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The Influence of Financial Literacy, Family Economic Education and Self Control on the Consumtif Behavior Students Sebelas Maret University Surakarta Mulyani, Windi; Indriayu, Mintasih; Wardani, Dewi Kusuma
Economic Education and Entrepreneurship Journal Vol 7, No 1 (2024): Economic Education and Entrepreneurship Journal (E3J)
Publisher : FKIP Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the influence of financial literacy, family economic education and self control on the consumtif behavior students Sebelas Maret University Surakarta. This research is a quantitative descriptive study with a population of 30.219 bachelor and vocation UNS students 2021/2022. The sampling technique used in this research was proportionate random sampling which resulted in a sample of 395 respondents. Data collection is carried out through questionnaires. The data analysis used is multiple linear regression analysis with SPSS 25. The results shown from this research are financial literacy has a negative & significant effect on the consumtif behavior UNS students as evidenced by the regression coefficient of -0,487, t value (12,587) > t table (1.966) and sig. (0.000) < 0.05, family economic education has a negative & significant effect on the consumtif behavior UNS students as evidenced by the regression coefficient of -0,433, t value (9,581) > t table (1.966) and sig. (0.000) < 0.05, self control has a negative & significant effect on the consumtif behavior UNS students as evidenced by the regression coefficient of -0,495, t value (6,779) > t table (1.966) and sig. (0.000) < 0.05, financial literacy, family economic education and self control simultaneously has an effect on the consumtif behavior UNS students as evidenced by the calculated F value (123,710) > F table (2.630) and the sig value. (0.000) < 0.05.Keywords: Financial Literacy, Family Economic Education, Consumtive BehaviorDOI: http://dx.doi.org/10.23960/E3J/v7i1.83-87 
Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Perilaku Keuangan Pada Mahasiswa Universitas Sebelas Maret dengan Gender Sebagai Variabel Moderasi Nurcayadi, Fatur Rochman; Indriayu, Mintasih; Hindrayani, Aniek
Jurnal Pendidikan Ekonomi (JUPE) Vol. 12 No. 2 (2024)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jupe.v12n2.p254-262

Abstract

This study aims to determine the effect of financial literacy on financial behavior with gender as a moderation variable. The sampling technique uses non-probability sampling techniques, namely purposive sampling with a sample of 364 UNS students consisting of the Faculty of Economics and Business (Development Economics, Accounting, Management) and the Faculty of Teacher Training and Education (Economic Education, Accounting, Office Administration). Test validity using product moment and reliability test using Cronbach's alpha. Data collection using questionnaires with Likert scale which is further converted to dummy variables and the data analysis used is binary logistic analysis. The results of this study obtained that: 1) Financial literacy has a positive and significant effect on financial behavior in UNS students; 2) Financial attitudes have a positive and significant effect on financial behavior in UNS students; 3) Male gender strengthens the relationship between the influence of financial literacy and financial attitudes on financial behavior in UNS students; 4) Women's gender strengthens the relationship between the influence of financial literacy and financial attitudes on financial behavior in UNS students
Pengaruh Literasi Keuangan dan Kemudahan Belanja Online tehradap Pengelolaan Keuangan pada Dosen FKIP di Universitas Sebelas Maret Aldisa, Olivia; Indriayu, Mintasih
Jurnal Pendidikan Ekonomi (JUPE) Vol. 12 No. 3 (2024)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jupe.v12n3.p468-474

Abstract

This research aims to determine 1) the influence of financial literacy on financial management among FKIP lecturers at Sebelas Maret University and 2) the influence of the ease of online shopping on financial management among FKIP lecturers at Sebelas Maret University. The type of research used is quantitative with descriptive methods. The subjects of this research were FKIP lecturers at Sebelas Maret University with a sample of 80 lecturers who were determined using non-practical purposive sampling. Data analysis used in this research used multiple linear regression tests. The results of this research show 1) financial literacy has a positive and significant effect on the financial management of FKIP lecturers at Sebelas Maret University and 2) the ease of online shopping has a positive and significant effect on the financial management of FKIP lecturers at Sebelas Maret University. Apart from that, the results of this research also show that the independent variable has a contribution to the dependent variable. This research can provide an overview of the influence of financial literacy and ease of online shopping on financial management among FKIP lecturers at Sebelas Maret University.
Pengaruh Teman Sebaya dan Sosialisasi Keuangan Keluarga Terhadap Literasi Keuangan Siswa SMA IT Nur Hidayah Adila, Faizah Nurul; Indriayu, Mintasih; Wardani, Dewi Kusuma
Jurnal Pendidikan Ekonomi (JUPE) Vol. 12 No. 3 (2024)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jupe.v12n3.p375-384

Abstract

Data shows that teenagers' financial literacy levels are low. Low financial literacy increases the risk of teenagers being affected by financial risks. Financial socialization is one of the factors that encourages financial literacy. Socialization is carried out by peers and parents. In order to increase the level of financial literacy, it is necessary to know the influence of peers and family financial socialization on financial literacy. This research is quantitative with a population of class XI Nur Hidayah Integrated Islamic Highschool students. The Sampling was carried out using proportional random sampling technique. The number of samples obtained was 172 respondents. Data collection uses questionnaires and data analysis uses multiple linear regression analysis. The research results show that there is a significant positive influence, partially or simultaneously, by peers and family financial socialization on the financial literacy of IT Nur Hidayah High School students.
Systematic Literature Review Application of Transferable Skills As A Key Factor For Vocational School Graduates Yuliyanto, Riyan; Susilaningsih, Susilaningsih; Indriayu, Mintasih
Journal of Economics Education and Entrepreneurship Vol 5, No 1 (2024): JEE, APRIL 2024
Publisher : Program Studi Pendidikan Ekonomi FKIP Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jee.v5i1.11891

Abstract

The gap between the competence of vocational school graduates and employers' expectations results in high unemployment among vocational school graduates. Therefore, vocational education needs to develop transferable skills to create a workforce ready to face the demands of the modern job market. This systematic literature review explores the importance of transferable skills and their impact on vocational schools. This study focused on scientific articles published between 2014-2023 using the Scopus database. This review identifies a growing body of literature that emphasizes the importance of equipping students with competencies that are not only relevant to their specific tasks but also valuable across a range of Occupational contexts. The increase in publications in 2023 indicates an increased scientific interest. The focus of research that is widely studied is curriculum, practical learning, extracurricular, and lifelong learning. Collaboration strategies between educators, institutions, and industry partners in developing responsive and relevant curricula will support the development of transferable skills. Then, in the end, the study also proposes future research topics.
Developing an Entrepreneurial Mindset in Youth: Investigating Locus of Control and Self-Efficacy among Students of Pringsewu Business Management Vocational School Viguna, Ayu Imelda; Indriayu, Mintasih; Noviani, Leny
Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan Vol. 19 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/neraca.v19i2.17369

Abstract

The objective of this research is to investigate the Locus of Control and Self Efficacy among students in developing their entrepreneurial mindset in their Youth. Unemployment and poverty remain significant issues faced by the people of Indonesia both currently and in the coming years. The persistent high unemployment rate in Indonesia continues to be a pervasive problem. This study used a quantitative research design, employing both exogenous and endogenous variables, as well as moderator variables that either strengthen or weaken the relationship between the variables. The research was conducted at Vocational High School (SMK) in Pringsewu Regency during the 2023/2024 academic year's even semester. The study's population consisted of all class XI students majoring in business management at vocational schools across Pringsewu Regency, with a total of 114 students at each school. The sample size was determined using the Slovin formula, with a population of 89 students and a significance level of 0.05. The results showed that research was conducted on 73 students who obtained the results that locus of control had an effect on entrepreneurial intentions as seen in the tcount for the variable locus of control (X1) of 2.993 > ttable (1.667) with a probability value (sig.) of 0.004 < 0.05 with Thus, H0 is rejected and Ha is accepted, which means that the locus of control variable (X1) has a positive and significant effect on entrepreneurial intentions (Y). Self-efficacy influences entrepreneurial intentions as seen in the tcount for the self-efficacy variable (X2) of 4.132 > ttable (1.667) with a probability value (sig.) of 0.000 < 0.05, thus H0 is rejected and Ha is accepted, which means that the self-efficacy variable (X2) has a positive and significant effect on entrepreneurial intentions (Y).
The Effect of Social Skills and Emotional Intelligence on Learning Outcomes of Elementary School Students Khoirunikmah, Binti; Marmoah, Sri; Indriayu, Mintasih
QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama Vol 14 No 2 (2022): Qalamuna - Jurnal Pendidikan, Sosial, dan Agama
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Program Pascasarjana IAI Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/qalamuna.v14i2.3779

Abstract

The purpose of this research is to determine the influence of social skills and emotional intelligence on student learning outcomes. The research design uses a quantitative approach with a descriptive analysis design. The research population included students in grades IV, V, and VI (AB) at Muhamadiyah 4 Kandang Sapi Elementary School, Jebres, Surakarta, while the sample consisted of 111 students from these classes. Data was collected through observation, questionnaires regarding social skills and emotional intelligence, and documentation of learning outcomes from odd semester report cards. Data analysis used the multiple linear regression method with the help of the IBM SPSS Statistical 26 application. The research results show a positive and significant relationship between social skills and emotional intelligence and the learning achievement of students in grades IV, V, and VI (AB). Social skills have a t-value of 2.972 with a significance level of 0.004, while emotional intelligence has a t-value of 2.469 with a significance level of 0.015. Thus, it can be concluded that social skills and emotional intelligence positively influence student learning outcomes. This study uses a quantitative method with a descriptive analysis approach.
Pengaruh Kecerdasan Emosional dan Motivasi Kerja Terhadap Kesiapan Kerja dengan Soft Skill Sebagai Variabel Intervening pada Mahasiswa Fakultas Keguruan dan Ilmu Pendidikan Universitas Sebelas Maret Triatmiasih, Triatmiasih; Indriayu, Mintasih
J-KIP (Jurnal Keguruan dan Ilmu Pendidikan) Vol 5, No 3 (2024): OKTOBER
Publisher : Faculty of Teacher Training and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/j-kip.v5i3.15791

Abstract

Penelitian ini dilakukan untuk menganalisis pengaruh kecerdasan emosional dan motivasi kerja terhadap kesiapan kerja dengan soft skill sebagai variabel intervening pada Mahasiswa Fakultas Keguruan dan Ilmu Pendidikan Universitas Sebelas Maret.
PENGARUH PENGENALAN LAPANGAN PERSEKOLAHAN (PLP) DAN PERSEPSI KESEJAHTERAAN GURU TERHADAP MINAT MENJADI GURU PADA MAHASISWA FKIP UNS SURAKARTA Meiliana, Nadia Ayu; Indriayu, Mintasih
J-KIP (Jurnal Keguruan dan Ilmu Pendidikan) Vol 5, No 3 (2024): OKTOBER
Publisher : Faculty of Teacher Training and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/j-kip.v5i3.15401

Abstract

Penelitian ini memiliki tujuan untuk (1) mengetahui dan menguji pengaruh antara variabel Pengenalan Lapangan Persekolahan (PLP) dengan minat untuk menjadi guru pada mahasiswa FKIP UNS Surakarta, (2) mengetahui dan menguji pengaruh antara variabel persepsi kesejahteraan guru dengan minat untuk menjadi guru pada mahasiswa FKIP UNS Surakarta. Penelitian ini dilakukan dengan pendekatan kuantitatif. Penentuan sampel pada penelitian ini dilakukan dengan proportional random sampling. Data yang dikumpulkan dalam penelitian ini didapatkan melalui angket atau kuisioner. Setelah data dikumpulkan, data tersebut akan melalui proses analisis dengan model regresi linear berganda. Berdasarkan hasil yang didapatkan, penelitian ini menunjukan bahwa secara parsial Pengenalan Lapangan Persekolahan (PLP) memiliki pengaruh yang positif dan signifikan terhadap minat menjadi guru dan persepsi kesejahteraan guru memiliki pengaruh yang positif namun tidak signifikan terhadap minat menjadi guru pada mahasiswa FKIP UNS Surakarta.
Work readiness Generation Z's on diploma programme: The influence internship program and digital literacy Naufalin, Lina Rifda; Indriayu, Mintasih; Sulistyandari, Sulistyandari
Jurnal Pendidikan Vokasi Vol. 14 No. 2 (2024): June
Publisher : ADGVI & Graduate School of Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jpv.v14i2.73642

Abstract

This study aims to examine how Merdeka Belajar Kampus Merdeka (MBKM) and digital literacy affect Generation Z's work readiness for the Diploma Programme. The study involved 169 students from the Diploma Programme of the Faculty of Economics and Business, Jenderal Soedirman University, and 90 students were randomly selected as the sample because the population was homogeneous, meaning that all students had participated in MBKM internships. The data analysis used the Structural Equation Model (SEM) with the Partial Least Square (PLS) method as an alternative. The quality of the structural model was evaluated by testing the measurement index, namely R2. The test results revealed: 1) MBKM internships had a significant impact on the work readiness of generation Z, with a t-test value of 8.323 > t critical value of 1.987; 2) digital literacy did not have a significant impact on work readiness, with a t-test value of 0.744 < t critical value of 1.987; and 3) there was a simultaneous influence of MBKM internships and digital literacy on work readiness, with a Sig value of 0.000<0.05 and R2 of 0.844 indicating that MBKM internships and digital literacy jointly explained 84.4% of the variance in work readiness. Recommendations for policymakers regarding diploma programs include integrating digital literacy as a fundamental component of the curriculum across all disciplines, enhancing access to internship opportunities via industry collaborations, employing virtual internships and remote work simulations, and upgrading infrastructure while ensuring access to technology.
Co-Authors Adi Saputro, Bayu Adila, Faizah Nurul Affandi, Lukman Aldisa, Olivia Andika Yudha Tiyasa, Andika Yudha Anggraeni, Oki Aniek Hindrayani Annisa Fitriana Annisa Fitriana, Fitriana Apriyanto, Muklis Eko Ariani, Rizki Putri Arumsari, Margaretha Puspita Ayu Imelda Viguna Bambang Wasito Adi Bari, Saiful Budanti, Hartiyani Sadu Cicilia Dyah Sulistyaningrum Indrawati Cynthia, Lela Camellia Damayanti, Lutfiah Endah Dewi Kusuma Wardani Dian Mayasari Dirgantari, Dayu Oktavina Dodi Sukmayadi Dyanti Mahrunnisya Ellyana, Veronika Fajar Saputra, Farly Fatia Nur Azizah, Fatia Nur Fattah, Fuad Abdul Feri Setyowibowo Fitri Fitri Harini Harini Hariyanto, Danang Hastuti, Warih Kusuma Hery Sawiji Indriyati, Agustina Isnaini, Faizzah Pipit Istuningsih, Wahyu Jonet Ariyanto Nugroho, Jonet Kartika Chrysti Suryandari Khairunisa, Nabila Shifa Khoirunikmah, Binti Khresna Bayu Sangka, Khresna Bayu Kirana, Galuh Chandra Kristiani Kristiani Kusuma Arum, Ana Ernita Lelahester Rina Leny Noviani Lina Rifda Naufalin Mackenzie, Colin Magistra, Shaliha Nur Maharani, Erinsa Marfu'ah, Diniyati Matsuri, Matsuri Maulina, Dessy Nur Meiliana, Nadia Ayu Monalisa, Agnes Muhammad Sabandi Mulyani, Windi Nares parasti Niatama, Normareta Novitasari, Dima Indah Nunuk Suryani Nurafidah, Anisa Nurcayadi, Fatur Rochman Nurdianawati, Nita Dewi Peduk Rintayati Prahastina, Lara Prameswara, Yosep Tegar Pratama, Ramadzan Defitri Pratiwi Indah Sari, Pratiwi Indah Pratiwi, Hulwa Anindya Pratiwi, Rosi Prayoga, Bintang Eko Dwi Purasani, Hana Netti Puspita, Kezia Ayuni Puspitasari, Anealish Eka Putri Irviana, Adelia Rahmawati, Eka Setya Rahmawati, Sakinatur Retno Winarni Rifaldi, Naufal Dzaki Riswati, Yohanita Rosihan Ari Yuana, Rosihan Ari Roxymawati, Aisyah Ammar Rukayah Rukayah Salisu, Abduljalal Salman Alfarisy Totalia Salman Alfarisy Totalia, Salman Santika, Villa Saputri, Dwi Yuniasih Saputro, Inoe Sari, Maya Rohmantika SATRIYAS ILYAS Setyaningsih, Dewi Maulia Sigit Santosa Slamet, STY. Soetarno Joyoatmojo, Soetarno Sri Marmoah St. Y. Slamet Sudarno Sudarno Sulistyandari, Sulistyandari Sunarto Sunarto Susilaningsih Susilaningsih, Susilaningsih Tri Dyah Prastiti Triatmiasih, Triatmiasih Trisno Martono Ula, Al Fiatul Utami, Endah Tri Wiedy Murtini Yatmanto, Yatmanto Yuliyanto, Riyan