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All Journal LAW REFORM Journal of Education and Learning (EduLearn) El-Mashlahah JURNAL PENDIDIKAN FISIKA Journal of Indonesian Legal Studies Jurnal Ilmiah Al-Syir'ah JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) JPF : JURNAL PENDIDIKAN FISIKA JUPE : Jurnal Pendidikan Mandala International Journal for Educational and Vocational Studies Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal Teknik Industri Terintegrasi (JUTIN) Jurnal Ecogen JTAM ROTARY Jurnal Industri Pariwisata JURNAL SAINS DAN TEKNOLOGI MARITIM IIJSE Jurnal Tarreang: Tren Pengabdian Masyarakat Agrokompleks An-nisa: Journal of Islamic Family Law
Maruf Maruf, Maruf
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Journal : El-Mashlahah

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Maslahah-Based Protection of Fund Recipients in Fintech Lending Through Empowerment and Justice Noor, Afif; Maskur, Ali; Kholiq, Arifana Nur; Rurkinantia, Aisa; Saifudin, Saifudin; Adila, Arina Hukmu; Maruf, Maruf
El-Mashlahah Vol 15 No 1 (2025)
Publisher : Sharia Faculty of State Islamic Institute (IAIN) Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/el-mashlahah.v15i1.7786

Abstract

The rapid growth of fintech lending in Indonesia requires adequate regulation and protection for consumers, especially fund recipients, who face high risks such as intimidation and sexual harassment, high-interest charges, and misuse of personal data by fintech lending platforms. For this reason, protecting fund recipients is a primary need because it involves protecting life and property, which is integral to the benefit of maqashid sharia. The main objective of this research was to detail the concepts of empowerment and justice as pillars of protection for fund recipients in fintech lending from a maslahah perspective. The research used normative juridical methods with statutory and conceptual approaches and analyzed secondary data from document studies in a descriptive qualitative. The results showed that empowerment and protection of fund recipients in fair fintech lending align with the principle of maslahah, contribute positively to the welfare of society, and support the growth of a sustainable fintech lending industry ecosystem, and offering hope for a better future.
Co-Authors A.A. Ketut Agung Cahyawan W Abd Samad, Abd Abdulah Pakarti, Muhammad Husni Adila, Arina Hukmu Afif Noor ahmad yani Ahriana Ahriana, Ahriana Ali Maskur Andi Alfiani saputri, Andi Alfiani Andi Lenny Rahim, Andi Lenny Ardani, Maskur Faris Ariansyah Ariansyah, Ariansyah Arifana Nur Kholiq, Arifana Nur Asyhari A Usman, Asyhari A Azisah, Nur Budi Rahmadya Burhan, Abd. Rukman Dewi Hikmah Marisda Emawati emawati Ending Solehudin Ginting, Every R Putrita Habib, Muhammad Akmal Hariono Hariono Ibrahim Sijaya, Ibrahim Idamayanti, Reski Isnah Sahriani, Isnah Johari, Muhamad Jumiatun Jumiatun, Jumiatun Kurniah, St. Marlina Syam, Marlina Masriani . Maulana, Syahrul Maulidia, Dian Mayori, Welda Mentari, Diah Muhamad Zainal Mawahib Muhammad Akbar Muhammad Arsyad Multasyam Multasyam, Multasyam Nani Tursina Narantaka, Narantaka Nuraisyah Nuraisyah Nurfadilah Nurfadilah Nurlina Nurlina Patricia, Resti Pranata, Edy Rachmadani, Andi Intan Rahmawati, Rahmawati Rahmi Eka Putri, Rahmi Eka Ramdhani, Deddy Rianawati Rianawati Riandika, Syafiq Riswanto, Habib Adani Rurkinantia, Aisa Saifudin Saifudin Saujan, Iqbal Shakibiciu, Saeideh Sule, Ones Sulistiawati, Sheila Suziana, Suziana Syafrizal Syafrizal Teguh Iman Pribadi Yesriva Nursyam