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All Journal Ahkam: Jurnal Ilmu Syariah Al-Manahij: Jurnal Kajian Hukum Islam Indonesian Journal of Applied Linguistics (IJAL) IJTIHAD Jurnal Wacana Hukum Islam dan Kemanusiaan JMM17: Jurnal Ilmu Ekonomi dan Manajemen Al-Ahkam Episteme: Jurnal Pengembangan Ilmu Keislaman Al-Ihkam: Jurnal Hukum dan Pranata Sosial Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Jurnal Ilmiah Ekonomi Islam DIKTUM: Jurnal Syariah dan Hukum Journal of Islamic Economic Laws Islamic Management: Jurnal Manajemen Pendidikan Islam Jurnal Hukum Ekonomi Syariah EQIEN - JURNAL EKONOMI DAN BISNIS Journal on Education Shirkah: Journal of Economics and Business JUPE : Jurnal Pendidikan Mandala Al-Maslahah Justisia Ekonomika Rayah Al Islam : Jurnal Ilmu Islam Jurnal Hukum Ekonomi Syariah Jurnal Pengabdian Masyarakat Multidisiplin Management of Zakat and Waqf Journal (MAZAWA)) Jurnal At-Tamwil: Kajian Ekonomi Syariah SANGAJI: Jurnal Pemikiran Syariah dan Hukum Al Mashaadir : Jurnal Ilmu Syariah An-Nisbah : Jurnal Perbankan Syariah ALMUJTAMAE: Jurnal Pengabdian Masyarakat Jurnal Al-Hakim : Jurnal Ilmiah Mahasiswa Studi Syariah, Hukum dan Filantropi Ukazh : Journal of Arabic Studies Al-Manahij : Jurnal Kajian Hukum Islam Tarling : Journal of Language Education Mazahib: Jurnal Pemikiran Hukum Islam Jurnal Multidisipliner Bharasa Syarah: Jurnal Hukum Islam dan Ekonomi Jurnal Indonesia Sosial Sains Saree : Research in Gender Studies El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Epistemé: Jurnal Pengembangan Ilmu Keislaman Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum Journal of Ekonomics, Finance, and Management Studies IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Jurnal Keislaman Jurnal At-Tamwil: Kajian Ekonomi Syariah HUKUM EKONOMI ISLAM Journal of Islamic Economic Laws
Muh Nashiruddin
Universitas Islam Negeri Raden Mas Said Surakarta
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Journal : Al-Ahkam

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Islamic Legal Policy on Ultra-Micro Enterprise Financing and Its Implementation from the Perspective of Maqāṣid al-Sharī‘a Diatmoko, Tri; Absori, Absori; Wardiono, Kelik; Nashirudin, Muh; Budiono, Arief
Al-Ahkam Vol. 35 No. 1 (2025): April
Publisher : Faculty of Sharia and Law, Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ahkam.2025.35.1.25207

Abstract

Until the mid-19th century, the Dutch colonialism (the Western world) began to intervene in the indigenous legal systems of Indonesia. The current situation marks the beginning of a decline in the civilization of Muslims, particularly in Indonesia. This development raises concerns about the future of Indonesian society as a whole. This decline permeated various aspects of life, including the field of mu’āmala law, which began to adopt usury-based concepts. This research aims to reconstruct the Islamic legal policy on Ultra-Micro (UMi) Financing as practiced by the Indonesian government, which still contains elements of usury (ribā) in its implementation. This study employs a qualitative approach using empirical-socio-legal research methods involving an analysis of UMi Financing contracts, interviews with stakeholders, and direct observations in Surakarta. The analysis is grounded in the theory of maqāṣid al-sharī’a, including the principles of ribā as outlined in classical Islamic jurisprudence (turāth). The findings reveal a research gap that the current legal policy on Sharia ultra-micro financing implemented by the government had ribā, which is found in classical Islamic texts.
Co-Authors Absori Absori Agus Endro Suwarno Ahmad Azaim Ibrahimy Ali Ahmad, Zulfikar Almira Keumala Ulfah Anantyasari, Malta Anisatuzzahro, Farikha Anissa Widiyastuti Arief Budiono Aris Widodo Asri, Nuraini Binti Chabibatul Mu'awanah Devi, Elvira Rahma Dewi, Yuni Ratna Diatmoko, Tri Fadilah Qotimatun Puji Rahayu Fairuz Sabig Fairuz Sabiq Fanani, Muchammad Fathoni Fatah, Hairil Gatot Sujantoko Hairil Fatah Hikmawati, Fu'aida Nur Iskandar Dzulkarnain Isnaini, Sholikul Kelik Wardiono Kurnia Cahya Ayu Pratiwi Kusyaeni, Kusyaeni Laksono Trisnantoro Lestari, Arum Fitri Lilik Untari M Usman M Usman M. Usman Maemunah Maemunah Malta Anantyasari Marjani Putri, Muslifah Millatus Sa'adah Moch Rusli Moh Abdul Kholiq Hasan Muchammad Fathoni Fanani Mudofir Muhammad Khoiru Sa'i Muhammad Zainal Muttaqien Munir AlMubaroq, Misbakhul Mu’awanah, Chabibatul Nawawi Nawawi Nawawi Nawawi Nur Sahid Nuraini Binti Asri Nurrahman, M. Wildan Pratiwi, Kurnia Cahya Ayu Priwitasari, Ashlih Rahmika, Izam Bahtiar Ramadhan Razali, Ramadhan Respati, Agung Rial Fuadi Rifqi Firmansyah Robith Khoiril Umam Rosaadi, Syabila Saifullah, Ulinnuha Sartika, Yustin SF Luthfie Arguby Purnomo SF. Lukfianka Sanjaya Purnama Shabrina An Adzhani Sholikul Isnaini Sujantoko, Gatot Sulistyaningsih Meliana Sumiati Surya Atmajaya, Ratu Sutikno, Annisyatulhuda Rani Ayuningtyas Uju Suji’ah Wardiyono, Kelik Wati, Asiah Widiyastuti, Anissa Woro Retnaningsih Zaki, Miftahuz Zul Fahmi