim Yuszda K Salimi Zainal Abidin Umar Zulfia K. Abdussamad Zulfikar Laisa