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All Journal Jurnal Ilmu Pertanian Indonesia JURNAL EKONOMI DAN KEBIJAKAN PEMBANGUNAN Jurnal Manajemen dan Organisasi Jurnal Agribisnis dan Ekonomi Pertanian MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Jurnal Manajemen dan Agribisnis Signifikan : Jurnal Ilmu Ekonomi Jurnal Manajemen Teknologi JDM (Jurnal Dinamika Manajemen) Jurnal Agro Ekonomi Jurnal Agribisnis Indonesia (Journal of Indonesian Agribusiness) Forum Agribisnis Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Journal of Consumer Science Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Ekonomi & Studi Pembangunan FIKRI : Jurnal Kajian Agama, Sosial dan Budaya Jurnal Bisnis dan Manajemen Jurnal Penelitian Pendidikan IPA (JPPIPA) Jurnal Manajemen Pembangunan Daerah Jurnal Resolusi Konflik, CSR dan Pemberdayaan (Jurnal CARE) Buletin Ilmiah Litbang Perdagangan JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Journal of Environmental Engineering & Waste Management Jurnal Ekonomi Pembangunan Jurnal Agro Ekonomi BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian dan Agribisnis
Alla Asmara
Departemen Ilmu Ekonomi, Fakultas Ekonomi Dan Manajemen Institut Pertanian Bogor Gd. Wing Rektorat Level 3 Kampus IPB Darmaga Bogor 16680
Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Industrial & Manufacturing Engineering Materials Science & Nanotechnology Physics Social Sciences

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The Production of Food Commodities in Indonesia: Climate Change and Other Determinants Hannoeriadi A., Ivan; Siregar, Hermanto; Asmara, Alla
Jurnal AGRISEP JURNAL AGRISEP VOL 21 NO 02 2022 (SEPTEMBER)
Publisher : Badan Penerbitan Fakultas Pertanian, Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (727.465 KB) | DOI: 10.31186/jagrisep.21.2.317-330

Abstract

One of the global problems that has a huge impact on the socio-economic conditions of the country, particulary on food security, is climate change. The El Nino Southern Oscillation (ENSO) is a climatic change phenomenon in Indonesia that has three phases: El Nino, La Nina, and Normal. Phenomenon has an impact on rainfall intensity, which bring another impact on the agricultural sector, food crops. This study examines the impact of climate change and other determinants on the production food commodities such as rice, corn, and soybean using the static panel data method. The cross section data focuses on the provinces on the island of Java which became the production center for rice, corn, and soybean, as well as four other provinces with the highest production for the three commodities mentioned. Time series data is used from 2009 to 2017. The results show that El Nino has a significant effect on decreasing rice and corn production and increasing soybean production. La Nina has a significant effect on increasing the production of the three commodities studied. Fertilizer subsidy has a significant effect on increasing the production of the three commodities studied meanwhile productivity significantly impact rice and corn productions.
Bancassurance Business Strategy in Life Insurance: a Case Study One of Joint Venture Company in Indonesia Abiyyu, Ikhwan; Najib, Mukhamad; Asmara, Alla
JDM (Jurnal Dinamika Manajemen) Vol 11, No 1 (2020): March 2020
Publisher : Department of Management, Faculty of Economics and Business, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v11i1.21868

Abstract

This research will conduct bancassurance business strategy for one of life insurance company. Bancassurance business in Indonesia is wide open and needed the right strategy for every company. Life insurance companies in the bancassurance business hold an important roles as a party that providing the product for bank customers. The mapping is carried out for the current business conditions run by the company using BMC tool and will be deepened with a SWOT analysis for each component in BMC. To present a new market, the company need to apply a new strategy that has never been carried out by competitors, with the perspective of BOS, a write off-reduce-increase-create scheme will be implemented to produce BMC alternatives. The result showed three strategic issues for the company, there are product development by collaborating with general incurance, customer segmentation development especially for High Net Worth customers also offering product with foreign currency, and digital competency strengthening in selling and internal process. These three strategies can be used as extra ammunition for the life insurance companies to compete in the bancassurance business.
Pandemi Covid-19 dan Dampaknya Terhadap Klaim Asuransi di Indonesia: Studi Kasus BPJS Ketenagakerjaan: The Covid-19 and Its Impact On Insurance Claims in Indonesia: A Case Study of BPJS Ketenagakerjaan Afrianto, Andri; Irawan, Tony; Asmara, Alla
Jurnal Aplikasi Bisnis dan Manajemen Vol. 9 No. 3 (2023): JABM Vol. 9 No. 3, September 2023
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.9.3.908

Abstract

The COVID-19 virus has become a worldwide pandemic, and studies of its impact on insurance are needed. This paper aims to look at the impact of the COVID-19 pandemic on insurance by using the number of claim cases from BPJS Ketenagakerjaan in Indonesia, which covers 34 provinces. This study uses a time series spanning 2018-2021 and cross-sectional data from 11 regional offices of BPJS Ketenagakerjaan. The analytical method used in this research is static panel method. The dependent variable in this study is the number of claims cases (Claim) while the independent variables used are Covid19, per capita GRDP, and per capita -savings. Empirical findings suggest that COVID-19 cases are associated with additional insurance claims. Compared to before the pandemic, COVID-19 caused an average increase in claim cases by 0.2587845 per cent. Although the BPJS Ketenagakerjaan Program claims cases tend to increase every year, at the beginning of the pandemic, old-age security (JHT) and pension security (JP) programs were the most affected. Then in 2021, the death security (JKM), employment injury security (JKK), and pension security (JP) programs experienced the most significant increase in claim cases. Based on the results of the study, BPJS Ketenagakerjaan must prepare liquid funds to overcome the high number of claim cases during a pandemic such as the Covid-19 pandemic in the future. In addition, restrictions on community activities implemented by the government cause business processes to be developed digitally so that participants can carry out the claim process. Keywords: BPJS Ketenagakerjaan, COVID-19, Indonesia, insurance, insurance claim
KLASIFIKASI INFLASI 34 IBUKOTA PROVINSI DI INDONESIA SEBELUM DAN SAAT COVID-19 MELALUI PENGELOMPOKAN WILAYAH DENGAN K-MEANS CLUSTERING Etrisia, Novi; Alexandi, Muhammad Findi; Asmara, Alla
Jurnal Ekonomi Pembangunan Vol 12 No 2 (2023): Volume 12 Nomor 2 Tahun 2023
Publisher : Fakultas Ekonomi dan Bisnis Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jep.v12i2.1597

Abstract

The magnitude of the national inflation rate is the formation of aggregate figures from regional inflation. Formulating policies that target inflation is increasingly complex in the era of regional autonomy because each region has different factors and conditions that make it difficult to control. For this reason, special attention is needed in dealing with regional inflation. This study aims to classify regional inflation that occurred in Indonesia before and during the Covid-19 pandemic through a clustering approach using the K-Means Clustering method. The secondary data used in this study comes from the Central Bureau of Statistics (BPS) publications of the Republic of Indonesia. The results showed that after clustering, there were 19 provinces (55.88%) that experienced a decrease in the cluster level, 6 provinces (17.64%) experienced an increase in the cluster level and 9 provinces (26.4%) were stable at the cluster level. Overall, the Covid-19 outbreak that has hit the world economy has harmed provinces in Indonesia. This can be observed from the largest percentage of clusters, namely provinces that experienced a decrease in the inflation category, which was 55.88% and the highest number of provinces which were originally in 2017 were in cluster 3 (high inflation category) in 2021 which shifted to cluster 1 (inflation category). low). Based on the Paired Sample T-Test, there was a significant difference in clustering before Covid-19 (2017) and during Covid-19 (2021).
Evaluating the Impact of Cooperative Services on Dairy Farm Performance in North Cianjur: An Importance-Performance Analysis Approach Dahri Tanjung; Alla Asmara; Yeti Lis Purnamadewi; Anita Ristianingrum; Intani Dewi; Liisa Firhani Rahmasari
Jurnal Penelitian Pendidikan IPA Vol 11 No 3 (2025): March
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i3.10595

Abstract

The Foot-and-Mouth Disease (FMD) outbreak has worsened the performance of dairy farming and Milk Producers Cooperative (KPS). Therefore, this study aims to evaluate the effectiveness of cooperatives in supporting dairy farmers in North Cianjur, Indonesia. Using Importance-Performance Analysis (IPA), we assess the role of cooperative services in the performance of its dairy farming members. The results indicate that livestock health and reproduction services are highly prioritized, while education and training programs need improvement, along with a significant relationship between the performance of cooperative services and the businesses of its members. These findings emphasize cooperatives' importance in sustaining small-scale dairy farming performance and provide recommendations for service enhancement.
Financial Inclusion and Socio-Demographic Determinants of Micro and Small Enterprise Performance: Evidence from Conventional, Islamic, and Non-User Segments in Jakarta, Indonesia Irma Citarayani; Hermanto Siregar; Irfan Syauqi Beik; Alla Asmara
Fikri : Jurnal Kajian Agama, Sosial dan Budaya Vol. 10 No. 2 (2025): Fikri : Jurnal Kajian Agama, Sosial dan Budaya
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/jf.v10i2.6373

Abstract

Micro and Small Enterprises (MSMEs) as part of MSMEs have an important role in the national economy, including increasing economic growth, supporting economic stabilization, improving public welfare, alleviating poverty, and reducing unemployment rates. However, in its development, MSMEs face many challenges, including capital problems and low access to financial service institutions. Meanwhile, financial inclusion is one of the government's efforts to provide greater access to MSME actors so that they can use financial products and services. This study aims to determine whether financial inclusion and socio-demographic factors can affect MSME performance. The research methods used are multiple regression analysis, interaction test, and ANOVA tests. The study results indicate that financial inclusion significantly positively impacts Micro and Small business Performance in the DKI Jakarta area. This study also shows that socio-demographic factors, especially gender, business age, and generation of MSME actors, significantly influence MSME performance in the DKI Jakarta area. On the other hand, this study provides information that the perception of the performance of MSESs using conventional financial service institutions has a higher value than that of MSESs using sharia financial service institutions. Meanwhile, the lowest perception of MSES performance is held by MSES actors who do not use financial service institutions.
Peningkatan Teknologi Produksi dan Strategi Pemasaran Produk Kosmetik di Perusahaan Belukar Organics Alla Asmara; I Wayan Budiastra; Deva Primadia; Fiona Hanberia Innayah; Titis Priyowidodo; Elizabeth Sonya Lumbantoruan; Tarisa Fadillah
Agrokreatif: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 9 No. 1 (2023): Agrokreatif Jurnal Ilmiah Pengabdian Kepada Masyarakat
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/agrokreatif.9.1.73-80

Abstract

Belukar organics is a newly developed business entity for the production of liquid body soap and body scrubs. The volume of production and sales of liquid body soap and scrubs is still limited, around 360 bottles and 24 kilograms per year due to lack of marketing strategy and ineffective production process. Therefore, the objectives of program held for 7 months is to increase the production and sales volumes of liquid soap and body scrub. The program activities focused on training and supervision on production technology, packaging, management, marketing and facilitation of production and packaging equipment. In the production aspect, the new lay out of production process was set up, the new production technology and the SOPs were applied. In the management aspect, training and supervision in the Business Model Canvas, Business Plan and Action Plan, bookkeeping and accounting were carried out. In the marketing aspect, training and marketing supervision were carried out covering aspects of branding, promotion and digital marketing. With training and mentoring activities, the production of Belukar organics liquid soap increased from 39 bottles to 117 bottles per month. Body scrub production increased from 2 kg to 7 kg per month. Sales turnover of liquid body soap also increased from 4,3 million rupiah per month to 12,3 million rupiah per month, while body scrubs increased from 2 million rupiah to 6,5 million rupiah per month. PKM activities succeeded in increasing the volume of production and sales of liquid body soap and body scrub Belukar Organics by around 300%.
The Effect of Marketing Mix On “KPR Xtra Bebas” Decision Making in Bank X Regional I Kevin Michael Arthur; Alla Asmara; Megawati Simanjuntak
Journal of Consumer Sciences Vol. 4 No. 1 (2019): Journal of Consumer Sciences
Publisher : Department of Family and Consumer Sciences, Faculty of Social and Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jcs.4.1.1-12

Abstract

The rapid growth of mortgages affected Bank X to launch product innovation "KPR Xtra Bebas." Realization since the establishment of KPR Xtra Bebas product did not reach the target desired by management. This study aims to analyze factors that influence consumer decision by using KPR Xtra Bebas products in order to do useful and efficient marketing. Sampling procedure used purposive sampling technique as one of the non-probability sampling techniques, namely sampling based on categories that have used the product. Data used are primary data by filling out the questionnaire conducted by the respondents themselves (self-administered survey). This study used the Partial Least Square (PLS) to analyze results from 94 samples. Results of the study identified the variables of price, place, promotion, and the process did not have a significant influence. While product, human resources, and physical evidence have a significant influence. Managerial implications that are generated are for variables that do not have a significant effect evaluation is needed to determine the appropriate strategy. Companies can build customer databases by implementing cross-selling so that promotional variables can function effectively.
Higher Education Fiscal Allocation Gaps in Indonesia: A Comparison between State Universities and Civil Service Universities Rizky Maulana; Dominicus Savio Priyarsono; Wiwiek Rindayati; Alla Asmara
JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Vol. 14 No. 1 (2026)
Publisher : UNIVERSITAS NEGERI SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jepk.v14n1.p97-116

Abstract

Objective: Higher education in Indonesia faces the challenge of dual governance, leading to unequal allocation of state resources between the Ministry of Education and various ministries. The main problem arises when the limited national education budget is disproportionately absorbed by civil service institutions, while students at state universities face the pressure of rising tuition fees. Method: This study uses a descriptive-qualitative approach in a policy analysis framework to evaluate budget allocations between State Universities (PTN) and Civil Service Universities (PTK). The analysis focuses on calculating unit cost disparities and assessing the impact of dual governance on fiscal equity. Results: The findings indicate a disparity in asymmetric fiscal support, with the average unit cost per student at Civil Service Universities (PTK) reaching Rp26,56 million per year, 1,78 times that at State Universities (PTN) at Rp14,88 million. This inequality is exacerbated by institutional redundancy, including the establishment of general study programs at PTK identical to those at State Universities (PTN), as well as the provision of comprehensive facilities that cover both tuition fees and living expenses exclusively for PTK students. The analysis shows that this budgeting system fails to meet the principles of distributive justice, as the large allocation to PTK does not provide broad benefits to the groups most in need of support, namely state university students burdened by rising UKT (tuition fees).  Novelty: This study recommends reintegrating PTK governance into the ministry responsible for education, allowing the other technical ministry to focus on its core governmental functions. National cost standardization is urgently needed to eliminate casteism in the higher education system and ensure a more inclusive distribution of budget resources for all.
Co-Authors Abiyyu, Ikhwan Ade Ayu Fleury Amalina Adrian D Lubis Afiff , Usamah Afrianto, Andri Ahmad, Fahmi Salam Alexandi, Muhammad Findi Anggi Meiri Anita Ristianingrum Ari Surya Rusdiono Arthur, Kevin Michael Bambang Juanda Beginer Subhan Chandra Darma Permana Dahri Tanjung Dara Resmi Asbiantari Dedi Budiman Hakim Deni Lubis Deva Primadia Dian Rinaldy Dila Vindayani Dominicus Savio Priyarsono Dyah Hapsari Amalina Elizabeth Sonya Lumbantoruan Emerseon, Errick Etrisia, Novi Falikhakh Nur Baeti Fikanti Zuliastri Fiona Hanberia Innayah Hannoeriadi A., Ivan Happy Febrina Hariyani Hardianti, Aprilia Hastuti, Ing Mariani Hermanto Siregar Hermanto Siregar Hutagaol, M. Parulian Hutagaol, Manuntun Paruliah I Wayan Budiastra Idqan Fahmi Indah Nurhidayati Indrayansyah Nur Ing Mariani Hastuti Intani Dewi Irfan Syauqi Beik Irma Citarayani Islami, Nurfara Ivan Hannoeriadi A. Kevin Michael Arthur Kirbrandoko Kirbrandoko Lukytawati Anggraeni M. Parulian Hutagaol Megawati Simanjuntak Muhammad Al Furqan Hakim Muhammad Firdaus Mukhamad Najib Murohman Murohman Murohman Murohman NADIRAH, TAMI nFN Kuntjoro Nia Kurniawati Hidayat, Nia Kurniawati Nor Jannah, Nor Purwono Nugroho Puspita Mega Lestari Effendi Puspita Mega Lestari Effendi Rahmasari, Liisa Firhani Rahmat Hidayat Rina Oktaviani Rina Oktaviani Rizal Syarief Rizky Maulana Rotinsulu, Dordia Anindita Rully Aprianto Safika S, Safika Salundik Sholihah Amalina Dyah Hapsari Sibarani , David Richardo Sri Hartoyo Sri Mulatsih Sri Mulatsih Suci, Stannia Cahaya Syamsiar, Syamsiar TAMI NADIRAH Tanti Novianti Tarigan, Rallyanta Tarisa Fadillah Titis Priyowidodo Tony Irawan Ulandari, Rafika Wiwiek Rindayati Wonny Achmad Ridman YETI L. PURNAMADEWI Yeti Lis Purnamadewi Yohandira Yohandira Yusuf, Diasitta