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DIAH PERMATA SARI, DIAH PERMATA
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PENDAMPINGAN PENGELOLAAN KEUANGAN SEDERHANA PADA UMKM JURAGAN PISANG KEMBUNG COKLAT KEJU DI KOTA SERANG UNTUK MENINGKATKAN KEBERLANJUTAN USAHA Amyati, Amyati; Sari, Diah Permata; Sumarsih, Rani Sri
Indonesian Collaboration Journal of Community Services (ICJCS) Vol. 6 No. 1 (2026): Indonesian Collaboration Journal of Community Services
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/icjcs.v6i1.234

Abstract

This community service activity aims to enhance business sustainability through simple financial management assistance for Juragan Pisang Kembung Coklat Keju MSME in Serang City. Many micro and small enterprises face sustainability challenges due to weak financial management practices, including the absence of systematic cash flow records and the mixing of personal and business finances. This program was conducted using a participatory and practical approach over one month in December 2025. The activities included initial observation, delivery of simple financial management materials, hands-on practice of daily cash flow recording and basic profit–loss calculation, as well as continuous mentoring and evaluation. The results show an improvement in participants’ understanding of financial management concepts and a positive change in managerial behavior, particularly in routine financial recording and cost control. Simple financial records enabled the MSME owner to better understand the actual financial condition of the business and to make more rational decisions. This community service demonstrates that simple and contextual financial management assistance can serve as an effective foundation for strengthening MSME resilience and long-term business sustainability.
OPTIMALISASI MANAJEMEN MODAL KERJA DAN ARUS KAS UMKM DI KOTA SERANG UNTUK MENINGKATKAN STABILITAS KEUANGAN USAHA Idayu, Riyanthi; Sari, Diah Permata; Pertiwi, Sari Putri
Indonesian Collaboration Journal of Community Services (ICJCS) Vol. 6 No. 1 (2026): Indonesian Collaboration Journal of Community Services
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/icjcs.v6i1.235

Abstract

This community service program aims to optimize working capital management and cash flow of micro, small, and medium enterprises (MSMEs) in Serang City to enhance business financial stability. The activities were conducted for one month in September 2025 using participatory approaches through training, hands-on practice, and intensive mentoring. The program focused on improving financial literacy, systematic transaction recording, cash flow planning, and effective working capital control. The results showed significant improvements in MSMEs’ financial management practices, including increased discipline in bookkeeping, better cash flow control, and clearer separation between personal and business finances. These improvements contributed to enhanced liquidity, timely payment of obligations, and more stable operational funding. Furthermore, the mentoring process encouraged positive managerial behavior changes, enabling MSMEs to make more rational and data-driven financial decisions. Overall, the program successfully strengthened financial resilience, improved business sustainability, and increased the competitiveness of MSMEs in Serang City. The model applied in this program is expected to be replicable in other regions with similar socio-economic characteristics.
Co-Authors Achmad Nashrudin Adi, Estu Surya Afifah, Lailatul Afrina, Cassy Agusni, Pratiwi Putri Ahmad Sopian, Ahmad Amalia, Aam Amyati, Amyati Andriyani Rahmah Fahriati Ansori, Andika Al Ariyaningsih, Puspita Aryanto, Afrilianty Putri B, Kornelia Webliana Cecep Abdul Hakim Christine Wulandari Destiani, Firdha Dewi, Susana Elwis, Khalid Eni Hidayati Evani, Azmi Zauli Febriyano, Indra Gumay Firdha Senja Maelaningsih Furqon, Ainun Hairil Anwar Hamsanah, Siti Hartono Hartono Hidayati, Arianna Idayu, Riyanthi Indrawati Indrawati Irwan Mahakam Lesmono Aji ISLAMUL HADI Koryati, Dewi Kurniawan, Okta Dwi Andika Kurniawati, Dewi Indah LENI TRIANA, LENI Maesaroh Maesaroh Mahakam Lesmono Aji, Irwan Masitoh, Melly Maya Maulana, Farhan Maulana, Yozi Heru Mayaning Sari, Ni Kadek Muhamad Husni Idris, Muhamad Husni Nafisah, Lina Nanang Yunarto nasirun, muhammad Novrita, Sri Zulfia Nurihardiyanti Nurihardiyanti, Nurihardiyanti Nurmalasari, Yeni Pertiwi, Sari Putri Purnomo , Adi Dwi Putra, Dias Suminta Suria Raehnayati Raehnayati, Raehnayati Ramdhan, Arfian Suryasuci Reswandaru, Uud Nourma Retno Kusumastuti RIKA KARTIKA Rima Vera Ningsih Samsul Bakri Saputra, Teungku Raviola SIREGAR, DINA KHAIRUNA Siti Novy Romlah Sumarsih, Rani Sri Syahputra, Maiser Umam, Hairul Uthafiyah, Uthafiyah UZ, LM Zulfahrin Vina Fauziah Vita Fitria Sari Webliana B, Kornelia Webliana B., Kornelia Webliana, Kornelia Weni Nelmira Wihelmus Jemarut Wulandari, Febriana Tri Yuliana Yuliana Yuni Rahmawati Zamil, Ilham