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Digital Readiness of Zakat Management Organization in West Sumatera Putra, Gusti Dirga Alfakhri; Wira, Ahmad; Novia, Aidil
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 15 No. 2 (2023)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v15i2.35504

Abstract

Abstract. This study evaluates the digital readiness of private and community-owned zakat management organizations in West Sumatra. The research uses the digital readiness index developed by the National Amil Zakat Agency and the Department of Sharia Economics of Bank Indonesia. A quantitative approach and a multi-stage weighted index calculation method are utilized. The sample consists of eight private zakat management organizations in West Sumatra with operational permits from the Regional Office of the Ministry of Religious Affairs. The results indicate that the overall digital readiness of zakat management organizations in West Sumatra is very good. The collection dimension shows a high level of digitalization readiness, while the distribution, utilization, and reporting dimensions also received a very good rating. Six of the eight institutions fall into the very good category when evaluated individually, while the remaining two are classified as good. With these results, zakat management can be optimized in various aspects. Abstrak. Penelitian ini mengkaji kesiapan digital organisasi pengelola zakat swasta di Sumatera Barat, dengan menggunakan indeks kesiapan digital yang dikembangkan oleh Badan Amil Zakat Nasional dan Departemen Ekonomi Syariah Bank Indonesia. Pendekatan kuantitatif digunakan bersama dengan multi-stage weighted index calculation. Sampel terdiri dari delapan organisasi pengelola zakat swasta di Sumatera Barat yang memiliki izin operasional dariKantor Wilayah Kementerian Agama. Hasil penelitian menunjukkan bahwa secara keseluruhan kesiapan digital organisasi pengelola zakat di Sumatera Barat sangat baik. Dimensi pengumpulan menunjukkan tingkat kesiapan digitalisasiyang tinggi. Sementara dimensi pendistribusian, pendayagunaan, dan pelaporan juga berada pada level sangat baik. Enam dari delapan lembaga masuk dalam kategori sangat baik jika dievaluasi secara individual, sedangkan dua sisanyatergolong baik. Dengan hasil tersebut, pengelolaan zakat dapat dioptimalkan pada berbagai aspek.
LITERATURE REVIEW ON THE ROLE OF SHARIAH VENTURE CAPITAL IN SUPPORTING THE GROWTH OF SMES IN INDONESIA Permata Sari, Indah; Hasibuan, Hafni Juniyanti; Rozalinda, Rozalinda; Alias, Norma; Bahar, Muchlis; Wira, Ahmad
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.17605

Abstract

Research aims: This study analyzes the role of Sharia venture capital in enhancing the growth, competitiveness, and sustainability of MSMEs in Indonesia, while mapping global trends, thematic clusters, challenges, and opportunities in Sharia-based venture financing. Design/Methodology/Approach: A Systematic Literature Review (SLR) using the PRISMA protocol is combined with bibliometric analysis through VOSviewer. Publications from 2020–2024 indexed in Scopus were screened with defined criteria, and keyword co-occurrence mapping was conducted to identify thematic structures and research directions. Research findings: Six thematic clusters emerged: financing mechanisms, macroeconomic dynamics, technological innovation, governance and risk, entrepreneurship, and global market integration. Sharia venture capital strengthens MSME financing access, innovation, and ethical economic development, though challenges persist in literacy, collaboration, and regulatory support. Theoretical Contribution/Originality: The study fills a literature gap by integrating Islamic ethical principles with modern venture financing and offering a conceptual understanding of Sharia risk-sharing models in MSME empowerment. Practitioners/Policy Implications: Findings highlight the need for stronger regulation, investor education, institutional collaboration, digital transformation, and MSME capacity building. Research Limitations/Implications: Limitations stem from reliance on secondary data and database scope. Future research should assess empirical impacts, digital Sharia VC models, and governance mechanisms.
LITERATURE REVIEW ON THE ROLE OF SHARIAH VENTURE CAPITAL IN SUPPORTING THE GROWTH OF SMES IN INDONESIA Permata Sari, Indah; Hasibuan, Hafni Juniyanti; Rozalinda, Rozalinda; Alias, Norma; Bahar, Muchlis; Wira, Ahmad
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.17605

Abstract

Research aims: This study analyzes the role of Sharia venture capital in enhancing the growth, competitiveness, and sustainability of MSMEs in Indonesia, while mapping global trends, thematic clusters, challenges, and opportunities in Sharia-based venture financing. Design/Methodology/Approach: A Systematic Literature Review (SLR) using the PRISMA protocol is combined with bibliometric analysis through VOSviewer. Publications from 2020–2024 indexed in Scopus were screened with defined criteria, and keyword co-occurrence mapping was conducted to identify thematic structures and research directions. Research findings: Six thematic clusters emerged: financing mechanisms, macroeconomic dynamics, technological innovation, governance and risk, entrepreneurship, and global market integration. Sharia venture capital strengthens MSME financing access, innovation, and ethical economic development, though challenges persist in literacy, collaboration, and regulatory support. Theoretical Contribution/Originality: The study fills a literature gap by integrating Islamic ethical principles with modern venture financing and offering a conceptual understanding of Sharia risk-sharing models in MSME empowerment. Practitioners/Policy Implications: Findings highlight the need for stronger regulation, investor education, institutional collaboration, digital transformation, and MSME capacity building. Research Limitations/Implications: Limitations stem from reliance on secondary data and database scope. Future research should assess empirical impacts, digital Sharia VC models, and governance mechanisms.
Kajian terhadap Perbankan Syariah dalam Konsep Fiqih Ekonomi Dastiana, Fuja; Wira, Ahmad; Duhriah , Duhriah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 12 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i12.10203

Abstract

This study aims to examine the relationship between the concept of economic jurisprudence and Islamic banking practices in Indonesia. Economic jurisprudence, as part of Islamic teachings, emphasizes the principles of justice, benefit, and honesty in economic activities, which serve as the normative basis for Islamic financial management. With the rapid development of the Islamic banking industry in Indonesia, it is important to examine the extent to which the principles of economic jurisprudence have been consistently implemented in the operations of Islamic financial institutions. This study used a literature study method (library research) by analyzing various sources, such as books on Islamic jurisprudence (fiqh muamalah), scientific journals, fatwas from the National Sharia Council (DSN-MUI), and regulations from the Financial Services Authority (OJK). The results of the study indicate that Islamic banking in Indonesia has implemented the principles of economic jurisprudence through contracts such as mudharabah, musyarakah, murabahah, and ijarah. However, challenges remain in the form of low public literacy and the need to align the theoretical concepts of economic jurisprudence with modern financial practices. Therefore, strengthening the understanding and application of the values ​​of Islamic economic jurisprudence is necessary to ensure the sustainability and integrity of the Islamic banking system in Indonesia.
MAQASHID AL-SHARIAH APPROACH IN THE STRATEGY FOR DEVELOPING HALAL TOURISM IN INDONESIA Khairani, Aulia Febri; Wira, Ahmad; Duhriah, Duhriah
Ar Rehla: Journal of Islamic Tourism Halal Food Islamic Traveling and Creative Economy Vol. 5 No. 2 (2025)
Publisher : Faculty of Islamic Economic and Business - Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/ar-rehla.v5i2.11529

Abstract

Abstract: The halal phenomenon has evolved into a global trend that significantly influences the growth of the tourism sector. Halal tourism refers to travel activities guided by Islamic Sharia principles, encompassing all aspects of services, facilities, and tourism experiences. This study aims to examine the strategy for developing halal tourism in Indonesia through the lens of the maqashid al-syariah framework. The method used in this study is a qualitative method with a literature review approach drawn from various scholarly sources. The findings reveal that Indonesia possesses substantial potential for halal tourism development, supported by its large Muslim population and favorable government policies. However, several challenges remain, including inadequate infrastructure and the lack of comprehensive halal standardization. By applying the maqashid al-syariah principles which emphasize the preservation of religion (hifz al-din), life (hifz al-nafs), intellect (hifz al-‘aql), lineage (hifz al-nasl), and wealth (hifz al-mal) the development of halal tourism is oriented not only toward economic growth but also toward sustainable social, spiritual, and environmental well-being. Keywords: halal tourism; maqashid al-syariah; islamic economics; development strategy Abstrak: Fenomena halal kini menjadi tren global yang turut mendorong perkembangan sektor pariwisata. Pariwisata halal merupakan kegiatan wisata yang berlandaskan prinsip syariah Islam, mencakup aspek layanan, fasilitas, dan aktivitas wisata. Penelitian ini bertujuan untuk menganalisis strategi pengembangan pariwisata halal di Indonesia melalui pendekatan maqashid al-syariah. Metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan pendekatan studi pustaka dari berbagai sumber ilmiah. Hasil penelitian menunjukkan bahwa pengembangan pariwisata halal di Indonesia memiliki potensi besar seiring dengan dukungan demografi Muslim dan kebijakan pemerintah, namun masih menghadapi kendala seperti keterbatasan infrastruktur dan standardisasi halal. Melalui pendekatan maqashid al-syariah yang menekankan nilai hifz al-din, al-nafs, al-‘aql, al-nasl, dan al-mal pengembangan pariwisata diarahkan tidak hanya pada pertumbuhan ekonomi, tetapi juga pada kemaslahatan sosial, spiritual, dan lingkungan secara berkelanjutan. Kata Kunci: pariwisata halal; maqashid al-syariah; ekonomi syariah; strategi pengembangan.
STRATEGI PENGHIMPUNAN DAN PENGEMBANGAN WAKAF UANG DI BADAN WAKAF UANG MUHAMMADIYAH SUMATERA BARAT Afriyuda, Erik; Wira, Ahmad; Tiswarni, Tiswarni; Setiawan, Fadli
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 2 (2025): May 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i2.3176

Abstract

Abstract: This research is motivated by the activities of the Muhammadiyah Cash Waqf Board (BWUM) of West Sumatra in both the collection and development of cash waqf funds. BWUM also serves as an active and professional nazhir (waqf manager) in managing these funds. The main research question is: what are the strategies employed by BWUM of West Sumatra in collecting and developing cash waqf, and what are the supporting and inhibiting factors in these processes? Based on the research findings, it is revealed that: a) the fundraising strategy used by BWUM West Sumatra follows a corporate fundraising approach. BWUM collaborates with wakif (waqf donors) to collect cash waqf funds through several partnerships, including with Muhammadiyah University of West Sumatra, BTM West Sumatra, and other parties such as stores, supermarkets, mosques, and offices. b) The strategy for developing cash waqf at BWUM West Sumatra involves two main approaches: first, direct investment in the real sector, such as organic catfish farming, sugarcane plantations, establishing a "Berkah" trading business, and investment in Pertashop; second, indirect investment through Islamic financial institutions, such as mudharabah deposits at BTM West Sumatra. Keyword: Fundraising Strategy, Development Strategy, Cash Waqf, BWUM West Sumatra. Abstrak: Penelitian ini dilatarbelakangi oleh kegiatan Badan Wakaf Uang Muhammadiyah Sumatera Barat dalam penghimpunan maupun dalam mengembangkan dana wakaf uang. Dan juga merupan nazhir wakaf uang yang aktif dan profesional dalam pengelolaannya. Dalam hal ini, yang menjadi pertanyaan penelitian adalah: bagaimana strategi Badan Wakaf Uang Muhammadiyah Sumatera Barat baik dalam penghimpunan maupun dalam pengembangan wakaf uang, serta faktor-faktor yang menjadi pendukung dan penghambat dalam menghimpun dan mengembangkan dana wakaf uang. Dari hasil penelitian yang dilakukan diketahui bahwa: a. strategi penghimpunan yang dilakukan oleh BWUM Sumatera Barat adalah strategi corporate fundraising. BWUM Sumatera Barat menjalin kerjasama dengan wakif untuk menggalang dana wakaf uang. Strategi yang dilakukan adalah: pertama, kerjasama dengan UM Sumatera Barat. Kedua, Kerjasama dengan BTM Sumatera Barat. Ketiga, kerjasama dengan pihak lain seperti toko, swalayan, masjid, dan perkantoran. b. Strategi pengembangan wakaf uang di BWUM Sumatera barat adalah dengan: pertama, berinvestasi langsung pada pada sektor ril seperti peternakan lele organik, perkebunan tebu, mendirikan usaha dagang berkah, dan investasi pada perthashop. Kedua, beinvestasi tidak langsung pada lembaga keuangan syariah seperti deposito mudharabah pada BTM Sumatera Barat. Kata kunci: Strategi Penghimpunan, Strategi Pengembangan, Wakaf Uang, BWUM                    Sumatera Barat. 
Revitalizing Badoncek and Jimpitan: Culture-Based Approaches to Waqf Fundraising in Indonesia Haris, Gusnam; Wira, Ahmad; Syukria, Alfi; Augusna, Wahyuni Lely; Ismail, Shafinar; Afrida, Yenti
Mazahib Vol 24 No 2 (2025): VOLUME 24, ISSUE 2, 2025
Publisher : Fakultas Syariah UINSI Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/mj.v24i2.11409

Abstract

Culture-based waqf fundraising is a strategic approach that utilizes a community’s cultural, religious, and social values to support waqf institutions. In Indonesia, local traditions such as Badoncek and Jimpitan reflect communal solidarity and can serve as effective mechanisms for waqf fundraising. This study highlights the importance of integrating local cultural practices to enhance the effectiveness, sustainability, and socio-economic impact of waqf in contemporary society. Using a qualitative, thematic analysis, the research draws on interviews with government officials, waqf practitioners, and academics to examine the opportunities and risks of culture-based waqf fundraising. The findings reveal that Badoncek and Jimpitan’s practices present significant opportunities and challenges when applied to waqf fundraising. They enable rapid fund collection, strengthen social cohesion, and maintain community engagement due to their deep-rooted cultural values and ongoing preservation. However, potential risks include limited scalability, a lack of standardized management, and dependency on local participation. Incorporating cultural elements into waqf fundraising can enhance trust, credibility, and long-term community commitment by respecting local traditions and values. They also raise public awareness about the importance and social impact of waqf. Therefore, integrating local culture, such as Badoncek and Jimpitan, into waqf fundraising strategies can strengthen community-based economic empowerment and sustain waqf institutions.