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All Journal Jurnal Akuntansi dan Pajak Jurnal Kajian Akuntansi Jurnal Riset Keuangan dan Akuntansi (JRKA) Journal of Economic, Bussines and Accounting (COSTING) WIDYABHAKTI Jurnal Ilmiah Populer JURNAL AKUNTANSI Balance Vocation Accounting Journal Jurnal Ilmiah Edunomika (JIE) JURNAL RISET AKUNTANSI TIRTAYASA Jurnal Bisnisman : Riset Bisnis dan Manajemen International Journal of Business, Law, and Education International Journal of Business, Economics, and Social Development Journal of Science and Education (JSE) Jurnal Abdimas Indonesia : Jurnal Abdimas Indonesia Abdimas Awang Long: Jurnal Pengabdian dan Pemberdayaan Masyarakat CITIZEN: Jurnal Ilmiah Mulitidisiplin Indonesia Jurnal Akuntansi dan Keuangan Indonesian Accounting Literacy Journal Review of Applied Accounting Research Safari : Jurnal Pengabdian Masyarakat Indonesia Sanskara Ekonomi dan Kewirausahaan Jurnal Multidisiplin West Science Eastasouth Journal of Impactive Community Services Indonesian Journal of Advanced Research (IJAR) Jurnal Akuntansi dan Keuangan West Science Jurnal Bisnis dan Manajemen West Science Jurnal Ekonomi dan Kewirausahaan West Science West Science Accounting and Finance West Science Social and Humanities Studies IIJSE Pengabdian Pendidikan Indonesia (PPI) Journal of International Multidisciplinary Research JIPITI: Jurnal Pengabdian kepada Masyarakat JAS (Jurnal Akuntansi Syariah) Jurnal Sipakatau Pinisi Journal of Entrepreneurship Review INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE) Economit Journal Scientechno: Journal of Science and Technology Journal Markcount Finance Journal of Social Science Utilizing Technology
Rina Destiana
Fakultas Ekonomi, Universitas Swadaya Gunung Jati Cirebon
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The Effect of Green Project Financing, Investment Sustainability, and Green Bonds Policy on the Growth of Renewable Energy Industry in Indonesia Judijanto, Loso; Destiana, Rina; Selan, Dwi Dersmi; Nugroho, Budi Sulistiyo; Mauludin, M. Ali
West Science Social and Humanities Studies Vol. 2 No. 06 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i06.974

Abstract

This study investigates the effect of green project financing, investment sustainability, and green bonds policy on the growth of the renewable energy industry in Indonesia through a quantitative analysis. A cross-sectional survey design is utilized to collect data from stakeholders involved in renewable energy projects, financial institutions, government agencies, and other relevant entities. Structural Equation Modeling (SEM) with Partial Least Squares (PLS) 3 software is employed to analyze the data and examine the relationships between the latent constructs. The findings reveal significant positive relationships between green project financing, investment sustainability, green bonds policy, and the growth of the renewable energy industry. These results underscore the importance of supportive policy frameworks, access to finance, and sustainable investment practices in driving renewable energy deployment. The study contributes to a deeper understanding of the factors influencing renewable energy development in Indonesia and provides valuable insights for policymakers, investors, and practitioners seeking to advance sustainable energy transitions.
Analisis Peran Keamanan Siber dan Keterampilan Digital dalam Pertumbuhan Usaha Kecil Menengah di Era Ekonomi Digital di Indonesia Napu, Iin Angraen; Supriatna, Endang; Safitri, Camelia; Destiana, Rina
Sanskara Ekonomi dan Kewirausahaan Vol. 2 No. 03 (2024): Sanskara Ekonomi dan Kewirausahaan (SEK)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/sek.v2i03.411

Abstract

Penelitian ini menyelidiki peran penting langkah-langkah keamanan siber dan keterampilan digital dalam mendorong pertumbuhan Usaha Kecil dan Menengah (UKM) dalam ekonomi digital di Indonesia. Analisis kuantitatif yang melibatkan 150 UKM dilakukan untuk menguji hubungan antara praktik keamanan siber, keterampilan digital, dan indikator pertumbuhan UKM. Temuan menunjukkan bahwa tingkat keamanan siber dan keterampilan digital yang lebih tinggi dikaitkan dengan pertumbuhan UKM yang lebih besar. Selain itu, keterampilan digital memediasi sebagian hubungan antara tindakan keamanan siber dan pertumbuhan UKM. Hasil ini menggarisbawahi pentingnya investasi strategis dalam ketahanan keamanan siber dan kemampuan digital agar UKM dapat berkembang di lanskap digital Indonesia yang dinamis. Para pembuat kebijakan didesak untuk merancang dan mengimplementasikan kebijakan yang mendukung UKM dalam meningkatkan keamanan siber dan keterampilan digital, sehingga dapat mendorong pertumbuhan ekonomi yang inklusif dan inovasi.
The Relationship between ESG Scores and Corporate Governance Practices on Corporate Financial Stability in the Infrastructure Sector in Indonesia Judijanto, Loso; Destiana, Rina
West Science Accounting and Finance Vol. 2 No. 03 (2024): West Science Accounting and Finance
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsaf.v2i03.1432

Abstract

This study examines the relationship between Environmental, Social, and Governance (ESG) scores and corporate governance practices on corporate financial stability in Indonesia's infrastructure sector. Using a quantitative approach, data were collected from 60 infrastructure companies through a Likert-scale questionnaire (1-5) and analyzed using SPSS version 25. The findings reveal that both ESG scores and corporate governance practices significantly and positively influence corporate financial stability, with governance practices showing a stronger impact. The results underscore the synergistic relationship between ESG and governance, highlighting their importance in mitigating risks and enhancing resilience in high-capital industries like infrastructure. These insights provide actionable recommendations for corporate leaders and policymakers to strengthen governance and sustainability practices, fostering long-term financial stability and competitiveness.
Analisis Pengaruh Adopsi Teknologi Finansial, Kepercayaan Nasabah, dan Regulasi Terhadap Penggunaan Layanan Keuangan Digital Judijanto, Loso; Destiana, Rina; Sudarmanto, Eko; Suprapti, Ida Ayu Putri; Harsono, Iwan
Jurnal Akuntansi Dan Keuangan West Science Vol 3 No 01 (2024): Jurnal Akuntansi dan Keuangan West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jakws.v3i01.906

Abstract

Penelitian ini menyelidiki hubungan yang rumit antara adopsi Teknologi Finansial (Fintech), Kepercayaan Nasabah, Persepsi Regulasi, dan Penggunaan Layanan Keuangan Digital. Sampel yang terdiri dari 150 orang yang secara aktif terlibat dalam layanan keuangan digital diteliti dengan menggunakan pendekatan kuantitatif yang komprehensif. Statistik deskriptif, analisis faktor konfirmatori, dan pemodelan persamaan struktural digunakan untuk menilai hubungan dan kecocokan model. Hasilnya menunjukkan hubungan positif yang signifikan antara Adopsi Fintech dan Penggunaan Layanan Keuangan Digital, yang dimediasi oleh Kepercayaan Konsumen. Selain itu, Persepsi Regulasi yang positif juga ditemukan mempengaruhi Kepercayaan Nasabah dan Penggunaan Layanan Keuangan Digital. Studi ini memberikan wawasan yang berharga bagi para pembuat kebijakan, lembaga keuangan, dan penyedia Fintech, yang menekankan pentingnya kerangka kerja regulasi, kepercayaan pengguna, dan desain yang berpusat pada pengguna dalam mendorong adopsi layanan keuangan digital secara luas.
Analisis Bibliometrik Perkembangan Teknologi dan Inovasi dalam Digital Banking Judijanto, Loso; Destiana, Rina; Sudarmanto, Eko; Vandika, Arnes Yuli
Jurnal Ekonomi dan Kewirausahaan West Science Vol 2 No 03 (2024): Jurnal Ekonomi dan Kewirausahaan West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jekws.v2i03.1431

Abstract

Penelitian ini menganalisis perkembangan dan dinamika inovasi teknologi dalam literatur ilmiah melalui pendekatan bibliometrik. Studi ini mengidentifikasi tema utama, tren penelitian, peluang riset yang kurang dieksplorasi, dan pola kolaborasi penulis. Temuan menunjukkan bahwa inovasi teknologi adalah topik dominan dengan fokus signifikan pada kebijakan inovasi, pembangunan berkelanjutan, dan inovasi hijau. Tren penelitian telah bergeser dari sistem nasional dan inovasi terbuka ke arah inovasi hijau dan keberlanjutan dalam beberapa tahun terakhir. Peluang penelitian terlihat pada area dengan kepadatan rendah seperti teknologi digital dan sistem inovasi teknologi, yang masih kurang dieksplorasi. Analisis kolaborasi penulis mengungkapkan beberapa klaster kolaborasi penting di antara penulis terkemuka dalam inovasi terbuka, sistem teknologi energi, dan ekonomi inovasi, menunjukkan adanya kolaborasi yang kuat dalam beberapa kelompok serta kontribusi signifikan dari penulis individu atau kelompok kecil. Temuan ini memberikan panduan strategis untuk penelitian masa depan yang dapat mengisi kesenjangan yang ada dan memperkuat kolaborasi antar peneliti di bidang inovasi teknologi.
Transformasi Digital dalam Manufaktur: Analisis Bibliometrik Tren Industri 4.0 Judijanto, Loso; Destiana, Rina; Gilaa, Thitus; Sihite, Mislan
Jurnal Multidisiplin West Science Vol 3 No 06 (2024): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v3i06.1277

Abstract

Penelitian ini menggunakan analisis visualisasi VOSviewer untuk memahami dinamika penelitian dalam transformasi digital dan keberlanjutan. Melalui pendekatan multi-perspektif, studi ini mengidentifikasi klasterisasi tema, tren penelitian, kolaborasi penulis, dan peluang penelitian yang belum banyak digali. Klasterisasi tema menunjukkan hubungan erat antara digitalisasi, strategi bisnis, dan prinsip keberlanjutan. Analisis tren penelitian menyoroti evolusi fokus dari pendidikan dan logistik ke strategi transformasi digital yang matang dan praktek keberlanjutan dari 2019 hingga 2021. Kolaborasi penulis terpeta untuk menunjukkan jaringan kunci dan hubungan yang mempengaruhi penelitian di bidang ini. Selanjutnya, area penelitian yang belum banyak terjamah dianalisis untuk mengungkap potensi bidang seperti pendidikan, produksi industri, dan logistik dalam konteks ekonomi digital. Hasil dari studi ini memberikan panduan strategis untuk peneliti dan praktisi yang berkeinginan mengintegrasikan inovasi teknologi dan keberlanjutan dalam praktik bisnis dan akademis.
HUBUNGAN TUJUAN PERBANKAN SYARIAH, KEPUASAN DAN LOYALITAS NASABAH Budi Srisulistiowati, Dwi; Navanti, Dovina; Rejeki, Sri; Destiana, Rina
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10638

Abstract

Tujuan Perbankan Islam didefinisikan dengan baik sebagai konsisten dengan Syariah, karakterisasi unik dan tujuan perbankan syariah mencakup penawaran bisnis yang selaras dengan hukum Syariah. Bank syariah menawarkan layanan yang melayani kepekaan agama, misalnya, menghormati kewajiban finansial dan moral kepada Tuhan dan pemangku kepentingan. Penelitian ini bertujuan menguji hubungan antara tujuan perbankan syariah dengan kepuasan nasabah, dan loyalitas nasabah. Penelitian ini menggunakan pendekatan kuantitatif. Teknik pengumpulan data yang digunakan adalah dengan menyebarkan kuesioner yang diperoleh sebanyak 270 responden. Dalam penelitian ini yang menjadi populasi adalah nasabah Bank Syariah Indonesia riil yang membuka rekening bank dan menjadi nasabah dengan cara menabung selama minimal 1 tahun, Dan teknik analisis menggunakan software Smart PLS. Hasil penelitian ini telah membutikan bahwa H1 tujuan perbankan syariah berpengaruh terhadap loyalitas. H2 tujuan perbankan syariah berpengaruh terhadap Kepuasan. Dan H3 kepuasan berpengaruh terhadap loyalitas. Kata Kunci: Tujuan Perbankan Syariah, Kepuasan, Loyalitas
Investment Trends Among Young Generation: Exploring Motivation and Educational Influence of Gen Z and Millennials Fitria Dewi; Herni Herni; Rina Destiana
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze how motivation and education affect investment interest among the younger generation, especially Generation Z and Millennials, which shows a dominance trend in capital market investment activities in Indonesia. With economic growth and the rapid development of digital technology, the younger generation now has wider and easier access to applicable information and investment instruments. This study utilizes a quantitative method with a population consisting of students of Gunung Jati Swadaya University Cirebon. Data was obtained through a questionnaire distributed to 157 respondents and analyzed using SmartPLS 3.0. The results of the analysis show that investment motivation and education have a positive and significant influence on investment interest. This suggests that the higher the level of motivation and education an individual receives, the greater their inclination to invest in the capital market. The implications of this study show the importance of providing inclusive and adaptive financial education to the characteristics of the younger generation. This research also provides strategic input for financial industry players and the government in designing future education programs that are able to arouse the interest and participation of the younger generation in the capital market. However, the limitations of this study include the narrow scope of respondents and approaches that do not capture changes in long-term dynamics, so further and in-depth follow-up research is needed.
How do Innovation and Entrepreneurial Orientation affect Competitive Advantage through Product Quality of Culinary Sector MSMEs? Eva Yuniarti Utami; Rina Destiana; Rawi Rawi; Tri Neliana; Muhlis Muhlis
Pinisi Journal of Entrepreneurship Review Vol. 1 No. 3 (2023): Pinisi Journal of Entrepreneurship Review
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of innovation and entrepreneurial orientation on competitive advantage through product quality in Micro, Small and Medium Enterprises (MSMEs) in the culinary sector in Makassar City. Data was collected from culinary MSMEs through questionnaire distribution surveys, and then analyzed using statistical methods. The research population is culinary MSMEs in the city of Makassar which amounts to 1500 MSMEs. While the sampling technique uses the Proportional Random Sampling technique, which is calculated using from Slovin with a sample result of 102 respondents or 22% of the population. These results show the importance of innovation, entrepreneurial orientation, and focus on improving product quality as a strategy to increase the competitive advantage of culinary MSMEs in Makassar City. The practical implication of this research is the importance of culinary MSMEs to continue to encourage innovation and entrepreneurial orientation and improve the quality of their products to win the competition in a competitive market.
Community Empowerment through Entrepreneurship and Financial Management Training for SMEs Muzayyanah Yuliasih; Lia Nurina; Wahyu Purwandari; Rina Destiana; Muh. Zulfi Qadri
Jurnal Sipakatau: Inovasi Pengabdian Masyarakat Vol. 1 No. 5 (2024): August
Publisher : PT. Global Research Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61220/jsipakatau.v1i5.2425

Abstract

The community service program titled "Empowering Communities through Entrepreneurship and Financial Management Training" was conducted in Batuampar Village, Kramat Jati District, DKI Jakarta, focusing on small and medium enterprises (SMEs). This program aimed to enhance the capacity and skills of the community in managing businesses more effectively and efficiently through entrepreneurship and financial management training. The implementation method involved material presentations and guided group discussions (Focus Group Discussions) to facilitate active participation from the participants. The training results showed a significant increase in participants' understanding of business strategies, financial management, and the use of digital technology. Before the training, only 35% of participants understood business strategies, and this number increased to 80% after the training. The participants' satisfaction with the training reached 90%, indicating that the approach used was effective in enhancing participant engagement and enthusiasm. Additionally, the training successfully improved networking and collaboration among participants, which was previously only 25% and increased to 70%. This program positively contributed to local economic empowerment and demonstrated potential for further development to support the sustainability of SMEs in the area.
Co-Authors Aa Umar Yahya Abdurohim Abdurohim Acep Komara Ade Fitriyatun Hasanah Adela Yuanila Adi Suroso Aeni, Tia Inayatul Ageng Widya Nur Rohmatillah Agus Prasetyo Agus Prasetyo, Camelia Putrini Agus Santoso Ahmad Rizani Ahmad Rizani Aisyah Aisyah Alfi Nurul Imanah Alya Letavania Apri Dwi Astuti Apri Dwi Astuti Arief Yanto Rukmana Arnes Yuli Vandika Audy Dea Maharani Awaludin , Dipa Teruna Budi Srisulistiowati, Dwi Budi Sulistiyo Nugroho Candra Prihatini Cyntia Aurely Dedet Erawati Devi Susiati Devid Ruung Pontoan Dhanias, Fitriana Rakhma Dhety Chusumastuti Diawati, Prety Dikarsa, Asep Anggi Dimas Umar Hamzah Dinny Nurhayati Fadillah Dwi Budi Srisulistiowati Dwi Dersmi Selan Eko Sudarmanto Eko Sudarmanto Endang Herawan Endang Supriatna Euis Nurawaliyah Eva Yuniarti Utami Fahri Ryandi Fitria Dewi Gilaa, Thitus Gita Dwi Lestari Haeranah Haeranah Haeranah, Haeranah Herawati Herawati Herni Herni Ida Ayu Putri Suprapti Indah Fauziah Indah Nuraini, Indah Iwan Harsono Jan Horas Veryady Purba Jauhari, Burhanuddin Judijanto, Loso Kamalah Saadah Komarudin Komarudin Lailatul Ichdah Lia Nurina Lia Nurina Listanti, Ruri Virginia Loso Judijanto Loso Judijanto M. Ali Mauludin M. Ali Mauludin Maimon Sumo Mardi Maula, Nida Syarofatul Misdi Mislan Sihite, Mislan Monica, Tantri Muh. Zulfi Qadri Muh. Zulfi Qadri Muhammad A'ffar Muhammad Amsal Nasution Muhammadong Muhlis Muhlis Muhlis Murini, Murini Muzayyanah Yuliasih Muzayyanah Yuliasih Napu, Iin Angraen Navanti, Dovina Nisa Miftachurohmah Novia Choerunisa Ramdhani Nugroho, Budi Sulistiyo Nur Aeni Salsabila Nurani Hartini Nurlia Nurlia Otto Fajarianto Putrini, Camelia Ramdhan Kurniawan Rawi Rawi Rawi Rawi, Rawi Rena, Selsa Reva Puspamidya Rimayanti Rimayanti Rizani , Ahmad Rohaeni Marliana Rosi, Sofia Safitri, Camelia Shandra Khaerunissa Shintia Agustine Sidrotun Naim Siti Nur Hadiyati Sri Rejeki Sri Rejeki Sulistyowati, Nur Wahyuning Suprapti, Ida Ayu Putri Supriatna, Endang Suroso, Adi Syifa Qurrotil Aini Teddy Oswari Thitus Gilaa Tiara Muthiarsih Titin Endrawati Tri Neliana Utami, Eva Yuniarti Wahyu Purwandari Wahyu Purwandari Weraman, Pius Widjaja , Warkianto Wijayanti, Indah Oktari Wiwit Apit Sulistiowati Yudi Aryanto Yulianti, Sani Yuliyanti, Dini Yuni Rahmawati Yunita Maudi Ruswandi5