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FACTORS AFFECTING BUSINESS PERFORMANCE THE SMALL MEDIUM ENTERPRISES OF BATIK PEKALONGAN CENTRAL JAVA, INDONESIA Ilmiani, SE., M.Si, Sobrotul; Tubastuvi, Naelati
Majalah Neraca Vol 9, No 2 (2013): Majalah Neraca
Publisher : STIE Muhammadiyah Pekalonga

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The small-medium enterprises (SMEs) of batik pekalongan having potensial contribution to the national income and to absorb labor force. Pekalongan, small city in Central Java , is one of many centers batik production in Indonesia. Eventhough recently batik becomes public fashion, to resist in the industry with the higher competition, SMEs Batik have to execute some strategy and enhance the business performance.Business performance is one of important indicators to measure the reputation and performance of SMEs that it always makes every effort to achieve an optimum business performance level. The competitive advantage is an important factor in reaching the business performance desires. One of ways to obtain a high competitive advantage is by developing functional competencies and business strategy. The purpose of this study is to analyzed the influence functional competencies including the manufacturing, marketing, innovation and business strategy, also the influence of the interaction of functional competence and business strategy on the business performance of SMEs Batik. The proxies of business performance comprises sales, sales growth, market share, market share growth, ROI (Return on Investment), ROS (Return on Sales). It is presumed that functional competence, business strategy and interaction variables has a positive effect on the business performance. The respondents are owners batik home industry in pekalongan.The result of analysis shows that production competence, marketing competence, innovative competence, interaction production competence and business strategy has a significantly positive effect on the business performance consistently. While the variable of business strategy, interaction marketing competence and business strategy, interaction innovation competence and business strategy are rejected since they are insignificant.  Key words : SMEs batik,  business performance, functional competency, business strategy
The Effect of Financial Literacy and Financial Experience on SME Financial Behavior in Indonesia Purwidianti, Wida; Tubastuvi, Naelati
JDM (Jurnal Dinamika Manajemen) Vol 10, No 1 (2019): March 2019 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v10i1.16937

Abstract

The aim of this study is to examine the effect of financial literacy and financial experience on SMEs financial behavior in Indonesia.The dependent variable is financial behavior while independent variables are financial literacy and financial experience. There are four control variables used, namely company size, business length, age and education level of SME owner. The respondent sample is 42 owners of SMEs in Purwokerto Selatan. This study used multiple regression analysis. The results showed that financial literacy has no effect on financial behavior. Financial experience has a positive effect on financial behavior. While among four control variables, only company size has a significant negative effect on financial behavior. Three control variables have no significant effect on financial behavior. The implication of this study, SME owners have good financial experience will increase financial behavior. Therefore, it is very important to improve the financial experience of SME owners
The Effect of Marketing Mix on Purchase Decisions Widyastuti, Ani Nor; Pujiharto, Pujiharto; Tubastuvi, Naelati; Santoso, Suryo Budi
Jurnal Manajemen Bisnis Vol 11, No 2: September 2020
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.11295

Abstract

This research is essential to contribute to the minimarket with campus brands, which live and thrive in the campus environment to better understand the marketing mix factors that influence purchasing decisions. The campus is expected to provide a special image for consumers. This research discusses the marketing mix factors on consumer purchasing decisions in minimarkets with campus brands in the Banyumas Regency, namely Boersa Kampus (Unsoed), Top Campus (Unsoed, UMP), Kopkun Swalayan (Unsoed), Indo Kampus (STAIN), and UeMPe Mart (UMP). The factors used were the product, price, promotion, service, and place/location. The sample used amounted to 100 respondents who were consumers with more than 17 years of age. The sampling employed non-probability with a purposive sampling technique, and data analysis utilized multiple linear regression. The adjusted R-square value indicates that the dependent variable was influenced by the independent variable by 54.3%. The results showed that the product, price, promotion, service, and place/location variables simultaneously determined purchase decision. Partially, product and place/location variables determined positively and significantly towards purchasing decisions, while price, promotion, and service variables did not affect purchase decisions. Future research can be carried out using the campus brand as a mediating variable.
Pengembangan Potensi Usaha Masyarakat Untuk Mewujudkan Kemandirian Ekonomi Melalui Transformasi Digital di Desa Sambirata, Kecamatan Cilongok, Kabupaten Banyumas Rina Mudjiyanti; Naelati Tubastuvi; Rezky Pramurindra; Sulistyani Budiningsih; Aji , Mukhlis Prasetyo
JOURNAL OF ECONOMIC AND SOCIAL EMPOWERMENT Vol. 2 No. 1 (2022): JOURNAL OF ECONOMIC AND SOCIAL EMPOWERMENT
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/joesment.v1i02.19374

Abstract

Program pengabdian masyarakat dengan judul Pengembangan Potensi Usaha Masyarakat Untuk Mewujudkan Kemandirian Ekonomi Melalui Transformasi Digital, bertujuan untuk meningkatkan skala usaha BUMDes dan Karang Taruna Desa Sambirata dalam menghadapi tantangan dan peluang usaha di era digital. Permasalahan yang dihadapi oleh mitra adalah, keterbatasan akses internet di desa Sambirata. Kedua terbatasnya saluran distribusi pemasaran, karena minimnya pengetahuan tentang digital marketing dan minimnya pengetahuan tentang marketplace sebagai platform bisnis online. Ketiga, pengembangan usaha melalui peningkatan kemampuan usaha secara digital. Keempat, peningkatan kemampuan pemasaran digital melalui aplikasi e-commerce. Manfaat yang diperoleh pelaku usaha BUMDes dan Karang Taruna adalah pertama, pemerataan akses internet, kedua peningkatkan literasi digital, ketiga peningkatan kemampuan pengelolaan usaha secara digital dan keempat peningkatan kemampuan pengemasan produk dan pemasaran digital. Perlu adanya effort dan strategi bisnis untuk menyakinkan pelaku usaha dalam menghadapi ketidakpastian masa depan. Kegiatan pengabdian masyarakat mampu meningkatkan skala usaha (scale-up) pelaku ekonomi Desa. Melalui BUMDes dan Karang Taruna, pelaku usaha Desa mulai bertransformasi digital memanfaatkan teknologi dalam pemasaran produk. Google my business digunakan BUMDes Ngudi Makmur sebagai salah satu strategi digital marketing untuk meningkatkan aksesibilitas dan konektivitas dengan masyarakat. Masyarakat semakin mudah untuk memperoleh informasi mengenai produk Kapulaga sebagai komoditi unggulan Desa Sambirata. Hal ini didukung dengan pemerataan akses internet di area Desa Sambirata. Aplikasi e-commerce melalui pasarsambirata.com mampu meningkatkan daya saing produk usaha Desa. Melalui BUMDes dan Karang Taruna, pelaku usaha Desa dapat mempromosikan dan bertransaksi secara online dengan konsumen. Hal ini tentunya dapat meningkatkan pendapatan usaha sehingga diharapkan kemandirian ekonomi desa dapat terwujud.
The Impact of Development and Training, Work Life Quality, Self Efficacy, Safety, and Job Satisfaction On Employee Performance Ali, Abdulmalek; Tubastuvi, Naelati; Budi Santoso, Suryo; Hariyanto, Eko
International Journal of Management Science and Information Technology Vol. 4 No. 1 (2024): January - June 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v4i1.2188

Abstract

This research delves into five pivotal factors influencing employee performance within business contexts. This study examines the effects of development and training, work-life quality, self-efficacy, safety, and job satisfaction on employee performance. This article seeks to acquire insights into the mechanisms that determine performance results by investigating the correlations between these parameters. For this purpose, data was collected from 135 employees, a total of 360 employees of Al-Saeed Company, one of the most prominent Yemeni companies in the contracting and construction field in Yemen, through the questionnaire and analyzed the data using the PLS software. Findings confirm that development and training, work-life quality, safety, and job satisfaction do not affect employee performance, while self-efficacy positively influences employee performance.
Factors That Encourage Disclosure of Social Responsibility of Sharia Commercial Banks: A Comprehensive Analysis Rayhan, Ainun Putri; Tubastuvi, Naelati
International Journal of Management Science and Information Technology Vol. 4 No. 2 (2024): July - December 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v4i2.2766

Abstract

This research aims to increase public capacity and trust in Islamic commercial banks by using the concept of social responsibility disclosure. The independent variables are profitability as measured by ROA, company size, leverage as measured by DER, the Shia supervisory board size, and financing savings ratio. This research uses secondary data, with data collection using the purposive sampling method, and obtained a sample of 14 Sharia commercial banks in 2017-2022 which were managed using multiple linear regression analysis with SPSS 22 tools. The results of the research show that profitability (ROA) and company size have a positive impact significant to social responsibility disclosure, meanwhile, leverage (DER), size of the Sharia supervisory board, and financing savings ratio do not affect social responsibility disclosure. So, Sharia commercial banks should continue to increase their profitability in disclosing social responsibility because the higher profitability will motivate managers to disclose their social responsibility, the same goes for the size of the company, the higher the size of the company, the greater the number of assets owned by the company. This can expand corporate social responsibility disclosure because companies with large amounts of assets can finance social responsibility information.
STUDI TENTANG ISLAMIC SOCIAL REPORTING PADA BANK SYARIAH: PERAN UKURAN PERUSAHAAN, PROFITABILITAS DAN LEVERAGE Fahitaratih, Syafira Maistin; Tubastuvi, Naelati; Purwidianti, Wida; Aryoko, Yudhistira Pradhipta
COMPETITIVE Vol 8, No 1 (2024): Competitive Jurnal Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/competitive.v8i1.11302

Abstract

The Islamic Social Reporting Index measures the extent to which companies comply with Sharia principles in their annual reports, assessing the level of social transparency. These factors are company size, profitability, and leverage, advertising in this research is to assess its impact on Islamic Social Reporting. This research focuses on the population of Sharia Commercial Banks in Indonesia for the 2017-2022 period, specifically examining their annual reports. The sample size for this research is 15 Sharia Commercial Banks in Indonesia. with a total of 66 data. This research uses quantitative methodology. Islamic Social Reporting (ISR) uses the ISR index as a measuring tool applied in the annual reports of Islamic banking institutions. This research uses various data analysis methodologies, namely Descriptive Statistical Analysis, Classical Assumption Test, and Linear Regression Test using the SPSS application. The findings of this research show that there is a positive influence between company size and Islamic Social Reporting, while there is a negative impact between profitability and Islamic Social Reporting. Islamic Social Reporting remains unaffected by factors such as leverage.
Optimizing Employee Performance: The Role of Competence, Motivation, Knowledge, Work Environment, and Technology Utilization Tubastuvi, Naelati; Gunawan Putri, Nadya Loverina; Santoso, Suryo Budi; Wahyuni, Sri
Agregat: Jurnal Ekonomi dan Bisnis Vol. 8 No. 1 (2024)
Publisher : Universitas Muhammadiyah Prof. DR HAMKA.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/agregat_vol8.i1/12878

Abstract

This study aims to see the occurrence of updates due to environmental uncertainty post-pandemic on the affected of variables Competence, Motivation, Knowledge, Work Environment and Utilization of Information Technology on Employee Performance. A total of 844 Brebes, Central Java Indonesia Regional Hospital employees were the population in this study. The sample size of 271 people was determined using the Slovin formula. Data was taken in the form of questionnaire results obtained from respondents through questionnaires (google form and paper) The data was gathered using a Likert scale and then analyzed using SPSS software. The findings indicated that Competence, Motivation, Knowledge, Work Environment, and Utilization of Information Technology had a favorable and huge impact on Employee Performance. Competence, Motivation, Knowledge, Work Environment, and Utilization of Information Technology partially demonstrated a noteworthy positive influence on Employee Performance. The outcomes of the research contribute to the knowledge about the application of information technology to enhance staff performance. Information technology provides benefits to employee performance and has a positive influence on employees to improve their performance so as to produce better quantity and quality in improving services.
The Role of Financial Knowledge, Income Level, Financial Behavior, and Regret Experience in Shaping Investment Decisions: A Study of Sme Business Owners With Locus of Control as A Mediator Abidin, Gita Rosiliana; Tubastuvi, Naelati; Haryanto, Eko; Rachmawati, Erny
SENTRALISASI Vol. 13 No. 2 (2024): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v13i2.3074

Abstract

This research aims to examine investment decisions influenced by financial knowledge, income level, financial behavior, regret experience, and locus of control. This research differs from previous research, namely using the locus of control variable as a mediating variable and adding the financial behavior variable and the regret experience variable as independent variables. The investment decisions examined in this research focus on investment. As for population and sample methodology, was MSME business actors in Banjarnegara, Indonesia who already had a legal permit; using the purposive sampling method, the sampling is 180 respondents which was obtained from the Slovin formula calculation. Data analysis techniques use Structural Equation Model (SEM) PLS. The results of this study state that: first, financial knowledge and regret experience have no effect on locus of control, while income level and financial behavior have an positive effect on locus of control. second, financial knowledge, income level, financial behavior and experience of regret influence investment decisions. third, locus of control cannot mediate the influence of financial knowledge and experience of regret on investment decisions, but on the influence of income level and financial behavior on investment decisions, locus of control has a mediating role.
The Influence of Profitability, Leverage, Liquidity and Company Size on Dividend Policy Wiasih, Dina Retno; Tubastuvi, Naelati; Purwidianti, Wida; Bagis, Fatmah
SENTRALISASI Vol. 13 No. 3 (2024): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v13i3.3346

Abstract

This research aims to determine the influence of profitability, leverage, liquidity and company size on dividend policy. This research uses quantitative methods, purposive sampling techniques, and multiple regression analysis with SPSS 26. 27 primary consumer goods sector companies listed on the Indonesia Stock Exchange (BEI) for the 2019-2022 period constitute the population in this study and the number of observation samples is 108. The methodological approach uses purposive sampling, namely a non-probability sampling technique, to ensure the intended sample size, namely with the criteria of companies that distribute their financial reports in rupiah, companies that earn profits every year, and companies that distribute dividends. This research shows the results that liquidity has a positive and significant effect on dividend policy, leverage has no significant effect on dividend policy, profitability and company size have no effect on dividend policy.
Co-Authors Aam Slamet Rusydiana, Aam Slamet Abidin, Gita Rosiliana Aditya, Yogga Aeni, Nurul Nur Afiani, Mirza Zulmi Afri Cahyani, Ikah Afrizal Zaki, Anas Aji , Mukhlis Prasetyo Akhmad Darmawan Alfalisyado Alfalisyado Alfalisyado, Alfalisyado Ali, Abdulmalek Anak Agung Gede Sugianthara Ani Kusbandiyah Anindita, Kurniasih Setya Arini Hidayah Arini Hidayah, Arini Arofah, Rifka Utami Aryoko, Yudhistira Pradhipta Ayu Aradhea, Nissa Azafii, Azka Saputra Azaria, Muhammad Javier Fausta Azizah, Farinda Hauna Azzahara, Cantik Tiara Maharani Bagis, Fatmah Basuki, Tri Wiyana Budi Santoso, Suryo Cahyani, Ikah Afri Damayanti, Dika Dinda Permatasari, Dinda Eko Hariyanto Eko Haryanto Erny Rachmawati Fahitaratih, Syafira Maistin Farah Almas Fadilah Fatmah Bagis Fitriati, Azmi Gunawan Putri, Nadya Loverina Haliza, Vivi Dwi Haq, Irdhiana Ilma Hari, Minti Haryanto, Totok Hengky Widhiandono Herni Justiana Astuti Hidayanti, Febriana Ibarra, Venus C. Inayati, Nur Isna Islami, Adelia Wahyu Iwan Fakhruddin Jaroenwanit, Pensri Justiana Astuti, Herni Kharisma, Billy Widoera Kharismasyah, Alfato Yusnar Kusuma Dewi, Yonanda Roro Lestiana, Eli Mahmudah, Diana Maulida Nurul Innayah Maulidina, Azizah Melda Anggraini Miftahuddin, Muchammad Agung Mohamed, Liban Isak Mudjiyanti, Rina Nugroho, Bambang Haryo Nur Ainun, Rania Nurjanah, Anis Rofika Nurjannah, Afifah Zahroh Pandansari, Tiara Pramesti, Shasa Pratama, Andika Canggah Pratami, Naturi Diah Rabbani, Agum Akbar Rahmah, Nunung Aini Rahmawati, Ika Yustina Rahmawati, Meyssy Trisa Ramadani, Arienda Gitty Ramadhan, Sukmadianto Tri Ratna Kartika Wati Rayhan, Ainun Putri Restu Frida Utami Rezky Pramurindra Rifka Utami Arofah Rina Mudjiyanti Rohmah, Aulia Nur Salvati, Adelia Sobrotul M.Si SE. Ilmiani Sri Wahyuni Sri Wahyuni Sulistyani Budiningsih SURYO Budi Santoso Totok Haryanto Wahid, Dimas Lanang Rizky Wiasih, Dina Retno Wida Purwidianti Widhidanono, Hengky Widyaningtyas, Dian Widyastuti, Ani Nor Witasari, Rindi Wulan Ndatika, Utyea Wulan, Zani Nawang Yudi Firmansyah, Difandika Yuswandani, Arafah Esa Zahra, Hakimatuz Zamakhsyari, Luthfi