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All Journal JRAK: Jurnal Riset Akuntansi dan Komputerisasi Akuntansi Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) Jurnal Basicedu Jurnal Sains dan Teknologi Reaksi Jurnal Vokasi JEKPEND Jurnal Ekonomi dan Pendidikan Jurnal Teknologi Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Jurnal Konsepsi Jurnal Basicedu ALSYS : Jurnal Keislaman dan Ilmu Pendidikan AACENDIKIA: Journal of Nursing Jurnal INFOTEL Amarthapura: Historical Studies Journal AGROTEKBIS: Jurnal Ilmu Pertanian Jurnal Riset, Inovasi, Teknologi & Terapan Jurnal Pendidikan MIPA Jurnal Pengabdian Kepada Masyarakat Journal of Economy Business Development Frontiers in Sustainable Science and Technology
Adriana Adriana
Program Studi Kesehatan Masyarakat dan Program Studi Ilmu Keperawatan Fakultas Kedokteran dan Ilmu Kesehatan Universitas Islam Negeri Syarif Hidayatullah Jakarta
Religion Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Analisis Kelayakan Kredit Mikro Pada PT Bank Rakyat Indonesia Unit Daya Kantor Cabang Tamalanrea Adriana, Adriana; Remmang, Hasanuddin; Manda, Darmawati
Journal of Economy Business Development Vol. 2 No. 3 (2024): Journal of Economy Business  Development, Desember 2024
Publisher : Program Studi Manajemen Universitas Bosowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56326/jebd.v2i3.3083

Abstract

Penelitian bertujuan untuk mengkaji dan menganalisis kelayakan kredit Mikro pada PT Bank Rakyat Indonesia Unit Daya Kantor Cabang Tamalanrea. Penelitian ini menggunakan pendekatan kualitatif dengan metode wawancara Hasil penelitian ini menunjukkan bahwa BRI Unit Daya memiliki prosedur yang mudah dalam prosesnya memiliki persyaratan yang sederhana terhadap calon nasabah yang ingin mengajukan kredit mikro. Dalam menganalisis kelayakan kredit mikro di BRI Unit Daya kantor cabang Tamalanrea mantri menggunakan prinsip 5C . character, capacity. capital, collateral, dan condition of economy. Adapun bentuk pengawasan yang dilakukan oleh BRI Unit daya kepada nasabah yang telah memperoleh kredit minimal sebulan pertama setelah cair atau sudah jatuh tempo. Pengawasan dilakukan dengan cara mantri berkunjung ke rumah nasabah untuk mengetahui apa kendala si nasabah sehingga tidak membayar dan memberikan wejangan kepada nasabah agar usaha yang dijalankan semakin berkembang. This study aims to examine and analyze the feasibility of microcredit at PT Bank Rakyat Indonesia Unit Daya Tamalanrea Branch office. This study used a qualitative approach with the interview method.  The results of this study indicate that BRI Unit Daya has an easy procedure in the process that has simple requirements for prospective customers who wish to apply for microcredit. In analyzing the feasibility of microcredit at BRI, the Tamalanrea Mantri Branch Power Unit uses the 5C principle. Character, capacity, capital, collateral, and condition of the economy. As for the form of supervision carried out by the first month after disbursement or when it is due. Supervision is carried out using visiting the customer’s house to find out what the customer’s problems are so that he does not pay and giving advice to the customer so that the business being run is growing.
Pendidikan Berkualitas Tanpa Diskriminasi: Studi Efektivitas Performance-Based Financing dalam Menutup Kesenjangan Mutu antara SD Negeri dan Swasta Adriana, Adriana; Ayu, Dinda; Mulawarman, Widyamike Gede; Ayusaputri, Kusuma Galih; Haryaka, Usfandi
ALSYS Vol 5 No 3 (2025): MEI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/alsys.v5i3.5545

Abstract

Basic education is an important element in the development of the quality of human resources in Indonesia. However, the gap between public and private elementary schools (SD) is still the main obstacle in equitable access and quality of education. This difference is reflected in the variation in academic quality, educational facilities, and school management. One of the schemes introduced to address this problem is Performance-Based Financing (PBF), which provides funds based on school performance to improve the quality of education. This study aims to analyze the effectiveness of PBF in improving the quality of basic education and reducing the gap between public and private elementary schools. The main focus of the study is to evaluate the impact of PBF on students' academic quality, educational facilities, and school management. This study uses a quantitative approach with a quasi-experiment design, involving 40 elementary schools in the PBF intervention area, consisting of 20 public elementary schools and 20 private elementary schools. Data was collected through documentation of academic scores, observation of educational facilities, school management questionnaires, and interviews with principals. The results showed that the implementation of PBF increased students' academic scores (public elementary school: +5.8; private elementary schools: +5.5), the quality of educational facilities (improvement scores: +1.1 to +1.2), and the effectiveness of school management. Regression analysis showed a significant influence of PBF on education quality with R² 0.54 and p-value 0.001. The gap in quality between public and private elementary schools decreased from 2.6 points to 0.9 points. These findings suggest that PBF is effective in improving the quality of education, but requires additional policy support for more optimal outcomes.
A Semantic Segmentation of Nucleus and Cytoplasm in Pap-smear Images using Modified U-Net Architecture Arhami, Muhammad; Rudi F, Fachri Yanuar; Hendrawaty, Hendrawaty; Adriana, Adriana
JURNAL INFOTEL Vol 16 No 2 (2024): May 2024
Publisher : LPPM INSTITUT TEKNOLOGI TELKOM PURWOKERTO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20895/infotel.v16i2.1006

Abstract

Pap-smear images can help early detection of cervical cancer, but the manual interpretation by a pathologist can be time-consuming and prone to human error. Semantic segmentation of the cell nucleus and cytoplasm plays an essential role in Pap smear image analysis for the detection of cervical cancer automatically. This study proposes a modified U-Net architecture by adding batch normalization to each convolution layer. Batch normalization aims to stabilize and accelerate the convergence of the model during training, thus overcoming the vanishing gradient problem. The modified U-Net model achieves high accuracy and low loss during the training process, indicating its ability to learn and recognize patterns in the data. The performance evaluation of the model resulted in 91.4 % accuracy, 79.9 % sensitivity, 87.7 % specificity, 81.7 % F1-score, and 83.7 % precision. The results show that the proposed modification of U-Net architecture with batch normalization improves the segmentation performance for cervical cancer cells in Pap smear images. However, improvement in architecture is still required to increase the ability to overcome overlapping areas between the nucleus, cytoplasm, and background.
Co-Authors Agnes, Melda Amalia, Zuhra Andi Temmassonge Anita Anita Arhami, Muhammad Arom Figyantika, Arom Ayu Nyoman, I Dewa Ayu, Dinda Ayusaputri, Kusuma Galih Defi, Defi Deki, Deki Dewi, Ratni Dzikra Arwie, Dzikra F. Faridah Fachraniah, F. Fathimah Dayaning Pertiwi Febrian, Wenny Desty Fitri, Gustina Habibah, Ummi Halim Zaini, Halim Haryaka, Usfandi Hasanuddin Remmang, Hasanuddin Hasriani, Dila Hatmi, Wira Hendrawaty Hendrawaty, Hendrawaty Ilahi, Rahmat Irwan Irwan Iyan Nurdiyan Haris Jonh Tomy, Jonh Josua, Josua Karyanto, Oka Khairani Khairani Liklikwatil, Chesye Manda, Darmawati Margaretha . Marlina Marzuki Muhammad Yunus Mulawarman, Widyamike Gede Novriani, Harmawati Nursyamsi Nursyamsi Pardi Pardi, Pardi Raden Mohamad Herdian Bhakti Ratna Sari Rudi F, Fachri Yanuar Ruhana, Ruhana Rukli Rukli Sadewo, Wawan Safitri, Putri Destia Sainal A Santos, Maria Herlinda Dos Satriananda, Satriananda Sulfasyah Sulfasyah, Sulfasyah Teuku Rihayat Timon, Timon Wan Asrida Warman Warman Wibisono, Mochamat Gunawan Yunita Sari Zulkifli Zulkifli