p-Index From 2021 - 2026
18.794
P-Index
This Author published in this journals
All Journal MATRIK: JURNAL MANAJEMEN, STRATEGI BISNIS, DAN KEWIRAUSAHAAN Jurnal Ekonomi dan Bisnis Jagaditha Krisna: Kumpulan Riset Akuntansi JUIMA : Jurnal Ilmu Manajemen MIX : Jurnal Ilmiah Manajemen Admisi dan Bisnis International Research Journal of Management, IT & Social Sciences Jurnal Organisasi Dan Manajemen WIDYABHAKTI Jurnal Ilmiah Populer International Journal of Social Science and Business JIA (Jurnal Ilmiah Akuntansi) Business Management Analysis Journal (BMAJ) Forum Manajemen Jurnal Ilmiah Akuntansi dan Bisnis Jurnal MEBIS (Manajemen dan Bisnis) Accounting Profession Journal (APAJI) The Indonesian Journal of Accounting Research JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Jurnal Abdi Insani Jurnal Aplikasi dan Inovasi Iptek (JASINTEK) JPEKBM (Jurnal Pendidikan Ekonomi, Kewirausahaan, Bisnis dan Manajemen) Journal of Applied Management and Accounting Science (JAMAS) Synergy and Society Service Journal of the Community Development in Asia International Journal of Accounting & Finance in Asia Pasific Journal of International Conference Proceedings Journal of Entrepreneurial and Business Diversity Neraca Manajemen, Akuntansi, dan Ekonomi Values EMAS: Jurnal Ekonomi, Manajemen dan Bisnis Jurnal Penelitian Pendidikan Indonesia Review of Management, Accounting, and Business Studies International Journal of Economics and Management Sciences SENEMA Matrik: Jurnal Manajemen, Strategi Bisnis, Dan Kewirausahaan IDEI: JURNAL EKONOMI & BISNIS
Claim Missing Document
Check
Articles

MATERIALISME MEMODERASI PENGARUH PENGETAHUAN KEUANGAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN Md Inneke Wirami Wirastuti; Ni Putu Yeni Astiti; Agus Wahyudi Salasa Gama
IDEI: Jurnal Ekonomi & Bisnis Vol 4 No 1 (2023): JUNE 2023
Publisher : Insan Doktor Ekonomi Indonesia (IDEI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38076/ideijeb.v4i1.155

Abstract

The research aimed to fill the research gap between the influence of financial know­ledge on financial management by using materialism as moderation. The sur­vey population was the number of populations based on the family card (KK) in the City of Denpasar. The sample in this study of 100 people from the community of Denpasar was determined based on simple random sampling. The analysis tech­nique used to test the hypothesis was Moderated Regression Analysis (MRA). Research results showed that financial knowledge was not sig­nificant to financial management behavior. Another finding was that materialism was unable to mode­rate the influence of financial knowledge on financial management behavior. Further research could develop this research by using other variables that theore­tically had an in­fluence on financial management behavior. Penelitian ini bertujuan untuk mengisi celah penelitian antara pengaruh pe­nge­tahuan keuangan pada pengelolaan keuangan dengan menggunakan materialisme sebagai moderasi. Populasi penelitian adalah jumlah kependudukan berdasarkan kar­tu keluarga (KK) di kota Denpasar. Sampel dalam penelitian ini sebanyak 100 orang masyarakat kota Denpasar yang ditentukan berdasarkan simple random sampling. Tek­nik analisis yang digunakan untuk menguji hipotesis adalah Moderated Re­gres­sion Analysis (MRA). Hasil penelitian menunjukkan bahwa pengetahuan keuangan ti­dak signifikan pada perilaku pengelolaan keuangan. Temuan lainnya adalah mate­ri­a­lisme tidak mampu memoderasi pengaruh pengetahuan keuangan pada perilaku pe­ngelolaan keuangan. Penelitian selanjutnya dapat mengembangakan penelitian ini dengan menggunakan variabel lain yang secara teori mempunyai pengaruh pada pe­ri­laku pengelolaan keuangan.
The Effects of Financial Literacy, Risk Perception, And Self-Control on Interest in Using The Shopee Paylater Fintech Service (A Study of Gen Z in Denpasar) Kartika, Anak Agung Istri Meinda; Gama, Agus Wahyudi Salasa; Astiti, Ni Putu Yeni
EMAS Vol. 7 No. 4 (2026): EMAS
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36733/emas.v7i4.13995

Abstract

The growth of financial technology (fintech) in Indonesia, particularly in the Industry 4.0 era, has accelerated significantly. This development is driven by digital transformation and high levels of technology adoption, especially among the younger generation. A survey by Kredivo and the Katadata Insight Center (KIC) indicates that domestic PayLater users are predominantly millennials and Gen Z. Although PayLater users are dominated by millennials and Gen Z, when compared in terms of financial literacy, the data shows that Gen Z has the lowest financial literacy. Furthermore, while the use of fintech services like Shopee PayLater provides easier access to shopping, its use also carries potential risks. Additionally, aside from being influenced by financial literacy and risk perception, interest in using Shopee PayLater can also be influenced by self-control. The objective of this study is to test and determine the influence of financial literacy, risk perception, and self-control on interest in using the Shopee PayLater fintech service. This study was conducted in the city of Denpasar. The population in this study consists of Generation Z in Denpasar, totaling 226,450 people in 2024. The sample size was determined using the Slovin formula; based on the calculation using the Slovin formula, the sample size for this study was set at 100 respondents. Furthermore, the technique used for sample selection was purposive sampling. Data collection methods included observation, interviews, and questionnaires. The data analysis technique used was multiple linear regression. The results of the study indicate that financial literacy has a positive and significant effect on interest in using Shopee Paylater fintech among Generation Z in Denpasar; risk perception has a positive and significant effect on interest in using Shopee Paylater fintech among Generation Z in Denpasar; and self-control has a positive and significant effect on interest in using Shopee Paylater fintech among Generation Z in Denpasar.
An Analysis of The Effects of Income, Financial Attitudes, and Financial Literacy on The Financial Well-Being of The Community in Dangin Puri Kelod Village, East Denpasar District Benu, Stefany Tesalonika; Gama, Agus Wahyudi Salasa; Gunadi, I Gusti Ngurah Bagus
EMAS Vol. 7 No. 4 (2026): EMAS
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36733/emas.v7i4.14000

Abstract

This study aims to analyze the influence of income, financial attitudes, and financial literacy on the financial well-being of the community in Dangin Puri Klod Village. Financial well-being issues persist in this area, as evidenced by low savings capacity, lack of emergency funds, consumptive behavior, and limited understanding of personal financial management. This study employs a quantitative approach using a survey method involving 170 respondents, and the data were analyzed using multiple linear regression via SPSS. The independent variables include income (X1), financial attitudes (X2), and financial literacy (X3), while the dependent variable is financial well-being (Y). The results indicate that income, financial attitudes, and financial literacy have a positive and significant impact on the financial well-being of the community. These findings confirm that the ability to manage income, cultivate appropriate financial attitudes, and improve financial literacy are crucial factors in achieving better financial well-being. This study is expected to contribute to the development of financial behavior research and serve as a reference for village governments, financial institutions, and the community in designing strategies to improve financial well-being through more effective financial education and planning.
The Influence of Electronic Word of Mouth (E-Wom), Brand Image, Product Knowledge on Purchase Intention I Gusti Ayu Imbayani; Agus Wahyudi Salasa Gama
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 5 No. 2 (2018)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.5.2.813.145-153

Abstract

In the current era of globalization, the development of science and technology indirectly has a major influence on the economy. During 2017 internet users in Indonesia reached 143.26 million people. The increasing conditions of internet and social media use have now made it easier for people to access and share information about new phenomena, one of which is Go-Jek. Word of mouth, which used to happen personally, now spreads openly through the internet, namely the word electronic word of mouth (e-WOM). The development in the use of internet is increasingly widespread by making companies inevitably have to provide online services, including websites or other online services in order to improve the brand image, product knowledge and purchase intentions. This research is intended to determine to what extent the e-WOM, brand image, product knowledge on purchase intention bring about effects to customer purchase intention. Data were collected using questionnaires distributed to 220 respondents determined through non-probability sampling and accidental sampling. The data analysis technique used is multiple linear regressions. The results of the study show that e-WOM, brand image, product knowledge have a positive and significant influence on purchasing intention.
PENGARUH LITERASI KEUANGAN, GAYA HIDUP, DAN PENDAPATAN TERHADAP KKEMAMPUAN PENGELOLAAN KEUANGAN PRIBADI MAHASISWA GENERASI Z Agus Wahyudi Salasa Gama; Luh Buderini; Ni Putu Yeni Astiti
KRISNA: Kumpulan Riset Akuntansi Vol. 15 No. 1 (2023): KRISNA: Kumpulan Riset Akuntansi
Publisher : Faculty of Economics and Business, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/kr.15.1.2023.90-101

Abstract

The current era of globalization has brought improvements and economic growth throughout the world, including Indonesia which has an impact on people's financial behavior in meeting their needs. Individuals must be able to manage their finances carefully in order to make the right and efficient decisions in the use or allocation of funds they have. This study aims to find out how financial literacy, lifestyle, and income influence the personal financial management ability of Z generation students which will be carried out on Unmas Denpasar students. The samples of this study are 91 students of Universitas Mahasarsawati Denpasar, Faculty of Economics and Business, Management Study Program, class of 2019, which were taken using a saturated sampling technique. The data analysis technique used in this study is multiple linear regression analysis. The results of this study indicate that financial literacy, lifestyle, and income have a positive and significant effect on the personal financial management ability of Z generation students
The Impact of Digital Literacy and Communication on Employee Performance via Work Motivation Supriyadi Supriyadi; Ni Made Dwi Puspitawati; Gde Bayu surya Parwita; Agus Wahyudi Salasa gama
Journal of The Community Development in Asia Vol 8, No 3 (2025): September 2025
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jcda.v8i3.4100

Abstract

Digital transformation demands that organizations strengthen their digital literacy culture and internal communication to enhance workforce performance. This research investigates the impact of digital literacy culture and communication on employee performance, with work motivation serving as a mediating variable. Using a quantitative method, data were collected from 45 employees via a Likert-scale survey. Structural Equation Modeling (SEM) with Partial Least Squares (PLS) version 4.0 was employed for data analysis. Findings reveal that digital literacy culture and communication both have substantial positive effects on workforce performance, with path coefficients of 0.292 and 0.331, respectively. Additionally, work motivation significantly influences performance (? = 0.487) and partially mediates the connections among the independent variables and workforce performance. This study highlights the essential significance of digital literacy culture in improving workforce performance through motivation. The results suggest that fostering digital skills and effective communication can boost motivation, ultimately leading to better performance. Organizations are advised to adopt strategies promoting digital literacy and communication to sustain performance improvements.
MENGEMBANGKAN SOSIAL MEDIA, WORKSHOP SERVICE EXCELLENCE DAN DIGITALISASI INVENTORY STOCK DI ASKARA KITCHEN AND BAR LEGIAN Agus Wahyudi Salasa Gama; Ida Bagus Bayu Sastrawan; Ika Wahyuni; I Ketut Mudhiarta
PROSIDING SEMINAR NASIONAL PENGABDIAN MASYARAKAT (SENEMA) Vol 5 No 1 (2026): PROSIDING SEMINAR NASIONAL PENGABDIAN MASYARAKAT (SENEMA)
Publisher : Universitas Mahasaraswati Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kondisi persaingan yang kian ketat dalam industri makan dan minuman meliputi restoran, cafe dan bar, mendorong para pelaku bisnis untuk berinovasi dan mencari strategi efektif agar dapat menarik dan mempertahankan konsumen. Askara Kitchen And Bar Legian merupakan suatu badan usaha yang bergerak pada sektor makanan dan minuman. Lokasinya yang berada di kawasan pariwisata, menuntut peningkatan SDM yang dimiliki agar mampu bersaing dengan pesaingnya. Tujuan program pengabdian masyarakat ini yaitu untuk mengembangkan penyebaran informasi di media sosial, membekali para karyawan dengan pengetahuan service excellence dan memberikan kemudahan untuk para karyawan dalam inventory stock. Metode yang digunakan adalah pemberian edukasi, workshop, diskusi, praktek serta evaluasi melalui observasi kinerja. Hasil kegiatan menunjukkan peningkatan keterampilan karyawan dalam menyapa konsumen, menangani complain, belajar bagaimana teknik meningkatkan penjualan dan membuat karyawan menjadi lebih cepat dalam inventory stock, serta program tambahan pembuatan akun Instagram dan Tiktok resmi Askara Kitchen And Bar Legian untuk memudahkan promosi dan penjualan secara digital.
Co-Authors A.A. Putu Nikkita Devi Ak. S.E. Desak Nyoman Sri Werastuti . Alessandra Yuricha Alfonsia Klofilda Suryati Anak Agung Made Sastrawan Putra Anak Agung Putra Mahardika Anak Agung Putu Agung ANGGRAINI , Ni Putu Nita Artawan, I Putu Gede Bayu Artini, Ni Luh Putu Putri Astari, Ni Made Putri Atika Yuniarti Azizah, Rizka Nur Benu, Stefany Tesalonika Bira, Ni Putu Rifani Budiani, Ni Putu Dewi Cahyani, Ni Putu Diah Cokorda Javandira Derfina Nofitri Anita Desak Nyoman Sri Pratiwi Devita Glory Ardhisukmana Dewa Gede Agung Aditya Putra Dewi, Ni Luh Yulia Triana Dewi, Ni Nyoman Ayu Sinta Diah Ayu Marta Budiawati Dwita Utami, Ni Made Putri Eka Mitariani, Ni Wayan Evitasari, Ni Kadek G. Oka Warmana Gde Bayu Surya Parwita Gede Upadana Mahendra Wiyasa Gissella Nurcahyani Suharto I Dewa Ayu Prajaniti Arimerta I Dewa Gede Palguna Widya I Dewa Nyoman Raka I Gede Angga Depra Nata I Gede Arya Lilacita I Gst. Ngr Bagus Gunadi I Gst. Ngr Wiliada P.P I Gusti Agung Eka Teja Kusuma I Gusti Agus Sedana Yoga I Gusti Ayu Dhian Wahyuni I Gusti Ayu Diah Listhya Artarini I Gusti Ayu Imbayani I Gusti Ayu Istri Prabhawati I Gusti Ngurah Bagus Gunadi I Kadek Budi Adnyana I Kadek Dicky Pranayudha I Kadek Tisna Muliantika I Ketut Indrayana I Ketut Mudhiarta I Ketut Setia Sapta I Ketut Wahyu Suputra I Komang Yudi Ferdiawan I Made Budiasa I Putu Eka Krisna Santika Wira Anantha I WAYAN SUARJANA I Wayan Widnyana Ida Ayu Made Ari Widyawati Ida Ayu Made Dwi Susanti Ida Bagus Bayu Sastrawan Ika Wahyuni Ika WAHYUNI Jantina, Ni Wayan Jyotika Artha Sadiwi, Ni Putu Kadek Adi Pratama Hendra Kadek Agustini Dwi Putri Kadek Geby Oktaviari Kadek Oki Setiawan Kadek Okta Mega Handayani Kadek Yuliari Kartika, Anak Agung Istri Meinda Kiki Akbar Rizki Komang Ayu Anggarani Trijati Komang Ayu Diantini Komang Ayu Lestari Komang Ayu Sukma Ginanti Liliana Putri, Putu Intan Luh Buderini Luh Depi Julia Adnyani Luh Tina Resmayani M. Alfian Firmansyah Made Ari Sawitri Devi Made Dewani Putri Pertiwi Made Ika Prastyadewi Mahayani, Ni Kadek Lisna Maria Anjelina Ngindang Md Inneke Wirami Wirastuti Monika Tamaka Muryanti, Ni Kadek Sri Devi Nadira, Ni Made Ayu Nastitin, Yohana Ni Kadek Alit Budiartini Ni Kadek Ayu Purwaningsih Ni Kadek Intan Milinia Purwani Ni Kadek Irien Asmarianti Ni Kadek Ita Rupianti Ni Kadek Mellyna Dewi Ni Kadek Sri Budiartini Ni Kadek Sukma Handayani Ni Kadek Trisnawati Ni Kadek Yulia Pridayanti Ni Ketut Ayu Shantiani Ni Ketut Ceria Dewi Ni Ketut Ricca Widya Dharma Putri Ni Ketut Suwantari Ni Komang Ayu Sukmawati Ni Komang Ayu Trisnadewi Ni Komang Ayu Wintari Ni Komang Gita Wahyuni Ni Komang Lisnawati Ni Komang Srianingsih Ni Komang Tristiani Ni Luh Dita Devi Antari Ni Luh Eka Febriyanti Ni Luh Putu Kristina Dewi Ni Made Dwi Puspitawati Ni Made Mia Yuwita Sari Ni Made Rai Sucita Wati Ni Made Wika Riandani Ni Nengah Arya Puspita Dewi Ni Nyoman Ayu Windasari Ni Pande Kadek Lusyana Paramitha Astiti Ni Putu Anggariani Ni Putu Atika Putri Ni Putu Diah Anggreni Ni Putu Diah Puspita Dewi Ni Putu Dias Ayu Pratiwi Ni Putu Grivia Oktanaryanti Ni Putu Meliani Ni Putu Monyati Ni Putu Nita Anggraini Ni Putu Nita Anggraini Ni Putu Tania Ariesta Putri Ni Putu Tasiya Purnama Dewi Ni Putu Yeni Astiti Ni Putu Yeni Astuti Ni Putu Yulik Paramitha Ni Putu Yuniari Ni Wayan Budiasih Ni Wayan Dela Laraswati Ni Wayan Dessy Lindayanti Ni Wayan Eka Mitariani Ni Wayan Nuratni Ni Wayan Okti Anggriani Ni Wayan Rustiarini Ni Wayan Sulistiyani Nilna Muna Niluh Komang Tri Devacandradewi Padmaningrum, Ni Made Pande Ni Luh Eka Dwi Payanti Pryanti, Sang Ayu Putu Andina Putra, I Dewa Gede Rama PUTRA, I Kadek Yogik Dharma Putri, Kurnia Putri, Ni Putu Pipin Ariska Putu Aldi Wiguna Putu Aristya Evilia Cahyani Putu Candrika Febriyanti Putu Chintia Pramesti Putu Gede Indra Khrisna Putu Kepramareni Putu Melisa Dewi Jayanti Putu Ratih, Ida Ayu Putu Soniami Ramawati, Made Putri Ratmiasih, Ni Putu Ari Rismayanti, Kadek Intan Rismayanti, Ni Putu Eka Sang Ayu Riska Dwiyantari Saskarini, Ni Kadek Dwi Sri Pratiwi, Desak Nyoman Sritapayanti, Ni Nyoman Stanley Matius Danny Tarigant Sukmayani, Ni Putu Sulistiyani, Ni Wayan Supriyadi Supriyadi Swari, Ni Made Ary Diana Pradnya Syafitri, Wulan Indah Taupik Rusdi Titania, Anak Agung Sagung Mirah Trisnayanti, Ni Made Yeyen Wibawa, Ida Bagus Artha Sada Widnyana, Putu Alit Widnyani, Ni Made Widyantari, Ni Wayan Diah Nanda Wijayanti, Putu Yunita Yanti, Ni Kadek Dwik Purnama Yanti, Putri Emilia Yemima Youriza Yemima Youriza