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Shariah-Based Ethical Frameworks and Their Role in Shap-ing Islamic Finance in Asia: A Systematic Literature Review Nurul Syafiqah Azman; Affendy Abu Hassim; Said Nasser Al-Amrani; Nasib, Nasib; Fathoni, Muhammad
Journal of Finance Integration and Business Independence Vol. 2 No. 1 (2026): Journal of Finance Integration and Business Independence
Publisher : YAYASAN BINA BISNIS NUSANTARA MEDAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64276/jofibi.v2i1.87

Abstract

The purpose of this research is to examine the role played by regional ethical codes in Islamic banking's development, adoption and the integration of this financial system at the international level. A comprehensive review of the last 6 years' research in the field is given, covering 86 academic papers from 2020 to 2025. The PRISMA methodology is applied in order to identify, appraise and merge the findings from the studies in areas like ethical and cultural values, Shariah compliance, governance, and socio-economic goals. In fact, research shows that regional ethical frameworks are crucial in ensuring that Islamic financial services are truly ethical and in addition are a key factor in differentiating Islamic financial services from conventional ones within the global marketplace. In the integration of Islamic finance with global norms there are a number of challenges, including the integration of Islamic finance with community-based ethics, the need to harmonise Islamic law with transnational financial dealings and the impact of technological advancements such as the development of financial services companies (fintech). The key theme in this study is the integration of Islamic financial practices with the values of their community, the strategies employed by financial institutions to reconcile local Shariah law with international finance systems, and the role of ethical governance in establishing trust and promoting economic growth. In light of these implications, it is essential that regulatory agencies, industry leaders and government officials work towards ensuring international business practices align with local standards of ethics. Further research is required in such areas as the implications of sustainable finance for conventional financial structures, digitalisation and its impact on the role of the business community and the finance industry, and in cross border issues of ethics.
Perancangan Identitas Visual Usaha Jahit ”Santun Model Busana” sebagai Media Promosi Digital Prastuti, Annisa Hindun; Hasbullah, Hasbullah; Fathoni, Muhammad
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.6866

Abstract

Di era transformasi digital yang kian kompetitif, Usaha Mikro, Kecil, dan Menengah (UMKM) khususnya pada sektor fesyen menghadapi tantangan besar dalam membangun visual branding guna meningkatkan kredibilitas di pasar daring. Penelitian ini berfokus pada "Santun Model Busana", sebuah usaha jahit modiste di Lombok Barat yang telah beroperasi secara konsisten sejak tahun 1997. Meskipun memiliki kualitas produksi standar butik serta pengalaman teknis yang mumpuni, usaha ini belum memiliki identitas visual yang representatif dan terstandarisasi. Ketiadaan logo yang ikonik menyebabkan citra usaha terlihat kurang profesional dan sulit bersaing di berbagai platform digital yang sangat mengandalkan daya tarik aspek visual serta estetika desain.Penelitian ini menggunakan metode kualitatif dengan pendekatan Design Thinking yang meliputi lima tahapan utama: empathize, define, ideate, prototype, dan test. Proses pengumpulan data dilakukan secara komprehensif melalui observasi langsung, wawancara mendalam dengan pemilik, studi dokumentasi, serta penyebaran kuesioner kepada responden untuk mendapatkan validasi pasar secara objektif. Hasil perancangan menghasilkan logo berbasis inisial yang merepresentasikan kesan elegan, profesional, dan feminin sesuai dengan karakteristik target pasar perempuan modern. Logo juga dinilai efektif digunakan pada berbagai media digital seperti media sosial dan platform promosi daring guna menarik minat pelanggan baru. Dengan demikian, identitas visual yang dirancang dapat memperkuat branding, meningkatkan kepercayaan konsumen, serta mendukung strategi promosi digital Santun Model Busana secara berkelanjutan di masa depan.
Perancangan Video Iklan Digital Sabun Ronas Sebagai Media Promosi Bisnis CV. Ronas Indonesia Haris, Mizwar; Hasbullah, Hasbullah; Qatrunnada, Qatrunnada; Fathoni, Muhammad
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.7043

Abstract

Transformasi digital saat ini mendorong pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) untuk mengadopsi strategi promosi bisnis berbasis media digital agar mampu bersaing di pasar yang semakin kompetitif. Penelitian ini mengangkat permasalahan pada CV. Ronas Indonesia, produsen sabun cuci piring lokal yang menghadapi keterbatasan jangkauan pemasaran akibat ketergantungan pada media cetak konvensional, sehingga nilai unggul produk belum tersampaikan secara optimal kepada calon konsumen. Penelitian ini bertujuan untuk merancang video iklan digital sebagai media promosi strategis yang mampu merepresentasikan kualitas produk secara visual. Metode yang digunakan adalah pendekatan kualitatif dengan teknik analisis data model Miles dan Huberman, serta pengumpulan data melalui observasi, studi dokumen, dan wawancara mendalam. Proses perancangan audiovisual dilakukan secara sistematis melalui tahapan pipeline produksi yang meliputi pra-produksi melalui penyusunan storyboard, produksi dengan teknik sinematografi seperti close-up dan high angle, hingga pasca-produksi yang mencakup proses editing. Hasil penelitian ini adalah video iklan digital berdurasi 40 detik yang mengedepankan strategi komunikasi demonstratif untuk menunjukkan daya bersih produk melalui transformasi visual kondisi kotor menjadi bersih. Dengan menonjolkan pesan utama "hemat, bersih, dan wangi", video ini dirancang untuk membangun positioning merek yang kuat di berbagai platform media sosial. Penelitian ini menyimpulkan bahwa integrasi metode perancangan audiovisual yang terstruktur secara signifikan dapat meningkatkan efektivitas promosi, daya tarik produk, serta memperkuat identitas bisnis UMKM di era pemasaran digital.
Pelaksanaan Model Manajemen Partisipatif Dalam Pendidikan : Studi Kasus di Sekolah Menengah Pertama Fathoni, Muhammad; Fatimah, Tria Siti; Cahyani, Samantha; Syah, Umniyyatul Auliya
Education Management: Jurnal Manajemen Pendidikan Islam Vol. 1 No. 2 (2023): Education Management: Jurnal Manajemen Pendidikan Islam (Edium)
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/edium.v1i2.7593

Abstract

The dynamics of implementing educational activities in Indonesia need to be improved. For this improvement, the participation of school community members is necessary so that all existing dynamics can be handled as effectively as possible. Therefore, management and its functions need to be applied in the participation of school community members and the public so that educational activity programs can run effectively and efficiently. This research aims to determine the implementation of participatory management at SMP Pelita Harapan. The researcher used a qualitative method in the data collection process, which includes observation, interviews, and the distribution or filling out of questionnaires with the target being school community members. The observation was conducted to review the process of implementing participatory management directly at SMP Pelita Harapan. Interviews were conducted with members of the SMP Pelita Harapan community to find out their responses regarding the implementation of participatory management at the school. The distribution of questionnaires to school community members, containing statements with response classifications such as strongly agree, agree, disagree, and strongly disagree, was done to obtain more detailed information or data regarding the implementation of participatory management at SMP Pelita Harapan. The results of the research show that the implementation of participatory management at SMP Pelita Harapan is quite good, but there is a need for improvement in some aspects that hinder the implementation of participatory management, such as a lack of teachers, inadequate facilities and infrastructure, and others. It is the responsibility of the school principal to address these dynamics by involving the school community so that participatory management at SMP Pelita Harapan can be carried out effectively.