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The Role of OCB in Mediating Commitment, Motivation, and Performance of Teachers at SD Saraswati Denpasar Komang Ayu Anggarani Trijati; I Ketut Setia Sapta; Agus Wahyudi Salasa Gama
International Journal of Economics and Management Sciences Vol. 2 No. 3 (2025): Agustus : International Journal of Economics and Management Sciences
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ijems.v2i3.936

Abstract

The purpose of this study is to investigate in depth the mediating role of Organizational Citizenship Behavior (OCB) in the relationship between organizational commitment and work motivation on teacher performance at Saraswati Elementary School, Denpasar. This research is motivated by the crucial role of teachers as the spearhead of educational success, making understanding the factors influencing teacher performance highly relevant. The study population comprised 175 teachers, with a sample size of 85 respondents determined using the Hair formula. Data collection involved a combination of structured questionnaires, in-depth interviews, and supporting document analysis to strengthen the findings. Path analysis was used to examine direct and indirect relationships between variables. The results indicate that organizational commitment has a positive and significant effect on OCB, indicating that the higher a teacher's commitment to the school, the greater their tendency to exhibit extra-role behavior. Similar findings were also evident for work motivation, where high motivation significantly increased OCB. Furthermore, organizational commitment was shown to have a direct, positive, and significant relationship with teacher performance, and work motivation also plays a significant role in improving performance. OCB itself also has a significant influence on strengthening teacher performance.  This study specifically confirms that OCB acts as a mediator in the relationship between organizational commitment and work motivation on teacher performance. Thus, the results of this study underscore the crucial role of OCB as a bridge connecting internal factors such as commitment and motivation with optimal work results. The practical implication of this research is the need for schools to strengthen organizational commitment and motivate teachers to develop citizenship behaviors that ultimately drive sustainable performance improvement.
Green Choices: The Role of Green Skepticism and Eudaimonic Well-Being in Evoking Green Purchase Intention Mitariani, Ni Wayan Eka; Agus Wahyudi Salasa Gama; Nilna Muna
International Journal of Social Science and Business Vol. 9 No. 2 (2025): May
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v9i2.93850

Abstract

Nowadays, companies are competing to produce green products to maintain sustainability. However, consumer responses to these efforts are still varied. This research aimed to investigate the impact of green skepticism on the relationship between expected eudaimonic well-being and green purchase intention. Additionally, the mediating role of expected eudaimonic well-being in the relationship between green brand awareness, green brand image, and green purchase intention. The approach of this research is quantitative research. Data collected from 250 respondents using questionnaire and were analyzed using SEM-PLS. Respondents of this research were people in Bali, who had knowledge about green products.  The result found expected eudaimonic well-being significantly affect the green purchase intention. Green brand awareness and green brand image have no direct effect to green purchase intention. Green brand awareness and green brand image indirectly affect the green purchase intention through expected eudaimonic well-being. The interaction of expected eudaimonic well-being and green skepticism has no significant effect on green purchase intention.  The findings in the paper provide clear evidence supporting the Behavioral Reasoning Theory.  The results of this study also confirm that eco-friendly products are a brand's commitment to sustainability, requiring brands to consider long-term impacts, provide benefits to communities, and increase consumer awareness of the products they offer. To overcome consumer skepticism, brands need to visibly commit to sustainability, educate customers, and transparently communicate their values and commitment to the environment.
PENGARUH PENERAPAN FINTECH PAYMENT GATEWAY DAN FINANCIAL LITERACY TERHADAP KINERJA KEUANGAN UMKM DI KOTA DENPASAR Salasa Gama, Agus Wahyudi; Liliana Putri, Putu Intan; Sri Pratiwi, Desak Nyoman; Dwita Utami, Ni Made Putri
JUIMA : JURNAL ILMU MANAJEMEN Vol. 15 No. 2 (2025): JUIMA : JURNAL ILMU MANAJEMEN
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

ABSTRAK: Pemanfaatan fintech payment gateway membantu UMKM dalam transaksi yang lebih aman dan efisien serta memperluas jangkauan pelanggan, sedangkan financial literacy memberikan pemilik UMKM pengetahuan tentang manajemen keuangan yang baik. Kombinasi antara fintech payment gateway dan financial literacy ini meningkatkan kemampuan UMKM dalam kinerja keuangannya. Penelitian ini bertujuan untuk mengetahui hubungan fintech payment gateway dan financial literacy terhadap kinerja keuangan umkm di kota denpasar. Metode kuantitatif digunakan dalam penelitian ini dengan teknik analisis regresi linear berganda. Jumlah sampel yang digunakan dalam penelitian ini adalah 100 responden, dan populasi yang digunakan adalah pelaku umkm di kota denpasar sektor usaha kuliner yang sudah menerapkan sistem pembayaran digital. Hasil penelitian menunjukkan bahwa penerapan fintech payment gateway tidak memiliki pengaruh positif yang signifikan terhadap kinerja keuangan UMKM di Kota Denpasar, tetapi financial literacy terbukti memiliki pengaruh positif yang signifikan terhadap kinerja keuangan UMKM, yang menunjukkan bahwa pemahaman yang baik tentang pengelolaan keuangan dapat meningkatkan kinerja keuangan pelaku UMKM Kata kunci : fintech, payment gateway, financial literacy, kinerja keuangan umkm ABSTRACT: The use of fintech payment gateways helps MSMEs in safer and more efficient transactions and expands customer reach, while financial literacy provides MSME owners with knowledge about good financial management. The combination of fintech payment gateways and financial literacy improves MSMEs' ability in their financial performance. This study aims to determine the relationship between fintech payment gateways and financial literacy on the financial performance of MSMEs in the city of Denpasar. The quantitative method used in this study with multiple linear regression analysis techniques. The number of samples used in this study was 100 respondents, and the population used was MSME actors in the city of Denpasar in the culinary business sector who had implemented a digital payment system. The results of the study showed that the application of fintech payment gateways did not have a significant positive effect on the financial performance of MSMEs in the city of Denpasar, but financial literacy was proven to have a significant positive effect on the financial performance of MSMEs, which shows that a good understanding of financial management can improve the financial performance of MSME actors Keywords: fintech, payment gateway, financial literacy, financial performance of MSMEs
Moderasi Kepemilikan Manajerial Pada Pengaruh Modal Intelektual dan Ukuran Terhadap Kinerja Perbankan di Indonesia Salasa Gama, Agus Wahyudi; Suarjana, I Wayan; Widnyani, Ni Made
Jurnal Ilmiah Akuntansi & Bisnis Vol 9 No 1 (2024)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38043/jiab.v9i1.5087

Abstract

Dalam konteks industri perbankan, kepatuhan terhadap ketentuan bisnis telah diakui sebagai elemen kunci dalam mencapai kinerja keuangan yang stabil dan berkelanjutan. Peran modal intelektual juga perlu dipertimbangkan dalam membentuk fondasi keuangan yang kuat. Selain itu, terdapat bukti empiris yang menunjukkan bahwa lembaga keuangan dengan ukuran yang besar cenderung menghasilkan kinerja keuangan yang lebih baik. Penelitian ini selanjutnya mengembangkan variabel kepemilikan manajerial sebagai variabel moderasi pada pengaruh modal intelektual dan ukuran perusahaan pada kinerja keuangan. Penelitian ini menggunakan sampel sebanyak 18 perusahaan perbankan. Teknik analisis data menggunakan analisis regresi dengan data panel. Hasil analisis menunjukkan bahwa modal intelektual tidak berdampak pada kinerja keuangan. Ukuran berdampak positif pada kinerja keuangan. Pengujian efek moderasi menunjukkan bahwa kepemilikan manajerial memperlemah pengaruh modal intelektual dan ukuran perusahaan pada kinerja keuangan perbankan.
Brand Image and E-Service Quality's Effect on Gen Z's Repurchase Intention: The Mediating Role of E-Trust Eka Mitariani, Ni Wayan; Salasa Gama, Agus Wahyudi; Widnyani, Ni Made
Admisi dan Bisnis Vol. 25 No. 1 (2024): PEBRUARI 2024
Publisher : Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/ab.v25i1.5673

Abstract

E-commerce has experienced rapid development in Indonesia over last few years due to technological developments in the digital era and followed by trends in people”™s lifestyles which are always changing and following technological developments. This research aims to examine consumer preferences or references towards repurchase intention in e-commerce, particularly in relation to brand image, e-service quality, and e-trust as mediators, in light of the phenomena that have been presented, research results that are still inconsistent, and this relationship to increasing repurchase intention. The sample of this study is Gen Z and data were analyzed use PLS. Result of this study found that brand image and E-service quality are not have significant effect on Gen Z's repurchase intention. E-trust has direct effect on Gen Z's repurchase intention. E-trust also have mediating role on effect of brand image and E-service quality toward Gen Z's repurchase intention. This study reveal E-trust has an important role on Gen Z's behavior to repeat their transaction through an e-commerce.
Biased Behavior And Stock Investment Decisions Of Investors In Bali, Indonesia Salasa Gama, Agus Wahyudi; Yeni Astiti, Ni Putu; Eka Mitariani, Ni Wayan
MATRIK: JURNAL MANAJEMEN, STRATEGI BISNIS, DAN KEWIRAUSAHAAN Vol. 17 No. 2 (2023)
Publisher : Faculty of Economics and Business Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/MATRIK:JMBK.2023.v17.i02.p02

Abstract

Investment decisions are often affected by irrational behavioral factors that cause improper logical analysis. Herding and overconfidence are two behaviors that lead to biased decision-making, specifically regarding investment. Therefore, this study aimed to test the effect of herding and overconfidence on investment decisions moderated by financial knowledge and attitude. Using a sample of 267 stock investors, the test was conducted with PLS-SEM. The results showed that overconfidence positively influences individuals' investment decisions, while herding has no effect. Financial knowledge and attitude were found not to moderate this effect but could act as predictor variables with a significant positive impact on investment decisions.
MATERIALISME MEMODERASI PENGARUH PENGETAHUAN KEUANGAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN Md Inneke Wirami Wirastuti; Ni Putu Yeni Astiti; Agus Wahyudi Salasa Gama
IDEI: Jurnal Ekonomi & Bisnis (IDEI: Journal of Economics & Business) Vol 4 No 1 (2023): JUNE 2023
Publisher : Insan Doktor Ekonomi Indonesia (IDEI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38076/ideijeb.v4i1.155

Abstract

The research aimed to fill the research gap between the influence of financial know­ledge on financial management by using materialism as moderation. The sur­vey population was the number of populations based on the family card (KK) in the City of Denpasar. The sample in this study of 100 people from the community of Denpasar was determined based on simple random sampling. The analysis tech­nique used to test the hypothesis was Moderated Regression Analysis (MRA). Research results showed that financial knowledge was not sig­nificant to financial management behavior. Another finding was that materialism was unable to mode­rate the influence of financial knowledge on financial management behavior. Further research could develop this research by using other variables that theore­tically had an in­fluence on financial management behavior. Penelitian ini bertujuan untuk mengisi celah penelitian antara pengaruh pe­nge­tahuan keuangan pada pengelolaan keuangan dengan menggunakan materialisme sebagai moderasi. Populasi penelitian adalah jumlah kependudukan berdasarkan kar­tu keluarga (KK) di kota Denpasar. Sampel dalam penelitian ini sebanyak 100 orang masyarakat kota Denpasar yang ditentukan berdasarkan simple random sampling. Tek­nik analisis yang digunakan untuk menguji hipotesis adalah Moderated Re­gres­sion Analysis (MRA). Hasil penelitian menunjukkan bahwa pengetahuan keuangan ti­dak signifikan pada perilaku pengelolaan keuangan. Temuan lainnya adalah mate­ri­a­lisme tidak mampu memoderasi pengaruh pengetahuan keuangan pada perilaku pe­ngelolaan keuangan. Penelitian selanjutnya dapat mengembangakan penelitian ini dengan menggunakan variabel lain yang secara teori mempunyai pengaruh pada pe­ri­laku pengelolaan keuangan.
The Influence of Electronic Word of Mouth (E-Wom), Brand Image, Product Knowledge on Purchase Intention I Gusti Ayu Imbayani; Agus Wahyudi Salasa Gama
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 5 No. 2 (2018)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.5.2.813.145-153

Abstract

In the current era of globalization, the development of science and technology indirectly has a major influence on the economy. During 2017 internet users in Indonesia reached 143.26 million people. The increasing conditions of internet and social media use have now made it easier for people to access and share information about new phenomena, one of which is Go-Jek. Word of mouth, which used to happen personally, now spreads openly through the internet, namely the word electronic word of mouth (e-WOM). The development in the use of internet is increasingly widespread by making companies inevitably have to provide online services, including websites or other online services in order to improve the brand image, product knowledge and purchase intentions. This research is intended to determine to what extent the e-WOM, brand image, product knowledge on purchase intention bring about effects to customer purchase intention. Data were collected using questionnaires distributed to 220 respondents determined through non-probability sampling and accidental sampling. The data analysis technique used is multiple linear regressions. The results of the study show that e-WOM, brand image, product knowledge have a positive and significant influence on purchasing intention.
PENGARUH LITERASI KEUANGAN, GAYA HIDUP, DAN PENDAPATAN TERHADAP KKEMAMPUAN PENGELOLAAN KEUANGAN PRIBADI MAHASISWA GENERASI Z Agus Wahyudi Salasa Gama; Luh Buderini; Ni Putu Yeni Astiti
KRISNA: Kumpulan Riset Akuntansi Vol. 15 No. 1 (2023): KRISNA: Kumpulan Riset Akuntansi
Publisher : Faculty of Economics and Business, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/kr.15.1.2023.90-101

Abstract

The current era of globalization has brought improvements and economic growth throughout the world, including Indonesia which has an impact on people's financial behavior in meeting their needs. Individuals must be able to manage their finances carefully in order to make the right and efficient decisions in the use or allocation of funds they have. This study aims to find out how financial literacy, lifestyle, and income influence the personal financial management ability of Z generation students which will be carried out on Unmas Denpasar students. The samples of this study are 91 students of Universitas Mahasarsawati Denpasar, Faculty of Economics and Business, Management Study Program, class of 2019, which were taken using a saturated sampling technique. The data analysis technique used in this study is multiple linear regression analysis. The results of this study indicate that financial literacy, lifestyle, and income have a positive and significant effect on the personal financial management ability of Z generation students
The Impact of Digital Literacy and Communication on Employee Performance via Work Motivation Supriyadi Supriyadi; Ni Made Dwi Puspitawati; Gde Bayu surya Parwita; Agus Wahyudi Salasa gama
Journal of The Community Development in Asia Vol 8, No 3 (2025): September 2025
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jcda.v8i3.4100

Abstract

Digital transformation demands that organizations strengthen their digital literacy culture and internal communication to enhance workforce performance. This research investigates the impact of digital literacy culture and communication on employee performance, with work motivation serving as a mediating variable. Using a quantitative method, data were collected from 45 employees via a Likert-scale survey. Structural Equation Modeling (SEM) with Partial Least Squares (PLS) version 4.0 was employed for data analysis. Findings reveal that digital literacy culture and communication both have substantial positive effects on workforce performance, with path coefficients of 0.292 and 0.331, respectively. Additionally, work motivation significantly influences performance (? = 0.487) and partially mediates the connections among the independent variables and workforce performance. This study highlights the essential significance of digital literacy culture in improving workforce performance through motivation. The results suggest that fostering digital skills and effective communication can boost motivation, ultimately leading to better performance. Organizations are advised to adopt strategies promoting digital literacy and communication to sustain performance improvements.
Co-Authors A.A. Putu Nikkita Devi Ak. S.E. Desak Nyoman Sri Werastuti . Alessandra Yuricha Alfonsia Klofilda Suryati Anak Agung Istri Meinda Kartika Anak Agung Made Sastrawan Putra Anak Agung Putra Mahardika Anak Agung Putu Agung Anak Agung Sagung Mirah Titania ANGGRAINI , Ni Putu Nita Artawan, I Putu Gede Bayu Atika Yuniarti Cokorda Javandira Deandika Wira Negara Made Derfina Nofitri Anita Desak Nyoman Sri Pratiwi Devita Glory Ardhisukmana Dewa Gede Agung Aditya Putra Diah Ayu Marta Budiawati Dwita Utami, Ni Made Putri Eka Mitariani, Ni Wayan G. Oka Warmana Gde Bayu Surya Parwita Gede Upadana Mahendra Wiyasa Gissella Nurcahyani Suharto I Dewa Ayu Prajaniti Arimerta I Dewa Gede Palguna Widya I Dewa Gede Rama Putra I Dewa Nyoman Raka I Gede Angga Depra Nata I Gede Arya Lilacita I Gst. Ngr Bagus Gunadi I Gst. Ngr Wiliada P.P I Gusti Agung Eka Teja Kusuma I Gusti Agung Mirah Nitisrami I Gusti Agus Sedana Yoga I Gusti Ayu Dhian Wahyuni I Gusti Ayu Diah Listhya Artarini I Gusti Ayu Imbayani I Gusti Ayu Istri Prabhawati I Gusti Ngurah Bagus Gunadi I Kadek Budi Adnyana I Kadek Dicky Pranayudha I Kadek Tisna Muliantika I Ketut Indrayana I Ketut Mudhiarta I Ketut Setia Sapta I Ketut Wahyu Suputra I Komang Ariyasa I Komang Yudi Ferdiawan I Made Budiasa I Made Tresna Parta Jaya Seputra I Putu Eka Krisna Santika Wira Anantha I WAYAN SUARJANA I Wayan Widnyana Ida Ayu Made Ari Widyawati Ida Ayu Made Dwi Susanti Ida Bagus Bayu Sastrawan Ika Wahyuni Ika WAHYUNI Jantina, Ni Wayan Jyotika Artha Sadiwi, Ni Putu Kadek Adi Pratama Hendra Kadek Agustini Dwi Putri Kadek Geby Oktaviari Kadek Oki Setiawan Kadek Okta Mega Handayani Kadek Yuliari Kiki Akbar Rizki Komang Ayu Anggarani Trijati Komang Ayu Diantini Komang Ayu Lestari Komang Ayu Sukma Ginanti Kurnia Putri Liliana Putri, Putu Intan Luh Buderini Luh Depi Julia Adnyani Luh Tina Resmayani M. Alfian Firmansyah Made Ari Sawitri Devi Made Dewani Putri Pertiwi Made Ika Prastyadewi Made Putri Ramawati Maria Anjelina Ngindang Md Inneke Wirami Wirastuti Monika Tamaka Ni Kadek Alit Budiartini Ni Kadek Ayu Purwaningsih Ni Kadek Chery Marshela Dewita Ni Kadek Dwi Saskarini Ni Kadek Dwik Purnama Yanti Ni Kadek Evitasari Ni Kadek Intan Milinia Purwani Ni Kadek Irien Asmarianti Ni Kadek Ita Rupianti Ni Kadek Lisna Mahayani Ni Kadek Mellyna Dewi Ni Kadek Sri Budiartini Ni Kadek Sri Devi Muryanti Ni Kadek Sukma Handayani Ni Kadek Trisnawati Ni Kadek Yulia Pridayanti Ni Ketut Ayu Shantiani Ni Ketut Ceria Dewi Ni Ketut Ricca Widya Dharma Putri Ni Ketut Suwantari Ni Komang Ayu Sukmawati Ni Komang Ayu Trisnadewi Ni Komang Ayu Wintari Ni Komang Gita Wahyuni Ni Komang Lisnawati Ni Komang Srianingsih Ni Komang Tristiani Ni Luh Dita Devi Antari Ni Luh Eka Febriyanti Ni Luh Putu Kristina Dewi Ni Luh Putu Putri Artini Ni Luh Yulia Triana Dewi Ni Made Ary Diana Pradnya Swari Ni Made Ayu Nadira Ni Made Dwi Puspitawati Ni Made Mia Yuwita Sari Ni Made Putri Astari Ni Made Rai Sucita Wati Ni Made Wika Riandani Ni Made Yeyen Trisnayanti Ni Nengah Arya Puspita Dewi Ni Nyoman Ayu Sinta Dewi Ni Nyoman Ayu Windasari Ni Nyoman Sritapayanti Ni Pande Kadek Lusyana Paramitha Astiti Ni Putu Anggariani Ni Putu Ari Ratmiasih Ni Putu Atika Putri Ni Putu Dewi Budiani Ni Putu Diah Anggreni Ni Putu Diah Cahyani Ni Putu Diah Puspita Dewi Ni Putu Dias Ayu Pratiwi Ni Putu Eka Rismayanti Ni Putu Grivia Oktanaryanti Ni Putu Meliani Ni Putu Monyati Ni Putu Nita Anggraini Ni Putu Nita Anggraini Ni Putu Pipin Ariska Putri Ni Putu Rifani Bira Ni Putu Sukmayani Ni Putu Tania Ariesta Putri Ni Putu Tasiya Purnama Dewi Ni Putu Yeni Astiti Ni Putu Yeni Astuti Ni Putu Yulik Paramitha Ni Putu Yuniari Ni Wayan Budiasih Ni Wayan Dela Laraswati Ni Wayan Dessy Lindayanti Ni Wayan Eka Mitariani Ni Wayan Nuratni Ni Wayan Okti Anggriani Ni Wayan Rustiarini Ni Wayan Sulistiyani Nilna Muna Niluh Komang Tri Devacandradewi Padmaningrum, Ni Made Pande Ni Luh Eka Dwi Payanti PUTRA, I Kadek Yogik Dharma Putri Emilia Yanti Putu Aldi Wiguna Putu Alit Widnyana Putu Aristya Evilia Cahyani Putu Candrika Febriyanti Putu Chintia Pramesti Putu Gede Indra Khrisna Putu Kepramareni Putu Melisa Dewi Jayanti Putu Ratih, Ida Ayu Putu Soniami Rismayanti, Kadek Intan Rizka Nur Azizah Sang Ayu Putu Andina Pryanti Sang Ayu Riska Dwiyantari Sri Pratiwi, Desak Nyoman Stanley Matius Danny Tarigant Stefany Tesalonika Benu Supriyadi Supriyadi Taupik Rusdi Wibawa, Ida Bagus Artha Sada Widnyani, Ni Made Widyantari, Ni Wayan Diah Nanda Wijayanti, Putu Yunita Wulan Indah Syafitri Yemima Youriza Yemima Youriza Yohana Nastitin