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Analysis of a Model for The Development of Sharia Cooperatives in Central Tapanuli Regency: The Analytic Network Process Method Muhammad Rahman; Rukiah Rukiah; Fatahuddin Aziz Siregar
Hikmah Vol. 23 No. 1 (2026): Januari-Juni 2026
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53802/hikmah.v23i1.647

Abstract

Sharia cooperatives play a strategic role in promoting equitable economic growth, particularly in Central Tapanuli Regency. However, their development still faces various challenges, such as low-quality human resources, weak institutional governance, limited capital, as well as insufficient regulatory support and competitiveness compared to other financial institutions. This study aims to analyze models for the development of Islamic cooperatives and determine effective strategic priorities to improve their performance. The study employs a mixed-methods approach using the Analytic Network Process (ANP) method. Data were collected through in-depth interviews and paired-comparison questionnaires involving experts, regulators, and cooperative managers. The results indicate that internal factors are the primary constraints, with a dominant focus on human resources, particularly managerial capabilities and understanding of Sharia principles. Meanwhile, external factors such as competitors and regulatory support also influence the development of the cooperatives. The implications of this study underscore the importance of strengthening human resource capacity through continuous training and adaptive policy support to enhance the competitiveness and sustainability of Islamic cooperatives.
PENGARUH INFLASI, PEMBIAYAAN SYARIAH, PENYALURAN ZIS (ZAKAT, INFAK, SODAQOH) TERHADAP PERTUMBUHAN EKONOMI DI PROVINSI ACEH DENGAN INDEKS KEYAKINAN KONSUMEN (IKK) SEBAGAI VARIABEL INTERVENING Pasaribu, Dedi Riandi; Siregar, Fatahuddin Aziz; Rukiah, Rukiah
IKRAITH-EKONOMIKA Vol. 9 No. 2 (2026): IKRAITH-EKONOMIKA Vol 9 No 2 Juli 2026
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37817/ikraith-ekonomika.v9i2.6533

Abstract

ABSTRAK Kajian terkini menunjukkan bahwa pertumbuhan ekonomi daerah dipengaruhi tidak hanya oleh stabilitas makroekonomi seperti inflasi, tetapi juga oleh inklusi keuangan dan instrumen keuangan sosial syariah, termasuk pembiayaan syariah serta ZIS (Zakat, Infak, dan Sadaqah). Namun demikian, bukti empiris yang menjelaskan interaksi variabel-variabel tersebut dalam konteks regional serta peran Indeks Keyakinan Konsumen (IKK) sebagai variabel mediasi masih terbatas. Penelitian ini bertujuan menganalisis pengaruh inflasi, pembiayaan syariah, dan penyaluran ZIS terhadap pertumbuhan ekonomi di Provinsi Aceh dengan IKK sebagai variabel intervening. Penelitian menggunakan pendekatan kuantitatif dengan jenis asosiatif. Data yang digunakan berupa data sekunder triwulanan selama sepuluh tahun (40 observasi). Teknik analisis yang diterapkan adalah regresi linier berganda dan analisis jalur (path analysis) dengan bantuan perangkat lunak E-Views untuk menguji hubungan langsung dan tidak langsung antarvariabel. Hasil penelitian menunjukkan bahwa inflasi, pembiayaan syariah, dan penyaluran ZIS tidak berpengaruh signifikan secara langsung terhadap pertumbuhan ekonomi. Meskipun demikian, pembiayaan syariah dan penyaluran ZIS memiliki arah hubungan positif, sedangkan inflasi menunjukkan hubungan negatif yang relatif kecil. Temuan ini mengindikasikan bahwa IKK berpotensi memainkan peran mediasi dalam menjelaskan dinamika pertumbuhan ekonomi daerah. Kata kunci: Pertumbuhan Ekonomi, Inflasi, Pembiayaan Syariah, ZIS, Indeks Keyakinan Konsumen ABSTRACT Recent studies suggest that regional economic growth is shaped not only by macroeconomic stability, such as inflation, but also by financial inclusion and Islamic social finance instruments, including Islamic financing and Zakat, Infaq, and Sadaqah (ZIS). However, empirical evidence examining the interaction among these variables within a regional context—particularly by incorporating the Consumer Confidence Index (CCI) as a mediating variable—remains limited. This study aims to investigate the effects of inflation, Islamic financing, and ZIS distribution on economic growth in Aceh Province, with the Consumer Confidence Index serving as an intervening variable. A quantitative approach with an associative research design is employed. The study utilizes quarterly secondary data spanning ten years (40 observations). The analytical techniques include multiple linear regression and path analysis, estimated using EViews software, to assess both direct and indirect relationships among variables. The findings reveal that inflation, Islamic financing, and ZIS distribution do not exert a statistically significant direct effect on economic growth. Nevertheless, Islamic financing and ZIS distribution exhibit a positive relationship, while inflation demonstrates a relatively weak negative association. These results imply that the Consumer Confidence Index potentially plays a mediating role in explaining the dynamics of regional economic growth. Keyword : Economic Growth, Inflation, Islamic Financing, ZIS, Consumer Confidence Index.
SURAU WITHOUT BUYA: Authority and the Shifting Foundations of Minangkabau Cultural Life in Indonesia Febri Yulika; Iswandi Syahputra; Azhari Akmal Tarigan; Benny Ridwan; Fatahuddin Aziz Siregar
MIQOT: Jurnal Ilmu-ilmu Keislaman Vol 50, No 1 (2026)
Publisher : State Islamic University North Sumatra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/miqot.v50i1.1568

Abstract

This study examines the shifting role of the surau within Minangkabau society in West Sumatra, where it once functioned as a central institution for worship, learning, and the moral formation of young men. Traditionally anchored in the authority of the buya, the surau embodied a living synthesis of Islamic teaching and customary values. Drawing on field-based research, including in-depth interviews with religious scholars, customary leaders, and cultural experts, this study traces a significant transformation in its contemporary meaning. The findings suggest that the gradual detachment of the surau from the figure of the buya has eroded its philosophical and cultural significance, reducing it to a largely symbolic or physical space. This shift is closely linked to the diversification of Islamic educational orientations and the growing influence of local political dynamics. As a result, the surau no longer operates as a formative cultural institution, raising broader questions about continuity, authority, and identity in Minangkabau society.